Owning in Minnesota
Data from January 2026
Property tax in Minnesota
The typical owner in Minnesota pays $3,357 a year, about 1.02% of the home’s value (0.94% nationwide). Here are the exemptions and discounts the state publishes, the deadlines to claim them or appeal, and every county’s figure.
Key numbers in Minnesota
- Typical tax
- $3,357
- per year, typical household
- 8% more than the U.S.
- Effective rate
- 1.02%
- tax ÷ value (estimate)
- 9% more than the U.S.
- United States
- 0.94%
- national effective rate
- Exemptions and relief
- 4
- published by the state, with the source
The state's rules
Minnesota's rules, in one table
The assessment cap, the homestead exemption, when to protest and when to pay, as Minnesota's official source states them. Tap "What the source says" to read the exact text.
| Rule | What Minnesota says | Source |
|---|---|---|
| What triggers a new assessment | In Minnesota the county assessor estimates market value every year, as of Jan. 2. The Valuation Notice arrives in March or April and shows the value and classification used for the following year's taxes. What the source says“Jan. 2 Assessment date for both real and personal property. … March - April Valuation Notices are mailed to property owners.” | Minnesota Department of Revenue Verified November 6, 2026 |
| Homestead exemption | If the home is your main residence (homestead), part of its market value is not taxed. If your home is valued at $95,000 or less, 40% of the value is excluded. Between $95,000 and $517,200, the exclusion is $38,000 minus 9% of the value over $95,000. At $517,200 or more there is no exclusion. To get it, the home must be homesteaded with the county assessor; if you move in, you apply by Dec. 31. What the source says· Minn. Stat. § 273.13, subd. 35“For a homestead valued at $95,000 or less, the exclusion is 40 percent of market value. For a homestead valued between $95,000 and $517,200, the exclusion is $38,000 minus nine percent of the valuation over $95,000. For a homestead valued at $517,200 or more, there is no valuation exclusion.” | Minnesota Department of Revenue Verified November 6, 2026 |
| Protest deadline Set by your county or town | First talk with the county assessor; many questions are resolved that way. If you still disagree, you can appeal to the Local Board of Appeal and Equalization, which meets between April 1 and May 31; the date, time and place are on your Valuation Notice. Some cities and towns transfer that role to the county and hold "open book" meetings. If you disagree, you go on to the County Board, in June. You can also go directly to the Minnesota Tax Court by April 30 of the following year. You cannot appeal the amount of tax, only the value or classification. What the source says“You may appeal to your Local or County Board of Appeal and Equalization, or you may choose to go directly to Minnesota Tax Court. If appealing to the boards, you must appeal to the Local Board of Appeal and Equalization before appealing to the County Board of Appeal and Equalization. … Local Board of Appeal and Equalization meetings are scheduled between April 1 and May 31. Detailed meeting information can be found on your Valuation Notice. … Cities and towns may choose to transfer their board powers to the County Board of Appeal and Equalization. These jurisdictions will hold open book meetings instead. … In either situation, you must appeal by April 30 of the following year.” | Minnesota Department of Revenue Verified November 6, 2026 |
| When to pay | The county treasurer mails the statement by March 31. The first half is due May 15 and the second half Oct. 15 (Nov. 15 if part of the parcel is class 2a agricultural land). What the source says“March 31 Last day for county treasurers to mail Property Tax Statements to property owners. … May 15 First-half real property taxes due (except for class 1c or 4c seasonal commercial and some class 3a commercial property which have until May 31). … Oct. 15 Last day to pay second half of real estate taxes unless part of the parcel is classified 2a agricultural land. … Nov. 15 Last day to pay second half of personal property taxes on manufactured homes and second half of real estate taxes on parcels with any class 2a agricultural land.” | Minnesota Department of Revenue Verified November 6, 2026 |
Not verified yet: Cap on your home, Cap on other property.
Did your assessment go up?By place
Every county, with its figure
What the typical owner pays in each county of Minnesota, with the typical home value and the effective rate. Highest tax first.
| Carver County | $4,501 | $453,600 | 0.99% |
|---|---|---|---|
| Hennepin County | $4,480 | $392,900 | 1.14% |
| Scott County | $4,230 | $419,400 | 1.01% |
| Washington County | $4,164 | $422,000 | 0.99% |
| Ramsey County | $3,966 | $326,600 | 1.21% |
| Chisago County | $3,780 | $351,900 | 1.07% |
| Dakota County | $3,749 | $381,000 | 0.98% |
| Sherburne County | $3,560 | $361,400 | 0.99% |
| Olmsted County | $3,525 | $331,700 | 1.06% |
| Wright County | $3,523 | $358,900 | 0.98% |
| Le Sueur County | $3,366 | $316,500 | 1.06% |
| Anoka County | $3,271 | $346,500 | 0.94% |
| Dodge County | $3,191 | $287,700 | 1.11% |
| Rice County | $3,115 | $320,200 | 0.97% |
| Isanti County | $3,081 | $306,200 | 1.01% |
| Nicollet County | $3,046 | $270,300 | 1.13% |
| Clay County | $3,013 | $265,500 | 1.13% |
| Goodhue County | $2,998 | $285,100 | 1.05% |
| Steele County | $2,964 | $245,400 | 1.21% |
| Carlton County | $2,862 | $245,100 | 1.17% |
| McLeod County | $2,840 | $246,100 | 1.15% |
| Wabasha County | $2,785 | $264,400 | 1.05% |
| Houston County | $2,756 | $239,000 | 1.15% |
| Stearns County | $2,742 | $273,400 | 1.00% |
| Mille Lacs County | $2,698 | $258,300 | 1.04% |
| Douglas County | $2,674 | $321,400 | 0.83% |
| Benton County | $2,651 | $271,000 | 0.98% |
| Waseca County | $2,603 | $220,800 | 1.18% |
| Blue Earth County | $2,601 | $266,700 | 0.98% |
| Kanabec County | $2,582 | $228,100 | 1.13% |
| Sibley County | $2,544 | $231,900 | 1.10% |
| Kandiyohi County | $2,492 | $243,200 | 1.02% |
| Pennington County | $2,458 | $195,500 | 1.26% |
| Beltrami County | $2,309 | $237,500 | 0.97% |
| Cook County | $2,304 | $336,200 | 0.69% |
| Crow Wing County | $2,283 | $306,800 | 0.74% |
| St. Louis County | $2,271 | $221,400 | 1.03% |
| Polk County | $2,245 | $222,800 | 1.01% |
| Meeker County | $2,243 | $249,000 | 0.90% |
| Hubbard County | $2,217 | $282,600 | 0.78% |
| Morrison County | $2,190 | $248,500 | 0.88% |
| Winona County | $2,180 | $235,400 | 0.93% |
| Lyon County | $2,126 | $200,700 | 1.06% |
| Otter Tail County | $2,093 | $273,000 | 0.77% |
| Fillmore County | $2,076 | $221,100 | 0.94% |
| Pine County | $2,068 | $239,300 | 0.86% |
| Becker County | $2,014 | $291,000 | 0.69% |
| Todd County | $1,982 | $207,700 | 0.95% |
| Brown County | $1,976 | $191,200 | 1.03% |
| Pope County | $1,967 | $255,100 | 0.77% |
| Nobles County | $1,956 | $197,200 | 0.99% |
| Itasca County | $1,945 | $225,200 | 0.86% |
| Freeborn County | $1,907 | $171,100 | 1.11% |
| Mower County | $1,907 | $185,200 | 1.03% |
| Wadena County | $1,806 | $173,000 | 1.04% |
| Grant County | $1,783 | $191,000 | 0.93% |
| Cottonwood County | $1,781 | $169,300 | 1.05% |
| Roseau County | $1,779 | $183,700 | 0.97% |
| Lake County | $1,765 | $241,300 | 0.73% |
| Chippewa County | $1,711 | $156,100 | 1.10% |
| Watonwan County | $1,700 | $162,400 | 1.05% |
| Renville County | $1,691 | $163,200 | 1.04% |
| Martin County | $1,671 | $163,500 | 1.02% |
| Stevens County | $1,634 | $202,800 | 0.81% |
| Red Lake County | $1,622 | $162,000 | 1.00% |
| Cass County | $1,615 | $288,300 | 0.56% |
| Yellow Medicine County | $1,606 | $154,700 | 1.04% |
| Rock County | $1,590 | $224,300 | 0.71% |
| Redwood County | $1,581 | $158,200 | 1.00% |
| Lincoln County | $1,574 | $164,400 | 0.96% |
| Mahnomen County | $1,509 | $161,900 | 0.93% |
| Big Stone County | $1,473 | $169,100 | 0.87% |
| Murray County | $1,471 | $185,400 | 0.79% |
| Jackson County | $1,460 | $157,100 | 0.93% |
| Wilkin County | $1,435 | $182,200 | 0.79% |
| Lac qui Parle County | $1,422 | $157,600 | 0.90% |
| Lake of the Woods County | $1,419 | $216,100 | 0.66% |
| Aitkin County | $1,407 | $255,800 | 0.55% |
| Swift County | $1,386 | $161,400 | 0.86% |
| Norman County | $1,378 | $147,100 | 0.94% |
| Faribault County | $1,334 | $135,300 | 0.99% |
| Marshall County | $1,315 | $164,500 | 0.80% |
| Clearwater County | $1,295 | $192,100 | 0.67% |
| Kittson County | $1,239 | $134,800 | 0.92% |
| Pipestone County | $1,209 | $140,200 | 0.86% |
| Koochiching County | $1,156 | $156,600 | 0.74% |
| Traverse County | $1,126 | $114,100 | 0.99% |
- Carver $4,5010.99%
- Hennepin $4,4801.14%
- Scott $4,2301.01%
- Washington $4,1640.99%
- Ramsey $3,9661.21%
- Chisago $3,7801.07%
- Dakota $3,7490.98%
- Sherburne $3,5600.99%
- Olmsted $3,5251.06%
- Wright $3,5230.98%
- Le Sueur $3,3661.06%
- Anoka $3,2710.94%
- Dodge $3,1911.11%
- Rice $3,1150.97%
- Isanti $3,0811.01%
- Nicollet $3,0461.13%
- Clay $3,0131.13%
- Goodhue $2,9981.05%
- Steele $2,9641.21%
- Carlton $2,8621.17%
- McLeod $2,8401.15%
- Wabasha $2,7851.05%
- Houston $2,7561.15%
- Stearns $2,7421.00%
- Mille Lacs $2,6981.04%
- Douglas $2,6740.83%
- Benton $2,6510.98%
- Waseca $2,6031.18%
- Blue Earth $2,6010.98%
- Kanabec $2,5821.13%
- Sibley $2,5441.10%
- Kandiyohi $2,4921.02%
- Pennington $2,4581.26%
- Beltrami $2,3090.97%
- Cook $2,3040.69%
- Crow Wing $2,2830.74%
- St. Louis $2,2711.03%
- Polk $2,2451.01%
- Meeker $2,2430.90%
- Hubbard $2,2170.78%
- Morrison $2,1900.88%
- Winona $2,1800.93%
- Lyon $2,1261.06%
- Otter Tail $2,0930.77%
- Fillmore $2,0760.94%
- Pine $2,0680.86%
- Becker $2,0140.69%
- Todd $1,9820.95%
- Brown $1,9761.03%
- Pope $1,9670.77%
- Nobles $1,9560.99%
- Itasca $1,9450.86%
- Freeborn $1,9071.11%
- Mower $1,9071.03%
- Wadena $1,8061.04%
- Grant $1,7830.93%
- Cottonwood $1,7811.05%
- Roseau $1,7790.97%
- Lake $1,7650.73%
- Chippewa $1,7111.10%
- Watonwan $1,7001.05%
- Renville $1,6911.04%
- Martin $1,6711.02%
- Stevens $1,6340.81%
- Red Lake $1,6221.00%
- Cass $1,6150.56%
- Yellow Medicine $1,6061.04%
- Rock $1,5900.71%
- Redwood $1,5811.00%
- Lincoln $1,5740.96%
- Mahnomen $1,5090.93%
- Big Stone $1,4730.87%
- Murray $1,4710.79%
- Jackson $1,4600.93%
- Wilkin $1,4350.79%
- Lac qui Parle $1,4220.90%
- Lake of the Woods $1,4190.66%
- Aitkin $1,4070.55%
- Swift $1,3860.86%
- Norman $1,3780.94%
- Faribault $1,3340.99%
- Marshall $1,3150.80%
- Clearwater $1,2950.67%
- Kittson $1,2390.92%
- Pipestone $1,2090.86%
- Koochiching $1,1560.74%
- Traverse $1,1260.99%
Effective rate: typical tax ÷ typical value, our estimate from two Census medians. Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)
Exemptions
Which exemption fits you?
What Minnesota publishes for each case. You have to apply for almost all of them: none is applied on its own.
-
If it is your main home
If the home is your main residence (homestead), part of its market value is not taxed. If your home is valued at $95,000 or less, 40% of the value is excluded. Between $95,000 and $517,200, the exclusion is $38,000 minus 9% of the value over $95,000. At $517,200 or more there is no exclusion. To get it, the home must be homesteaded with the county assessor; if you move in, you apply by Dec. 31.
What the source says· Minn. Stat. § 273.13, subd. 35
“For a homestead valued at $95,000 or less, the exclusion is 40 percent of market value. For a homestead valued between $95,000 and $517,200, the exclusion is $38,000 minus nine percent of the valuation over $95,000. For a homestead valued at $517,200 or more, there is no valuation exclusion.”
Minnesota Department of Revenue · Verified November 6, 2026
-
If you are an older owner
If you are 65 or older (if married, one of you 65 and the other at least 62), your total household income is $96,000 or less, and you have owned and lived in your home (as a homestead) for the last 5 years, you can defer part of the tax. You pay tax equal to 3% of last year's household income and the state pays the rest as a loan, repaid with interest (not over 5%) when you sell or cancel the deferral. You apply to the Department of Revenue by Nov. 1 for the next year's tax.
What the source says· Minn. Stat. ch. 290B
“You are 65 or older in the year you apply. If married, one of you is 65 or older and the other is at least 62. Your total household income is $96,000 or less. You have owned and lived in your home for the last 5 years. Your home has been homesteaded for 5 years. … The property tax you pay will be 3% of your total household income based on your prior year income. The state pays the remainder as a loan. When you sell your home or voluntarily cancel the deferral, you must repay the loan plus interest. The interest rate varies but does not exceed 5%. … Apply by November 1 to defer your property taxes the following year.”
Minnesota Department of Revenue · Verified November 6, 2026
-
If you have a disability
If you are blind or permanently and totally disabled (unable to work at an occupation that brings you an income), the first $50,000 of your homestead's market value is classified as class 1b, with a lower classification rate (0.45%). The agency or source that pays your benefits must certify the disability. You apply with the county assessor by Oct. 1.
What the source says· Minn. Stat. § 273.13, subd. 22(b)
“Class 1b property includes homestead real estate or homestead manufactured homes used for the purposes of a homestead by: … any person who is permanently and totally disabled or by the person with a disability and the spouse of the person with a disability; or … Property is classified and assessed under clause (2) only if the government agency or income-providing source certifies, upon the request of the homestead occupant, that the homestead occupant satisfies the disability requirements of this paragraph … Permanently and totally disabled for the purpose of this subdivision means a condition which is permanent in nature and totally incapacitates the person from working at an occupation which brings the person an income. The first $50,000 market value of class 1b property has a net classification rate of 0.45 percent of its market value.”
Minnesota Department of Revenue · Verified November 6, 2026
-
If you are a veteran
If you are an honorably discharged veteran with a service-connected disability of 70% or more certified by VA, $150,000 of your homestead's market value is excluded. With a total (100%) and permanent disability, $300,000 is excluded. You apply to the assessor by Dec. 31 of the first assessment year you want it for. With this exclusion you do not also get the general homestead exclusion.
What the source says· Minn. Stat. § 273.13, subd. 34
“All or a portion of the market value of property owned by a veteran and serving as the veteran's homestead under this section is excluded in determining the property's taxable market value if the veteran has a service-connected disability of 70 percent or more as certified by the United States Department of Veterans Affairs. … For a disability rating of 70 percent or more, $150,000 of market value is excluded, except as provided in clause (2); and (2) for a total (100 percent) and permanent disability, $300,000 of market value is excluded. … A property qualifying for a valuation exclusion under this subdivision is not eligible for the market value exclusion under subdivision 35, or classification under subdivision 22, paragraph (b). … To qualify for a valuation exclusion under this subdivision a property owner must apply to the assessor by December 31 of the first assessment year for which the exclusion is sought.”
Minnesota Department of Revenue · Verified November 6, 2026
How it works
Where your bill comes from
The local government puts a value on your home, subtracts the exemptions you apply for and applies the rate of each body that taxes it: the county, the city, the school district and others.
- The value assigned to your home
- The exemptions you apply for
- The rates of each taxing body (county, city, schools)
- Your yearly bill
The effective rate on this page is something else: our estimate (typical tax ÷ typical value, from Census data) for comparing places. It is not the rate your local government sets.
Buying or selling
Taxes on the sale
Some states charge a tax or fee when the deed is recorded. What the official source says:
-
State deed tax
When the deed is recorded the tax is 0.33 percent of the net consideration when the price is over $3,000 (if it is $3,000 or less, a flat $1.65). Some metro counties charge a small additional tax.
Minn. Stat. §287.21, subd. 1(b)(3) · Minnesota Office of the Revisor of Statutes (Minnesota Statutes) · Verified October 23, 2026
Frequently asked questions
How much is property tax in Minnesota?
The typical owner pays $3,357 a year, about 1.02% of the home’s value, per the Census (Average 2020–2024). Nationwide the effective rate is 0.94%. Your bill depends on your county, city, school district and the exemptions you claim.
What is the deadline to protest the assessment in Minnesota?
First talk with the county assessor; many questions are resolved that way. If you still disagree, you can appeal to the Local Board of Appeal and Equalization, which meets between April 1 and May 31; the date, time and place are on your Valuation Notice. Some cities and towns transfer that role to the county and hold "open book" meetings. If you disagree, you go on to the County Board, in June. You can also go directly to the Minnesota Tax Court by April 30 of the following year. You cannot appeal the amount of tax, only the value or classification.
How do I apply for the homestead exemption in Minnesota?
If the home is your main residence (homestead), part of its market value is not taxed. If your home is valued at $95,000 or less, 40% of the value is excluded. Between $95,000 and $517,200, the exclusion is $38,000 minus 9% of the value over $95,000. At $517,200 or more there is no exclusion. To get it, the home must be homesteaded with the county assessor; if you move in, you apply by Dec. 31.
When is property tax paid in Minnesota?
The county treasurer mails the statement by March 31. The first half is due May 15 and the second half Oct. 15 (Nov. 15 if part of the parcel is class 2a agricultural land).
Which county in Minnesota pays the most property tax?
By amount, the highest typical tax is in Carver County ($4,501) and the lowest in Traverse County ($1,126). By effective rate, the highest is Pennington County (1.26%) and the lowest Aitkin County (0.55%).
What is the effective rate?
The typical tax divided by the typical home value in the same place. It is our estimate from two Census medians, not the rate your local government sets; it is for comparing places.