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City · 6,639 residents · Iberville Parish, Louisiana

St. Gabriel , Louisiana

In St. Gabriel, a typical home is worth $239,200 and typical rent is $1,017 a month. Compared with all of Iberville Parish, the typical home value is 38% higher and typical household income is 38% higher.

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  • Typical home value

    $239,200

    38% above the parish

    10% above Louisiana

    • St. Gabriel
    • Iberville
    • Louisiana

  • Typical rent

    $1,017a month

    23% above the parish

    4% below Louisiana

    • St. Gabriel
    • Iberville
    • Louisiana

  • Typical household income

    $74,688a year

    38% above the parish

    23% above Louisiana

    • St. Gabriel
    • Iberville
    • Louisiana

  • Households that own their home

    71%

    4 points below the parish

    4 points above Louisiana

    • St. Gabriel
    • Iberville
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$271,794
4.4% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

St. Gabriel is in Iberville Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Iberville Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets St. Gabriel apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in St. Gabriel is worth $239,200, 38% more than in Iberville Parish as a whole ($172,800).

  2. The typical household income in St. Gabriel is $74,688, 38% more than in Iberville Parish as a whole ($54,000).

  3. Nearby, in Plaquemine, the typical home value is $176,300: 26% less than in St. Gabriel ($239,200).

  4. The typical rent in St. Gabriel is $1,017 a month, 23% more than in Iberville Parish as a whole ($827).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in St. Gabriel

What homes there are in St. Gabriel, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in St. Gabriel: 70% of homes, near the figure in Iberville Parish (72%).

Year built

Homes in St. Gabriel are newer: the typical year built is 2004; in Iberville Parish, 1986.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,738 a month

Iberville Parish: $1,415 a month

Without a mortgage

$394 a month

Iberville Parish: $352 a month

Owners with a mortgage

75%

Iberville Parish: 51%

Owning costs more in St. Gabriel: with a mortgage, the typical cost is $1,738 a month; in Iberville Parish, $1,415. Without one, $394.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in St. Gabriel rose 39% since 2015–2019, more than in Iberville Parish (20%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSt. GabrielIberville ParishLouisianaUnited States
Rental vacancy Unreliable estimateUnreliable estimate7.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimate2.3%2.3%3.4%
People per household 2.642.402.492.53
Drive alone 75%84%79%69%
Carpool 13%8%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home Unreliable estimate5%8%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.64 on average, against 2.40 in Iberville Parish.

Carpooling is common in St. Gabriel: 13% of workers get to work that way, against 8% in Iberville Parish.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in St. Gabriel?

A typical home is tight for the typical income

We start with a typical home in St. Gabriel, worth $239,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in St. Gabriel, which is $74,688 a year. For that payment to be 28% of income, a household would need to earn about $84,854 a year.

The calculator's FHA and conventional loan limits are those of all of Iberville Parish.

Your numbers

Local data
$

Starts at the typical home value in St. Gabriel. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,372 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,980

at 7.18% · 30 years

Loan amount
$234,867
Total interest
$337,919
Paid off in
November 2056

Includes $4,039 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,743 a month

  • Tight

    $1,743 to $2,241 a month

    Your payment · 32%

  • Hard

    more than $2,241 a month

Compared with the typical household income in St. Gabriel ($74,688 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,980
Principal & interest$1,591
Property tax$183
Home insurance$100
FHA mortgage insurance (MIP)$106

You need at least $8,372 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

St. Gabriel and Iberville Parish

St. Gabriel is in Iberville Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

St. Gabriel's own numbers

Typical home value
$239,200
Typical monthly rent
$1,017
Typical yearly household income
$74,688
Households that own their home
71%
Effective property tax rate
0.92%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Iberville Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$892
Price change over 5 years (FHFA)
+31%
Homes in a high flood-risk zone
19%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Iberville Parish.

Everything about Iberville Parish

Buying

Buying a home in St. Gabriel

A typical home in St. Gabriel is worth $239,200: 38% above the parish and 10% above Louisiana. With the typical household income in St. Gabriel ($74,688 a year), a typical home costs 3.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • St. Gabriel 3.2 years
  • Iberville 3.2 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Iberville Parish

According to FHFA’s house price index, home prices in Iberville Parish rose 45% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Iberville Parish.

Period Parish Louisiana U.S.
Last year (2025) +6.6% +1.8% +2.9%
5 years (2020–2025) +31% +22% +47%
10 years (2015–2025) +45% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

St. Gabriel next to Iberville Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • St. Gabriel $239,200
  • Iberville $172,800
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • St. Gabriel $1,017
  • Iberville $827
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • St. Gabriel $74,688
  • Iberville $54,000
  • Louisiana $60,756
  • United States $80,734
See the full table
St. Gabriel next to Iberville Parish and Louisiana
Measure St. Gabriel Iberville Parish Louisiana U.S.
Typical home value $239,200 $172,800 $216,500 $332,700
Typical monthly rent $1,017 $827 $1,064 $1,413
Typical yearly household income $74,688 $54,000 $60,756 $80,734
Households that own their home 71% 75% 67% 65%
Typical yearly property tax $2,189 $556 $1,180 $3,119
Effective property tax rate 0.92% 0.32% 0.55% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Iberville Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in St. Gabriel

For a typical $239,200 home in St. Gabriel, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, St. Gabriel's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,980a month

    Least cash to close
    Down payment
    $8,372
    Cash to close
    $15,548
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $106

  • Conventional, 5% down $1,936a month

    Down payment
    $11,960
    Cash to close
    $19,136
    Rate
    7.18%
    Mortgage insurance
    PMI · $114

  • Conventional, 20% down, no PMI $1,579a month

    Down payment
    $47,840
    Cash to close
    $55,016
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,801a month

    Down payment
    $35,880
    Cash to close
    $43,056
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for St. Gabriel and for Iberville Parish.

Property tax

Effective rate in St. Gabriel

0.92%of the home’s value each year

$2,189 a year for the typical owner in St. Gabriel.

  • St. Gabriel 0.92%
  • Iberville 0.32%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Iberville Parish

FEMA does not publish these numbers by city: they are for all of Iberville Parish.

Homes in the high-risk zone
19%
2,117
Of those, with NFIP insurance
21%
Parish Louisiana U.S.
Homes in the high-risk zone 19% 15% 3.5%
Of those, with NFIP insurance 21% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in St. Gabriel

Typical rent in St. Gabriel is $1,017 a month: 23% above the parish.

HUD publishes a fair market rent for all of Iberville Parish, by unit size. To pay the 2-bedroom one ($892 a month) without spending more than 30% of your income, you would need to earn $17.15 an hour working full time.

HUD fair market rent for all of Iberville Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $775 $14.90 $31,000
1 bedroom $819 $15.75 $32,760
2 bedrooms $892 $17.15 $35,680
3 bedrooms $1,235 $23.75 $49,400
4 bedrooms $1,431 $27.52 $57,240

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in St. Gabriel

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). St. Gabriel has 2 ZIP codes with their own.

For 2 bedrooms it is $960 in all of them.

2 of the 2 are above the fair market rent for Iberville Parish ($892).

  • 70721 $960$1,330
  • 70776 $960$1,330

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for St. Gabriel when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in St. Gabriel

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Iberville Parish. The nearest ones are below; many serve by phone or online.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in St. Gabriel

No down payment, repair or rent-help program on our list is for St. Gabriel or Iberville Parish. The ones below are statewide in Louisiana: they work in St. Gabriel the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near St. Gabriel

The HUD-approved agencies closest to the center of St. Gabriel, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • NSC (naca Counseling Subsidiary) - Baton Rouge, LA

    10101 Siegen Ln Bldg 2 Ste B, Baton Rouge · 7 miles away · Spanish

    • Budget and financial counseling
    • Workshops for new owners
    • and 2 more
    (225) 767-9224

  • Louisiana Housing Corporation

    2415 Quail Dr, Baton Rouge · 10 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (225) 763-8654

  • Integrity Homebuyer Association, Incorporated

    2107 S Burnside Ave Ste 5, Gonzales · 11 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (225) 644-6705

All counseling agencies in Louisiana

Help in Spanish near St. Gabriel

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of St. Gabriel

HUD’s record names them for St. Gabriel or Iberville Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

2 other authorities have an office in Iberville Parish: see the list Source: HUD

Cities

Other cities in Iberville Parish

These cities are also in Iberville Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Iberville Parish Housing in Louisiana

Nearby cities

The cities closest to St. Gabriel, with the typical home value.

Neighboring counties

If Iberville Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in St. Gabriel.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about St. Gabriel

Short answers with the numbers for St. Gabriel and all of Iberville Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in St. Gabriel?

The typical home value in St. Gabriel is $239,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Iberville Parish it is $172,800.

How much does it cost to rent in St. Gabriel?

Typical rent in St. Gabriel is $1,017 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Iberville Parish is $892.

What is the FHA loan limit in St. Gabriel?

St. Gabriel uses the FHA limit for all of Iberville Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in St. Gabriel?

The typical homeowner in St. Gabriel pays $2,189 a year, according to the U.S. Census Bureau. That is 0.92% of the home’s value; in Iberville Parish, the rate is 0.32%.

Where can I find free help to buy or rent in St. Gabriel?

We found no HUD-approved counseling agencies with an office in Iberville Parish; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).