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City · 222,771 residents · East Baton Rouge Parish, Louisiana

Baton Rouge , Louisiana

In Baton Rouge, a typical home is worth $234,700 and typical rent is $1,067 a month. Compared with all of East Baton Rouge Parish, typical household income is 21% lower, typical rent is 7% lower, and the share of households that own their home is 11 points lower.

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  • Typical home value

    $234,700

    6% below the parish

    8% above Louisiana

    • Baton Rouge
    • East Baton Rouge
    • Louisiana

  • Typical rent

    $1,067a month

    7% below the parish

    About the same as Louisiana

    • Baton Rouge
    • East Baton Rouge
    • Louisiana

  • Typical household income

    $49,994a year

    21% below the parish

    18% below Louisiana

    • Baton Rouge
    • East Baton Rouge
    • Louisiana

  • Households that own their home

    48%

    11 points below the parish

    20 points below Louisiana

    • Baton Rouge
    • East Baton Rouge
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$228,438
2.1% more than 12 months ago
Typical rent
$1,301 a month
2.5% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Baton Rouge is in East Baton Rouge Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of East Baton Rouge Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Baton Rouge apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Merrydale, the typical home value is $136,100: 42% less than in Baton Rouge ($234,700).

  2. The typical household income in Baton Rouge is $49,994, 21% less than in East Baton Rouge Parish as a whole ($63,071).

  3. 48% of households in Baton Rouge own their home, against 59% in East Baton Rouge Parish.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Baton Rouge

What homes there are in Baton Rouge, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Baton Rouge, but it weighs less than in East Baton Rouge Parish: 55% against 62%.

Year built

In Baton Rouge, half of the homes were built before 1976; in East Baton Rouge Parish, before 1984.

In Baton Rouge, 21% of homes have 1 bedroom or none (studios); 52% have 3 bedrooms or more, against 62% in East Baton Rouge Parish.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Baton Rouge sit under the FHA limit for East Baton Rouge Parish ($541,287): about 88%.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for East Baton Rouge Parish is $1,149: about 55% of rents in Baton Rouge are below it.

With a mortgage

$1,668 a month

East Baton Rouge Parish: $1,703 a month

Without a mortgage

$509 a month

East Baton Rouge Parish: $533 a month

Owners with a mortgage

57%

East Baton Rouge Parish: 61%

In Baton Rouge, 57% of owners have a mortgage; their typical cost is $1,668 a month, about the same as in East Baton Rouge Parish.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Baton Rouge rose 35% since 2015–2019, more than in East Baton Rouge Parish (28%).

Much as in East Baton Rouge Parish, the typical rent in Baton Rouge rose 21% since 2015–2019.

Housing prices ran ahead of income in Baton Rouge: typical income rose 12%, against +35% for home values and +21% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBaton RougeEast Baton Rouge ParishLouisianaUnited States
Rental vacancy 11.2%11.1%7.8%5.5%
Homeowner vacancy 1.5%1.6%1.3%0.9%
More than one person per room 2.4%2.4%2.3%3.4%
People per household 2.372.472.492.53
Drive alone 74%77%79%69%
Carpool 11%10%9%9%
Public transit 1%1%1%3%
Walk or bike 4%2%2%3%
Work from home 8%9%8%15%
Other means 1%1%2%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Open rentals in Baton Rouge look like those in East Baton Rouge Parish: the rental vacancy rate is 11.2%.

More than one person per room: that is how 2.4% of households in Baton Rouge live, near the figure in East Baton Rouge Parish (2.4%).

Much as in East Baton Rouge Parish, a household in Baton Rouge has 2.37 people on average.

The car rules in Baton Rouge: 74% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Baton Rouge?

A typical home costs more than the typical income allows

We start with a typical home in Baton Rouge, worth $234,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in Baton Rouge, which is $49,994 a year. For that payment to be 28% of income, a household would need to earn about $80,743 a year.

The calculator's FHA and conventional loan limits are those of all of East Baton Rouge Parish.

Your numbers

Local data
$

Starts at the typical home value in Baton Rouge. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,215 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,884

at 7.18% · 30 years

Loan amount
$230,448
Total interest
$331,561
Paid off in
November 2056

Includes $3,963 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,167 a month

  • Tight

    $1,167 to $1,500 a month

  • Hard

    more than $1,500 a month

    Your payment · 45%

Compared with the typical household income in Baton Rouge ($49,994 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,884
Principal & interest$1,561
Property tax$121
Home insurance$98
FHA mortgage insurance (MIP)$104

You need at least $8,215 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Baton Rouge and East Baton Rouge Parish

Baton Rouge is in East Baton Rouge Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Baton Rouge's own numbers

Typical home value
$234,700
Typical monthly rent
$1,067
Typical yearly household income
$49,994
Households that own their home
48%
Effective property tax rate
0.62%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of East Baton Rouge Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,149
Price change over 5 years (FHFA)
+23%
Homes in a high flood-risk zone
19%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of East Baton Rouge Parish.

Everything about East Baton Rouge Parish

Buying

Buying a home in Baton Rouge

A typical home in Baton Rouge is worth $234,700: 6% below the parish and 8% above Louisiana. With the typical household income in Baton Rouge ($49,994 a year), a typical home costs 4.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Baton Rouge 4.7 years
  • East Baton Rouge 3.9 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in East Baton Rouge Parish

According to FHFA’s house price index, home prices in East Baton Rouge Parish rose 42% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of East Baton Rouge Parish.

Period Parish Louisiana U.S.
Last year (2025) +2.9% +1.8% +2.9%
5 years (2020–2025) +23% +22% +47%
10 years (2015–2025) +42% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Baton Rouge next to East Baton Rouge Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Baton Rouge $234,700
  • East Baton Rouge $248,800
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Baton Rouge $1,067
  • East Baton Rouge $1,147
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Baton Rouge $49,994
  • East Baton Rouge $63,071
  • Louisiana $60,756
  • United States $80,734
See the full table
Baton Rouge next to East Baton Rouge Parish and Louisiana
Measure Baton Rouge East Baton Rouge Parish Louisiana U.S.
Typical home value $234,700 $248,800 $216,500 $332,700
Typical monthly rent $1,067 $1,147 $1,064 $1,413
Typical yearly household income $49,994 $63,071 $60,756 $80,734
Households that own their home 48% 59% 67% 65%
Typical yearly property tax $1,459 $1,656 $1,180 $3,119
Effective property tax rate 0.62% 0.67% 0.55% 0.94%
Renters with high rent for their income 59% 57% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below East Baton Rouge Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Baton Rouge

For a typical $234,700 home in Baton Rouge, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Baton Rouge's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,884a month

    Least cash to close
    Down payment
    $8,215
    Cash to close
    $15,256
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $104

  • Conventional, 5% down $1,841a month

    Down payment
    $11,735
    Cash to close
    $18,776
    Rate
    7.18%
    Mortgage insurance
    PMI · $111

  • Conventional, 20% down, no PMI $1,491a month

    Down payment
    $46,940
    Cash to close
    $53,981
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,708a month

    Down payment
    $35,205
    Cash to close
    $42,246
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Baton Rouge and for East Baton Rouge Parish.

Property tax

Effective rate in Baton Rouge

0.62%of the home’s value each year

$1,459 a year for the typical owner in Baton Rouge.

  • Baton Rouge 0.62%
  • East Baton Rouge 0.67%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in East Baton Rouge Parish

FEMA does not publish these numbers by city: they are for all of East Baton Rouge Parish.

Homes in the high-risk zone
19%
28,633
Of those, with NFIP insurance
57%
Parish Louisiana U.S.
Homes in the high-risk zone 19% 15% 3.5%
Of those, with NFIP insurance 57% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Baton Rouge

Typical rent in Baton Rouge is $1,067 a month: 7% below the parish. In Baton Rouge, 59% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of East Baton Rouge Parish, by unit size. To pay the 2-bedroom one ($1,149 a month) without spending more than 30% of your income, you would need to earn $22.10 an hour working full time.

HUD fair market rent for all of East Baton Rouge Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $992 $19.08 $39,680
1 bedroom $1,014 $19.50 $40,560
2 bedrooms $1,149 $22.10 $45,960
3 bedrooms $1,456 $28.00 $58,240
4 bedrooms $1,842 $35.42 $73,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Baton Rouge

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Baton Rouge has 10 ZIP codes with their own.

For 2 bedrooms it runs from $1,090 in 70802 to $1,690 in 70801.

4 of the 10 are above the fair market rent for East Baton Rouge Parish ($1,149).

  • 70801 $1,690$2,140
  • 70802 $1,090$1,360
  • 70803 $1,140$1,450
  • 70805 $1,090$1,360
  • 70806 $1,200$1,520
  • 70808 $1,300$1,650
  • 70813 $1,090$1,360
  • 70815 $1,090$1,360
  • 70820 $1,090$1,380
  • 70825 $1,150$1,460

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Baton Rouge when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Baton Rouge

HUD lists 111 buildings with rents for lower incomes in Baton Rouge. These are the largest.

  • Wedgewood Apts (baton Rouge) 2136 N Lobdell Blvd, Baton Rouge 70806 248 low-income homes · Studio: 16 · 1 bd: 116 · 2 bd: 116 · In service since 1990
  • Monte Sano Village 9990 Avenue J, Baton Rouge 70807 214 homes, 211 low-income · Run by Housing Authority of East Baton Rouge · Average payment: $198 a month · Average wait: 41 months (225) 923-8100
  • Sable Chase 1860 Boulevard De Province, Baton Rouge 70816 208 low-income homes · 1 bd: 104 · 2 bd: 84 · 3 bd: 16 · 4 bd: 4 · In service since 1989
  • River Ridge Apts 1150 Aster St, Baton Rouge 70802 204 low-income homes · 1 bd: 106 · 2 bd: 98 · In service since 1997
  • Alexander-Harvey Homes 5222 Hollywood St, Baton Rouge 70805 200 low-income homes · For older adults (225) 357-8685

See all 118 buildings in East Baton Rouge Parish Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Baton Rouge

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in East Baton Rouge Parish; 1 says it serves in Spanish.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Baton Rouge

No down payment, repair or rent-help program on our list is for Baton Rouge or East Baton Rouge Parish. The ones below are statewide in Louisiana: they work in Baton Rouge the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Baton Rouge

The HUD-approved agencies closest to the center of Baton Rouge, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Urban Restoration Enhancement Corporation

    7732 Goodwood Blvd, Baton Rouge · 1 miles away

    • Budget and credit workshops
    • Pre-purchase counseling
    • and 1 more
    225-356-8871-210

  • Mid City Redevelopment Alliance

    419 N 19th St, Baton Rouge · 2 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (225) 346-1000

  • Louisiana Housing Corporation

    2415 Quail Dr, Baton Rouge · 3 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (225) 763-8654

Every agency in East Baton Rouge Parish All counseling agencies in Louisiana

Help in Spanish near Baton Rouge

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Baton Rouge

In HUD’s record, no housing authority with an office in East Baton Rouge Parish is named for Baton Rouge or East Baton Rouge Parish.

2 other authorities have an office in East Baton Rouge Parish: see the list Source: HUD

Cities

Other cities in East Baton Rouge Parish

These cities are also in East Baton Rouge Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about East Baton Rouge Parish Housing in Louisiana

Nearby cities

The cities closest to Baton Rouge, with the typical home value.

Neighboring counties

If East Baton Rouge Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Baton Rouge.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Baton Rouge

Short answers with the numbers for Baton Rouge and all of East Baton Rouge Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Baton Rouge?

The typical home value in Baton Rouge is $234,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in East Baton Rouge Parish it is $248,800.

How much does it cost to rent in Baton Rouge?

Typical rent in Baton Rouge is $1,067 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in East Baton Rouge Parish is $1,149.

What is the FHA loan limit in Baton Rouge?

Baton Rouge uses the FHA limit for all of East Baton Rouge Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Baton Rouge?

The typical homeowner in Baton Rouge pays $1,459 a year, according to the U.S. Census Bureau. That is 0.62% of the home’s value; in East Baton Rouge Parish, the rate is 0.67%.

Where can I find free help to buy or rent in Baton Rouge?

There are 4 HUD-approved counseling agencies with an office in East Baton Rouge Parish. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).