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City · 12,253 residents · East Baton Rouge Parish, Louisiana

Baker , Louisiana

In Baker, a typical home is worth $157,900 and typical rent is $993 a month. Compared with all of East Baton Rouge Parish, the typical home value is 37% lower, typical rent is 13% lower, and the share of households that own their home is 11 points higher.

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  • Typical home value

    $157,900

    37% below the parish

    27% below Louisiana

    • Baker
    • East Baton Rouge
    • Louisiana

  • Typical rent

    $993a month

    13% below the parish

    7% below Louisiana

    • Baker
    • East Baton Rouge
    • Louisiana

  • Typical household income

    $54,750a year

    13% below the parish

    10% below Louisiana

    • Baker
    • East Baton Rouge
    • Louisiana

  • Households that own their home

    70%

    11 points above the parish

    2 points above Louisiana

    • Baker
    • East Baton Rouge
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$182,604
2.6% more than 12 months ago
Typical rent
$1,225 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Baker is in East Baton Rouge Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of East Baton Rouge Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Baker apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Baker is worth $157,900, 37% less than in East Baton Rouge Parish as a whole ($248,800).

  2. 70% of households in Baker own their home, against 59% in East Baton Rouge Parish.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Baker

What homes there are in Baker, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Baker: 78% of homes, more than in East Baton Rouge Parish (62%).

Year built

The typical home in Baker was built in 1979, 5 years before the typical one in East Baton Rouge Parish.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,260 a month

East Baton Rouge Parish: $1,703 a month

Without a mortgage

$424 a month

East Baton Rouge Parish: $533 a month

Owners with a mortgage

73%

East Baton Rouge Parish: 61%

Owning costs less in Baker: with a mortgage, the typical cost is $1,260 a month; in East Baton Rouge Parish, $1,703. Without one, $424.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Baker rose 22%; in East Baton Rouge Parish, it rose 28%.

Rent in Baker moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBakerEast Baton Rouge ParishLouisianaUnited States
Rental vacancy Unreliable estimate11.1%7.8%5.5%
Homeowner vacancy Unreliable estimate1.6%1.3%0.9%
More than one person per room Unreliable estimate2.4%2.3%3.4%
People per household 2.822.472.492.53
Drive alone 84%77%79%69%
Carpool 12%10%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home Unreliable estimate9%8%15%
Other means Unreliable estimate1%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Baker are bigger: 2.82 people on average; in East Baton Rouge Parish, 2.47.

To get to work, 84% of workers in Baker drive alone; in East Baton Rouge Parish, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Baker?

A typical home is within reach of the typical income

We start with a typical home in Baker, worth $157,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Baker, which is $54,750 a year.

The calculator's FHA and conventional loan limits are those of all of East Baton Rouge Parish.

Your numbers

Local data
$

Starts at the typical home value in Baker. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,527 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,245

at 7.18% · 30 years

Loan amount
$155,040
Total interest
$223,066
Paid off in
November 2056

Includes $2,667 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,278 a month

    Your payment · 27%

  • Tight

    $1,278 to $1,643 a month

  • Hard

    more than $1,643 a month

Compared with the typical household income in Baker ($54,750 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,245
Principal & interest$1,050
Property tax$59
Home insurance$66
FHA mortgage insurance (MIP)$70

You need at least $5,527 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Baker and East Baton Rouge Parish

Baker is in East Baton Rouge Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Baker's own numbers

Typical home value
$157,900
Typical monthly rent
$993
Typical yearly household income
$54,750
Households that own their home
70%
Effective property tax rate
0.45%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of East Baton Rouge Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,149
Price change over 5 years (FHFA)
+23%
Homes in a high flood-risk zone
19%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of East Baton Rouge Parish.

Everything about East Baton Rouge Parish

Buying

Buying a home in Baker

A typical home in Baker is worth $157,900: 37% below the parish and 27% below Louisiana. With the typical household income in Baker ($54,750 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Baker 2.9 years
  • East Baton Rouge 3.9 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in East Baton Rouge Parish

According to FHFA’s house price index, home prices in East Baton Rouge Parish rose 42% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of East Baton Rouge Parish.

Period Parish Louisiana U.S.
Last year (2025) +2.9% +1.8% +2.9%
5 years (2020–2025) +23% +22% +47%
10 years (2015–2025) +42% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Baker next to East Baton Rouge Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Baker $157,900
  • East Baton Rouge $248,800
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Baker $993
  • East Baton Rouge $1,147
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Baker $54,750
  • East Baton Rouge $63,071
  • Louisiana $60,756
  • United States $80,734
See the full table
Baker next to East Baton Rouge Parish and Louisiana
Measure Baker East Baton Rouge Parish Louisiana U.S.
Typical home value $157,900 $248,800 $216,500 $332,700
Typical monthly rent $993 $1,147 $1,064 $1,413
Typical yearly household income $54,750 $63,071 $60,756 $80,734
Households that own their home 70% 59% 67% 65%
Typical yearly property tax $703 $1,656 $1,180 $3,119
Effective property tax rate 0.45% 0.67% 0.55% 0.94%
Renters with high rent for their income 47% 57% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below East Baton Rouge Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Baker

For a typical $157,900 home in Baker, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Baker's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,245a month

    Least cash to close
    Down payment
    $5,527
    Cash to close
    $10,264
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $70

  • Conventional, 5% down $1,216a month

    Down payment
    $7,895
    Cash to close
    $12,632
    Rate
    7.18%
    Mortgage insurance
    PMI · $75

  • Conventional, 20% down, no PMI $981a month

    Down payment
    $31,580
    Cash to close
    $36,317
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,127a month

    Down payment
    $23,685
    Cash to close
    $28,422
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Baker and for East Baton Rouge Parish.

Property tax

Effective rate in Baker

0.45%of the home’s value each year

$703 a year for the typical owner in Baker.

  • Baker 0.45%
  • East Baton Rouge 0.67%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in East Baton Rouge Parish

FEMA does not publish these numbers by city: they are for all of East Baton Rouge Parish.

Homes in the high-risk zone
19%
28,633
Of those, with NFIP insurance
57%
Parish Louisiana U.S.
Homes in the high-risk zone 19% 15% 3.5%
Of those, with NFIP insurance 57% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Baker

Typical rent in Baker is $993 a month: 13% below the parish. In Baker, 47% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of East Baton Rouge Parish, by unit size. To pay the 2-bedroom one ($1,149 a month) without spending more than 30% of your income, you would need to earn $22.10 an hour working full time.

HUD fair market rent for all of East Baton Rouge Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $992 $19.08 $39,680
1 bedroom $1,014 $19.50 $40,560
2 bedrooms $1,149 $22.10 $45,960
3 bedrooms $1,456 $28.00 $58,240
4 bedrooms $1,842 $35.42 $73,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Baker

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Baker is in ZIP code 70714.

For 2 bedrooms it is $1,090: $59 less than the fair market rent for East Baton Rouge Parish ($1,149).

  • 70714 $1,090$1,360

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Baker when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Baker

HUD lists 7 buildings with rents for lower incomes in Baker. These are the largest.

  • Bent Tree Manor Apartments 12778 Plank Rd, Baker 70714 32 low-income homes · 2 bd: 4 · In service since 2011 · For families
  • Charleston Oaks Apts 4256 Jefferson St, Baker 70714 30 low-income homes · 1 bd: 2 · 2 bd: 2 · In service since 1999
  • Baker Plaza Apartments 2290 Manhatten Dr, Baker 70714 12 low-income homes · 2 bd: 4 · In service since 2006 · For families
  • Camellia Trace 4250 Groom Rd, Baker 70714 80 homes · 4 bd: 4 · In service since 1999
  • Family Manor Apts 12753 Plank Rd, Baker 70714 40 homes · 2 bd: 4 · In service since 1999 · For families

See all 118 buildings in East Baton Rouge Parish Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Baker

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in East Baton Rouge Parish; 1 says it serves in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Baker

No down payment, repair or rent-help program on our list is for Baker or East Baton Rouge Parish. The ones below are statewide in Louisiana: they work in Baker the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Baker

The HUD-approved agencies closest to the center of Baker, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Mid City Redevelopment Alliance

    419 N 19th St, Baton Rouge · 9 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (225) 346-1000

  • Urban Restoration Enhancement Corporation

    7732 Goodwood Blvd, Baton Rouge · 10 miles away

    • Budget and credit workshops
    • Pre-purchase counseling
    • and 1 more
    225-356-8871-210

  • Louisiana Housing Corporation

    2415 Quail Dr, Baton Rouge · 13 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (225) 763-8654

Every agency in East Baton Rouge Parish All counseling agencies in Louisiana

Help in Spanish near Baker

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Baker

In HUD’s record, no housing authority with an office in East Baton Rouge Parish is named for Baker or East Baton Rouge Parish.

2 other authorities have an office in East Baton Rouge Parish: see the list Source: HUD

Cities

Other cities in East Baton Rouge Parish

These cities are also in East Baton Rouge Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about East Baton Rouge Parish Housing in Louisiana

Nearby cities

The cities closest to Baker, with the typical home value.

Neighboring counties

If East Baton Rouge Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Baker.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Baker

Short answers with the numbers for Baker and all of East Baton Rouge Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Baker?

The typical home value in Baker is $157,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in East Baton Rouge Parish it is $248,800.

How much does it cost to rent in Baker?

Typical rent in Baker is $993 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in East Baton Rouge Parish is $1,149.

What is the FHA loan limit in Baker?

Baker uses the FHA limit for all of East Baton Rouge Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Baker?

The typical homeowner in Baker pays $703 a year, according to the U.S. Census Bureau. That is 0.45% of the home’s value; in East Baton Rouge Parish, the rate is 0.67%.

Where can I find free help to buy or rent in Baker?

There are 4 HUD-approved counseling agencies with an office in East Baton Rouge Parish. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).