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City · 5,515 residents · Lafourche Parish, Louisiana

Larose , Louisiana

In Larose, a typical home is worth $176,300 and typical rent is $760 a month. Compared with all of Lafourche Parish, typical household income is 28% higher, typical rent is 18% lower, and the share of households that own their home is 8 points higher.

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  • Typical home value

    $176,300

    9% below the parish

    19% below Louisiana

    • Larose
    • Lafourche
    • Louisiana

  • Typical rent

    $760a month

    18% below the parish

    29% below Louisiana

    • Larose
    • Lafourche
    • Louisiana

  • Typical household income

    $80,577a year

    28% above the parish

    33% above Louisiana

    • Larose
    • Lafourche
    • Louisiana

  • Households that own their home

    88%

    8 points above the parish

    21 points above Louisiana

    • Larose
    • Lafourche
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$138,738
5.4% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Larose is in Lafourche Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lafourche Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Larose apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Galliano, the typical home value is $134,200: 24% less than in Larose ($176,300).

  2. Larose has the 6th highest homeownership rate of the 96 cities in Louisiana with more than 5,000 people (88%).

  3. The typical household income in Larose is $80,577, 28% more than in Lafourche Parish as a whole ($63,135).

  4. Nearby, in Raceland, the typical rent is $629: 17% less than in Larose ($760).

  5. According to Zillow, in the 12 months to September 2026 the typical home value in Larose rose 5.4%; in Louisiana, it rose 2.1%.

  6. The typical rent in Larose is $760 a month, 18% less than in Lafourche Parish as a whole ($928).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Larose

What homes there are in Larose, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 77% of homes here, against 72% in Lafourche Parish.

Year built

By age, homes in Larose look like those in Lafourche Parish: the typical year built is 1983.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 98% of owner-occupied homes in Larose sit below it: they are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,527 a month

Lafourche Parish: $1,508 a month

Without a mortgage

$454 a month

Lafourche Parish: $400 a month

Owners with a mortgage

36%

Lafourche Parish: 45%

The typical cost for an owner with a mortgage in Larose is $1,527 a month, near the figure in Lafourche Parish ($1,508).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Larose rose 41% since 2015–2019, more than in Lafourche Parish (23%).

The typical rent in Larose stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLaroseLafourche ParishLouisianaUnited States
Rental vacancy Unreliable estimate7.3%7.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimate1.9%2.3%3.4%
People per household 2.432.482.492.53
Drive alone 90%81%79%69%
Carpool 7%10%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home Unreliable estimate5%8%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Larose has 2.43 people on average, about the same as in Lafourche Parish (2.48).

In Larose, 90% of workers drive alone to work; in Lafourche Parish, 81%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Larose?

A typical home is within reach of the typical income

We start with a typical home in Larose, worth $176,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 21% of the typical household income in Larose, which is $80,577 a year.

The calculator's FHA and conventional loan limits are those of all of Lafourche Parish.

Your numbers

Local data
$

Starts at the typical home value in Larose. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,171 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,415

at 7.18% · 30 years

Loan amount
$173,106
Total interest
$249,059
Paid off in
November 2056

Includes $2,977 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,880 a month

    Your payment · 21%

  • Tight

    $1,880 to $2,417 a month

  • Hard

    more than $2,417 a month

Compared with the typical household income in Larose ($80,577 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,415
Principal & interest$1,173
Property tax$91
Home insurance$74
FHA mortgage insurance (MIP)$78

You need at least $6,171 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Larose and Lafourche Parish

Larose is in Lafourche Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Larose's own numbers

Typical home value
$176,300
Typical monthly rent
$760
Typical yearly household income
$80,577
Households that own their home
88%
Effective property tax rate
0.62%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Lafourche Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,098
Price change over 5 years (FHFA)
+21%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lafourche Parish.

Everything about Lafourche Parish

Buying

Buying a home in Larose

A typical home in Larose is worth $176,300: 9% below the parish and 19% below Louisiana. With the typical household income in Larose ($80,577 a year), a typical home costs 2.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Larose 2.2 years
  • Lafourche 3.1 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Lafourche Parish

According to FHFA’s house price index, home prices in Lafourche Parish rose 28% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Lafourche Parish.

Period Parish Louisiana U.S.
Last year (2025) +0.3% +1.8% +2.9%
5 years (2020–2025) +21% +22% +47%
10 years (2015–2025) +28% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Larose next to Lafourche Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Larose $176,300
  • Lafourche $193,900
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Larose $760
  • Lafourche $928
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Larose $80,577
  • Lafourche $63,135
  • Louisiana $60,756
  • United States $80,734
See the full table
Larose next to Lafourche Parish and Louisiana
Measure Larose Lafourche Parish Louisiana U.S.
Typical home value $176,300 $193,900 $216,500 $332,700
Typical monthly rent $760 $928 $1,064 $1,413
Typical yearly household income $80,577 $63,135 $60,756 $80,734
Households that own their home 88% 80% 67% 65%
Typical yearly property tax $1,095 $1,038 $1,180 $3,119
Effective property tax rate 0.62% 0.54% 0.55% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lafourche Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Larose

For a typical $176,300 home in Larose, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Larose's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,415a month

    Least cash to close
    Down payment
    $6,171
    Cash to close
    $11,460
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $78

  • Conventional, 5% down $1,383a month

    Down payment
    $8,815
    Cash to close
    $14,104
    Rate
    7.18%
    Mortgage insurance
    PMI · $84

  • Conventional, 20% down, no PMI $1,120a month

    Down payment
    $35,260
    Cash to close
    $40,549
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,283a month

    Down payment
    $26,445
    Cash to close
    $31,734
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Larose and for Lafourche Parish.

Property tax

Effective rate in Larose

0.62%of the home’s value each year

$1,095 a year for the typical owner in Larose.

  • Larose 0.62%
  • Lafourche 0.54%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Lafourche Parish

FEMA does not publish these numbers by city: they are for all of Lafourche Parish.

FEMA’s maps count no homes in the high-risk zone in Lafourche Parish. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Larose

Typical rent in Larose is $760 a month: 18% below the parish.

HUD publishes a fair market rent for all of Lafourche Parish, by unit size. To pay the 2-bedroom one ($1,098 a month) without spending more than 30% of your income, you would need to earn $21.12 an hour working full time.

HUD fair market rent for all of Lafourche Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $765 $14.71 $30,600
1 bedroom $903 $17.37 $36,120
2 bedrooms $1,098 $21.12 $43,920
3 bedrooms $1,335 $25.67 $53,400
4 bedrooms $1,443 $27.75 $57,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Larose

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Larose is in ZIP code 70373.

For 2 bedrooms it is $1,000: $98 less than the fair market rent for Lafourche Parish ($1,098).

  • 70373 $1,000$1,200

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Larose when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Larose

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Lafourche Parish. The nearest ones are below; many serve by phone or online.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Larose

No down payment, repair or rent-help program on our list is for Larose or Lafourche Parish. The ones below are statewide in Louisiana: they work in Larose the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Larose

The HUD-approved agencies closest to the center of Larose, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Jefferson Community Action Programs

    1221 Elmwood Park Blvd, New Orleans · 30 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (504) 736-6900

  • New Orleans Neighborhood Development Foundation

    1429 S Rampart St, New Orleans · 32 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (504) 488-0155

  • Louisiana Fair Housing Action Center, Inc.

    1340 Poydras St, New Orleans · 32 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    (504) 596-2100

All counseling agencies in Louisiana

Help in Spanish near Larose

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Larose

HUD’s record names them for Larose or Lafourche Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

2 other authorities have an office in Lafourche Parish: see the list Source: HUD

Cities

Other cities in Lafourche Parish

These cities are also in Lafourche Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Lafourche Parish Housing in Louisiana

Nearby cities

The cities closest to Larose, with the typical home value.

Neighboring counties

If Lafourche Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Larose.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Larose

Short answers with the numbers for Larose and all of Lafourche Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Larose?

The typical home value in Larose is $176,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lafourche Parish it is $193,900.

How much does it cost to rent in Larose?

Typical rent in Larose is $760 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lafourche Parish is $1,098.

What is the FHA loan limit in Larose?

Larose uses the FHA limit for all of Lafourche Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Larose?

The typical homeowner in Larose pays $1,095 a year, according to the U.S. Census Bureau. That is 0.62% of the home’s value; in Lafourche Parish, the rate is 0.54%.

Where can I find free help to buy or rent in Larose?

We found no HUD-approved counseling agencies with an office in Lafourche Parish; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).