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City · 15,732 residents · Lafourche Parish, Louisiana

Thibodaux , Louisiana

In Thibodaux, a typical home is worth $232,500 and typical rent is $960 a month. Compared with all of Lafourche Parish, the typical home value is 20% higher, typical household income is 18% lower, and the share of households that own their home is 18 points lower.

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  • Typical home value

    $232,500

    20% above the parish

    7% above Louisiana

    • Thibodaux
    • Lafourche
    • Louisiana

  • Typical rent

    $960a month

    3% above the parish

    10% below Louisiana

    • Thibodaux
    • Lafourche
    • Louisiana

  • Typical household income

    $52,072a year

    18% below the parish

    14% below Louisiana

    • Thibodaux
    • Lafourche
    • Louisiana

  • Households that own their home

    62%

    18 points below the parish

    6 points below Louisiana

    • Thibodaux
    • Lafourche
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$225,208
about the same as 12 months ago
Typical rent
$1,226 a month
6.9% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Thibodaux is in Lafourche Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lafourche Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Thibodaux apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Gray, the typical home value is $139,400: 40% less than in Thibodaux ($232,500).

  2. 62% of households in Thibodaux own their home, against 80% in Lafourche Parish.

  3. Nearby, in Raceland, the typical rent is $629: 34% less than in Thibodaux ($960).

  4. The typical home in Thibodaux is worth $232,500, 20% more than in Lafourche Parish as a whole ($193,900).

  5. The typical household income in Thibodaux is $52,072, 18% less than in Lafourche Parish as a whole ($63,135).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Thibodaux

What homes there are in Thibodaux, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Thibodaux, 7 in 10 homes are single-family detached houses; in Lafourche Parish, 7.

Year built

Homes in Thibodaux are older: the typical year built is 1975; in Lafourche Parish, 1982.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Lafourche Parish is $541,287, and about 87% of owner-occupied homes in Thibodaux are worth less than that.

Monthly rent with utilities

About 63% of rented homes in Thibodaux cost less than HUD's 2-bedroom fair market rent for Lafourche Parish ($1,098); the rest cost more.

With a mortgage

$1,685 a month

Lafourche Parish: $1,508 a month

Without a mortgage

$463 a month

Lafourche Parish: $400 a month

Owners with a mortgage

49%

Lafourche Parish: 45%

In Thibodaux, 49% of owners have a mortgage, and their typical cost is $1,685 a month, against $1,508 in Lafourche Parish. Without one it drops to $463.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Thibodaux rose 39% since 2015–2019, more than in Lafourche Parish (23%).

Much as in Lafourche Parish, the typical rent in Thibodaux rose 18% since 2015–2019.

To compare: typical income in Thibodaux rose 36%; the home, +39%; the rent, +18%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureThibodauxLafourche ParishLouisianaUnited States
Rental vacancy Unreliable estimate7.3%7.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimate1.9%2.3%3.4%
People per household 2.082.482.492.53
Drive alone 73%81%79%69%
Carpool 10%10%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 6%5%8%15%
Other means Unreliable estimate2%2%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Thibodaux has 2.08 people, fewer than in Lafourche Parish (2.48).

To get to work, 73% of workers in Thibodaux drive alone; in Lafourche Parish, 81%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Thibodaux?

A typical home costs more than the typical income allows

We start with a typical home in Thibodaux, worth $232,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in Thibodaux, which is $52,072 a year. For that payment to be 28% of income, a household would need to earn about $79,571 a year.

The calculator's FHA and conventional loan limits are those of all of Lafourche Parish.

Your numbers

Local data
$

Starts at the typical home value in Thibodaux. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,138 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,857

at 7.18% · 30 years

Loan amount
$228,288
Total interest
$328,453
Paid off in
November 2056

Includes $3,926 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,215 a month

  • Tight

    $1,215 to $1,562 a month

  • Hard

    more than $1,562 a month

    Your payment · 43%

Compared with the typical household income in Thibodaux ($52,072 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,857
Principal & interest$1,547
Property tax$110
Home insurance$97
FHA mortgage insurance (MIP)$103

You need at least $8,138 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Thibodaux and Lafourche Parish

Thibodaux is in Lafourche Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Thibodaux's own numbers

Typical home value
$232,500
Typical monthly rent
$960
Typical yearly household income
$52,072
Households that own their home
62%
Effective property tax rate
0.57%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Lafourche Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,098
Price change over 5 years (FHFA)
+21%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lafourche Parish.

Everything about Lafourche Parish

Buying

Buying a home in Thibodaux

A typical home in Thibodaux is worth $232,500: 20% above the parish and 7% above Louisiana. With the typical household income in Thibodaux ($52,072 a year), a typical home costs 4.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Thibodaux 4.5 years
  • Lafourche 3.1 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Lafourche Parish

According to FHFA’s house price index, home prices in Lafourche Parish rose 28% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Lafourche Parish.

Period Parish Louisiana U.S.
Last year (2025) +0.3% +1.8% +2.9%
5 years (2020–2025) +21% +22% +47%
10 years (2015–2025) +28% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Thibodaux next to Lafourche Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Thibodaux $232,500
  • Lafourche $193,900
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Thibodaux $960
  • Lafourche $928
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Thibodaux $52,072
  • Lafourche $63,135
  • Louisiana $60,756
  • United States $80,734
See the full table
Thibodaux next to Lafourche Parish and Louisiana
Measure Thibodaux Lafourche Parish Louisiana U.S.
Typical home value $232,500 $193,900 $216,500 $332,700
Typical monthly rent $960 $928 $1,064 $1,413
Typical yearly household income $52,072 $63,135 $60,756 $80,734
Households that own their home 62% 80% 67% 65%
Typical yearly property tax $1,335 $1,038 $1,180 $3,119
Effective property tax rate 0.57% 0.54% 0.55% 0.94%
Renters with high rent for their income 60% 56% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lafourche Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Thibodaux

For a typical $232,500 home in Thibodaux, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Thibodaux's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,857a month

    Least cash to close
    Down payment
    $8,138
    Cash to close
    $15,113
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $103

  • Conventional, 5% down $1,814a month

    Down payment
    $11,625
    Cash to close
    $18,600
    Rate
    7.18%
    Mortgage insurance
    PMI · $110

  • Conventional, 20% down, no PMI $1,467a month

    Down payment
    $46,500
    Cash to close
    $53,475
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,682a month

    Down payment
    $34,875
    Cash to close
    $41,850
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Thibodaux and for Lafourche Parish.

Property tax

Effective rate in Thibodaux

0.57%of the home’s value each year

$1,335 a year for the typical owner in Thibodaux.

  • Thibodaux 0.57%
  • Lafourche 0.54%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Lafourche Parish

FEMA does not publish these numbers by city: they are for all of Lafourche Parish.

FEMA’s maps count no homes in the high-risk zone in Lafourche Parish. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Thibodaux

Typical rent in Thibodaux is $960 a month: 3% above the parish. In Thibodaux, 60% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Lafourche Parish, by unit size. To pay the 2-bedroom one ($1,098 a month) without spending more than 30% of your income, you would need to earn $21.12 an hour working full time.

HUD fair market rent for all of Lafourche Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $765 $14.71 $30,600
1 bedroom $903 $17.37 $36,120
2 bedrooms $1,098 $21.12 $43,920
3 bedrooms $1,335 $25.67 $53,400
4 bedrooms $1,443 $27.75 $57,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Thibodaux

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Thibodaux has 2 ZIP codes with their own.

For 2 bedrooms it is $1,110 in all of them.

2 of the 2 are above the fair market rent for Lafourche Parish ($1,098).

  • 70301 $1,110$1,350
  • 70310 $1,110$1,350

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Thibodaux when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Thibodaux

HUD lists 8 buildings with rents for lower incomes in Thibodaux. These are the largest.

  • Eagle Drive / Ridgefield RD. 1224 General Nicholls St, Thibodaux 70301 308 homes, 306 low-income · Run by Housing Authority of the City of Thibodaux · Average payment: $385 a month · Average wait: 3 months · Homes at several sites (985) 447-2904
  • Plantation Trace Apts 2127 Audubon Ave, Thibodaux 70301 100 low-income homes · 1 bd: 50 · 2 bd: 50 · In service since 1995
  • Sweet Water Apts 301 Iris St, Thibodaux 70301 48 low-income homes · 2 bd: 6 · In service since 2001
  • King's Place Apartments 1400 Mlk Dr, Thibodaux 70301 48 homes · 2 bd: 8 · In service since 1996
  • ST Charles Manor ST. Charles Street, Thibodaux 70301 48 homes · 3 bd: 4 · In service since 1998

See all 13 buildings in Lafourche Parish Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Thibodaux

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Lafourche Parish. The nearest ones are below; many serve by phone or online.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Thibodaux

No down payment, repair or rent-help program on our list is for Thibodaux or Lafourche Parish. The ones below are statewide in Louisiana: they work in Thibodaux the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Thibodaux

The HUD-approved agencies closest to the center of Thibodaux, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Integrity Homebuyer Association, Incorporated

    2107 S Burnside Ave Ste 5, Gonzales · 30 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (225) 644-6705

  • Jefferson Community Action Programs

    1221 Elmwood Park Blvd, New Orleans · 39 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (504) 736-6900

  • Saint Mary Community Action Agency, Inc.

    1407 Barrow St, Franklin · 42 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (337) 828-5703

All counseling agencies in Louisiana

Help in Spanish near Thibodaux

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Thibodaux

HUD’s record names them for Thibodaux or Lafourche Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

All housing agencies in Louisiana Source: HUD

Cities

Other cities in Lafourche Parish

These cities are also in Lafourche Parish. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Lafourche Parish Housing in Louisiana

Nearby cities

The cities closest to Thibodaux, with the typical home value.

Neighboring counties

If Lafourche Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Thibodaux.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about Thibodaux

Short answers with the numbers for Thibodaux and all of Lafourche Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Thibodaux?

The typical home value in Thibodaux is $232,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lafourche Parish it is $193,900.

How much does it cost to rent in Thibodaux?

Typical rent in Thibodaux is $960 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lafourche Parish is $1,098.

What is the FHA loan limit in Thibodaux?

Thibodaux uses the FHA limit for all of Lafourche Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Thibodaux?

The typical homeowner in Thibodaux pays $1,335 a year, according to the U.S. Census Bureau. That is 0.57% of the home’s value; in Lafourche Parish, the rate is 0.54%.

Where can I find free help to buy or rent in Thibodaux?

We found no HUD-approved counseling agencies with an office in Lafourche Parish; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).