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City · 9,043 residents · Sedgwick County, Kansas

Bel Aire , Kansas

In Bel Aire, a typical home is worth $238,100 and typical rent is $1,649 a month. Compared with all of Sedgwick County, typical rent is 65% higher, typical household income is 41% higher, and the share of households that own their home is 19 points higher.

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  • Typical home value

    $238,100

    17% above the county

    10% above Kansas

    • Bel Aire
    • Sedgwick
    • Kansas

  • Typical rent

    $1,649a month

    65% above the county

    56% above Kansas

    • Bel Aire
    • Sedgwick
    • Kansas

  • Typical household income

    $97,795a year

    41% above the county

    32% above Kansas

    • Bel Aire
    • Sedgwick
    • Kansas

  • Households that own their home

    82%

    19 points above the county

    15 points above Kansas

    • Bel Aire
    • Sedgwick
    • Kansas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$281,119
1.4% more than 12 months ago
Typical rent
$1,638 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Bel Aire is in Sedgwick County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Sedgwick County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bel Aire apart

What this place has that others do not, from public data, most unusual first.

  1. The typical rent in Bel Aire is $1,649 a month, 65% more than in Sedgwick County as a whole ($998).

  2. Bel Aire has the 2nd highest homeownership rate of the 64 cities in Kansas with more than 5,000 people (82%).

  3. Nearby, in Valley Center, the typical rent is $883: 46% less than in Bel Aire ($1,649).

  4. The typical household income in Bel Aire is $97,795, 41% more than in Sedgwick County as a whole ($69,365).

  5. Nearby, in Park City, the typical home value is $177,100: 26% less than in Bel Aire ($238,100).

  6. The typical home in Bel Aire is worth $238,100, 17% more than in Sedgwick County as a whole ($203,300).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Bel Aire

What homes there are in Bel Aire, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 81% of homes here, against 69% in Sedgwick County.

Year built

Homes in Bel Aire are newer: the typical year built is 1996; in Sedgwick County, 1978.

In Bel Aire, 86% of homes have 3 bedrooms or more, more than in Sedgwick County (61%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,675 a month

Sedgwick County: $1,564 a month

Without a mortgage

$782 a month

Sedgwick County: $612 a month

Owners with a mortgage

65%

Sedgwick County: 61%

Owning costs more in Bel Aire: with a mortgage, the typical cost is $1,675 a month; in Sedgwick County, $1,564. Without one, $782.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Bel Aire rose 48%; in Sedgwick County, it rose 45%.

Rents in Bel Aire rose faster than in Sedgwick County: 50% since 2015–2019, against 21%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBel AireSedgwick CountyKansasUnited States
Rental vacancy Unreliable estimate7.1%6.2%5.5%
Homeowner vacancy Unreliable estimate1.2%0.9%0.9%
More than one person per room Unreliable estimate2.4%2.1%3.4%
People per household 2.692.512.442.53
Drive alone 78%79%75%69%
Carpool Unreliable estimate9%9%9%
Public transit Unreliable estimate1%0%3%
Walk or bike Unreliable estimate1%3%3%
Work from home Unreliable estimate8%12%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate10 to 19 minutes10 to 19 minutes20 to 29 minutes

Households in Bel Aire are bigger: 2.69 people on average; in Sedgwick County, 2.51.

To get to work, 78% of workers in Bel Aire drive alone; in Sedgwick County, 79%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bel Aire?

A typical home is within reach of the typical income

We start with a typical home in Bel Aire, worth $238,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in Bel Aire, which is $97,795 a year.

The calculator's FHA and conventional loan limits are those of all of Sedgwick County.

Your numbers

Local data
$

Starts at the typical home value in Bel Aire. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,334 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,056

at 7.18% · 30 years

Loan amount
$233,787
Total interest
$336,365
Paid off in
November 2056

Includes $4,021 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,282 a month

    Your payment · 25%

  • Tight

    $2,282 to $2,934 a month

  • Hard

    more than $2,934 a month

Compared with the typical household income in Bel Aire ($97,795 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,056
Principal & interest$1,584
Property tax$268
Home insurance$99
FHA mortgage insurance (MIP)$105

You need at least $8,334 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Bel Aire and Sedgwick County

Bel Aire is in Sedgwick County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Bel Aire's own numbers

Typical home value
$238,100
Typical monthly rent
$1,649
Typical yearly household income
$97,795
Households that own their home
82%
Effective property tax rate
1.35%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Sedgwick County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,043
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
1.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sedgwick County.

Everything about Sedgwick County

Buying

Buying a home in Bel Aire

A typical home in Bel Aire is worth $238,100: 17% above the county and 10% above Kansas. With the typical household income in Bel Aire ($97,795 a year), a typical home costs 2.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bel Aire 2.4 years
  • Sedgwick 2.9 years
  • Kansas 2.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Sedgwick County

According to FHFA’s house price index, home prices in Sedgwick County rose 85% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Sedgwick County.

Period County Kansas U.S.
Last year (2025) +3.3% +4.1% +2.9%
5 years (2020–2025) +49% +49% +47%
10 years (2015–2025) +85% +84% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bel Aire next to Sedgwick County, Kansas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bel Aire $238,100
  • Sedgwick $203,300
  • Kansas $217,200
  • United States $332,700
Typical monthly rent
  • Bel Aire $1,649
  • Sedgwick $998
  • Kansas $1,060
  • United States $1,413
Typical yearly household income
  • Bel Aire $97,795
  • Sedgwick $69,365
  • Kansas $74,275
  • United States $80,734
See the full table
Bel Aire next to Sedgwick County and Kansas
Measure Bel Aire Sedgwick County Kansas U.S.
Typical home value $238,100 $203,300 $217,200 $332,700
Typical monthly rent $1,649 $998 $1,060 $1,413
Typical yearly household income $97,795 $69,365 $74,275 $80,734
Households that own their home 82% 63% 67% 65%
Typical yearly property tax $3,213 $2,461 $2,798 $3,119
Effective property tax rate 1.35% 1.21% 1.29% 0.94%
Renters with high rent for their income 43% 44% 43% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sedgwick County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bel Aire

For a typical $238,100 home in Bel Aire, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bel Aire's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,056a month

    Least cash to close
    Down payment
    $8,334
    Cash to close
    $15,477
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $105

  • Conventional, 5% down $2,012a month

    Down payment
    $11,905
    Cash to close
    $19,048
    Rate
    7.18%
    Mortgage insurance
    PMI · $113

  • Conventional, 20% down, no PMI $1,657a month

    Down payment
    $47,620
    Cash to close
    $54,763
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,878a month

    Down payment
    $35,715
    Cash to close
    $42,858
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bel Aire and for Sedgwick County.

Property tax

Effective rate in Bel Aire

1.35%of the home’s value each year

$3,213 a year for the typical owner in Bel Aire.

  • Bel Aire 1.35%
  • Sedgwick 1.21%
  • Kansas 1.29%

What Kansas publishes Residential exemption from the statewide school levy (Kansas Office of Revisor of Statutes (Kansas Statutes Annotated))

Exemptions and deadlines in Kansas

Flood risk in Sedgwick County

FEMA does not publish these numbers by city: they are for all of Sedgwick County.

Homes in the high-risk zone
1.8%
3,456
Of those, with NFIP insurance
16%
County Kansas U.S.
Homes in the high-risk zone 1.8% 2% 3.5%
Of those, with NFIP insurance 16% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bel Aire

Typical rent in Bel Aire is $1,649 a month: 65% above the county. In Bel Aire, 43% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Sedgwick County, by unit size. To pay the 2-bedroom one ($1,043 a month) without spending more than 30% of your income, you would need to earn $20.06 an hour working full time.

HUD fair market rent for all of Sedgwick County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $778 $14.96 $31,120
1 bedroom $823 $15.83 $32,920
2 bedrooms $1,043 $20.06 $41,720
3 bedrooms $1,382 $26.58 $55,280
4 bedrooms $1,712 $32.92 $68,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bel Aire

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bel Aire has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,000 in 67220 to $1,340 in 67226.

1 of the 2 is above the fair market rent for Sedgwick County ($1,043).

  • 67220 $1,000$1,330
  • 67226 $1,340$1,780

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bel Aire when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Bel Aire

HUD lists one building with rents for lower incomes in Bel Aire.

  • Broadstone Villas Apartments II 5700 N Lycee St, Bel Aire 67226 60 homes, 54 low-income · 2 bd: 30 · 3 bd: 30 · In service since 2018

See all 113 buildings in Sedgwick County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Bel Aire

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Sedgwick County; none says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Bel Aire

No down payment, repair or rent-help program on our list is for Bel Aire or Sedgwick County. The ones below are statewide in Kansas: they work in Bel Aire the same as in the rest of the state.

Which programs do I qualify for? All programs in Kansas

  • First Time Homebuyer Program

    Statewide in Kansas

    Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita. Offered by Kansas Housing Resources Corporation (KHRC).

    Forgivable

    See the program Official page

Housing counselors near Bel Aire

The HUD-approved agencies closest to the center of Bel Aire, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Cambridge Credit Counseling Corporation - Wichita Branch

    727 N Waco Ave, Wichita · 8 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (800) 757-1788

  • Catholic Charities of Southwest Kansas

    804 N 2nd Ave, Dodge City · 151 miles away · Spanish

    Also serves in Creole, French, and Swahili.

    • Budget and financial counseling
    • Home improvement and repairs
    • and 4 more
    (620) 227-1562

  • Community Housing of Wyandotte County, Inc.

    2 S 14th St, Kansas City · 168 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 3 more
    (913) 342-7580

Every agency in Sedgwick County All counseling agencies in Kansas

Help in Spanish near Bel Aire

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bel Aire

In HUD’s record, no housing authority with an office in Sedgwick County is named for Bel Aire or Sedgwick County.

2 other authorities have an office in Sedgwick County: see the list Source: HUD

Cities

Other cities in Sedgwick County

These cities are also in Sedgwick County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Sedgwick County Housing in Kansas

Nearby cities

The cities closest to Bel Aire, with the typical home value.

Neighboring counties

If Sedgwick County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Bel Aire.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Bel Aire

Short answers with the numbers for Bel Aire and all of Sedgwick County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bel Aire?

The typical home value in Bel Aire is $238,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sedgwick County it is $203,300.

How much does it cost to rent in Bel Aire?

Typical rent in Bel Aire is $1,649 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sedgwick County is $1,043.

What is the FHA loan limit in Bel Aire?

Bel Aire uses the FHA limit for all of Sedgwick County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Bel Aire?

The typical homeowner in Bel Aire pays $3,213 a year, according to the U.S. Census Bureau. That is 1.35% of the home’s value; in Sedgwick County, the rate is 1.21%.

Where can I find free help to buy or rent in Bel Aire?

There is 1 HUD-approved counseling agency with an office in Sedgwick County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).