In Wellington, a typical home is worth $97,100 and typical rent is $733 a month. Compared with all of Sumner County, the typical home value is 28% lower, typical household income is 21% lower, and the share of households that own their home is 13 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $84,371 to $111,823.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Wellington is in Sumner County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Sumner County. See the county
What this place has that others do not, from public data, most unusual first.
1
Wellington has the 4th lowest typical rent of the 65 cities in Kansas with more than 5,000 people ($733).
2
Wellington has the 4th lowest typical household income of the 65 cities in Kansas with more than 5,000 people ($50,333).
3
The typical home in Wellington is worth $97,100,28% less than in Sumner County as a whole ($135,100).
4
62% of households in Wellington own their home, against 75% in Sumner County.
5
Wellington has the 6th smallest share of rent-burdened renters of the 62 cities in Kansas with more than 5,000 people (36%).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Wellington
What homes there are in Wellington, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Wellington
Sumner County
Kansas
United States
Kind of home: Wellington and its comparisons
Measure
Wellington
Sumner County
Kansas
United States
Detached house
74%
81%
72%
61%
Attached house
Unreliable estimate
1%
5%
6%
Building of 2 to 4
Unreliable estimate
4%
6%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
13%
19%
Mobile home
Unreliable estimate
8%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Wellington, 7 in 10 homes are single-family detached houses; in Sumner County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Wellington
Sumner County
Kansas
United States
Year built: Wellington and its comparisons
Measure
Wellington
Sumner County
Kansas
United States
Before 1960
59%
48%
32%
26%
1960–1979
19%
19%
24%
24%
1980–1999
16%
20%
23%
25%
2000–2009
5%
9%
12%
14%
2010 or later
Unreliable estimate
4%
9%
11%
The typical home in Wellington was built in 1956, 6 years before the typical one in Sumner County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K52%
$100K–$200K31%
$200K–$300K13%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Wellington and its comparisons
Measure
Wellington
Under $100K
52%
$100K–$200K
31%
$200K–$300K
13%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50037%
$500–$99930%
$1,000–$1,49931%
HUD fair market rent, 2 bedrooms: $1,046
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Wellington and its comparisons
Measure
Wellington
Under $500
37%
$500–$999
30%
$1,000–$1,499
31%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
HUD's 2-bedroom fair market rent (FMR) for Sumner County is $1,046; about 69% of rents in Wellington are below it.
With a mortgage
$1,419 a month
Sumner County: $1,473 a month
Without a mortgage
$577 a month
Sumner County: $623 a month
Owners with a mortgage
48%
Sumner County: 48%
Owning costs about the same in Wellington as in Sumner County: with a mortgage, $1,419 a month; without one, $577.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Wellington+29%
Sumner County+50%
Kansas+43%
United States+53%
Typical rent
WellingtonNo clear change
Sumner CountyNo clear change
Kansas+25%
United States+33%
Typical household income
WellingtonNo clear change
Sumner County+16%
Kansas+25%
United States+29%
Change since 2015–2019: Wellington and its comparisons
Measure
Wellington
Sumner County
Kansas
United States
Typical home value
+29%
+50%
+43%
+53%
Typical rent
No clear change
No clear change
+25%
+33%
Typical household income
No clear change
+16%
+25%
+29%
Homes in Wellington gained value more slowly than in Sumner County: 29% since 2015–2019, against 50%.
Rent in Wellington moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Wellington and its comparisons
Measure
Wellington
Sumner County
Kansas
United States
Rental vacancy
Unreliable estimate
10.4%
6.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
1.8%
2.1%
3.4%
People per household
2.51
2.45
2.44
2.53
Drive alone
84%
84%
75%
69%
Carpool
7%
7%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
1%
3%
3%
Work from home
Unreliable estimate
7%
12%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
10 to 19 minutes
20 to 29 minutes
Much as in Sumner County, a household in Wellington has 2.51 people on average.
To get to work, 84% of workers in Wellington drive alone; in Sumner County, 84%.
Do the math
What would you pay each month for a home in Wellington?
A typical home is within reach of the typical income
We start with a typical home in Wellington, worth $97,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 21% of the typical household income in Wellington, which is $50,333 a year.
The calculator's FHA and conventional loan limits are those of all of Sumner County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Wellington. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,399 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$864
at 7.18% · 30 years
Loan amount
$95,341
Total interest
$137,173
Paid off in
November 2056
Includes $1,640 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,174 a month
Your payment · 21%
Tight
$1,174 to $1,510 a month
Hard
more than $1,510 a month
Compared with the typical household income in Wellington ($50,333 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$646
Property tax
$134
Home insurance
$41
FHA mortgage insurance (MIP)
$43
You need at least $3,399 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $864; principal and interest $646.
The city and its county
Wellington and Sumner County
Wellington is in Sumner County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Wellington
Map of Sumner County, Kansas, with Wellington marked. Around it, the neighboring counties.
Wellington
Sumner County
Other cities with a page
Wellington's own numbers
Typical home value
$97,100
Typical monthly rent
$733
Typical yearly household income
$50,333
Households that own their home
62%
Effective property tax rate
1.66%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Sumner County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,046
Price change over 5 years (FHFA)
+43%
Homes in a high flood-risk zone
5.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sumner County.
A typical home in Wellington is worth $97,100: 28% below the county and 55% below Kansas. With the typical household income in Wellington ($50,333 a year), a typical home costs 1.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Wellington1.9 years
Sumner2.1 years
Kansas2.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Sumner County
According to FHFA’s house price index, home prices in Sumner County rose 68% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Sumner County.
Yearly change in FHFA’s price index in Sumner County, 2016 to 2025
2016: −2.5% −2.5% 2016
2017: +3.7% +3.7% 2017
2018: +7.9% +7.9% 2018
2019: +4.5% +4.5% 2019
2020: +2.6% +2.6% 2020
2021: +9.1% +9.1% 2021
2022: +20.8% +20.8% 2022
2023: −1.8% −1.8% 2023
2024: +9.9% +9.9% 2024
2025: +0.8% +0.8% 2025
Change in FHFA’s price index in Sumner County, Kansas and the United States
Period
County
Kansas
U.S.
Last year (2025)
+0.8%
+4.1%
+2.9%
5 years (2020–2025)
+43%
+49%
+47%
10 years (2015–2025)
+68%
+84%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Wellington next to Sumner County, Kansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Wellington$97,100
Sumner$135,100
Kansas$217,200
United States$332,700
Typical monthly rent
Wellington$733
Sumner$825
Kansas$1,060
United States$1,413
Typical yearly household income
Wellington$50,333
Sumner$63,951
Kansas$74,275
United States$80,734
See the full table
Wellington next to Sumner County and Kansas
Measure
Wellington
Sumner County
Kansas
U.S.
Typical home value
$97,100 ▼28% below the county
$135,100
$217,200
$332,700
Typical monthly rent
$733 ▼11% below the county
$825
$1,060
$1,413
Typical yearly household income
$50,333 ▼21% below the county
$63,951
$74,275
$80,734
Households that own their home
62% ▼13 points below the county
75%
67%
65%
Typical yearly property tax
$1,613 ▼24% below the county
$2,130
$2,798
$3,119
Effective property tax rate
1.66% ▲0.08 points above the county
1.58%
1.29%
0.94%
Renters with high rent for their income
36% ▼5 points below the county
41%
43%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sumner County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Wellington
For a typical $97,100 home in Wellington, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Wellington's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$864a month
Least cash to close
Down payment
$3,399
Cash to close
$6,312
Rate
7.18%
Mortgage insurance
FHA MIP · $43
Conventional, 5% down$846a month
Down payment
$4,855
Cash to close
$7,768
Rate
7.18%
Mortgage insurance
PMI · $46
Conventional, 20% down, no PMI$701a month
Down payment
$19,420
Cash to close
$22,333
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$791a month
Down payment
$14,565
Cash to close
$17,478
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Wellington
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$864
$3,399
$95,341
7.18%
FHA MIP · $43
$6,312
580
Conventional, 5% down
$846
$4,855
$92,245
7.18%
PMI · $46
$7,768
620*
Conventional, 20% down, no PMI
$701
$19,420
$77,680
7.18%
None
$22,333
620*
ITIN, 15% down (example)
$791
$14,565
$82,535
8.18%
None
$17,478
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Wellington is $733 a month: 11% below the county. In Wellington, 36% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Sumner County, by unit size. To pay the 2-bedroom one ($1,046 a month) without spending more than 30% of your income, you would need to earn $20.12 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Sumner County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$728
$14.00
$29,120
1 bedroom
$800
$15.38
$32,000
2 bedrooms
$1,046
$20.12
$41,840
3 bedrooms
$1,277
$24.56
$51,080
4 bedrooms
$1,375
$26.44
$55,000
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Wellington
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Wellington has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,030 in 67152 to $1,050 in 67103.
1 of the 2 is above the fair market rent for Sumner County ($1,046).
Fair market rent by ZIP code and size in Wellington, fiscal year 2027.
67103
$730
$800
$1,050
$1,280
$1,380
67152
$720
$790
$1,030
$1,260
$1,350
ZIP code2 bd3 bd
67103 $1,050$1,280
67152 $1,030$1,260
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Wellington when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 6 buildings with rents for lower incomes in Wellington. These are the largest.
Wheat Capital Manor400 S C St, Wellington 67152100 homes, 92 low-income · Run by Wellington Housing Authority · Average payment: $414 a month · Average wait: 20 months(620) 326-5821
Vantage Point Apartments1030 W College St, Wellington 6715255 low-income homes · For older adults(620) 326-2542
Wedgewood Apartments842 Homestead Dr, Wellington 6715240 low-income homes · 2 bd: 18 · In service since 2015 · For families
Westwood Arms1026 Shady Lane Ct, Wellington 6715236 homes, 30 low-income · For families(620) 326-7542
Eastwood Apartments1320 Michigan St, Wellington 6715230 low-income homes · For families(620) 326-3708
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Sumner County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Wellington or Sumner County. The ones below are statewide in Kansas: they work in Wellington the same as in the rest of the state.
Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita.Offered by Kansas Housing Resources Corporation (KHRC).
No legal help resource on our list is for Wellington or Sumner County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Wellington and all of Sumner County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Wellington?
The typical home value in Wellington is $97,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sumner County it is $135,100.
How much does it cost to rent in Wellington?
Typical rent in Wellington is $733 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sumner County is $1,046.
What is the FHA loan limit in Wellington?
Wellington uses the FHA limit for all of Sumner County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Wellington?
The typical homeowner in Wellington pays $1,613 a year, according to the U.S. Census Bureau. That is 1.66% of the home’s value; in Sumner County, the rate is 1.58%.
Where can I find free help to buy or rent in Wellington?
We found no HUD-approved counseling agencies with an office in Sumner County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
