In Andover, a typical home is worth $291,400 and typical rent is $1,450 a month. Compared with all of Butler County, typical rent is 52% higher and the typical home value is 34% higher.
Typical home value from Zillow, September 2021 to September 2026: from $265,630 to $331,433.
Typical rent
$1,734a month
Typical rent from Zillow, March 2026 to September 2026: from $1,631 to $1,734.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Andover is in Butler County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Butler County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical rent in Andover is $1,450 a month, 52% more than in Butler County as a whole ($956).
2
Andover has the 3rd highest homeownership rate of the 64 cities in Kansas with more than 5,000 people (81%).
3
Andover has the 3rd smallest share of rent-burdened renters of the 62 cities in Kansas with more than 5,000 people (30%).
4
Nearby, in Augusta, the typical rent is $865: 40% less than in Andover ($1,450).
5
Nearby, in Augusta, the typical home value is $175,500: 40% less than in Andover ($291,400).
6
The typical home in Andover is worth $291,400,34% more than in Butler County as a whole ($217,600).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Andover
What homes there are in Andover, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Andover
Butler County
Kansas
United States
Kind of home: Andover and its comparisons
Measure
Andover
Butler County
Kansas
United States
Detached house
79%
80%
72%
61%
Attached house
6%
2%
5%
6%
Building of 2 to 4
6%
6%
6%
8%
Apartments (5 or more)
Unreliable estimate
5%
13%
19%
Mobile home
Unreliable estimate
7%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is the most common home in Andover: 79% of homes, near the figure in Butler County (80%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Andover
Butler County
Kansas
United States
Year built: Andover and its comparisons
Measure
Andover
Butler County
Kansas
United States
Before 1960
4%
27%
32%
26%
1960–1979
12%
18%
24%
24%
1980–1999
29%
30%
23%
25%
2000–2009
29%
15%
12%
14%
2010 or later
25%
9%
9%
11%
The typical home in Andover was built in 2002, 18 years after the typical one in Butler County.
In Andover, 84% of homes have 3 bedrooms or more, more than in Butler County (73%).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K5%
$100K–$200K10%
$200K–$300K39%
$300K–$500K34%
$500K–$750K10%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Andover and its comparisons
Measure
Andover
Under $100K
5%
$100K–$200K
10%
$200K–$300K
39%
$300K–$500K
34%
$500K–$750K
10%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
By price, most homes in Andover sit under the FHA limit for Butler County ($541,287): about 90%.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49934%
$1,500–$1,99933%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Andover and its comparisons
Measure
Andover
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
34%
$1,500–$1,999
33%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,066 a month
Butler County: $1,689 a month
Without a mortgage
$823 a month
Butler County: $705 a month
Owners with a mortgage
73%
Butler County: 62%
The typical cost for an owner with a mortgage in Andover is $2,066 a month, more than in Butler County ($1,689); without one, $823.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Andover+45%
Butler County+46%
Kansas+43%
United States+53%
Typical rent
AndoverNo clear change
Butler County+12%
Kansas+25%
United States+33%
Typical household income
Andover+17%
Butler County+26%
Kansas+25%
United States+29%
Change since 2015–2019: Andover and its comparisons
Measure
Andover
Butler County
Kansas
United States
Typical home value
+45%
+46%
+43%
+53%
Typical rent
No clear change
+12%
+25%
+33%
Typical household income
+17%
+26%
+25%
+29%
From 2015–2019 to 2020–2024, home values in Andover rose at about the same pace as in Butler County: 45% against 46%.
Since 2015–2019, the typical rent in Andover did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Andover and its comparisons
Measure
Andover
Butler County
Kansas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
1.3%
2.1%
3.4%
People per household
3.00
2.57
2.44
2.53
Drive alone
80%
81%
75%
69%
Carpool
7%
8%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
12%
9%
12%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
10 to 19 minutes
20 to 29 minutes
On average, a household in Andover has 3.00 people, more than in Butler County (2.57).
In Andover, 80% of workers drive alone to work; in Butler County, 81%.
Do the math
What would you pay each month for a home in Andover?
A typical home is tight for the typical income
We start with a typical home in Andover, worth $291,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Andover, which is $104,787 a year. For that payment to be 28% of income, a household would need to earn about $111,593 a year.
The calculator's FHA and conventional loan limits are those of all of Butler County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Andover. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,199 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,604
at 7.18% · 30 years
Loan amount
$286,122
Total interest
$411,662
Paid off in
November 2056
Includes $4,921 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,445 a month
Tight
$2,445 to $3,144 a month
Your payment · 30%
Hard
more than $3,144 a month
Compared with the typical household income in Andover ($104,787 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,938
Property tax
$415
Home insurance
$121
FHA mortgage insurance (MIP)
$129
You need at least $10,199 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,604; principal and interest $1,938.
The city and its county
Andover and Butler County
Andover is in Butler County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Andover
Map of Butler County, Kansas, with Andover marked. Around it, the neighboring counties.
Andover
Butler County
Other cities with a page
Andover's own numbers
Typical home value
$291,400
Typical monthly rent
$1,450
Typical yearly household income
$104,787
Households that own their home
81%
Effective property tax rate
1.71%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Butler County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,043
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
2.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Butler County.
A typical home in Andover is worth $291,400: 34% above the county and 34% above Kansas. With the typical household income in Andover ($104,787 a year), a typical home costs 2.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Andover2.8 years
Butler2.7 years
Kansas2.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Butler County
According to FHFA’s house price index, home prices in Butler County rose 76% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Butler County.
Yearly change in FHFA’s price index in Butler County, 2016 to 2025
2016: +3.2% +3.2% 2016
2017: +2.3% +2.3% 2017
2018: +2.9% +2.9% 2018
2019: +2.8% +2.8% 2019
2020: +4.6% +4.6% 2020
2021: +9.8% +9.8% 2021
2022: +14.8% +14.8% 2022
2023: +9.8% +9.8% 2023
2024: +4.2% +4.2% 2024
2025: +4.4% +4.4% 2025
Change in FHFA’s price index in Butler County, Kansas and the United States
Period
County
Kansas
U.S.
Last year (2025)
+4.4%
+4.1%
+2.9%
5 years (2020–2025)
+51%
+49%
+47%
10 years (2015–2025)
+76%
+84%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Andover next to Butler County, Kansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Andover$291,400
Butler$217,600
Kansas$217,200
United States$332,700
Typical monthly rent
Andover$1,450
Butler$956
Kansas$1,060
United States$1,413
Typical yearly household income
Andover$104,787
Butler$81,610
Kansas$74,275
United States$80,734
See the full table
Andover next to Butler County and Kansas
Measure
Andover
Butler County
Kansas
U.S.
Typical home value
$291,400 ▲34% above the county
$217,600
$217,200
$332,700
Typical monthly rent
$1,450 ▲52% above the county
$956
$1,060
$1,413
Typical yearly household income
$104,787 ▲28% above the county
$81,610
$74,275
$80,734
Households that own their home
81% ▲3 points above the county
78%
67%
65%
Typical yearly property tax
$4,971 ▲56% above the county
$3,177
$2,798
$3,119
Effective property tax rate
1.71% ▲0.25 points above the county
1.46%
1.29%
0.94%
Renters with high rent for their income
30% ▼11 points below the county
41%
43%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Butler County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Andover
For a typical $291,400 home in Andover, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Andover's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,604a month
Least cash to close
Down payment
$10,199
Cash to close
$18,941
Rate
7.18%
Mortgage insurance
FHA MIP · $129
Conventional, 5% down$2,550a month
Down payment
$14,570
Cash to close
$23,312
Rate
7.18%
Mortgage insurance
PMI · $138
Conventional, 20% down, no PMI$2,116a month
Down payment
$58,280
Cash to close
$67,022
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,385a month
Down payment
$43,710
Cash to close
$52,452
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Andover
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,604
$10,199
$286,122
7.18%
FHA MIP · $129
$18,941
580
Conventional, 5% down
$2,550
$14,570
$276,830
7.18%
PMI · $138
$23,312
620*
Conventional, 20% down, no PMI
$2,116
$58,280
$233,120
7.18%
None
$67,022
620*
ITIN, 15% down (example)
$2,385
$43,710
$247,690
8.18%
None
$52,452
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Andover is $1,450 a month: 52% above the county. In Andover, 30% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Butler County, by unit size. To pay the 2-bedroom one ($1,043 a month) without spending more than 30% of your income, you would need to earn $20.06 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Butler County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$778
$14.96
$31,120
1 bedroom
$823
$15.83
$32,920
2 bedrooms
$1,043
$20.06
$41,720
3 bedrooms
$1,382
$26.58
$55,280
4 bedrooms
$1,712
$32.92
$68,480
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Andover
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Andover is in ZIP code 67002.
For 2 bedrooms it is $1,560: $517 more than the fair market rent for Butler County ($1,043).
Fair market rent by ZIP code and size in Andover, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
67002
$1,160
$1,230
$1,560
$2,070
$2,560
ZIP code2 bd3 bd
67002 $1,560$2,070
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Andover when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Butler County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Andover or Butler County. The ones below are statewide in Kansas: they work in Andover the same as in the rest of the state.
Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita.Offered by Kansas Housing Resources Corporation (KHRC).
No legal help resource on our list is for Andover or Butler County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Andover and all of Butler County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Andover?
The typical home value in Andover is $291,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Butler County it is $217,600.
How much does it cost to rent in Andover?
Typical rent in Andover is $1,450 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Butler County is $1,043.
What is the FHA loan limit in Andover?
Andover uses the FHA limit for all of Butler County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Andover?
The typical homeowner in Andover pays $4,971 a year, according to the U.S. Census Bureau. That is 1.71% of the home’s value; in Butler County, the rate is 1.46%.
Where can I find free help to buy or rent in Andover?
We found no HUD-approved counseling agencies with an office in Butler County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
