In Augusta, a typical home is worth $175,500 and typical rent is $865 a month. Compared with all of Butler County, typical household income is 20% lower, the typical home value is 19% lower, and the share of households that own their home is 6 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $164,719 to $223,996.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Augusta is in Butler County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Butler County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in El Dorado, the typical home value is $120,300: 31% less than in Augusta ($175,500).
2
Augusta has the 4th largest share of rent-burdened renters of the 62 cities in Kansas with more than 5,000 people (58%).
3
The typical household income in Augusta is $64,919,20% less than in Butler County as a whole ($81,610).
4
The typical home in Augusta is worth $175,500,19% less than in Butler County as a whole ($217,600).
5
71% of households in Augusta own their home, against 78% in Butler County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Augusta
What homes there are in Augusta, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Augusta
Butler County
Kansas
United States
Kind of home: Augusta and its comparisons
Measure
Augusta
Butler County
Kansas
United States
Detached house
77%
80%
72%
61%
Attached house
Unreliable estimate
2%
5%
6%
Building of 2 to 4
9%
6%
6%
8%
Apartments (5 or more)
Unreliable estimate
5%
13%
19%
Mobile home
5%
7%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Butler County, most homes in Augusta are detached houses (77%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Augusta
Butler County
Kansas
United States
Year built: Augusta and its comparisons
Measure
Augusta
Butler County
Kansas
United States
Before 1960
34%
27%
32%
26%
1960–1979
20%
18%
24%
24%
1980–1999
33%
30%
23%
25%
2000–2009
11%
15%
12%
14%
2010 or later
3%
9%
9%
11%
Homes in Augusta are older: the typical year built is 1977; in Butler County, 1984.
There are fewer big homes in Augusta than in Butler County: 67% have 3 bedrooms or more, against 73%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K24%
$100K–$200K33%
$200K–$300K21%
$300K–$500K17%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Augusta and its comparisons
Measure
Augusta
Under $100K
24%
$100K–$200K
33%
$200K–$300K
21%
$300K–$500K
17%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
With an FHA limit of $541,287, at least 95% of owner-occupied homes in Augusta sit below it: they are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99949%
$1,000–$1,49927%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Augusta and its comparisons
Measure
Augusta
Under $500
Unreliable estimate
$500–$999
49%
$1,000–$1,499
27%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,576 a month
Butler County: $1,689 a month
Without a mortgage
$698 a month
Butler County: $705 a month
Owners with a mortgage
67%
Butler County: 62%
In Augusta, 67% of owners have a mortgage, and their typical cost is $1,576 a month, against $1,689 in Butler County. Without one it drops to $698.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Augusta+39%
Butler County+46%
Kansas+43%
United States+53%
Typical rent
AugustaNo clear change
Butler County+12%
Kansas+25%
United States+33%
Typical household income
Augusta+33%
Butler County+26%
Kansas+25%
United States+29%
Change since 2015–2019: Augusta and its comparisons
Measure
Augusta
Butler County
Kansas
United States
Typical home value
+39%
+46%
+43%
+53%
Typical rent
No clear change
+12%
+25%
+33%
Typical household income
+33%
+26%
+25%
+29%
From 2015–2019 to 2020–2024, the typical home value in Augusta rose 39%; in Butler County, it rose 46%.
Rent in Augusta moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Augusta and its comparisons
Measure
Augusta
Butler County
Kansas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
1.3%
2.1%
3.4%
People per household
2.47
2.57
2.44
2.53
Drive alone
76%
81%
75%
69%
Carpool
11%
8%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
10%
9%
12%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
10 to 19 minutes
20 to 29 minutes
A household in Augusta has 2.47 people on average, about the same as in Butler County (2.57).
More people carpool to work in Augusta than in Butler County: 11% against 8%.
Do the math
What would you pay each month for a home in Augusta?
A typical home is tight for the typical income
We start with a typical home in Augusta, worth $175,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Augusta, which is $64,919 a year. For that payment to be 28% of income, a household would need to earn about $66,895 a year.
The calculator's FHA and conventional loan limits are those of all of Butler County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Augusta. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,143 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,561
at 7.18% · 30 years
Loan amount
$172,321
Total interest
$247,929
Paid off in
November 2056
Includes $2,964 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,515 a month
Tight
$1,515 to $1,948 a month
Your payment · 29%
Hard
more than $1,948 a month
Compared with the typical household income in Augusta ($64,919 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,167
Property tax
$243
Home insurance
$73
FHA mortgage insurance (MIP)
$78
You need at least $6,143 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,561; principal and interest $1,167.
The city and its county
Augusta and Butler County
Augusta is in Butler County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Augusta
Map of Butler County, Kansas, with Augusta marked. Around it, the neighboring counties.
Augusta
Butler County
Other cities with a page
Augusta's own numbers
Typical home value
$175,500
Typical monthly rent
$865
Typical yearly household income
$64,919
Households that own their home
71%
Effective property tax rate
1.66%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Butler County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,043
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
2.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Butler County.
A typical home in Augusta is worth $175,500: 19% below the county and 19% below Kansas. With the typical household income in Augusta ($64,919 a year), a typical home costs 2.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Augusta2.7 years
Butler2.7 years
Kansas2.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Butler County
According to FHFA’s house price index, home prices in Butler County rose 76% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Butler County.
Yearly change in FHFA’s price index in Butler County, 2016 to 2025
2016: +3.2% +3.2% 2016
2017: +2.3% +2.3% 2017
2018: +2.9% +2.9% 2018
2019: +2.8% +2.8% 2019
2020: +4.6% +4.6% 2020
2021: +9.8% +9.8% 2021
2022: +14.8% +14.8% 2022
2023: +9.8% +9.8% 2023
2024: +4.2% +4.2% 2024
2025: +4.4% +4.4% 2025
Change in FHFA’s price index in Butler County, Kansas and the United States
Period
County
Kansas
U.S.
Last year (2025)
+4.4%
+4.1%
+2.9%
5 years (2020–2025)
+51%
+49%
+47%
10 years (2015–2025)
+76%
+84%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Augusta next to Butler County, Kansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Augusta$175,500
Butler$217,600
Kansas$217,200
United States$332,700
Typical monthly rent
Augusta$865
Butler$956
Kansas$1,060
United States$1,413
Typical yearly household income
Augusta$64,919
Butler$81,610
Kansas$74,275
United States$80,734
See the full table
Augusta next to Butler County and Kansas
Measure
Augusta
Butler County
Kansas
U.S.
Typical home value
$175,500 ▼19% below the county
$217,600
$217,200
$332,700
Typical monthly rent
$865 ▼10% below the county
$956
$1,060
$1,413
Typical yearly household income
$64,919 ▼20% below the county
$81,610
$74,275
$80,734
Households that own their home
71% ▼6 points below the county
78%
67%
65%
Typical yearly property tax
$2,921 ▼8% below the county
$3,177
$2,798
$3,119
Effective property tax rate
1.66% ▲0.2 points above the county
1.46%
1.29%
0.94%
Renters with high rent for their income
58% ▲17 points above the county
41%
43%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Butler County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Augusta
For a typical $175,500 home in Augusta, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Augusta's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,561a month
Least cash to close
Down payment
$6,143
Cash to close
$11,408
Rate
7.18%
Mortgage insurance
FHA MIP · $78
Conventional, 5% down$1,529a month
Down payment
$8,775
Cash to close
$14,040
Rate
7.18%
Mortgage insurance
PMI · $83
Conventional, 20% down, no PMI$1,267a month
Down payment
$35,100
Cash to close
$40,365
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,429a month
Down payment
$26,325
Cash to close
$31,590
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Augusta
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,561
$6,143
$172,321
7.18%
FHA MIP · $78
$11,408
580
Conventional, 5% down
$1,529
$8,775
$166,725
7.18%
PMI · $83
$14,040
620*
Conventional, 20% down, no PMI
$1,267
$35,100
$140,400
7.18%
None
$40,365
620*
ITIN, 15% down (example)
$1,429
$26,325
$149,175
8.18%
None
$31,590
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Augusta is $865 a month: 10% below the county. In Augusta, 58% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Butler County, by unit size. To pay the 2-bedroom one ($1,043 a month) without spending more than 30% of your income, you would need to earn $20.06 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Butler County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$778
$14.96
$31,120
1 bedroom
$823
$15.83
$32,920
2 bedrooms
$1,043
$20.06
$41,720
3 bedrooms
$1,382
$26.58
$55,280
4 bedrooms
$1,712
$32.92
$68,480
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Augusta
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Augusta is in ZIP code 67010.
For 2 bedrooms it is $1,070: $27 more than the fair market rent for Butler County ($1,043).
Fair market rent by ZIP code and size in Augusta, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
67010
$800
$840
$1,070
$1,420
$1,760
ZIP code2 bd3 bd
67010 $1,070$1,420
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Augusta when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 5 buildings with rents for lower incomes in Augusta. These are the largest.
Osage Manor&spencer Duplx620 N Osage St, Augusta 6701062 low-income homes · Run by Augusta Housing Authority · Average payment: $415 a month · Average wait: 1 month · Homes at several sites(316) 775-6971
Brookside Cottages711 Smiles Ave, Augusta 6701048 low-income homes · 1 bd: 32 · 2 bd: 16 · In service since 2001
Country Club Tower1515 N Clubhouse Dr, Augusta 6701048 low-income homes · For older adults(316) 775-5636
Augusta Senior Residences1515 Clubhouse Dr, Augusta 6701048 homes, 44 low-income · 1 bd: 48 · In service since 2003 · For older adults
Augusta Heights1704 Custer Ln, Augusta 6701020 low-income homes · 1 bd: 4 · 2 bd: 12 · 3 bd: 4 · In service since 2005
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Butler County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Augusta or Butler County. The ones below are statewide in Kansas: they work in Augusta the same as in the rest of the state.
Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita.Offered by Kansas Housing Resources Corporation (KHRC).
No legal help resource on our list is for Augusta or Butler County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Augusta and all of Butler County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Augusta?
The typical home value in Augusta is $175,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Butler County it is $217,600.
How much does it cost to rent in Augusta?
Typical rent in Augusta is $865 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Butler County is $1,043.
What is the FHA loan limit in Augusta?
Augusta uses the FHA limit for all of Butler County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Augusta?
The typical homeowner in Augusta pays $2,921 a year, according to the U.S. Census Bureau. That is 1.66% of the home’s value; in Butler County, the rate is 1.46%.
Where can I find free help to buy or rent in Augusta?
We found no HUD-approved counseling agencies with an office in Butler County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
