Help to buy in Kansas

Home-buying assistance programs in Kansas

1 official program for down payment and closing cost help in Kansas, from Kansas Housing Resources Corporation. We show what each program says on its own page, with the date we checked it.

See the list Which programs might I qualify for?

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Verified programs: 1; from Kansas Housing Resources Corporation
First-time buyers only: 0; 1 does not require it or its page does not say
Accept an ITIN: 0; per their own site · no: 1 · unconfirmed: 0
Last checked: November 5, 2026; against each program’s official page

How to read the list

Not all help is the same

Amounts, limits and funding change: confirm with a participating lender.

Before you compare amounts, look at the kind of help: it changes what you pay later. These are the kinds the programs on this page use.

On ITIN, each card says what the program itself publishes: yes, no, or not confirmed on its site.

Forgivable

Second loan forgiven if you stay in the home

The full list

Programs in Kansas

Filter by who qualifies, by ITIN or by kind of help. Each card quotes the source and the date we checked it.

First-time buyers only Also if you owned before Accept an ITIN

First Time Homebuyer Program
- Forgivable
Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita

What it gives, per the source

15 or 20% of the home's purchase price … If the homebuyer remains in the home for 10 years, the loan is forgiven!

First-time buyer?

The source does not say whether you must be a first-time buyer

Accepts ITIN?

No, per its site

Run by Kansas Housing Resources Corporation (KHRC)

Verified November 5, 2026

See details Official page

Programs in other states

Help to repair your home

Repair programs in Kansas

One program we checked in Kansas to repair your home or make it more efficient, with what its page says.

Weatherization Assistance Program

Run by Kansas Housing Resources Corporation (KHRC)

Kansas weatherization program: upgrades that cut energy use in low-income homes, through local agencies

See details

Get free help applying A HUD-approved counseling agency can go over the requirements with you, free or at low cost. See the agencies

Your county

Price and income limits depend on the county. Your county page has the typical value, the FHA limit and the counseling agencies that can walk you through the application.

Frequently asked questions

What is down payment assistance?

Money from a public or nonprofit program for the down payment or closing costs. It can be a grant you never repay, a second loan forgiven if you stay in the home for some years, a second loan repaid when you sell or refinance, or a tax credit (MCC) that lowers your federal taxes.

Do I need to be a first-time buyer in Kansas?

The program on this page does not require it, or its page does not say. In general, “first-time buyer” means not having owned a home in the last three years.

Can I use these programs with an ITIN?

What each program’s own site says: accept an ITIN, 0; do not accept one, 1; not confirmed on its site, 0. Ask the participating lender directly before you start, and ask for it in writing.