In Valley Center, a typical home is worth $227,700 and typical rent is $883 a month. Compared with all of Sedgwick County, the typical home value is 12% higher, typical rent is 12% lower, and the share of households that own their home is 9 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $206,820 to $259,899.
Typical rent
$1,441a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Valley Center is in Sedgwick County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Sedgwick County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Newton, the typical home value is $156,400: 31% less than in Valley Center ($227,700).
2
72% of households in Valley Center own their home, against 63% in Sedgwick County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Valley Center
What homes there are in Valley Center, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Valley Center
Sedgwick County
Kansas
United States
Kind of home: Valley Center and its comparisons
Measure
Valley Center
Sedgwick County
Kansas
United States
Detached house
80%
69%
72%
61%
Attached house
Unreliable estimate
5%
5%
6%
Building of 2 to 4
Unreliable estimate
7%
6%
8%
Apartments (5 or more)
Unreliable estimate
16%
13%
19%
Mobile home
Unreliable estimate
3%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Valley Center: 80% of homes, more than in Sedgwick County (69%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Valley Center
Sedgwick County
Kansas
United States
Year built: Valley Center and its comparisons
Measure
Valley Center
Sedgwick County
Kansas
United States
Before 1960
21%
32%
32%
26%
1960–1979
28%
21%
24%
24%
1980–1999
27%
25%
23%
25%
2000–2009
15%
12%
12%
14%
2010 or later
10%
10%
9%
11%
Homes in Valley Center are bigger: 72% have 3 bedrooms or more; in Sedgwick County, 61%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K32%
$200K–$300K41%
$300K–$500K22%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Valley Center and its comparisons
Measure
Valley Center
Under $100K
Unreliable estimate
$100K–$200K
32%
$200K–$300K
41%
$300K–$500K
22%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99928%
$1,000–$1,49938%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Valley Center and its comparisons
Measure
Valley Center
Under $500
Unreliable estimate
$500–$999
28%
$1,000–$1,499
38%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,651 a month
Sedgwick County: $1,564 a month
Without a mortgage
$671 a month
Sedgwick County: $612 a month
Owners with a mortgage
52%
Sedgwick County: 61%
Owning costs more in Valley Center: with a mortgage, the typical cost is $1,651 a month; in Sedgwick County, $1,564. Without one, $671.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Valley Center+56%
Sedgwick County+45%
Kansas+43%
United States+53%
Typical rent
Valley CenterNo clear change
Sedgwick County+21%
Kansas+25%
United States+33%
Typical household income
Valley CenterNo clear change
Sedgwick County+23%
Kansas+25%
United States+29%
Change since 2015–2019: Valley Center and its comparisons
Measure
Valley Center
Sedgwick County
Kansas
United States
Typical home value
+56%
+45%
+43%
+53%
Typical rent
No clear change
+21%
+25%
+33%
Typical household income
No clear change
+23%
+25%
+29%
Since 2015–2019, homes in Valley Center gained value faster than in Sedgwick County: 56% against 45%.
The typical rent in Valley Center stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Valley Center and its comparisons
Measure
Valley Center
Sedgwick County
Kansas
United States
Rental vacancy
Unreliable estimate
7.1%
6.2%
5.5%
Homeowner vacancy
Unreliable estimate
1.2%
0.9%
0.9%
More than one person per room
Unreliable estimate
2.4%
2.1%
3.4%
People per household
2.77
2.51
2.44
2.53
Drive alone
83%
79%
75%
69%
Carpool
Unreliable estimate
9%
9%
9%
Public transit
Unreliable estimate
1%
0%
3%
Walk or bike
Unreliable estimate
1%
3%
3%
Work from home
6%
8%
12%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
Households in Valley Center are bigger: 2.77 people on average; in Sedgwick County, 2.51.
The car rules in Valley Center: 83% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Valley Center?
A typical home is tight for the typical income
We start with a typical home in Valley Center, worth $227,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Valley Center, which is $77,020 a year. For that payment to be 28% of income, a household would need to earn about $86,223 a year.
The calculator's FHA and conventional loan limits are those of all of Sedgwick County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Valley Center. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,970 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,012
at 7.18% · 30 years
Loan amount
$223,575
Total interest
$321,672
Paid off in
November 2056
Includes $3,845 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,797 a month
Tight
$1,797 to $2,311 a month
Your payment · 31%
Hard
more than $2,311 a month
Compared with the typical household income in Valley Center ($77,020 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,515
Property tax
$302
Home insurance
$95
FHA mortgage insurance (MIP)
$101
You need at least $7,970 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,012; principal and interest $1,515.
The city and its county
Valley Center and Sedgwick County
Valley Center is in Sedgwick County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Valley Center
Map of Sedgwick County, Kansas, with Valley Center marked. Around it, the neighboring counties.
Valley Center
Sedgwick County
Other cities with a page
Valley Center's own numbers
Typical home value
$227,700
Typical monthly rent
$883
Typical yearly household income
$77,020
Households that own their home
72%
Effective property tax rate
1.59%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Sedgwick County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,043
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
1.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sedgwick County.
A typical home in Valley Center is worth $227,700: 12% above the county and 5% above Kansas. With the typical household income in Valley Center ($77,020 a year), a typical home costs 3.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Valley Center3.0 years
Sedgwick2.9 years
Kansas2.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Sedgwick County
According to FHFA’s house price index, home prices in Sedgwick County rose 85% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Sedgwick County.
Yearly change in FHFA’s price index in Sedgwick County, 2016 to 2025
2016: +4.1% +4.1% 2016
2017: +3.4% +3.4% 2017
2018: +4.9% +4.9% 2018
2019: +3.9% +3.9% 2019
2020: +5.5% +5.5% 2020
2021: +11.0% +11.0% 2021
2022: +14.4% +14.4% 2022
2023: +8.7% +8.7% 2023
2024: +4.8% +4.8% 2024
2025: +3.3% +3.3% 2025
Change in FHFA’s price index in Sedgwick County, Kansas and the United States
Period
County
Kansas
U.S.
Last year (2025)
+3.3%
+4.1%
+2.9%
5 years (2020–2025)
+49%
+49%
+47%
10 years (2015–2025)
+85%
+84%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Valley Center next to Sedgwick County, Kansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Valley Center$227,700
Sedgwick$203,300
Kansas$217,200
United States$332,700
Typical monthly rent
Valley Center$883
Sedgwick$998
Kansas$1,060
United States$1,413
Typical yearly household income
Valley Center$77,020
Sedgwick$69,365
Kansas$74,275
United States$80,734
See the full table
Valley Center next to Sedgwick County and Kansas
Measure
Valley Center
Sedgwick County
Kansas
U.S.
Typical home value
$227,700 ▲12% above the county
$203,300
$217,200
$332,700
Typical monthly rent
$883 ▼12% below the county
$998
$1,060
$1,413
Typical yearly household income
$77,020 ▲11% above the county
$69,365
$74,275
$80,734
Households that own their home
72% ▲9 points above the county
63%
67%
65%
Typical yearly property tax
$3,629 ▲47% above the county
$2,461
$2,798
$3,119
Effective property tax rate
1.59% ▲0.38 points above the county
1.21%
1.29%
0.94%
Renters with high rent for their income
38% ▼6 points below the county
44%
43%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sedgwick County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Valley Center
For a typical $227,700 home in Valley Center, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Valley Center's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,012a month
Least cash to close
Down payment
$7,970
Cash to close
$14,801
Rate
7.18%
Mortgage insurance
FHA MIP · $101
Conventional, 5% down$1,970a month
Down payment
$11,385
Cash to close
$18,216
Rate
7.18%
Mortgage insurance
PMI · $108
Conventional, 20% down, no PMI$1,631a month
Down payment
$45,540
Cash to close
$52,371
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,841a month
Down payment
$34,155
Cash to close
$40,986
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Valley Center
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,012
$7,970
$223,576
7.18%
FHA MIP · $101
$14,801
580
Conventional, 5% down
$1,970
$11,385
$216,315
7.18%
PMI · $108
$18,216
620*
Conventional, 20% down, no PMI
$1,631
$45,540
$182,160
7.18%
None
$52,371
620*
ITIN, 15% down (example)
$1,841
$34,155
$193,545
8.18%
None
$40,986
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Valley Center is $883 a month: 12% below the county. In Valley Center, 38% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Sedgwick County, by unit size. To pay the 2-bedroom one ($1,043 a month) without spending more than 30% of your income, you would need to earn $20.06 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Sedgwick County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$778
$14.96
$31,120
1 bedroom
$823
$15.83
$32,920
2 bedrooms
$1,043
$20.06
$41,720
3 bedrooms
$1,382
$26.58
$55,280
4 bedrooms
$1,712
$32.92
$68,480
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Valley Center
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Valley Center is in ZIP code 67147.
For 2 bedrooms it is $980: $63 less than the fair market rent for Sedgwick County ($1,043).
Fair market rent by ZIP code and size in Valley Center, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
67147
$730
$770
$980
$1,300
$1,610
ZIP code2 bd3 bd
67147 $980$1,300
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Valley Center when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Sedgwick County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Valley Center or Sedgwick County. The ones below are statewide in Kansas: they work in Valley Center the same as in the rest of the state.
Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita.Offered by Kansas Housing Resources Corporation (KHRC).
The HUD-approved agencies closest to the center of Valley Center, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
Short answers with the numbers for Valley Center and all of Sedgwick County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Valley Center?
The typical home value in Valley Center is $227,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sedgwick County it is $203,300.
How much does it cost to rent in Valley Center?
Typical rent in Valley Center is $883 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sedgwick County is $1,043.
What is the FHA loan limit in Valley Center?
Valley Center uses the FHA limit for all of Sedgwick County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Valley Center?
The typical homeowner in Valley Center pays $3,629 a year, according to the U.S. Census Bureau. That is 1.59% of the home’s value; in Sedgwick County, the rate is 1.21%.
Where can I find free help to buy or rent in Valley Center?
There is 1 HUD-approved counseling agency with an office in Sedgwick County. They can help you get ready to buy, with your credit, or with rent.
