Español

Este sitio también está en español. Leer en español

City · 6,030 residents · Sedgwick County, Kansas

Goddard , Kansas

In Goddard, a typical home is worth $242,800 and typical rent is $1,758 a month. Compared with all of Sedgwick County, typical rent is 76% higher, typical household income is 36% higher, and the share of households that own their home is 16 points higher.

WhatsApp

  • Typical home value

    $242,800

    19% above the county

    12% above Kansas

    • Goddard
    • Sedgwick
    • Kansas

  • Typical rent

    $1,758a month

    76% above the county

    66% above Kansas

    • Goddard
    • Sedgwick
    • Kansas

  • Typical household income

    $94,004a year

    36% above the county

    27% above Kansas

    • Goddard
    • Sedgwick
    • Kansas

  • Households that own their home

    79%

    16 points above the county

    12 points above Kansas

    • Goddard
    • Sedgwick
    • Kansas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$302,829
1.5% more than 12 months ago
Typical rent
$1,704 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Goddard is in Sedgwick County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Sedgwick County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Goddard apart

What this place has that others do not, from public data, most unusual first.

  1. The typical rent in Goddard is $1,758 a month, 76% more than in Sedgwick County as a whole ($998).

  2. Nearby, in Valley Center, the typical rent is $883: 50% less than in Goddard ($1,758).

  3. Goddard has the 3rd largest share of rent-burdened renters of the 62 cities in Kansas with more than 5,000 people (61%).

  4. Nearby, in Haysville, the typical home value is $161,800: 33% less than in Goddard ($242,800).

  5. The typical household income in Goddard is $94,004, 36% more than in Sedgwick County as a whole ($69,365).

  6. 79% of households in Goddard own their home, against 63% in Sedgwick County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Goddard

What homes there are in Goddard, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Goddard: 85% of homes, more than in Sedgwick County (69%).

Year built

Homes in Goddard are newer: the typical year built is 2005; in Sedgwick County, 1978.

In Goddard, 86% of homes have 3 bedrooms or more, more than in Sedgwick County (61%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,696 a month

Sedgwick County: $1,564 a month

Without a mortgage

$734 a month

Sedgwick County: $612 a month

Owners with a mortgage

79%

Sedgwick County: 61%

Owning costs more in Goddard: with a mortgage, the typical cost is $1,696 a month; in Sedgwick County, $1,564. Without one, $734.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Goddard rose 64%; in Sedgwick County, it rose 45%.

Rent in Goddard moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureGoddardSedgwick CountyKansasUnited States
Rental vacancy Unreliable estimate7.1%6.2%5.5%
Homeowner vacancy Unreliable estimate1.2%0.9%0.9%
More than one person per room Unreliable estimate2.4%2.1%3.4%
People per household 3.032.512.442.53
Drive alone 79%79%75%69%
Carpool 8%9%9%9%
Public transit Unreliable estimate1%0%3%
Walk or bike Unreliable estimate1%3%3%
Work from home 13%8%12%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

On average, a household in Goddard has 3.03 people, more than in Sedgwick County (2.51).

Working from home is more common in Goddard: 13%, against 8% in Sedgwick County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Goddard?

A typical home is within reach of the typical income

We start with a typical home in Goddard, worth $242,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Goddard, which is $94,004 a year.

The calculator's FHA and conventional loan limits are those of all of Sedgwick County.

Your numbers

Local data
$

Starts at the typical home value in Goddard. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,498 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,060

at 7.18% · 30 years

Loan amount
$238,402
Total interest
$343,005
Paid off in
November 2056

Includes $4,100 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,193 a month

    Your payment · 26%

  • Tight

    $2,193 to $2,820 a month

  • Hard

    more than $2,820 a month

Compared with the typical household income in Goddard ($94,004 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,060
Principal & interest$1,615
Property tax$237
Home insurance$101
FHA mortgage insurance (MIP)$107

You need at least $8,498 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Goddard and Sedgwick County

Goddard is in Sedgwick County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Goddard's own numbers

Typical home value
$242,800
Typical monthly rent
$1,758
Typical yearly household income
$94,004
Households that own their home
79%
Effective property tax rate
1.17%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Sedgwick County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,043
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
1.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sedgwick County.

Everything about Sedgwick County

Buying

Buying a home in Goddard

A typical home in Goddard is worth $242,800: 19% above the county and 12% above Kansas. With the typical household income in Goddard ($94,004 a year), a typical home costs 2.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Goddard 2.6 years
  • Sedgwick 2.9 years
  • Kansas 2.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Sedgwick County

According to FHFA’s house price index, home prices in Sedgwick County rose 85% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Sedgwick County.

Period County Kansas U.S.
Last year (2025) +3.3% +4.1% +2.9%
5 years (2020–2025) +49% +49% +47%
10 years (2015–2025) +85% +84% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Goddard next to Sedgwick County, Kansas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Goddard $242,800
  • Sedgwick $203,300
  • Kansas $217,200
  • United States $332,700
Typical monthly rent
  • Goddard $1,758
  • Sedgwick $998
  • Kansas $1,060
  • United States $1,413
Typical yearly household income
  • Goddard $94,004
  • Sedgwick $69,365
  • Kansas $74,275
  • United States $80,734
See the full table
Goddard next to Sedgwick County and Kansas
Measure Goddard Sedgwick County Kansas U.S.
Typical home value $242,800 $203,300 $217,200 $332,700
Typical monthly rent $1,758 $998 $1,060 $1,413
Typical yearly household income $94,004 $69,365 $74,275 $80,734
Households that own their home 79% 63% 67% 65%
Typical yearly property tax $2,840 $2,461 $2,798 $3,119
Effective property tax rate 1.17% 1.21% 1.29% 0.94%
Renters with high rent for their income 61% 44% 43% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sedgwick County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Goddard

For a typical $242,800 home in Goddard, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Goddard's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,060a month

    Least cash to close
    Down payment
    $8,498
    Cash to close
    $15,782
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $107

  • Conventional, 5% down $2,016a month

    Down payment
    $12,140
    Cash to close
    $19,424
    Rate
    7.18%
    Mortgage insurance
    PMI · $115

  • Conventional, 20% down, no PMI $1,654a month

    Down payment
    $48,560
    Cash to close
    $55,844
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,878a month

    Down payment
    $36,420
    Cash to close
    $43,704
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Goddard and for Sedgwick County.

Property tax

Effective rate in Goddard

1.17%of the home’s value each year

$2,840 a year for the typical owner in Goddard.

  • Goddard 1.17%
  • Sedgwick 1.21%
  • Kansas 1.29%

What Kansas publishes Residential exemption from the statewide school levy (Kansas Office of Revisor of Statutes (Kansas Statutes Annotated))

Exemptions and deadlines in Kansas

Flood risk in Sedgwick County

FEMA does not publish these numbers by city: they are for all of Sedgwick County.

Homes in the high-risk zone
1.8%
3,456
Of those, with NFIP insurance
16%
County Kansas U.S.
Homes in the high-risk zone 1.8% 2% 3.5%
Of those, with NFIP insurance 16% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Goddard

Typical rent in Goddard is $1,758 a month: 76% above the county. In Goddard, 61% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Sedgwick County, by unit size. To pay the 2-bedroom one ($1,043 a month) without spending more than 30% of your income, you would need to earn $20.06 an hour working full time.

HUD fair market rent for all of Sedgwick County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $778 $14.96 $31,120
1 bedroom $823 $15.83 $32,920
2 bedrooms $1,043 $20.06 $41,720
3 bedrooms $1,382 $26.58 $55,280
4 bedrooms $1,712 $32.92 $68,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Goddard

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Goddard is in ZIP code 67052.

For 2 bedrooms it is $1,490: $447 more than the fair market rent for Sedgwick County ($1,043).

  • 67052 $1,490$1,970

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Goddard when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Goddard

HUD lists 2 buildings with rents for lower incomes in Goddard. These are the largest.

  • Goddard Senior Homes 501 Easy St, Goddard 67052 24 low-income homes · 2 bd: 24 · In service since 2020 · For older adults
  • Goddard Senior Apts 500 Easy St, Goddard 67052 12 homes, 10 low-income · In service since 2006 · For older adults

See all 113 buildings in Sedgwick County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Goddard

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Sedgwick County; none says it serves in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Goddard

No down payment, repair or rent-help program on our list is for Goddard or Sedgwick County. The ones below are statewide in Kansas: they work in Goddard the same as in the rest of the state.

Which programs do I qualify for? All programs in Kansas

  • First Time Homebuyer Program

    Statewide in Kansas

    Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita. Offered by Kansas Housing Resources Corporation (KHRC).

    Forgivable

    See the program Official page

Housing counselors near Goddard

The HUD-approved agencies closest to the center of Goddard, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Cambridge Credit Counseling Corporation - Wichita Branch

    727 N Waco Ave, Wichita · 12 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (800) 757-1788

  • Catholic Charities of Southwest Kansas

    804 N 2nd Ave, Dodge City · 135 miles away · Spanish

    Also serves in Creole, French, and Swahili.

    • Budget and financial counseling
    • Home improvement and repairs
    • and 4 more
    (620) 227-1562

  • Community Housing of Wyandotte County, Inc.

    2 S 14th St, Kansas City · 186 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 3 more
    (913) 342-7580

Every agency in Sedgwick County All counseling agencies in Kansas

Help in Spanish near Goddard

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Goddard

In HUD’s record, no housing authority with an office in Sedgwick County is named for Goddard or Sedgwick County.

2 other authorities have an office in Sedgwick County: see the list Source: HUD

Cities

Other cities in Sedgwick County

These cities are also in Sedgwick County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Sedgwick County Housing in Kansas

Nearby cities

The cities closest to Goddard, with the typical home value.

Neighboring counties

If Sedgwick County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Goddard.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Goddard

Short answers with the numbers for Goddard and all of Sedgwick County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Goddard?

The typical home value in Goddard is $242,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sedgwick County it is $203,300.

How much does it cost to rent in Goddard?

Typical rent in Goddard is $1,758 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sedgwick County is $1,043.

What is the FHA loan limit in Goddard?

Goddard uses the FHA limit for all of Sedgwick County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Goddard?

The typical homeowner in Goddard pays $2,840 a year, according to the U.S. Census Bureau. That is 1.17% of the home’s value; in Sedgwick County, the rate is 1.21%.

Where can I find free help to buy or rent in Goddard?

There is 1 HUD-approved counseling agency with an office in Sedgwick County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).