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City · 18,397 residents · Harvey County, Kansas

Newton , Kansas

In Newton, a typical home is worth $156,400 and typical rent is $903 a month. Compared with all of Harvey County, the typical home value is 13% lower and typical household income is 7% lower.

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  • Typical home value

    $156,400

    13% below the county

    28% below Kansas

    • Newton
    • Harvey
    • Kansas

  • Typical rent

    $903a month

    About the same as the county

    15% below Kansas

    • Newton
    • Harvey
    • Kansas

  • Typical household income

    $68,885a year

    7% below the county

    7% below Kansas

    • Newton
    • Harvey
    • Kansas

  • Households that own their home

    68%

    2 points below the county

    1 points above Kansas

    • Newton
    • Harvey
    • Kansas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$173,176
4.8% more than 12 months ago
Typical rent
$1,007 a month
7.9% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Newton is in Harvey County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Harvey County. See the county

Data updated: October 1, 2026 11 official sources

The homes here

Housing in Newton

What homes there are in Newton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Newton: 81% of homes, near the figure in Harvey County (81%).

Year built

The typical home in Newton was built in 1965, 5 years before the typical one in Harvey County.

There are fewer big homes in Newton than in Harvey County: 60% have 3 bedrooms or more, against 63%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Harvey County is high ($541,287): at least 96% of owner-occupied homes in Newton are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,433 a month

Harvey County: $1,536 a month

Without a mortgage

$602 a month

Harvey County: $627 a month

Owners with a mortgage

54%

Harvey County: 54%

The typical cost for an owner with a mortgage in Newton is $1,433 a month, less than in Harvey County ($1,536); without one, $602.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, home values in Newton rose at about the same pace as in Harvey County: 46% against 43%.

The typical rent in Newton rose 21% since 2015–2019, about the same as in Harvey County (23%).

To compare: typical income in Newton rose 24%; the home, +46%; the rent, +21%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNewtonHarvey CountyKansasUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimate2.8%2.1%3.4%
People per household 2.362.372.442.53
Drive alone 81%80%75%69%
Carpool 10%8%9%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimate3%3%3%
Work from home 8%9%12%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

Much as in Harvey County, a household in Newton has 2.36 people on average.

The car rules in Newton: 81% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Newton?

A typical home is within reach of the typical income

We start with a typical home in Newton, worth $156,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Newton, which is $68,885 a year.

The calculator's FHA and conventional loan limits are those of all of Harvey County.

Your numbers

Local data
$

Starts at the typical home value in Newton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,474 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,384

at 7.18% · 30 years

Loan amount
$153,567
Total interest
$220,947
Paid off in
November 2056

Includes $2,641 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,607 a month

    Your payment · 24%

  • Tight

    $1,607 to $2,067 a month

  • Hard

    more than $2,067 a month

Compared with the typical household income in Newton ($68,885 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,384
Principal & interest$1,040
Property tax$210
Home insurance$65
FHA mortgage insurance (MIP)$69

You need at least $5,474 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Newton and Harvey County

Newton is in Harvey County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Newton's own numbers

Typical home value
$156,400
Typical monthly rent
$903
Typical yearly household income
$68,885
Households that own their home
68%
Effective property tax rate
1.61%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Harvey County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,043
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
5.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Harvey County.

Everything about Harvey County

Buying

Buying a home in Newton

A typical home in Newton is worth $156,400: 13% below the county and 28% below Kansas. With the typical household income in Newton ($68,885 a year), a typical home costs 2.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Newton 2.3 years
  • Harvey 2.4 years
  • Kansas 2.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Harvey County

According to FHFA’s house price index, home prices in Harvey County rose 70% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Harvey County.

Period County Kansas U.S.
Last year (2025) +6.9% +4.1% +2.9%
5 years (2020–2025) +53% +49% +47%
10 years (2015–2025) +70% +84% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Newton next to Harvey County, Kansas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Newton $156,400
  • Harvey $180,300
  • Kansas $217,200
  • United States $332,700
Typical monthly rent
  • Newton $903
  • Harvey $900
  • Kansas $1,060
  • United States $1,413
Typical yearly household income
  • Newton $68,885
  • Harvey $74,368
  • Kansas $74,275
  • United States $80,734
See the full table
Newton next to Harvey County and Kansas
Measure Newton Harvey County Kansas U.S.
Typical home value $156,400 $180,300 $217,200 $332,700
Typical monthly rent $903 $900 $1,060 $1,413
Typical yearly household income $68,885 $74,368 $74,275 $80,734
Households that own their home 68% 70% 67% 65%
Typical yearly property tax $2,514 $2,715 $2,798 $3,119
Effective property tax rate 1.61% 1.51% 1.29% 0.94%
Renters with high rent for their income 44% 38% 43% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Harvey County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Newton

For a typical $156,400 home in Newton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Newton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,384a month

    Least cash to close
    Down payment
    $5,474
    Cash to close
    $10,166
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $69

  • Conventional, 5% down $1,356a month

    Down payment
    $7,820
    Cash to close
    $12,512
    Rate
    7.18%
    Mortgage insurance
    PMI · $74

  • Conventional, 20% down, no PMI $1,123a month

    Down payment
    $31,280
    Cash to close
    $35,972
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,267a month

    Down payment
    $23,460
    Cash to close
    $28,152
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Newton and for Harvey County.

Property tax

Effective rate in Newton

1.61%of the home’s value each year

$2,514 a year for the typical owner in Newton.

  • Newton 1.61%
  • Harvey 1.51%
  • Kansas 1.29%

What Kansas publishes Residential exemption from the statewide school levy (Kansas Office of Revisor of Statutes (Kansas Statutes Annotated))

Exemptions and deadlines in Kansas

Flood risk in Harvey County

FEMA does not publish these numbers by city: they are for all of Harvey County.

Homes in the high-risk zone
5.6%
817
Of those, with NFIP insurance
14%
County Kansas U.S.
Homes in the high-risk zone 5.6% 2% 3.5%
Of those, with NFIP insurance 14% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Newton

Typical rent in Newton is $903 a month: about the same as the county. In Newton, 44% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Harvey County, by unit size. To pay the 2-bedroom one ($1,043 a month) without spending more than 30% of your income, you would need to earn $20.06 an hour working full time.

HUD fair market rent for all of Harvey County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $778 $14.96 $31,120
1 bedroom $823 $15.83 $32,920
2 bedrooms $1,043 $20.06 $41,720
3 bedrooms $1,382 $26.58 $55,280
4 bedrooms $1,712 $32.92 $68,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Newton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Newton is in ZIP code 67114.

For 2 bedrooms it is $970: $73 less than the fair market rent for Harvey County ($1,043).

  • 67114 $970$1,290

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Newton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Newton

HUD lists 13 buildings with rents for lower incomes in Newton. These are the largest.

  • Midtown Towers Roanoke Court Conversion 115 W 9th St, Newton 67114 136 low-income homes · Run by Newton Housing Authority · Average payment: $381 a month · Average wait: 4 months (316) 283-8500
  • Meadowbrook Apts 1501 Old Main St, Newton 67114 68 low-income homes · 1 bd: 16 · 2 bd: 36 · 3 bd: 16 · In service since 1994
  • Prairie Fire Residences 1736 Paddington Cir, Newton 67114 57 homes, 50 low-income · 2 bd: 30 · 3 bd: 27 · In service since 2018
  • Sunset Townhomes 1107 Boyd Ave, Newton 67114 50 low-income homes · 2 bd: 30 · 3 bd: 20 · In service since 2003
  • Newton Plaza 300 W 5th St, Newton 67114 46 low-income homes · For older adults (316) 283-2360

See all 19 buildings in Harvey County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Newton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Harvey County. The nearest ones are below; many serve by phone or online.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Newton

No down payment, repair or rent-help program on our list is for Newton or Harvey County. The ones below are statewide in Kansas: they work in Newton the same as in the rest of the state.

Which programs do I qualify for? All programs in Kansas

  • First Time Homebuyer Program

    Statewide in Kansas

    Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita. Offered by Kansas Housing Resources Corporation (KHRC).

    Forgivable

    See the program Official page

Housing counselors near Newton

The HUD-approved agencies closest to the center of Newton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Cambridge Credit Counseling Corporation - Wichita Branch

    727 N Waco Ave, Wichita · 24 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (800) 757-1788

  • Catholic Charities of Southwest Kansas

    804 N 2nd Ave, Dodge City · 147 miles away · Spanish

    Also serves in Creole, French, and Swahili.

    • Budget and financial counseling
    • Home improvement and repairs
    • and 4 more
    (620) 227-1562

  • Community Housing of Wyandotte County, Inc.

    2 S 14th St, Kansas City · 163 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 3 more
    (913) 342-7580

All counseling agencies in Kansas

Help in Spanish near Newton

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Newton

HUD’s record names them for Newton or Harvey County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Newton Housing Authority Public housing and Section 8 vouchers (316) 283-8500

3 other authorities have an office in Harvey County: see the list Source: HUD

Cities

Nearby cities

The cities closest to Newton, with the typical home value.

Everything about Harvey County Housing in Kansas

Neighboring counties

If Harvey County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Newton.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Newton

Short answers with the numbers for Newton and all of Harvey County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Newton?

The typical home value in Newton is $156,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Harvey County it is $180,300.

How much does it cost to rent in Newton?

Typical rent in Newton is $903 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Harvey County is $1,043.

What is the FHA loan limit in Newton?

Newton uses the FHA limit for all of Harvey County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Newton?

The typical homeowner in Newton pays $2,514 a year, according to the U.S. Census Bureau. That is 1.61% of the home’s value; in Harvey County, the rate is 1.51%.

Where can I find free help to buy or rent in Newton?

We found no HUD-approved counseling agencies with an office in Harvey County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).