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City · 33,890 residents · Miami-Dade County, Florida

West Little River , Florida

In West Little River, a typical home is worth $375,300 and typical rent is $1,482 a month. Compared with all of Miami-Dade County, typical household income is 21% lower and typical rent is 19% lower.

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  • Typical home value

    $375,300

    19% below the county

    5% above Florida

    • West Little River
    • Miami-Dade
    • Florida

  • Typical rent

    $1,482a month

    19% below the county

    11% below Florida

    • West Little River
    • Miami-Dade
    • Florida

  • Typical household income

    $56,436a year

    21% below the county

    24% below Florida

    • West Little River
    • Miami-Dade
    • Florida

  • Households that own their home

    57%

    4 points above the county

    11 points below Florida

    • West Little River
    • Miami-Dade
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$450,166
3.1% more than 12 months ago
Typical rent
$2,452 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

West Little River is in Miami-Dade County. The FHA loan limit ($667,000 for a one-unit home), the fair market rents and the help on this page are those of all of Miami-Dade County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets West Little River apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Opa-locka, the typical home value is $295,800: 21% less than in West Little River ($375,300).

  2. According to Zillow, in the 12 months to September 2026 the typical home value in West Little River rose 3.1%; in Florida, it fell 0.9%.

  3. The typical household income in West Little River is $56,436, 21% less than in Miami-Dade County as a whole ($71,753).

  4. Nearby, in Brownsville, the typical rent is $1,252: 16% less than in West Little River ($1,482).

  5. The typical rent in West Little River is $1,482 a month, 19% less than in Miami-Dade County as a whole ($1,829).

  6. The typical home in West Little River is worth $375,300, 19% less than in Miami-Dade County as a whole ($463,000).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in West Little River

What homes there are in West Little River, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in West Little River: 67% of homes, more than in Miami-Dade County (39%).

Year built

The typical home in West Little River was built in 1958, 22 years before the typical one in Miami-Dade County.

In West Little River, 52% of homes have 3 bedrooms or more, more than in Miami-Dade County (45%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in West Little River sit under the FHA limit for Miami-Dade County ($667,000): about 88%.

Monthly rent with utilities

With a mortgage

$1,906 a month

Miami-Dade County: $2,451 a month

Without a mortgage

$469 a month

Miami-Dade County: $815 a month

Owners with a mortgage

51%

Miami-Dade County: 59%

Owning costs less in West Little River: with a mortgage, the typical cost is $1,906 a month; in Miami-Dade County, $2,451. Without one, $469.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in West Little River gained value faster than in Miami-Dade County: 135% against 60%.

Since 2015–2019, the typical rent in West Little River rose 33%, less than in Miami-Dade County (38%).

The typical household income in West Little River rose 54% over that time; home values changed +135% and rent +33%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWest Little RiverMiami-Dade CountyFloridaUnited States
Rental vacancy Unreliable estimate5.5%7.6%5.5%
Homeowner vacancy Unreliable estimate1.2%1.4%0.9%
More than one person per room 12.7%7.2%3.3%3.4%
People per household 3.252.762.512.53
Drive alone 76%69%70%69%
Carpool 6%9%9%9%
Public transit 8%3%1%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 7%14%16%15%
Other means Unreliable estimate2%2%2%
Typical commute 30 to 39 minutes30 to 39 minutes20 to 29 minutes20 to 29 minutes

In West Little River, 12.7% of households live with more than one person per room, against 7.2% in Miami-Dade County.

On average, a household in West Little River has 3.25 people, more than in Miami-Dade County (2.76).

Public transit matters here: 8% of workers take it to work, against 3% in Miami-Dade County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in West Little River?

A typical home costs more than the typical income allows

We start with a typical home in West Little River, worth $375,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 64% of the typical household income in West Little River, which is $56,436 a year. For that payment to be 28% of income, a household would need to earn about $128,577 a year.

The calculator's FHA and conventional loan limits are those of all of Miami-Dade County.

Your numbers

Local data
$

Starts at the typical home value in West Little River. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $13,136 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,000

at 7.18% · 30 years

Loan amount
$368,502
Total interest
$530,188
Paid off in
November 2056

Includes $6,338 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,317 a month

  • Tight

    $1,317 to $1,693 a month

  • Hard

    more than $1,693 a month

    Your payment · 64%

Compared with the typical household income in West Little River ($56,436 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,000
Principal & interest$2,496
Property tax$181
Home insurance$156
FHA mortgage insurance (MIP)$166

You need at least $13,136 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

West Little River and Miami-Dade County

West Little River is in Miami-Dade County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

West Little River's own numbers

Typical home value
$375,300
Typical monthly rent
$1,482
Typical yearly household income
$56,436
Households that own their home
57%
Effective property tax rate
0.58%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Miami-Dade County

FHA limit, one-unit home
$667,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,564
Price change over 5 years (FHFA)
+80%
Homes in a high flood-risk zone
40%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Miami-Dade County.

Everything about Miami-Dade County

Buying

Buying a home in West Little River

A typical home in West Little River is worth $375,300: 19% below the county and 5% above Florida. With the typical household income in West Little River ($56,436 a year), a typical home costs 6.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • West Little River 6.7 years
  • Miami-Dade 6.5 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Miami-Dade County

According to FHFA’s house price index, home prices in Miami-Dade County rose 148% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Miami-Dade County.

Period County Florida U.S.
Last year (2025) +2.8% −0.5% +2.9%
5 years (2020–2025) +80% +60% +47%
10 years (2015–2025) +148% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

West Little River next to Miami-Dade County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • West Little River $375,300
  • Miami-Dade $463,000
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • West Little River $1,482
  • Miami-Dade $1,829
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • West Little River $56,436
  • Miami-Dade $71,753
  • Florida $74,568
  • United States $80,734
See the full table
West Little River next to Miami-Dade County and Florida
Measure West Little River Miami-Dade County Florida U.S.
Typical home value $375,300 $463,000 $359,000 $332,700
Typical monthly rent $1,482 $1,829 $1,669 $1,413
Typical yearly household income $56,436 $71,753 $74,568 $80,734
Households that own their home 57% 52% 68% 65%
Typical yearly property tax $2,167 $3,744 $2,730 $3,119
Effective property tax rate 0.58% 0.81% 0.76% 0.94%
Renters with high rent for their income 60% 64% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Miami-Dade County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in West Little River

For a typical $375,300 home in West Little River, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, West Little River's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,000a month

    Least cash to close
    Down payment
    $13,136
    Cash to close
    $24,395
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $166

  • Conventional, 5% down $2,931a month

    Down payment
    $18,765
    Cash to close
    $30,024
    Rate
    7.18%
    Mortgage insurance
    PMI · $178

  • Conventional, 20% down, no PMI $2,372a month

    Down payment
    $75,060
    Cash to close
    $86,319
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,719a month

    Down payment
    $56,295
    Cash to close
    $67,554
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for West Little River and for Miami-Dade County.

Property tax

Effective rate in West Little River

0.58%of the home’s value each year

$2,167 a year for the typical owner in West Little River.

  • West Little River 0.58%
  • Miami-Dade 0.81%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Miami-Dade County

FEMA does not publish these numbers by city: they are for all of Miami-Dade County.

Homes in the high-risk zone
40%
199,250
Of those, with NFIP insurance
74%
County Florida U.S.
Homes in the high-risk zone 40% 13% 3.5%
Of those, with NFIP insurance 74% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in West Little River

Typical rent in West Little River is $1,482 a month: 19% below the county. In West Little River, 60% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Miami-Dade County, by unit size. To pay the 2-bedroom one ($2,564 a month) without spending more than 30% of your income, you would need to earn $49.31 an hour working full time.

HUD fair market rent for all of Miami-Dade County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,953 $37.56 $78,120
1 bedroom $2,121 $40.79 $84,840
2 bedrooms $2,564 $49.31 $102,560
3 bedrooms $3,277 $63.02 $131,080
4 bedrooms $3,749 $72.10 $149,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in West Little River

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). West Little River is in ZIP code 33147.

For 2 bedrooms it is $2,250: $314 less than the fair market rent for Miami-Dade County ($2,564).

  • 33147 $2,250$2,880

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for West Little River when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in West Little River

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 11 HUD-approved agencies with an office in Miami-Dade County; 9 say they serve in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in West Little River

1 program is for West Little River or Miami-Dade County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in Florida: they work in West Little River the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near West Little River

The HUD-approved agencies closest to the center of West Little River, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Little Haiti Housing Association, Inc.

    8400 NE 2nd Ave, Miami · 3 miles away · Spanish

    Also serves in Creole and French.

    • Budget and financial counseling
    • Budget and credit workshops
    • and 6 more
    (786) 230-3785

  • Opa-Locka Community Development Corporation

    490 Opa Locka Blvd, Opa Locka · 3 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 5 more
    (305) 687-3545

  • NSC (naca Counseling Subsidiary) - N. Miami, FL

    656 NE 125th Street, North Miami · 4 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (425) 602-6222

Every agency in Miami-Dade County All counseling agencies in Florida

Help in Spanish near West Little River

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of West Little River

In HUD’s record, no housing authority with an office in Miami-Dade County is named for West Little River or Miami-Dade County.

6 other authorities have an office in Miami-Dade County: see the list Source: HUD

Cities

Other cities in Miami-Dade County

These cities are also in Miami-Dade County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Miami-Dade County Housing in Florida
See 48 more cities in Miami-Dade County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to West Little River, with the typical home value.

Neighboring counties

If Miami-Dade County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in West Little River.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about West Little River

Short answers with the numbers for West Little River and all of Miami-Dade County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in West Little River?

The typical home value in West Little River is $375,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Miami-Dade County it is $463,000.

How much does it cost to rent in West Little River?

Typical rent in West Little River is $1,482 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Miami-Dade County is $2,564.

What is the FHA loan limit in West Little River?

West Little River uses the FHA limit for all of Miami-Dade County (2026): $667,000 for a one-unit home and $1,282,700 for a four-unit home.

How much property tax do owners pay in West Little River?

The typical homeowner in West Little River pays $2,167 a year, according to the U.S. Census Bureau. That is 0.58% of the home’s value; in Miami-Dade County, the rate is 0.81%.

Where can I find free help to buy or rent in West Little River?

There are 11 HUD-approved counseling agencies with an office in Miami-Dade County. 9 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).