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City · 135,603 residents · King County, Washington

Kent , Washington

In Kent, a typical home is worth $587,800 and typical rent is $1,909 a month. Compared with all of King County, the typical home value is 32% lower and typical household income is 26% lower.

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  • Typical home value

    $587,800

    32% below the county

    4% above Washington

    • Kent
    • King
    • Washington

  • Typical rent

    $1,909a month

    9% below the county

    8% above Washington

    • Kent
    • King
    • Washington

  • Typical household income

    $92,302a year

    26% below the county

    6% below Washington

    • Kent
    • King
    • Washington

  • Households that own their home

    57%

    2 points above the county

    7 points below Washington

    • Kent
    • King
    • Washington

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$630,799
1.2% less than 12 months ago
Typical rent
$1,958 a month
about the same as 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Kent is in King County. The FHA loan limit ($1,063,750 for a one-unit home), the fair market rents and the help on this page are those of all of King County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Kent apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Kent is worth $587,800, 32% less than in King County as a whole ($859,900).

  2. The typical household income in Kent is $92,302, 26% less than in King County as a whole ($124,746).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Kent

What homes there are in Kent, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Kent, 5 in 10 homes are single-family detached houses, about the same as in King County.

Year built

By age, homes in Kent look like those in King County: the typical year built is 1985.

Homes in Kent are bigger: 58% have 3 bedrooms or more; in King County, 50%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $1,063,750, at least 96% of owner-occupied homes in Kent sit below it: they are worth less than $1,000,000.

Monthly rent with utilities

By rent, most homes in Kent cost less than HUD's 2-bedroom fair market rent ($2,549): about 85%.

With a mortgage

$2,484 a month

King County: $3,273 a month

Without a mortgage

$925 a month

King County: $1,116 a month

Owners with a mortgage

68%

King County: 70%

The typical cost for an owner with a mortgage in Kent is $2,484 a month, less than in King County ($3,273); without one, $925.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Kent rose 70% since 2015–2019, more than in King County (57%).

The typical rent in Kent rose 38% over the same time; in King County, it rose 30%.

Here income did not keep up with housing: it rose 28%, while home values changed +70% and rent +38%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureKentKing CountyWashingtonUnited States
Rental vacancy 4.7%5.3%4.5%5.5%
Homeowner vacancy Unreliable estimate0.7%0.7%0.9%
More than one person per room 7.3%3.9%3.5%3.4%
People per household 2.842.392.502.53
Drive alone 68%50%63%69%
Carpool 11%7%9%9%
Public transit 4%7%3%3%
Walk or bike 2%5%4%3%
Work from home 14%29%20%15%
Other means 1%1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

In Kent, the rental vacancy rate is 4.7%, about the same as in King County.

More than one person per room: that is how 7.3% of households in Kent live, more than in King County (3.9%).

On average, a household in Kent has 2.84 people, more than in King County (2.39).

More people carpool to work in Kent than in King County: 11% against 7%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Kent?

A typical home costs more than the typical income allows

We start with a typical home in Kent, worth $587,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 63% of the typical household income in Kent, which is $92,302 a year. For that payment to be 28% of income, a household would need to earn about $208,726 a year.

The calculator's FHA and conventional loan limits are those of all of King County.

Your numbers

Local data
$

Starts at the typical home value in Kent. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $20,573 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,870

at 7.18% · 30 years

Loan amount
$577,153
Total interest
$830,388
Paid off in
November 2056

Includes $9,926 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,154 a month

  • Tight

    $2,154 to $2,769 a month

  • Hard

    more than $2,769 a month

    Your payment · 63%

Compared with the typical household income in Kent ($92,302 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,870
Principal & interest$3,910
Property tax$456
Home insurance$245
FHA mortgage insurance (MIP)$260

You need at least $20,573 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Kent and King County

Kent is in King County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Kent's own numbers

Typical home value
$587,800
Typical monthly rent
$1,909
Typical yearly household income
$92,302
Households that own their home
57%
Effective property tax rate
0.93%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of King County

FHA limit, one-unit home
$1,063,750
Conventional limit, one unit
$1,063,750
HUD fair market rent, 2 bedrooms
$2,549
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of King County.

Everything about King County

Buying

Buying a home in Kent

A typical home in Kent is worth $587,800: 32% below the county and 4% above Washington. With the typical household income in Kent ($92,302 a year), a typical home costs 6.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Kent 6.4 years
  • King 6.9 years
  • Washington 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in King County

According to FHFA’s house price index, home prices in King County rose 101% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of King County.

Period County Washington U.S.
Last year (2025) +0.9% +1.8% +2.9%
5 years (2020–2025) +37% +44% +47%
10 years (2015–2025) +101% +113% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Kent next to King County, Washington and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Kent $587,800
  • King $859,900
  • Washington $564,600
  • United States $332,700
Typical monthly rent
  • Kent $1,909
  • King $2,092
  • Washington $1,760
  • United States $1,413
Typical yearly household income
  • Kent $92,302
  • King $124,746
  • Washington $98,141
  • United States $80,734
See the full table
Kent next to King County and Washington
Measure Kent King County Washington U.S.
Typical home value $587,800 $859,900 $564,600 $332,700
Typical monthly rent $1,909 $2,092 $1,760 $1,413
Typical yearly household income $92,302 $124,746 $98,141 $80,734
Households that own their home 57% 55% 64% 65%
Typical yearly property tax $5,446 $7,114 $4,556 $3,119
Effective property tax rate 0.93% 0.83% 0.81% 0.94%
Renters with high rent for their income 55% 47% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below King County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Kent

For a typical $587,800 home in Kent, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kent's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,870a month

    Least cash to close
    Down payment
    $20,573
    Cash to close
    $38,207
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $260

  • Conventional, 5% down $4,763a month

    Down payment
    $29,390
    Cash to close
    $47,024
    Rate
    7.18%
    Mortgage insurance
    PMI · $279

  • Conventional, 20% down, no PMI $3,886a month

    Down payment
    $117,560
    Cash to close
    $135,194
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,429a month

    Down payment
    $88,170
    Cash to close
    $105,804
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Kent and for King County.

Property tax

Effective rate in Kent

0.93%of the home’s value each year

$5,446 a year for the typical owner in Kent.

  • Kent 0.93%
  • King 0.83%
  • Washington 0.81%

What Washington publishes Exemption for people 61 and older or with disabilities (Washington State Department of Revenue)

Exemptions and deadlines in Washington

Flood risk in King County

FEMA does not publish these numbers by city: they are for all of King County.

Homes in the high-risk zone
1%
5,797
Of those, with NFIP insurance
44%
County Washington U.S.
Homes in the high-risk zone 1% 1.6% 3.5%
Of those, with NFIP insurance 44% 40% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Kent

Typical rent in Kent is $1,909 a month: 9% below the county. In Kent, 55% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of King County, by unit size. To pay the 2-bedroom one ($2,549 a month) without spending more than 30% of your income, you would need to earn $49.02 an hour working full time.

HUD fair market rent for all of King County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,091 $40.21 $83,640
1 bedroom $2,180 $41.92 $87,200
2 bedrooms $2,549 $49.02 $101,960
3 bedrooms $3,324 $63.92 $132,960
4 bedrooms $3,954 $76.04 $158,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Kent

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Kent has 3 ZIP codes with their own.

For 2 bedrooms it runs from $2,300 in 98030 to $2,500 in 98031.

None is above the fair market rent for King County ($2,549).

  • 98030 $2,300$3,000
  • 98031 $2,500$3,260
  • 98032 $2,390$3,120

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Kent when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Kent

HUD lists 21 buildings with rents for lower incomes in Kent. These are the largest.

  • Tri-Court Senior Apartments 24420 64th Ave S, Kent 98032 378 homes, 372 low-income · 1 bd: 336 · 2 bd: 42 · In service since 2013 · For older adults, people with disabilities, families
  • Birch Creek Apartments 27360 129th Pl SE, Kent 98030 262 homes, 259 low-income · 1 bd: 5 · 2 bd: 95 · 3 bd: 123 · 4 bd: 39 · In service since 2010
  • Grandview Apartments 3900 Veterans Dr, Kent 98032 261 homes, 258 low-income · 1 bd: 64 · 2 bd: 71 · 3 bd: 61 · 4 bd: 65 · In service since 2017 · For people with disabilities, families
  • Silver Springs Apartments 22416 88th Ave S, Kent 98031 251 homes, 249 low-income · 1 bd: 46 · 2 bd: 144 · 3 bd: 61 · In service since 2001 · For families
  • Alderbrook Apartments 412 E Novak Ln, Kent 98032 207 homes, 205 low-income · 1 bd: 39 · 2 bd: 133 · 3 bd: 35 · In service since 2000 · For families

See all 601 buildings in King County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Kent

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in King County; 3 say they serve in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Kent

No down payment, repair or rent-help program on our list is for Kent or King County. The ones below are statewide in Washington: they work in Kent the same as in the rest of the state.

Which programs do I qualify for? All programs in Washington

  • Home Advantage Downpayment Assistance

    Statewide in Washington

    Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

  • Covenant Homeownership Program

    Statewide in Washington

    Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

  • House Key Opportunity DPA

    Statewide in Washington

    Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

Housing counselors near Kent

The HUD-approved agencies closest to the center of Kent, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Homesight

    4219 S Othello St Ste 130B, Seattle · 11 miles away · Spanish

    Also serves in Vietnamese.

    • Pre-purchase counseling
    • Homebuyer education workshops
    (206) 760-4205

  • El Centro de la Raza

    2524 16th Ave S, Seattle · 14 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (206) 957-4634

  • Urban League of Metropolitan Seattle

    105 14th Ave Ste 200, Seattle · 15 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (206) 461-3792

Every agency in King County All counseling agencies in Washington

Help in Spanish near Kent

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Kent

HUD’s record names them for Kent or King County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Ha of King County Public housing and Section 8 vouchers (206) 574-1100

2 other authorities have an office in King County: see the list Source: HUD

Cities

Other cities in King County

These cities are also in King County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about King County Housing in Washington
See 28 more cities in King County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Kent, with the typical home value.

Neighboring counties

If King County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Kent.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Kent

Short answers with the numbers for Kent and all of King County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Kent?

The typical home value in Kent is $587,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in King County it is $859,900.

How much does it cost to rent in Kent?

Typical rent in Kent is $1,909 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in King County is $2,549.

What is the FHA loan limit in Kent?

Kent uses the FHA limit for all of King County (2026): $1,063,750 for a one-unit home and $2,045,700 for a four-unit home.

How much property tax do owners pay in Kent?

The typical homeowner in Kent pays $5,446 a year, according to the U.S. Census Bureau. That is 0.93% of the home’s value; in King County, the rate is 0.83%.

Where can I find free help to buy or rent in Kent?

There are 4 HUD-approved counseling agencies with an office in King County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).