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City · 9,934 residents · King County, Washington

Vashon , Washington

In Vashon, a typical home is worth $790,700 and typical rent is $1,670 a month. Compared with all of King County, typical rent is 20% lower, the typical home value is 8% lower, and the share of households that own their home is 27 points higher.

Vashon in numbers

  • Typical home value

    $790,700

    8% below the county

    40% above Washington

    • Vashon
    • King
    • Washington
  • Typical rent

    $1,670a month

    20% below the county

    5% below Washington

    • Vashon
    • King
    • Washington
  • Typical household income

    $120,571a year

    3% below the county

    23% above Washington

    • Vashon
    • King
    • Washington
  • Households that own their home

    83%

    27 points above the county

    19 points above Washington

    • Vashon
    • King
    • Washington

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$876,082
2.2% less than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $825,754 to $876,082.

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Vashon is in King County. The FHA loan limit ($1,063,750 for a one-unit home), the fair market rents and the help on this page are those of all of King County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Vashon apart

What this place has that others do not, from public data, most unusual first.

  1. 83% of households in Vashon own their home, against 55% in King County.

  2. Nearby, in SeaTac, the typical home value is $519,700: 34% less than in Vashon ($790,700).

  3. The typical rent in Vashon is $1,670 a month, 20% less than in King County as a whole ($2,092).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Vashon

What homes there are in Vashon, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Vashon and its comparisons
MeasureVashonKing CountyWashingtonUnited States
Detached house 87%50%62%61%
Attached house Unreliable estimate5%4%6%
Building of 2 to 4 Unreliable estimate5%6%8%
Apartments (5 or more) Unreliable estimate38%22%19%
Mobile home Unreliable estimate1%6%6%
Boat, RV and other Unreliable estimate0%0%0%

The detached house rules in Vashon: 87% of homes, more than in King County (50%).

Year built
Year built: Vashon and its comparisons
MeasureVashonKing CountyWashingtonUnited States
Before 1960 32%23%21%26%
1960–1979 26%23%23%24%
1980–1999 31%25%27%25%
2000–2009 7%13%15%14%
2010 or later Unreliable estimate16%14%11%

The typical home in Vashon was built in 1975, 8 years before the typical one in King County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Vashon and its comparisons
MeasureVashon
Under $100K Unreliable estimate
$100K–$200K Unreliable estimate
$200K–$300K Unreliable estimate
$300K–$500K 10%
$500K–$750K 26%
$750K–$1M 21%
$1M or more 32%
Monthly rent with utilities
Monthly rent with utilities: Vashon and its comparisons
MeasureVashon
Under $500 Unreliable estimate
$500–$999 Unreliable estimate
$1,000–$1,499 Unreliable estimate
$1,500–$1,999 30%
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

With a mortgage

$3,218 a month

King County: $3,273 a month

Without a mortgage

$1,061 a month

King County: $1,116 a month

Owners with a mortgage

64%

King County: 70%

In Vashon, 64% of owners have a mortgage; their typical cost is $3,218 a month, about the same as in King County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Vashon and its comparisons
MeasureVashonKing CountyWashingtonUnited States
Typical home value +51%+57%+67%+53%
Typical rent +48%+30%+40%+33%
Typical household income +53%+31%+33%+29%

From 2015–2019 to 2020–2024, the typical home value in Vashon rose 51%; in King County, it rose 57%.

Rents in Vashon rose faster than in King County: 48% since 2015–2019, against 30%.

While home values in Vashon changed +51% and rent +48%, the typical household income rose 53%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Vashon and its comparisons
MeasureVashonKing CountyWashingtonUnited States
Rental vacancy Unreliable estimate5.3%4.5%5.5%
Homeowner vacancy Unreliable estimate0.7%0.7%0.9%
More than one person per room Unreliable estimate3.9%3.5%3.4%
People per household 2.362.392.502.53
Drive alone 46%50%63%69%
Carpool Unreliable estimate7%9%9%
Public transit 7%7%3%3%
Walk or bike Unreliable estimate5%4%3%
Work from home 39%29%20%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Vashon has 2.36 people on average, about the same as in King County (2.39).

In Vashon, 39% of workers work from home, more than in King County (29%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Vashon?

A typical home costs more than the typical income allows

We start with a typical home in Vashon, worth $790,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 65% of the typical household income in Vashon, which is $120,571 a year. For that payment to be 28% of income, a household would need to earn about $280,211 a year.

The calculator's FHA and conventional loan limits are those of all of King County.

Your numbers

Local data
$

Starts at the typical home value in Vashon. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $27,675 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$6,538

at 7.18% · 30 years

Loan amount
$776,378
Total interest
$1,117,026
Paid off in
November 2056

Includes $13,353 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,813 a month

  • Tight

    $2,813 to $3,617 a month

  • Hard

    more than $3,617 a month

    Your payment · 65%

Compared with the typical household income in Vashon ($120,571 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$6,538
Monthly payment breakdown
Principal & interest$5,259
Property tax$600
Home insurance$330
FHA mortgage insurance (MIP)$350

You need at least $27,675 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $6,538; principal and interest $5,259.

The city and its county

Vashon and King County

Vashon is in King County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of King County, Washington, with Vashon marked. Around it, the neighboring counties.

Vashon's own numbers

Typical home value
$790,700
Typical monthly rent
$1,670
Typical yearly household income
$120,571
Households that own their home
83%
Effective property tax rate
0.91%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of King County

FHA limit, one-unit home
$1,063,750
Conventional limit, one unit
$1,063,750
HUD fair market rent, 2 bedrooms
$2,549
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of King County.

Everything about King County

Buying

Buying a home in Vashon

A typical home in Vashon is worth $790,700: 8% below the county and 40% above Washington. With the typical household income in Vashon ($120,571 a year), a typical home costs 6.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Vashon 6.6 years
  • King 6.9 years
  • Washington 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in King County

According to FHFA’s house price index, home prices in King County rose 101% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of King County.

Yearly change in FHFA’s price index in King County, 2016 to 2025
  1. 2020: +3.5%
  2. 2021: +11.3%
  3. 2022: +15.8%
  4. 2023: +0.2%
  5. 2024: +4.8%
  6. 2025: +0.9%
Change in FHFA’s price index in King County, Washington and the United States
Period County Washington U.S.
Last year (2025) +0.9% +1.8% +2.9%
5 years (2020–2025) +37% +44% +47%
10 years (2015–2025) +101% +113% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Vashon next to King County, Washington and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Vashon $790,700
  • King $859,900
  • Washington $564,600
  • United States $332,700
Typical monthly rent
  • Vashon $1,670
  • King $2,092
  • Washington $1,760
  • United States $1,413
Typical yearly household income
  • Vashon $120,571
  • King $124,746
  • Washington $98,141
  • United States $80,734
See the full table
Vashon next to King County and Washington
Measure Vashon King County Washington U.S.
Typical home value $790,700 8% below the county $859,900 $564,600 $332,700
Typical monthly rent $1,670 20% below the county $2,092 $1,760 $1,413
Typical yearly household income $120,571 3% below the county $124,746 $98,141 $80,734
Households that own their home 83% 27 points above the county 55% 64% 65%
Typical yearly property tax $7,158 $7,114 $4,556 $3,119
Effective property tax rate 0.91% 0.08 points above the county 0.83% 0.81% 0.94%
Renters with high rent for their income 53% 6 points above the county 47% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below King County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Vashon

For a typical $790,700 home in Vashon, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Vashon's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $6,538a month

    Least cash to close
    Down payment
    $27,675
    Cash to close
    $51,396
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $350
  • Conventional, 5% down $6,393a month

    Down payment
    $39,535
    Cash to close
    $63,256
    Rate
    7.18%
    Mortgage insurance
    PMI · $376
  • Conventional, 20% down, no PMI $5,214a month

    Down payment
    $158,140
    Cash to close
    $181,861
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $5,945a month

    Down payment
    $118,605
    Cash to close
    $142,326
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Vashon and for King County.

Property tax

Effective rate in Vashon

0.91%of the home’s value each year

$7,158 a year for the typical owner in Vashon.

  • Vashon 0.91%
  • King 0.83%
  • Washington 0.81%

What Washington publishes Exemption for people 61 and older or with disabilities (Washington State Department of Revenue)

Exemptions and deadlines in Washington

Flood risk in King County

FEMA does not publish these numbers by city: they are for all of King County.

Homes in the high-risk zone
1%
5,797
Of those, with NFIP insurance
44%
Homes in the high-risk zone and with NFIP insurance: King County, Washington and the U.S.
Measure County Washington U.S.
Homes in the high-risk zone 1% 1.6% 3.5%
Of those, with NFIP insurance 44% 40% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Vashon

Typical rent in Vashon is $1,670 a month: 20% below the county. In Vashon, 53% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of King County, by unit size. To pay the 2-bedroom one ($2,549 a month) without spending more than 30% of your income, you would need to earn $49.02 an hour working full time.

HUD fair market rent for all of King County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in King County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $2,091 $40.21 $83,640
1 bedroom $2,180 $41.92 $87,200
2 bedrooms $2,549 $49.02 $101,960
3 bedrooms $3,324 $63.92 $132,960
4 bedrooms $3,954 $76.04 $158,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Vashon

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Vashon is in ZIP code 98070.

For 2 bedrooms it is $1,950: $599 less than the fair market rent for King County ($2,549).

  • 98070 $1,950$2,570

A ZIP code counts for Vashon when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Free help

Help to buy or rent in Vashon

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in King County; 3 say they serve in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Vashon

No down payment, repair or rent-help program on our list is for Vashon or King County. The ones below are statewide in Washington: they work in Vashon the same as in the rest of the state.

  • Home Advantage Downpayment Assistance

    Statewide in Washington

    Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer. Offered by Washington State Housing Finance Commission.

  • Covenant Homeownership Program

    Statewide in Washington

    Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people. Offered by Washington State Housing Finance Commission.

  • House Key Opportunity DPA

    Statewide in Washington

    Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage. Offered by Washington State Housing Finance Commission.

Housing counselors near Vashon

The HUD-approved agencies closest to the center of Vashon, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Homesight

    4219 S Othello St Ste 130B, Seattle · 12 miles away · Spanish

    Also serves in Vietnamese.

    • Pre-purchase counseling
    • Homebuyer education workshops
  • American Financial Solutions

    500 Pacific Avenue, Bremerton · 13 miles away · Spanish

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
  • El Centro de la Raza

    2524 16th Ave S, Seattle · 13 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more

Every agency in King County All counseling agencies in Washington

Help in Spanish near Vashon

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Vashon

HUD’s record names them for Vashon or King County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Ha of King County Public housing and Section 8 vouchers (206) 574-1100

2 other authorities have an office in King County: see the list Source: HUD

Cities

Other cities in King County

These cities are also in King County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 28 more cities in King County, with prices and rents

Questions

Housing questions about Vashon

Short answers with the numbers for Vashon and all of King County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Vashon?

The typical home value in Vashon is $790,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in King County it is $859,900.

How much does it cost to rent in Vashon?

Typical rent in Vashon is $1,670 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in King County is $2,549.

What is the FHA loan limit in Vashon?

Vashon uses the FHA limit for all of King County (2026): $1,063,750 for a one-unit home and $2,045,700 for a four-unit home.

How much property tax do owners pay in Vashon?

The typical homeowner in Vashon pays $7,158 a year, according to the U.S. Census Bureau. That is 0.91% of the home’s value; in King County, the rate is 0.83%.

Where can I find free help to buy or rent in Vashon?

There are 4 HUD-approved counseling agencies with an office in King County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).