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City · 5,803 residents · Pierce County, Washington

Maplewood , Washington

In Maplewood, a typical home is worth $708,300 and typical rent is $2,000 a month. Compared with all of Pierce County, typical household income is 37% higher, the typical home value is 35% higher, and the share of households that own their home is 24 points higher.

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  • Typical home value

    $708,300

    35% above the county

    25% above Washington

    • Maplewood
    • Pierce
    • Washington

  • Typical rent

    $2,000a month

    11% above the county

    14% above Washington

    • Maplewood
    • Pierce
    • Washington

  • Typical household income

    $135,943a year

    37% above the county

    39% above Washington

    • Maplewood
    • Pierce
    • Washington

  • Households that own their home

    89%

    24 points above the county

    25 points above Washington

    • Maplewood
    • Pierce
    • Washington

Source: U.S. Census Bureau, Average 2020–2024

Maplewood is in Pierce County. The FHA loan limit ($1,063,750 for a one-unit home), the fair market rents and the help on this page are those of all of Pierce County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Maplewood apart

What this place has that others do not, from public data, most unusual first.

  1. 89% of households in Maplewood own their home, against 65% in Pierce County.

  2. Nearby, in Tacoma, the typical home value is $479,600: 32% less than in Maplewood ($708,300).

  3. The typical household income in Maplewood is $135,943, 37% more than in Pierce County as a whole ($99,564).

  4. The typical home in Maplewood is worth $708,300, 35% more than in Pierce County as a whole ($526,600).

  5. Nearby, in Vashon, the typical rent is $1,670: 17% less than in Maplewood ($2,000).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Maplewood

What homes there are in Maplewood, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Maplewood: 95% of homes, more than in Pierce County (65%).

Year built

Homes in Maplewood are newer: the typical year built is 1992; in Pierce County, 1986.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,691 a month

Pierce County: $2,423 a month

Without a mortgage

$894 a month

Pierce County: $836 a month

Owners with a mortgage

67%

Pierce County: 71%

Owning costs more in Maplewood: with a mortgage, the typical cost is $2,691 a month; in Pierce County, $2,423. Without one, $894.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Maplewood rose 63%; in Pierce County, it rose 74%.

Rent in Maplewood moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureMaplewoodPierce CountyWashingtonUnited States
Rental vacancy Unreliable estimate4.1%4.5%5.5%
Homeowner vacancy Unreliable estimate0.5%0.7%0.9%
More than one person per room Unreliable estimate3.4%3.5%3.4%
People per household 2.542.592.502.53
Drive alone 66%71%63%69%
Carpool Unreliable estimate10%9%9%
Public transit Unreliable estimate2%3%3%
Walk or bike Unreliable estimate3%4%3%
Work from home 24%14%20%15%
Other means Unreliable estimate1%1%2%
Typical commute 30 to 39 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Maplewood has 2.54 people on average, about the same as in Pierce County (2.59).

In Maplewood, 24% of workers work from home, more than in Pierce County (14%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Maplewood?

A typical home costs more than the typical income allows

We start with a typical home in Maplewood, worth $708,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 52% of the typical household income in Maplewood, which is $135,943 a year. For that payment to be 28% of income, a household would need to earn about $250,504 a year.

The calculator's FHA and conventional loan limits are those of all of Pierce County.

Your numbers

Local data
$

Starts at the typical home value in Maplewood. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $24,791 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$5,845

at 7.18% · 30 years

Loan amount
$695,470
Total interest
$1,000,619
Paid off in
November 2056

Includes $11,961 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,172 a month

  • Tight

    $3,172 to $4,078 a month

  • Hard

    more than $4,078 a month

    Your payment · 52%

Compared with the typical household income in Maplewood ($135,943 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$5,845
Principal & interest$4,711
Property tax$525
Home insurance$295
FHA mortgage insurance (MIP)$313

You need at least $24,791 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Maplewood and Pierce County

Maplewood is in Pierce County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Maplewood's own numbers

Typical home value
$708,300
Typical monthly rent
$2,000
Typical yearly household income
$135,943
Households that own their home
89%
Effective property tax rate
0.89%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Pierce County

FHA limit, one-unit home
$1,063,750
Conventional limit, one unit
$1,063,750
HUD fair market rent, 2 bedrooms
$2,064
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pierce County.

Everything about Pierce County

Buying

Buying a home in Maplewood

A typical home in Maplewood is worth $708,300: 35% above the county and 25% above Washington. With the typical household income in Maplewood ($135,943 a year), a typical home costs 5.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Maplewood 5.2 years
  • Pierce 5.3 years
  • Washington 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Pierce County

According to FHFA’s house price index, home prices in Pierce County rose 132% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Pierce County.

Period County Washington U.S.
Last year (2025) +2.9% +1.8% +2.9%
5 years (2020–2025) +46% +44% +47%
10 years (2015–2025) +132% +113% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Maplewood next to Pierce County, Washington and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Maplewood $708,300
  • Pierce $526,600
  • Washington $564,600
  • United States $332,700
Typical monthly rent
  • Maplewood $2,000
  • Pierce $1,806
  • Washington $1,760
  • United States $1,413
Typical yearly household income
  • Maplewood $135,943
  • Pierce $99,564
  • Washington $98,141
  • United States $80,734
See the full table
Maplewood next to Pierce County and Washington
Measure Maplewood Pierce County Washington U.S.
Typical home value $708,300 $526,600 $564,600 $332,700
Typical monthly rent $2,000 $1,806 $1,760 $1,413
Typical yearly household income $135,943 $99,564 $98,141 $80,734
Households that own their home 89% 65% 64% 65%
Typical yearly property tax $6,327 $4,770 $4,556 $3,119
Effective property tax rate 0.89% 0.91% 0.81% 0.94%
Renters with high rent for their income 51% 53% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pierce County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Maplewood

For a typical $708,300 home in Maplewood, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Maplewood's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $5,845a month

    Least cash to close
    Down payment
    $24,791
    Cash to close
    $46,040
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $313

  • Conventional, 5% down $5,715a month

    Down payment
    $35,415
    Cash to close
    $56,664
    Rate
    7.18%
    Mortgage insurance
    PMI · $336

  • Conventional, 20% down, no PMI $4,659a month

    Down payment
    $141,660
    Cash to close
    $162,909
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $5,314a month

    Down payment
    $106,245
    Cash to close
    $127,494
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Maplewood and for Pierce County.

Property tax

Effective rate in Maplewood

0.89%of the home’s value each year

$6,327 a year for the typical owner in Maplewood.

  • Maplewood 0.89%
  • Pierce 0.91%
  • Washington 0.81%

What Washington publishes Exemption for people 61 and older or with disabilities (Washington State Department of Revenue)

Exemptions and deadlines in Washington

Flood risk in Pierce County

FEMA does not publish these numbers by city: they are for all of Pierce County.

Homes in the high-risk zone
1%
2,861
Of those, with NFIP insurance
44%
County Washington U.S.
Homes in the high-risk zone 1% 1.6% 3.5%
Of those, with NFIP insurance 44% 40% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Maplewood

Typical rent in Maplewood is $2,000 a month: 11% above the county. In Maplewood, 51% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Pierce County, by unit size. To pay the 2-bedroom one ($2,064 a month) without spending more than 30% of your income, you would need to earn $39.69 an hour working full time.

HUD fair market rent for all of Pierce County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,491 $28.67 $59,640
1 bedroom $1,682 $32.35 $67,280
2 bedrooms $2,064 $39.69 $82,560
3 bedrooms $2,849 $54.79 $113,960
4 bedrooms $3,219 $61.90 $128,760

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Maplewood

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Maplewood is in ZIP code 98332.

For 2 bedrooms it is $2,770: $706 more than the fair market rent for Pierce County ($2,064).

  • 98332 $2,770$3,820

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Maplewood when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Maplewood

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Pierce County; none says it serves in Spanish.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Maplewood

No down payment, repair or rent-help program on our list is for Maplewood or Pierce County. The ones below are statewide in Washington: they work in Maplewood the same as in the rest of the state.

Which programs do I qualify for? All programs in Washington

  • Home Advantage Downpayment Assistance

    Statewide in Washington

    Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

  • Covenant Homeownership Program

    Statewide in Washington

    Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

  • House Key Opportunity DPA

    Statewide in Washington

    Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

Housing counselors near Maplewood

The HUD-approved agencies closest to the center of Maplewood, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Tacoma/ Pierce County Habitat for Humanity

    4824 S Tacoma Way, Tacoma · 12 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    253-627-5626x120

  • American Financial Solutions

    500 Pacific Avenue, Bremerton · 13 miles away · Spanish

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (888) 864-8699

  • Community Frameworks

    1310 Bertha Ave NW, Bremerton · 14 miles away

    • Home improvement and repairs
    • Workshops for new owners
    • and 2 more
    (360) 842-8059

Every agency in Pierce County All counseling agencies in Washington

Help in Spanish near Maplewood

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Maplewood

HUD’s record names them for Maplewood or Pierce County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • HA Of Pierce County Public housing and Section 8 vouchers (253) 620-5406

One other authority has an office in Pierce County: see the list Source: HUD

Cities

Other cities in Pierce County

These cities are also in Pierce County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Pierce County Housing in Washington
See 21 more cities in Pierce County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Maplewood, with the typical home value.

Neighboring counties

If Pierce County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Maplewood.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Maplewood

Short answers with the numbers for Maplewood and all of Pierce County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Maplewood?

The typical home value in Maplewood is $708,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pierce County it is $526,600.

How much does it cost to rent in Maplewood?

Typical rent in Maplewood is $2,000 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pierce County is $2,064.

What is the FHA loan limit in Maplewood?

Maplewood uses the FHA limit for all of Pierce County (2026): $1,063,750 for a one-unit home and $2,045,700 for a four-unit home.

How much property tax do owners pay in Maplewood?

The typical homeowner in Maplewood pays $6,327 a year, according to the U.S. Census Bureau. That is 0.89% of the home’s value; in Pierce County, the rate is 0.91%.

Where can I find free help to buy or rent in Maplewood?

There is 1 HUD-approved counseling agency with an office in Pierce County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).