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City · 6,337 residents · Pierce County, Washington

North Fort Lewis , Washington

In North Fort Lewis, typical rent is $2,475 a month. Compared with all of Pierce County, typical rent is 37% higher and typical household income is 30% lower.

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  • Typical rent

    $2,475a month

    37% above the county

    41% above Washington

    • North Fort Lewis
    • Pierce
    • Washington

  • Typical household income

    $70,114a year

    30% below the county

    29% below Washington

    • North Fort Lewis
    • Pierce
    • Washington

Source: U.S. Census Bureau, Average 2020–2024

North Fort Lewis is in Pierce County. The FHA loan limit ($1,063,750 for a one-unit home), the fair market rents and the help on this page are those of all of Pierce County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets North Fort Lewis apart

What this place has that others do not, from public data, most unusual first.

  1. North Fort Lewis has the 6th largest share of rent-burdened renters of the 172 cities in Washington with more than 5,000 people (69%).

  2. Nearby, in Lakewood, the typical rent is $1,525: 38% less than in North Fort Lewis ($2,475).

  3. The typical rent in North Fort Lewis is $2,475 a month, 37% more than in Pierce County as a whole ($1,806).

  4. The typical household income in North Fort Lewis is $70,114, 30% less than in Pierce County as a whole ($99,564).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in North Fort Lewis

What homes there are in North Fort Lewis, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in North Fort Lewis; the largest group, attached houses (townhouses), adds up to 72%, against 5% in Pierce County.

Year built

The typical home in North Fort Lewis was built in 2002, 16 years after the typical one in Pierce County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Owners with a mortgage

100%

Pierce County: 71%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Rents in North Fort Lewis rose more slowly than in Pierce County: 35% since 2015–2019, against 45%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNorth Fort LewisPierce CountyWashingtonUnited States
Rental vacancy Unreliable estimate4.1%4.5%5.5%
Homeowner vacancy Unreliable estimate0.5%0.7%0.9%
More than one person per room Unreliable estimate3.4%3.5%3.4%
People per household 3.572.592.502.53
Drive alone 58%71%63%69%
Carpool 15%10%9%9%
Public transit Unreliable estimate2%3%3%
Walk or bike 21%3%4%3%
Work from home 4%14%20%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in North Fort Lewis are bigger: 3.57 people on average; in Pierce County, 2.59.

In North Fort Lewis, 21% of workers walk or bike to work; in Pierce County, 3%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in North Fort Lewis?

The Census Bureau publishes no typical home value or typical household income for North Fort Lewis, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for North Fort Lewis, so the calculator starts with the one for Pierce County: $526,600. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Pierce County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of Pierce County.

Your numbers

Local data
$

Starts at the typical home value in North Fort Lewis. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $18,431 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,354

at 7.18% · 30 years

Loan amount
$517,062
Total interest
$743,931
Paid off in
November 2056

Includes $8,893 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,636 a month

  • Tight

    $1,636 to $2,103 a month

  • Hard

    more than $2,103 a month

    Your payment · 75%

Compared with the typical household income in North Fort Lewis ($70,114 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,354
Principal & interest$3,503
Property tax$399
Home insurance$219
FHA mortgage insurance (MIP)$233

You need at least $18,431 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

North Fort Lewis and Pierce County

North Fort Lewis is in Pierce County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

North Fort Lewis's own numbers

Typical monthly rent
$2,475
Typical yearly household income
$70,114

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Pierce County

FHA limit, one-unit home
$1,063,750
Conventional limit, one unit
$1,063,750
HUD fair market rent, 2 bedrooms
$2,064
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pierce County.

Everything about Pierce County

Buying

Buying a home in North Fort Lewis

The Census Bureau publishes no typical home value for North Fort Lewis. Below are the numbers for Pierce County.

How prices have changed in Pierce County

According to FHFA’s house price index, home prices in Pierce County rose 132% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Pierce County.

Period County Washington U.S.
Last year (2025) +2.9% +1.8% +2.9%
5 years (2020–2025) +46% +44% +47%
10 years (2015–2025) +132% +113% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

North Fort Lewis next to Pierce County, Washington and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent
  • North Fort Lewis $2,475
  • Pierce $1,806
  • Washington $1,760
  • United States $1,413
Typical yearly household income
  • North Fort Lewis $70,114
  • Pierce $99,564
  • Washington $98,141
  • United States $80,734
See the full table
North Fort Lewis next to Pierce County and Washington
Measure North Fort Lewis Pierce County Washington U.S.
Typical monthly rent $2,475 $1,806 $1,760 $1,413
Typical yearly household income $70,114 $99,564 $98,141 $80,734
Renters with high rent for their income 69% 53% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pierce County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in North Fort Lewis

The Census Bureau publishes no typical home value for North Fort Lewis, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for North Fort Lewis and for Pierce County.

Property tax

Data not available for this place

What Washington publishes Exemption for people 61 and older or with disabilities (Washington State Department of Revenue)

Exemptions and deadlines in Washington

Flood risk in Pierce County

FEMA does not publish these numbers by city: they are for all of Pierce County.

Homes in the high-risk zone
1%
2,861
Of those, with NFIP insurance
44%
County Washington U.S.
Homes in the high-risk zone 1% 1.6% 3.5%
Of those, with NFIP insurance 44% 40% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in North Fort Lewis

Typical rent in North Fort Lewis is $2,475 a month: 37% above the county. In North Fort Lewis, 69% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Pierce County, by unit size. To pay the 2-bedroom one ($2,064 a month) without spending more than 30% of your income, you would need to earn $39.69 an hour working full time.

HUD fair market rent for all of Pierce County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,491 $28.67 $59,640
1 bedroom $1,682 $32.35 $67,280
2 bedrooms $2,064 $39.69 $82,560
3 bedrooms $2,849 $54.79 $113,960
4 bedrooms $3,219 $61.90 $128,760

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in North Fort Lewis

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). North Fort Lewis is in ZIP code 98433.

For 2 bedrooms it is $2,260: $196 more than the fair market rent for Pierce County ($2,064).

  • 98433 $2,260$3,120

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for North Fort Lewis when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in North Fort Lewis

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Pierce County; none says it serves in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in North Fort Lewis

No down payment, repair or rent-help program on our list is for North Fort Lewis or Pierce County. The ones below are statewide in Washington: they work in North Fort Lewis the same as in the rest of the state.

Which programs do I qualify for? All programs in Washington

  • Home Advantage Downpayment Assistance

    Statewide in Washington

    Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

  • Covenant Homeownership Program

    Statewide in Washington

    Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

  • House Key Opportunity DPA

    Statewide in Washington

    Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

Housing counselors near North Fort Lewis

The HUD-approved agencies closest to the center of North Fort Lewis, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Tacoma/ Pierce County Habitat for Humanity

    4824 S Tacoma Way, Tacoma · 8 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    253-627-5626x120

  • American Financial Solutions

    500 Pacific Avenue, Bremerton · 31 miles away · Spanish

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (888) 864-8699

  • Community Frameworks

    1310 Bertha Ave NW, Bremerton · 31 miles away

    • Home improvement and repairs
    • Workshops for new owners
    • and 2 more
    (360) 842-8059

Every agency in Pierce County All counseling agencies in Washington

Help in Spanish near North Fort Lewis

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of North Fort Lewis

HUD’s record names them for North Fort Lewis or Pierce County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • HA Of Pierce County Public housing and Section 8 vouchers (253) 620-5406

One other authority has an office in Pierce County: see the list Source: HUD

Cities

Other cities in Pierce County

These cities are also in Pierce County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Pierce County Housing in Washington
See 21 more cities in Pierce County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to North Fort Lewis, with the typical home value.

Neighboring counties

If Pierce County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in North Fort Lewis.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about North Fort Lewis

Short answers with the numbers for North Fort Lewis and all of Pierce County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in North Fort Lewis?

Typical rent in North Fort Lewis is $2,475 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pierce County is $2,064.

What is the FHA loan limit in North Fort Lewis?

North Fort Lewis uses the FHA limit for all of Pierce County (2026): $1,063,750 for a one-unit home and $2,045,700 for a four-unit home.

Where can I find free help to buy or rent in North Fort Lewis?

There is 1 HUD-approved counseling agency with an office in Pierce County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).