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City · 6,314 residents · Thurston County, Washington

Tanglewilde , Washington

In Tanglewilde, a typical home is worth $444,900 and typical rent is $1,852 a month. Compared with all of Thurston County, the typical home value is 7% lower and typical rent is 7% higher.

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  • Typical home value

    $444,900

    7% below the county

    21% below Washington

    • Tanglewilde
    • Thurston
    • Washington

  • Typical rent

    $1,852a month

    7% above the county

    5% above Washington

    • Tanglewilde
    • Thurston
    • Washington

  • Typical household income

    $100,714a year

    4% above the county

    3% above Washington

    • Tanglewilde
    • Thurston
    • Washington

  • Households that own their home

    67%

    About the same as the county

    3 points above Washington

    • Tanglewilde
    • Thurston
    • Washington

Source: U.S. Census Bureau, Average 2020–2024

Tanglewilde is in Thurston County. The FHA loan limit ($586,500 for a one-unit home), the fair market rents and the help on this page are those of all of Thurston County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Tanglewilde apart

What this place has that others do not, from public data, most unusual first.

  1. Tanglewilde has the 15th smallest share of rent-burdened renters of the 172 cities in Washington with more than 5,000 people (39%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Tanglewilde

What homes there are in Tanglewilde, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Tanglewilde: 69% of homes, near the figure in Thurston County (67%).

Year built

Homes in Tanglewilde are older: the typical year built is 1977; in Thurston County, 1991.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,190 a month

Thurston County: $2,288 a month

Without a mortgage

$737 a month

Thurston County: $753 a month

Owners with a mortgage

63%

Thurston County: 67%

The typical cost for an owner with a mortgage in Tanglewilde is $2,190 a month, near the figure in Thurston County ($2,288).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Tanglewilde gained value faster than in Thurston County: 83% against 67%.

Since 2015–2019, the typical rent in Tanglewilde rose 57%, more than in Thurston County (43%).

The typical household income in Tanglewilde rose 36%: less than home values (+83%) and rent (+57%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureTanglewildeThurston CountyWashingtonUnited States
Rental vacancy Unreliable estimate4.0%4.5%5.5%
Homeowner vacancy Unreliable estimate1.0%0.7%0.9%
More than one person per room Unreliable estimate1.9%3.5%3.4%
People per household 2.552.482.502.53
Drive alone 77%67%63%69%
Carpool Unreliable estimate8%9%9%
Public transit Unreliable estimate1%3%3%
Walk or bike Unreliable estimate3%4%3%
Work from home 15%21%20%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Tanglewilde has 2.55 people on average, about the same as in Thurston County (2.48).

To get to work, 77% of workers in Tanglewilde drive alone; in Thurston County, 67%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Tanglewilde?

A typical home costs more than the typical income allows

We start with a typical home in Tanglewilde, worth $444,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in Tanglewilde, which is $100,714 a year. For that payment to be 28% of income, a household would need to earn about $156,235 a year.

The calculator's FHA and conventional loan limits are those of all of Thurston County.

Your numbers

Local data
$

Starts at the typical home value in Tanglewilde. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $15,572 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,646

at 7.18% · 30 years

Loan amount
$436,841
Total interest
$628,512
Paid off in
November 2056

Includes $7,513 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,350 a month

  • Tight

    $2,350 to $3,021 a month

  • Hard

    more than $3,021 a month

    Your payment · 43%

Compared with the typical household income in Tanglewilde ($100,714 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,646
Principal & interest$2,959
Property tax$304
Home insurance$185
FHA mortgage insurance (MIP)$197

You need at least $15,572 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Tanglewilde and Thurston County

Tanglewilde is in Thurston County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Tanglewilde's own numbers

Typical home value
$444,900
Typical monthly rent
$1,852
Typical yearly household income
$100,714
Households that own their home
67%
Effective property tax rate
0.82%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Thurston County

FHA limit, one-unit home
$586,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,946
Price change over 5 years (FHFA)
+48%
Homes in a high flood-risk zone
1.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Thurston County.

Everything about Thurston County

Buying

Buying a home in Tanglewilde

A typical home in Tanglewilde is worth $444,900: 7% below the county and 21% below Washington. With the typical household income in Tanglewilde ($100,714 a year), a typical home costs 4.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Tanglewilde 4.4 years
  • Thurston 5.0 years
  • Washington 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Thurston County

According to FHFA’s house price index, home prices in Thurston County rose 121% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Thurston County.

Period County Washington U.S.
Last year (2025) +2.3% +1.8% +2.9%
5 years (2020–2025) +48% +44% +47%
10 years (2015–2025) +121% +113% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Tanglewilde next to Thurston County, Washington and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Tanglewilde $444,900
  • Thurston $480,300
  • Washington $564,600
  • United States $332,700
Typical monthly rent
  • Tanglewilde $1,852
  • Thurston $1,736
  • Washington $1,760
  • United States $1,413
Typical yearly household income
  • Tanglewilde $100,714
  • Thurston $96,563
  • Washington $98,141
  • United States $80,734
See the full table
Tanglewilde next to Thurston County and Washington
Measure Tanglewilde Thurston County Washington U.S.
Typical home value $444,900 $480,300 $564,600 $332,700
Typical monthly rent $1,852 $1,736 $1,760 $1,413
Typical yearly household income $100,714 $96,563 $98,141 $80,734
Households that own their home 67% 68% 64% 65%
Typical yearly property tax $3,634 $4,209 $4,556 $3,119
Effective property tax rate 0.82% 0.88% 0.81% 0.94%
Renters with high rent for their income 39% 55% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Thurston County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Tanglewilde

For a typical $444,900 home in Tanglewilde, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tanglewilde's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,645a month

    Least cash to close
    Down payment
    $15,572
    Cash to close
    $28,919
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $197

  • Conventional, 5% down $3,564a month

    Down payment
    $22,245
    Cash to close
    $35,592
    Rate
    7.18%
    Mortgage insurance
    PMI · $211

  • Conventional, 20% down, no PMI $2,901a month

    Down payment
    $88,980
    Cash to close
    $102,327
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,312a month

    Down payment
    $66,735
    Cash to close
    $80,082
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Tanglewilde and for Thurston County.

Property tax

Effective rate in Tanglewilde

0.82%of the home’s value each year

$3,634 a year for the typical owner in Tanglewilde.

  • Tanglewilde 0.82%
  • Thurston 0.88%
  • Washington 0.81%

What Washington publishes Exemption for people 61 and older or with disabilities (Washington State Department of Revenue)

Exemptions and deadlines in Washington

Flood risk in Thurston County

FEMA does not publish these numbers by city: they are for all of Thurston County.

Homes in the high-risk zone
1.2%
948
Of those, with NFIP insurance
43%
County Washington U.S.
Homes in the high-risk zone 1.2% 1.6% 3.5%
Of those, with NFIP insurance 43% 40% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Tanglewilde

Typical rent in Tanglewilde is $1,852 a month: 7% above the county. In Tanglewilde, 39% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Thurston County, by unit size. To pay the 2-bedroom one ($1,946 a month) without spending more than 30% of your income, you would need to earn $37.42 an hour working full time.

HUD fair market rent for all of Thurston County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,586 $30.50 $63,440
1 bedroom $1,656 $31.85 $66,240
2 bedrooms $1,946 $37.42 $77,840
3 bedrooms $2,541 $48.87 $101,640
4 bedrooms $3,141 $60.40 $125,640

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Tanglewilde

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tanglewilde has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,960 in 98503 to $2,280 in 98516.

2 of the 2 are above the fair market rent for Thurston County ($1,946).

  • 98503 $1,960$2,560
  • 98516 $2,280$2,980

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tanglewilde when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Tanglewilde

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Thurston County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Tanglewilde

No down payment, repair or rent-help program on our list is for Tanglewilde or Thurston County. The ones below are statewide in Washington: they work in Tanglewilde the same as in the rest of the state.

Which programs do I qualify for? All programs in Washington

  • Home Advantage Downpayment Assistance

    Statewide in Washington

    Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

  • Covenant Homeownership Program

    Statewide in Washington

    Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

  • House Key Opportunity DPA

    Statewide in Washington

    Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

Housing counselors near Tanglewilde

The HUD-approved agencies closest to the center of Tanglewilde, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Tacoma/ Pierce County Habitat for Humanity

    4824 S Tacoma Way, Tacoma · 18 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    253-627-5626x120

  • American Financial Solutions

    500 Pacific Avenue, Bremerton · 36 miles away · Spanish

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (888) 864-8699

  • Community Frameworks

    1310 Bertha Ave NW, Bremerton · 36 miles away

    • Home improvement and repairs
    • Workshops for new owners
    • and 2 more
    (360) 842-8059

All counseling agencies in Washington

Help in Spanish near Tanglewilde

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Tanglewilde

HUD’s record names them for Tanglewilde or Thurston County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

All housing agencies in Washington Source: HUD

Cities

Other cities in Thurston County

These cities are also in Thurston County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Thurston County Housing in Washington

Nearby cities

The cities closest to Tanglewilde, with the typical home value.

Neighboring counties

If Thurston County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Tanglewilde.

All guides
A mother holds her laughing daughter on a grey sofa.

Questions

Housing questions about Tanglewilde

Short answers with the numbers for Tanglewilde and all of Thurston County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Tanglewilde?

The typical home value in Tanglewilde is $444,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Thurston County it is $480,300.

How much does it cost to rent in Tanglewilde?

Typical rent in Tanglewilde is $1,852 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Thurston County is $1,946.

What is the FHA loan limit in Tanglewilde?

Tanglewilde uses the FHA limit for all of Thurston County (2026): $586,500 for a one-unit home and $1,127,900 for a four-unit home.

How much property tax do owners pay in Tanglewilde?

The typical homeowner in Tanglewilde pays $3,634 a year, according to the U.S. Census Bureau. That is 0.82% of the home’s value; in Thurston County, the rate is 0.88%.

Where can I find free help to buy or rent in Tanglewilde?

We found no HUD-approved counseling agencies with an office in Thurston County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).