Español

Este sitio también está en español. Leer en español

City · 42,746 residents · Pierce County, Washington

Puyallup , Washington

In Puyallup, a typical home is worth $551,800 and typical rent is $1,812 a month. Compared with all of Pierce County, the share of households that own their home is 13 points lower.

WhatsApp

  • Typical home value

    $551,800

    5% above the county

    2% below Washington

    • Puyallup
    • Pierce
    • Washington

  • Typical rent

    $1,812a month

    About the same as the county

    3% above Washington

    • Puyallup
    • Pierce
    • Washington

  • Typical household income

    $97,826a year

    About the same as the county

    About the same as Washington

    • Puyallup
    • Pierce
    • Washington

  • Households that own their home

    52%

    13 points below the county

    12 points below Washington

    • Puyallup
    • Pierce
    • Washington

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$560,121
about the same as 12 months ago
Typical rent
$2,199 a month
1.6% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Puyallup is in Pierce County. The FHA loan limit ($1,063,750 for a one-unit home), the fair market rents and the help on this page are those of all of Pierce County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Puyallup apart

What this place has that others do not, from public data, most unusual first.

  1. 52% of households in Puyallup own their home, against 65% in Pierce County.

  2. Nearby, in Summit, the typical rent is $1,519: 16% less than in Puyallup ($1,812).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Puyallup

What homes there are in Puyallup, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Puyallup (56%), but less so than in Pierce County (65%).

Year built

In Puyallup, half of the homes were built before 1987; in Pierce County, before 1986.

There are fewer big homes in Puyallup than in Pierce County: 55% have 3 bedrooms or more, against 64%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,509 a month

Pierce County: $2,423 a month

Without a mortgage

$809 a month

Pierce County: $836 a month

Owners with a mortgage

74%

Pierce County: 71%

The typical cost for an owner with a mortgage in Puyallup is $2,509 a month, near the figure in Pierce County ($2,423).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Puyallup gained value more slowly than in Pierce County: 68% since 2015–2019, against 74%.

Rents in Puyallup rose more slowly than in Pierce County: 41% since 2015–2019, against 45%.

The typical household income in Puyallup rose 34%: less than home values (+68%) and rent (+41%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePuyallupPierce CountyWashingtonUnited States
Rental vacancy Unreliable estimate4.1%4.5%5.5%
Homeowner vacancy Unreliable estimate0.5%0.7%0.9%
More than one person per room 4.1%3.4%3.5%3.4%
People per household 2.532.592.502.53
Drive alone 75%71%63%69%
Carpool 9%10%9%9%
Public transit 2%2%3%3%
Walk or bike 2%3%4%3%
Work from home 13%14%20%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More than one person per room: that is how 4.1% of households in Puyallup live, near the figure in Pierce County (3.4%).

Much as in Pierce County, a household in Puyallup has 2.53 people on average.

In Puyallup, 75% of workers drive alone to work; in Pierce County, 71%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Puyallup?

A typical home costs more than the typical income allows

We start with a typical home in Puyallup, worth $551,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 56% of the typical household income in Puyallup, which is $97,826 a year. For that payment to be 28% of income, a household would need to earn about $195,352 a year.

The calculator's FHA and conventional loan limits are those of all of Pierce County.

Your numbers

Local data
$

Starts at the typical home value in Puyallup. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $19,313 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,558

at 7.18% · 30 years

Loan amount
$541,806
Total interest
$779,531
Paid off in
November 2056

Includes $9,319 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,283 a month

  • Tight

    $2,283 to $2,935 a month

  • Hard

    more than $2,935 a month

    Your payment · 56%

Compared with the typical household income in Puyallup ($97,826 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,558
Principal & interest$3,670
Property tax$414
Home insurance$230
FHA mortgage insurance (MIP)$244

You need at least $19,313 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Puyallup and Pierce County

Puyallup is in Pierce County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Puyallup's own numbers

Typical home value
$551,800
Typical monthly rent
$1,812
Typical yearly household income
$97,826
Households that own their home
52%
Effective property tax rate
0.9%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Pierce County

FHA limit, one-unit home
$1,063,750
Conventional limit, one unit
$1,063,750
HUD fair market rent, 2 bedrooms
$2,064
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pierce County.

Everything about Pierce County

Buying

Buying a home in Puyallup

A typical home in Puyallup is worth $551,800: 5% above the county and 2% below Washington. With the typical household income in Puyallup ($97,826 a year), a typical home costs 5.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Puyallup 5.6 years
  • Pierce 5.3 years
  • Washington 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Pierce County

According to FHFA’s house price index, home prices in Pierce County rose 132% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Pierce County.

Period County Washington U.S.
Last year (2025) +2.9% +1.8% +2.9%
5 years (2020–2025) +46% +44% +47%
10 years (2015–2025) +132% +113% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Puyallup next to Pierce County, Washington and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Puyallup $551,800
  • Pierce $526,600
  • Washington $564,600
  • United States $332,700
Typical monthly rent
  • Puyallup $1,812
  • Pierce $1,806
  • Washington $1,760
  • United States $1,413
Typical yearly household income
  • Puyallup $97,826
  • Pierce $99,564
  • Washington $98,141
  • United States $80,734
See the full table
Puyallup next to Pierce County and Washington
Measure Puyallup Pierce County Washington U.S.
Typical home value $551,800 $526,600 $564,600 $332,700
Typical monthly rent $1,812 $1,806 $1,760 $1,413
Typical yearly household income $97,826 $99,564 $98,141 $80,734
Households that own their home 52% 65% 64% 65%
Typical yearly property tax $4,950 $4,770 $4,556 $3,119
Effective property tax rate 0.9% 0.91% 0.81% 0.94%
Renters with high rent for their income 50% 53% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pierce County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Puyallup

For a typical $551,800 home in Puyallup, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Puyallup's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,558a month

    Least cash to close
    Down payment
    $19,313
    Cash to close
    $35,867
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $244

  • Conventional, 5% down $4,457a month

    Down payment
    $27,590
    Cash to close
    $44,144
    Rate
    7.18%
    Mortgage insurance
    PMI · $262

  • Conventional, 20% down, no PMI $3,634a month

    Down payment
    $110,360
    Cash to close
    $126,914
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,144a month

    Down payment
    $82,770
    Cash to close
    $99,324
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Puyallup and for Pierce County.

Property tax

Effective rate in Puyallup

0.9%of the home’s value each year

$4,950 a year for the typical owner in Puyallup.

  • Puyallup 0.9%
  • Pierce 0.91%
  • Washington 0.81%

What Washington publishes Exemption for people 61 and older or with disabilities (Washington State Department of Revenue)

Exemptions and deadlines in Washington

Flood risk in Pierce County

FEMA does not publish these numbers by city: they are for all of Pierce County.

Homes in the high-risk zone
1%
2,861
Of those, with NFIP insurance
44%
County Washington U.S.
Homes in the high-risk zone 1% 1.6% 3.5%
Of those, with NFIP insurance 44% 40% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Puyallup

Typical rent in Puyallup is $1,812 a month: about the same as the county. In Puyallup, 50% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Pierce County, by unit size. To pay the 2-bedroom one ($2,064 a month) without spending more than 30% of your income, you would need to earn $39.69 an hour working full time.

HUD fair market rent for all of Pierce County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,491 $28.67 $59,640
1 bedroom $1,682 $32.35 $67,280
2 bedrooms $2,064 $39.69 $82,560
3 bedrooms $2,849 $54.79 $113,960
4 bedrooms $3,219 $61.90 $128,760

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Puyallup

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Puyallup has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,980 in 98371 to $2,300 in 98374.

2 of the 3 are above the fair market rent for Pierce County ($2,064).

  • 98371 $1,980$2,730
  • 98372 $2,160$2,980
  • 98374 $2,300$3,170

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Puyallup when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Puyallup

HUD lists 8 buildings with rents for lower incomes in Puyallup. These are the largest.

  • Sunset Garden Apartments 201 27th Ave SE, Puyallup 98374 279 homes, 273 low-income · 1 bd: 166 · 2 bd: 113 · In service since 2002 · For older adults, people with disabilities
  • Glenbrooke Apartments 701 43rd Ave SE, Puyallup 98374 225 homes, 223 low-income · 1 bd: 54 · 2 bd: 136 · 3 bd: 35 · In service since 1999 · For families
  • Copper Valley Apartments 12111 104th Ave E, Puyallup 98374 220 homes, 217 low-income · 1 bd: 36 · 2 bd: 128 · 3 bd: 56 · In service since 2017 · For people with disabilities, families
  • South Hill Apartments 14104 Meridian E, Puyallup 98373 216 homes, 214 low-income · 1 bd: 18 · 2 bd: 123 · 3 bd: 75 · In service since 2017 · For families
  • Argus Manor 204 9th Ave SE, Puyallup 98372 61 low-income homes · For older adults (253) 848-4224

See all 108 buildings in Pierce County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Puyallup

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Pierce County; none says it serves in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Puyallup

No down payment, repair or rent-help program on our list is for Puyallup or Pierce County. The ones below are statewide in Washington: they work in Puyallup the same as in the rest of the state.

Which programs do I qualify for? All programs in Washington

  • Home Advantage Downpayment Assistance

    Statewide in Washington

    Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

  • Covenant Homeownership Program

    Statewide in Washington

    Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

  • House Key Opportunity DPA

    Statewide in Washington

    Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

Housing counselors near Puyallup

The HUD-approved agencies closest to the center of Puyallup, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Tacoma/ Pierce County Habitat for Humanity

    4824 S Tacoma Way, Tacoma · 9 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    253-627-5626x120

  • Homesight

    4219 S Othello St Ste 130B, Seattle · 25 miles away · Spanish

    Also serves in Vietnamese.

    • Pre-purchase counseling
    • Homebuyer education workshops
    (206) 760-4205

  • El Centro de la Raza

    2524 16th Ave S, Seattle · 28 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (206) 957-4634

Every agency in Pierce County All counseling agencies in Washington

Help in Spanish near Puyallup

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Puyallup

HUD’s record names them for Puyallup or Pierce County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • HA Of Pierce County Public housing and Section 8 vouchers (253) 620-5406

One other authority has an office in Pierce County: see the list Source: HUD

Cities

Other cities in Pierce County

These cities are also in Pierce County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Pierce County Housing in Washington
See 21 more cities in Pierce County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Puyallup, with the typical home value.

Neighboring counties

If Pierce County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Puyallup.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about Puyallup

Short answers with the numbers for Puyallup and all of Pierce County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Puyallup?

The typical home value in Puyallup is $551,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pierce County it is $526,600.

How much does it cost to rent in Puyallup?

Typical rent in Puyallup is $1,812 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pierce County is $2,064.

What is the FHA loan limit in Puyallup?

Puyallup uses the FHA limit for all of Pierce County (2026): $1,063,750 for a one-unit home and $2,045,700 for a four-unit home.

How much property tax do owners pay in Puyallup?

The typical homeowner in Puyallup pays $4,950 a year, according to the U.S. Census Bureau. That is 0.9% of the home’s value; in Pierce County, the rate is 0.91%.

Where can I find free help to buy or rent in Puyallup?

There is 1 HUD-approved counseling agency with an office in Pierce County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).