In Kenmore, a typical home is worth $920,800 and typical rent is $1,949 a month. Compared with all of King County, typical household income is 12% higher, the typical home value is 7% higher, and the share of households that own their home is 14 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $831,998 to $963,292.
Typical rent
$2,623a month
▲ 1.7% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $2,159 to $2,623.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Kenmore is in King County. The FHA loan limit ($1,063,750 for a one-unit home), the fair market rents and the help on this page are those of all of King County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Mountlake Terrace, the typical home value is $667,300: 28% less than in Kenmore ($920,800).
2
69% of households in Kenmore own their home, against 55% in King County.
3
According to Zillow, in the 12 months to September 2026 the typical home value in Kenmore fell 4.3%; in Washington, it fell 0.5%.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Kenmore
What homes there are in Kenmore, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Kenmore
King County
Washington
United States
Kind of home: Kenmore and its comparisons
Measure
Kenmore
King County
Washington
United States
Detached house
63%
50%
62%
61%
Attached house
4%
5%
4%
6%
Building of 2 to 4
4%
5%
6%
8%
Apartments (5 or more)
26%
38%
22%
19%
Mobile home
Unreliable estimate
1%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Kenmore, 6 in 10 homes are single-family detached houses; in King County, 5.
Year built
Before 19601960–19791980–19992000–20092010 or later
Kenmore
King County
Washington
United States
Year built: Kenmore and its comparisons
Measure
Kenmore
King County
Washington
United States
Before 1960
12%
23%
21%
26%
1960–1979
28%
23%
23%
24%
1980–1999
34%
25%
27%
25%
2000–2009
12%
13%
15%
14%
2010 or later
14%
16%
14%
11%
In Kenmore, half of the homes were built before 1985; in King County, before 1983.
There is more room for a big family here: 64% of homes have 3 bedrooms or more, against 50% in King County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K6%
$500K–$750K15%
$750K–$1M34%
$1M or more39%
Value of owner-occupied homes: Kenmore and its comparisons
Measure
Kenmore
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
6%
$500K–$750K
15%
$750K–$1M
34%
$1M or more
39%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99934%
$2,000–$2,49922%
$2,500–$2,9996%
$3,000 or more18%
Monthly rent with utilities: Kenmore and its comparisons
Measure
Kenmore
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
34%
$2,000–$2,499
22%
$2,500–$2,999
6%
$3,000 or more
18%
With a mortgage
$3,383 a month
King County: $3,273 a month
Without a mortgage
$1,196 a month
King County: $1,116 a month
Owners with a mortgage
72%
King County: 70%
In Kenmore, 72% of owners have a mortgage; their typical cost is $3,383 a month, about the same as in King County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Kenmore+61%
King County+57%
Washington+67%
United States+53%
Typical rent
Kenmore+36%
King County+30%
Washington+40%
United States+33%
Typical household income
Kenmore+27%
King County+31%
Washington+33%
United States+29%
Change since 2015–2019: Kenmore and its comparisons
Measure
Kenmore
King County
Washington
United States
Typical home value
+61%
+57%
+67%
+53%
Typical rent
+36%
+30%
+40%
+33%
Typical household income
+27%
+31%
+33%
+29%
Since 2015–2019, homes in Kenmore gained value faster than in King County: 61% against 57%.
The typical rent in Kenmore rose 36% over the same time; in King County, it rose 30%.
Housing prices ran ahead of income in Kenmore: typical income rose 27%, against +61% for home values and +36% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Kenmore and its comparisons
Measure
Kenmore
King County
Washington
United States
Rental vacancy
Unreliable estimate
5.3%
4.5%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
0.7%
0.9%
More than one person per room
Unreliable estimate
3.9%
3.5%
3.4%
People per household
2.50
2.39
2.50
2.53
Drive alone
53%
50%
63%
69%
Carpool
6%
7%
9%
9%
Public transit
6%
7%
3%
3%
Walk or bike
2%
5%
4%
3%
Work from home
33%
29%
20%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in King County, a household in Kenmore has 2.50 people on average.
Many people here do not commute at all: 33% work from home; in King County, 29%.
Do the math
What would you pay each month for a home in Kenmore?
A typical home costs more than the typical income allows
We start with a typical home in Kenmore, worth $920,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 67% of the typical household income in Kenmore, which is $139,764 a year. For that payment to be 28% of income, a household would need to earn about $332,334 a year.
The calculator's FHA and conventional loan limits are those of all of King County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Kenmore. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $32,228 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$7,754
at 7.18% · 30 years
Loan amount
$904,122
Total interest
$1,300,819
Paid off in
November 2056
Includes $15,550 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $3,261 a month
Tight
$3,261 to $4,193 a month
Hard
more than $4,193 a month
Your payment · 67%
Compared with the typical household income in Kenmore ($139,764 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$6,125
Property tax
$691
Home insurance
$384
FHA mortgage insurance (MIP)
$555
You need at least $32,228 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $7,754; principal and interest $6,125.
The city and its county
Kenmore and King County
Kenmore is in King County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Kenmore
Map of King County, Washington, with Kenmore marked. Around it, the neighboring counties.
Kenmore
King County
Other cities with a page
Kenmore's own numbers
Typical home value
$920,800
Typical monthly rent
$1,949
Typical yearly household income
$139,764
Households that own their home
69%
Effective property tax rate
0.9%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of King County
FHA limit, one-unit home
$1,063,750
Conventional limit, one unit
$1,063,750
HUD fair market rent, 2 bedrooms
$2,549
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of King County.
A typical home in Kenmore is worth $920,800: 7% above the county and 63% above Washington. With the typical household income in Kenmore ($139,764 a year), a typical home costs 6.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Kenmore6.6 years
King6.9 years
Washington5.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in King County
According to FHFA’s house price index, home prices in King County rose 101% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of King County.
Yearly change in FHFA’s price index in King County, 2016 to 2025
2016: +13.4% +13.4% 2016
2017: +12.7% +12.7% 2017
2018: +9.2% +9.2% 2018
2019: +1.8% +1.8% 2019
2020: +3.5% +3.5% 2020
2021: +11.3% +11.3% 2021
2022: +15.8% +15.8% 2022
2023: +0.2% +0.2% 2023
2024: +4.8% +4.8% 2024
2025: +0.9% +0.9% 2025
Change in FHFA’s price index in King County, Washington and the United States
Period
County
Washington
U.S.
Last year (2025)
+0.9%
+1.8%
+2.9%
5 years (2020–2025)
+37%
+44%
+47%
10 years (2015–2025)
+101%
+113%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Kenmore next to King County, Washington and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Kenmore$920,800
King$859,900
Washington$564,600
United States$332,700
Typical monthly rent
Kenmore$1,949
King$2,092
Washington$1,760
United States$1,413
Typical yearly household income
Kenmore$139,764
King$124,746
Washington$98,141
United States$80,734
See the full table
Kenmore next to King County and Washington
Measure
Kenmore
King County
Washington
U.S.
Typical home value
$920,800 ▲7% above the county
$859,900
$564,600
$332,700
Typical monthly rent
$1,949 ▼7% below the county
$2,092
$1,760
$1,413
Typical yearly household income
$139,764 ▲12% above the county
$124,746
$98,141
$80,734
Households that own their home
69% ▲14 points above the county
55%
64%
65%
Typical yearly property tax
$8,271 ▲16% above the county
$7,114
$4,556
$3,119
Effective property tax rate
0.9% ▲0.07 points above the county
0.83%
0.81%
0.94%
Renters with high rent for their income
55% ▲9 points above the county
47%
50%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below King County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Kenmore
For a typical $920,800 home in Kenmore, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kenmore's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$7,754a month
Least cash to close
Down payment
$32,228
Cash to close
$59,852
Rate
7.18%
Mortgage insurance
FHA MIP · $555
Conventional, 5% down$7,438a month
Down payment
$46,040
Cash to close
$73,664
Rate
7.18%
Mortgage insurance
PMI · $437
Conventional, 20% down, no PMI$6,065a month
Down payment
$184,160
Cash to close
$211,784
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$6,916a month
Down payment
$138,120
Cash to close
$165,744
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Kenmore
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$7,754
$32,228
$904,122
7.18%
FHA MIP · $555
$59,852
580
Conventional, 5% down
$7,438
$46,040
$874,760
7.18%
PMI · $437
$73,664
620*
Conventional, 20% down, no PMI
$6,065
$184,160
$736,640
7.18%
None
$211,784
620*
ITIN, 15% down (example)
$6,916
$138,120
$782,680
8.18%
None
$165,744
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Kenmore is $1,949 a month: 7% below the county. In Kenmore, 55% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of King County, by unit size. To pay the 2-bedroom one ($2,549 a month) without spending more than 30% of your income, you would need to earn $49.02 an hour working full time.
HUD lists one building with rents for lower incomes in Kenmore.
Heron Landing7025 NE 182nd St, Kenmore 9802851 homes, 50 low-income · 1 bd: 34 · 2 bd: 17 · In service since 2001 · For older adults, people with disabilities
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 4 HUD-approved agencies with an office in King County; 3 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Kenmore or King County. The ones below are statewide in Washington: they work in Kenmore the same as in the rest of the state.
Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer.Offered by Washington State Housing Finance Commission.
Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people.Offered by Washington State Housing Finance Commission.
Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage.Offered by Washington State Housing Finance Commission.
No legal help resource on our list is for Kenmore or King County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Kenmore and all of King County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Kenmore?
The typical home value in Kenmore is $920,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in King County it is $859,900.
How much does it cost to rent in Kenmore?
Typical rent in Kenmore is $1,949 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in King County is $2,549.
What is the FHA loan limit in Kenmore?
Kenmore uses the FHA limit for all of King County (2026): $1,063,750 for a one-unit home and $2,045,700 for a four-unit home.
How much property tax do owners pay in Kenmore?
The typical homeowner in Kenmore pays $8,271 a year, according to the U.S. Census Bureau. That is 0.9% of the home’s value; in King County, the rate is 0.83%.
Where can I find free help to buy or rent in Kenmore?
There are 4 HUD-approved counseling agencies with an office in King County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
