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City · 39,591 residents · King County, Washington

Issaquah , Washington

In Issaquah, a typical home is worth $963,000 and typical rent is $2,590 a month. Compared with all of King County, typical household income is 24% higher and typical rent is 24% higher.

Issaquah in numbers

  • Typical home value

    $963,000

    12% above the county

    71% above Washington

    • Issaquah
    • King
    • Washington
  • Typical rent

    $2,590a month

    24% above the county

    47% above Washington

    • Issaquah
    • King
    • Washington
  • Typical household income

    $154,669a year

    24% above the county

    58% above Washington

    • Issaquah
    • King
    • Washington
  • Households that own their home

    57%

    2 points above the county

    6 points below Washington

    • Issaquah
    • King
    • Washington

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$1,090,122
2.9% less than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $954,275 to $1,090,122.
Typical rent
$2,929 a month
2.6% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $2,478 to $2,929.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Issaquah is in King County. The FHA loan limit ($1,063,750 for a one-unit home), the fair market rents and the help on this page are those of all of King County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Issaquah apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Renton, the typical home value is $672,600: 30% less than in Issaquah ($963,000).

  2. Issaquah has the 10th highest typical rent of the 190 cities in Washington with more than 5,000 people ($2,590).

  3. Nearby, in Renton, the typical rent is $1,998: 23% less than in Issaquah ($2,590).

  4. The typical household income in Issaquah is $154,669, 24% more than in King County as a whole ($124,746).

  5. Issaquah has the 16th highest typical home value of the 191 cities in Washington with more than 5,000 people ($963,000).

  6. Issaquah has the 17th smallest share of rent-burdened renters of the 172 cities in Washington with more than 5,000 people (39%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Issaquah

What homes there are in Issaquah, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Issaquah and its comparisons
MeasureIssaquahKing CountyWashingtonUnited States
Detached house 35%50%62%61%
Attached house 15%5%4%6%
Building of 2 to 4 7%5%6%8%
Apartments (5 or more) 43%38%22%19%
Mobile home Unreliable estimate1%6%6%
Boat, RV and other Unreliable estimate0%0%0%

Many people here live in apartments: 4 in 10 homes; in King County, 4.

Year built
Year built: Issaquah and its comparisons
MeasureIssaquahKing CountyWashingtonUnited States
Before 1960 4%23%21%26%
1960–1979 13%23%23%24%
1980–1999 25%25%27%25%
2000–2009 33%13%15%14%
2010 or later 25%16%14%11%

The typical home in Issaquah was built in 2002, 19 years after the typical one in King County.

In Issaquah, 48% of homes have 3 bedrooms or more, about the same as in King County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Issaquah and its comparisons
MeasureIssaquah
Under $100K Unreliable estimate
$100K–$200K Unreliable estimate
$200K–$300K Unreliable estimate
$300K–$500K 11%
$500K–$750K 16%
$750K–$1M 20%
$1M or more 47%
Monthly rent with utilities
Monthly rent with utilities: Issaquah and its comparisons
MeasureIssaquah
Under $500 Unreliable estimate
$500–$999 Unreliable estimate
$1,000–$1,499 Unreliable estimate
$1,500–$1,999 9%
$2,000–$2,499 30%
$2,500–$2,999 22%
$3,000 or more 32%

With a mortgage

$3,634 a month

King County: $3,273 a month

Without a mortgage

$1,223 a month

King County: $1,116 a month

Owners with a mortgage

72%

King County: 70%

The typical cost for an owner with a mortgage in Issaquah is $3,634 a month, more than in King County ($3,273); without one, $1,223.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Issaquah and its comparisons
MeasureIssaquahKing CountyWashingtonUnited States
Typical home value +50%+57%+67%+53%
Typical rent +31%+30%+40%+33%
Typical household income +41%+31%+33%+29%

The typical home value in Issaquah rose 50% since 2015–2019, less than in King County (57%).

Much as in King County, the typical rent in Issaquah rose 31% since 2015–2019.

To compare: typical income in Issaquah rose 41%; the home, +50%; the rent, +31%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Issaquah and its comparisons
MeasureIssaquahKing CountyWashingtonUnited States
Rental vacancy Unreliable estimate5.3%4.5%5.5%
Homeowner vacancy Unreliable estimate0.7%0.7%0.9%
More than one person per room Unreliable estimate3.9%3.5%3.4%
People per household 2.352.392.502.53
Drive alone 49%50%63%69%
Carpool 6%7%9%9%
Public transit 3%7%3%3%
Walk or bike 2%5%4%3%
Work from home 39%29%20%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in King County, a household in Issaquah has 2.35 people on average.

In Issaquah, 39% of workers work from home, more than in King County (29%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Issaquah?

A typical home costs more than the typical income allows

We start with a typical home in Issaquah, worth $963,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 62% of the typical household income in Issaquah, which is $154,669 a year. For that payment to be 28% of income, a household would need to earn about $342,750 a year.

The calculator's FHA and conventional loan limits are those of all of King County.

Your numbers

Local data
$

Starts at the typical home value in Issaquah. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $33,705 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$7,998

at 7.18% · 30 years

Loan amount
$945,558
Total interest
$1,360,436
Paid off in
November 2056

Includes $16,263 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,609 a month

  • Tight

    $3,609 to $4,640 a month

  • Hard

    more than $4,640 a month

    Your payment · 62%

Compared with the typical household income in Issaquah ($154,669 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$7,998
Monthly payment breakdown
Principal & interest$6,406
Property tax$610
Home insurance$401
FHA mortgage insurance (MIP)$581

You need at least $33,705 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $7,998; principal and interest $6,406.

The city and its county

Issaquah and King County

Issaquah is in King County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of King County, Washington, with Issaquah marked. Around it, the neighboring counties.

Issaquah's own numbers

Typical home value
$963,000
Typical monthly rent
$2,590
Typical yearly household income
$154,669
Households that own their home
57%
Effective property tax rate
0.76%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of King County

FHA limit, one-unit home
$1,063,750
Conventional limit, one unit
$1,063,750
HUD fair market rent, 2 bedrooms
$2,549
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of King County.

Everything about King County

Buying

Buying a home in Issaquah

A typical home in Issaquah is worth $963,000: 12% above the county and 71% above Washington. With the typical household income in Issaquah ($154,669 a year), a typical home costs 6.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Issaquah 6.2 years
  • King 6.9 years
  • Washington 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in King County

According to FHFA’s house price index, home prices in King County rose 101% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of King County.

Yearly change in FHFA’s price index in King County, 2016 to 2025
  1. 2020: +3.5%
  2. 2021: +11.3%
  3. 2022: +15.8%
  4. 2023: +0.2%
  5. 2024: +4.8%
  6. 2025: +0.9%
Change in FHFA’s price index in King County, Washington and the United States
Period County Washington U.S.
Last year (2025) +0.9% +1.8% +2.9%
5 years (2020–2025) +37% +44% +47%
10 years (2015–2025) +101% +113% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Issaquah next to King County, Washington and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Issaquah $963,000
  • King $859,900
  • Washington $564,600
  • United States $332,700
Typical monthly rent
  • Issaquah $2,590
  • King $2,092
  • Washington $1,760
  • United States $1,413
Typical yearly household income
  • Issaquah $154,669
  • King $124,746
  • Washington $98,141
  • United States $80,734
See the full table
Issaquah next to King County and Washington
Measure Issaquah King County Washington U.S.
Typical home value $963,000 12% above the county $859,900 $564,600 $332,700
Typical monthly rent $2,590 24% above the county $2,092 $1,760 $1,413
Typical yearly household income $154,669 24% above the county $124,746 $98,141 $80,734
Households that own their home 57% 2 points above the county 55% 64% 65%
Typical yearly property tax $7,312 3% above the county $7,114 $4,556 $3,119
Effective property tax rate 0.76% 0.07 points below the county 0.83% 0.81% 0.94%
Renters with high rent for their income 39% 7 points below the county 47% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below King County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Issaquah

For a typical $963,000 home in Issaquah, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Issaquah's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $7,997a month

    Least cash to close
    Down payment
    $33,705
    Cash to close
    $62,595
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $581
  • Conventional, 5% down $7,666a month

    Down payment
    $48,150
    Cash to close
    $77,040
    Rate
    7.18%
    Mortgage insurance
    PMI · $457
  • Conventional, 20% down, no PMI $6,230a month

    Down payment
    $192,600
    Cash to close
    $221,490
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $7,120a month

    Down payment
    $144,450
    Cash to close
    $173,340
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Issaquah and for King County.

Property tax

Effective rate in Issaquah

0.76%of the home’s value each year

$7,312 a year for the typical owner in Issaquah.

  • Issaquah 0.76%
  • King 0.83%
  • Washington 0.81%

What Washington publishes Exemption for people 61 and older or with disabilities (Washington State Department of Revenue)

Exemptions and deadlines in Washington

Flood risk in King County

FEMA does not publish these numbers by city: they are for all of King County.

Homes in the high-risk zone
1%
5,797
Of those, with NFIP insurance
44%
Homes in the high-risk zone and with NFIP insurance: King County, Washington and the U.S.
Measure County Washington U.S.
Homes in the high-risk zone 1% 1.6% 3.5%
Of those, with NFIP insurance 44% 40% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Issaquah

Typical rent in Issaquah is $2,590 a month: 24% above the county. In Issaquah, 39% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of King County, by unit size. To pay the 2-bedroom one ($2,549 a month) without spending more than 30% of your income, you would need to earn $49.02 an hour working full time.

HUD fair market rent for all of King County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in King County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $2,091 $40.21 $83,640
1 bedroom $2,180 $41.92 $87,200
2 bedrooms $2,549 $49.02 $101,960
3 bedrooms $3,324 $63.92 $132,960
4 bedrooms $3,954 $76.04 $158,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Issaquah

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Issaquah has 2 ZIP codes with their own.

For 2 bedrooms it runs from $2,950 in 98027 to $3,310 in 98029.

2 of the 2 are above the fair market rent for King County ($2,549).

  • 98027 $2,950$3,850
  • 98029 $3,310$4,320

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Issaquah when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Issaquah

HUD lists 5 buildings with rents for lower incomes in Issaquah. These are the largest.

  • YWCA Family Village at Issaquah - Phase I 930 NE High St, Issaquah 98029 98 homes, 97 low-income · Studio: 6 · 1 bd: 33 · 2 bd: 39 · 3 bd: 20 · In service since 2012 · For people with disabilities, families
  • Hutchison House 105 Mt Park Blvd SW, Issaquah 98027 90 low-income homes · For older adults (425) 562-1200
  • Discovery Heights 942 NE Discovery Dr, Issaquah 98029 118 homes, 51 low-income · 1 bd: 41 · 2 bd: 48 · 3 bd: 29 · In service since 2012 · For people with disabilities
  • Lauren Heights Family Apartments 1660 24th Pl NE, Issaquah 98029 51 homes, 50 low-income · 2 bd: 34 · 3 bd: 16 · In service since 2007 · For people with disabilities, families, people experiencing homelessness
  • Rose Crest at Talus 341 Shangrila Way NW, Issaquah 98027 51 homes, 50 low-income · 1 bd: 5 · 2 bd: 10 · 3 bd: 26 · 4 bd: 10 · In service since 2006 · For people with disabilities, families, people experiencing homelessness

See all 601 buildings in King County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Issaquah

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in King County; 3 say they serve in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Issaquah

No down payment, repair or rent-help program on our list is for Issaquah or King County. The ones below are statewide in Washington: they work in Issaquah the same as in the rest of the state.

  • Home Advantage Downpayment Assistance

    Statewide in Washington

    Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer. Offered by Washington State Housing Finance Commission.

  • Covenant Homeownership Program

    Statewide in Washington

    Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people. Offered by Washington State Housing Finance Commission.

  • House Key Opportunity DPA

    Statewide in Washington

    Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage. Offered by Washington State Housing Finance Commission.

Housing counselors near Issaquah

The HUD-approved agencies closest to the center of Issaquah, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Homesight

    4219 S Othello St Ste 130B, Seattle · 10 miles away · Spanish

    Also serves in Vietnamese.

    • Pre-purchase counseling
    • Homebuyer education workshops
  • El Centro de la Raza

    2524 16th Ave S, Seattle · 12 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
  • Urban League of Metropolitan Seattle

    105 14th Ave Ste 200, Seattle · 13 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more

Every agency in King County All counseling agencies in Washington

Help in Spanish near Issaquah

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Issaquah

HUD’s record names them for Issaquah or King County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Ha of King County Public housing and Section 8 vouchers (206) 574-1100

2 other authorities have an office in King County: see the list Source: HUD

Cities

Other cities in King County

These cities are also in King County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 28 more cities in King County, with prices and rents

Questions

Housing questions about Issaquah

Short answers with the numbers for Issaquah and all of King County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Issaquah?

The typical home value in Issaquah is $963,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in King County it is $859,900.

How much does it cost to rent in Issaquah?

Typical rent in Issaquah is $2,590 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in King County is $2,549.

What is the FHA loan limit in Issaquah?

Issaquah uses the FHA limit for all of King County (2026): $1,063,750 for a one-unit home and $2,045,700 for a four-unit home.

How much property tax do owners pay in Issaquah?

The typical homeowner in Issaquah pays $7,312 a year, according to the U.S. Census Bureau. That is 0.76% of the home’s value; in King County, the rate is 0.83%.

Where can I find free help to buy or rent in Issaquah?

There are 4 HUD-approved counseling agencies with an office in King County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).