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City · 49,610 residents · King County, Washington

Bothell , Washington

In Bothell, a typical home is worth $925,100 and typical rent is $2,346 a month. Compared with all of King County, typical household income is 13% higher, typical rent is 12% higher, and the share of households that own their home is 10 points higher.

Bothell in numbers

  • Typical home value

    $925,100

    8% above the county

    64% above Washington

    • Bothell
    • King
    • Washington
  • Typical rent

    $2,346a month

    12% above the county

    33% above Washington

    • Bothell
    • King
    • Washington
  • Typical household income

    $140,427a year

    13% above the county

    43% above Washington

    • Bothell
    • King
    • Washington
  • Households that own their home

    66%

    10 points above the county

    2 points above Washington

    • Bothell
    • King
    • Washington

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$979,439
5.6% less than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $850,811 to $979,439.
Typical rent
$2,523 a month
2% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $2,157 to $2,523.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Bothell is in King County. The FHA loan limit ($1,063,750 for a one-unit home), the fair market rents and the help on this page are those of all of King County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bothell apart

What this place has that others do not, from public data, most unusual first.

  1. According to Zillow, in the 12 months to September 2026 the typical home value in Bothell fell 5.6%; in Washington, it fell 0.5%.

  2. Nearby, in Kenmore, the typical rent is $1,949: 17% less than in Bothell ($2,346).

  3. 66% of households in Bothell own their home, against 55% in King County.

Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data

The homes here

Housing in Bothell

What homes there are in Bothell, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Bothell and its comparisons
MeasureBothellKing CountyWashingtonUnited States
Detached house 54%50%62%61%
Attached house 6%5%4%6%
Building of 2 to 4 5%5%6%8%
Apartments (5 or more) 29%38%22%19%
Mobile home 6%1%6%6%
Boat, RV and other Unreliable estimate0%0%0%

The detached house rules in Bothell: 54% of homes, more than in King County (50%).

In Bothell there are many mobile homes: 6% of homes; in King County, 1%.

Year built
Year built: Bothell and its comparisons
MeasureBothellKing CountyWashingtonUnited States
Before 1960 5%23%21%26%
1960–1979 22%23%23%24%
1980–1999 34%25%27%25%
2000–2009 15%13%15%14%
2010 or later 24%16%14%11%

Here half of the homes date from 1992 or later; in King County, from 1983 or later.

In Bothell, 60% of homes have 3 bedrooms or more, more than in King County (50%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Bothell and its comparisons
MeasureBothell
Under $100K 4%
$100K–$200K Unreliable estimate
$200K–$300K 2%
$300K–$500K 10%
$500K–$750K 14%
$750K–$1M 26%
$1M or more 42%
Monthly rent with utilities
Monthly rent with utilities: Bothell and its comparisons
MeasureBothell
Under $500 Unreliable estimate
$500–$999 Unreliable estimate
$1,000–$1,499 6%
$1,500–$1,999 20%
$2,000–$2,499 33%
$2,500–$2,999 20%
$3,000 or more 20%

With a mortgage

$3,363 a month

King County: $3,273 a month

Without a mortgage

$1,012 a month

King County: $1,116 a month

Owners with a mortgage

71%

King County: 70%

In Bothell, 71% of owners have a mortgage; their typical cost is $3,363 a month, about the same as in King County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Bothell and its comparisons
MeasureBothellKing CountyWashingtonUnited States
Typical home value +74%+57%+67%+53%
Typical rent +37%+30%+40%+33%
Typical household income +41%+31%+33%+29%

From 2015–2019 to 2020–2024, the typical home value in Bothell rose 74%; in King County, it rose 57%.

The typical rent in Bothell rose 37% over the same time; in King County, it rose 30%.

While home values in Bothell changed +74% and rent +37%, the typical household income rose 41%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Bothell and its comparisons
MeasureBothellKing CountyWashingtonUnited States
Rental vacancy 6.4%5.3%4.5%5.5%
Homeowner vacancy Unreliable estimate0.7%0.7%0.9%
More than one person per room 1.7%3.9%3.5%3.4%
People per household 2.522.392.502.53
Drive alone 54%50%63%69%
Carpool 7%7%9%9%
Public transit 3%7%3%3%
Walk or bike 1%5%4%3%
Work from home 33%29%20%15%
Other means 1%1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

In Bothell, the rental vacancy rate is 6.4%; in King County, 5.3%.

In Bothell, 1.7% of households live with more than one person per room, against 3.9% in King County.

Households in Bothell are bigger: 2.52 people on average; in King County, 2.39.

In Bothell, 33% of workers work from home, more than in King County (29%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bothell?

A typical home costs more than the typical income allows

We start with a typical home in Bothell, worth $925,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 66% of the typical household income in Bothell, which is $140,427 a year. For that payment to be 28% of income, a household would need to earn about $330,252 a year.

The calculator's FHA and conventional loan limits are those of all of King County.

Your numbers

Local data
$

Starts at the typical home value in Bothell. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $32,379 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$7,706

at 7.18% · 30 years

Loan amount
$908,344
Total interest
$1,306,893
Paid off in
November 2056

Includes $15,623 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,277 a month

  • Tight

    $3,277 to $4,213 a month

  • Hard

    more than $4,213 a month

    Your payment · 66%

Compared with the typical household income in Bothell ($140,427 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$7,706
Monthly payment breakdown
Principal & interest$6,153
Property tax$609
Home insurance$386
FHA mortgage insurance (MIP)$558

You need at least $32,379 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $7,706; principal and interest $6,153.

The city and its county

Bothell and King County

Bothell is in King County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of King County, Washington, with Bothell marked. Around it, the neighboring counties.

Bothell's own numbers

Typical home value
$925,100
Typical monthly rent
$2,346
Typical yearly household income
$140,427
Households that own their home
66%
Effective property tax rate
0.79%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of King County

FHA limit, one-unit home
$1,063,750
Conventional limit, one unit
$1,063,750
HUD fair market rent, 2 bedrooms
$2,549
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of King County.

Everything about King County

Buying

Buying a home in Bothell

A typical home in Bothell is worth $925,100: 8% above the county and 64% above Washington. With the typical household income in Bothell ($140,427 a year), a typical home costs 6.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bothell 6.6 years
  • King 6.9 years
  • Washington 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in King County

According to FHFA’s house price index, home prices in King County rose 101% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of King County.

Yearly change in FHFA’s price index in King County, 2016 to 2025
  1. 2020: +3.5%
  2. 2021: +11.3%
  3. 2022: +15.8%
  4. 2023: +0.2%
  5. 2024: +4.8%
  6. 2025: +0.9%
Change in FHFA’s price index in King County, Washington and the United States
Period County Washington U.S.
Last year (2025) +0.9% +1.8% +2.9%
5 years (2020–2025) +37% +44% +47%
10 years (2015–2025) +101% +113% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bothell next to King County, Washington and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bothell $925,100
  • King $859,900
  • Washington $564,600
  • United States $332,700
Typical monthly rent
  • Bothell $2,346
  • King $2,092
  • Washington $1,760
  • United States $1,413
Typical yearly household income
  • Bothell $140,427
  • King $124,746
  • Washington $98,141
  • United States $80,734
See the full table
Bothell next to King County and Washington
Measure Bothell King County Washington U.S.
Typical home value $925,100 8% above the county $859,900 $564,600 $332,700
Typical monthly rent $2,346 12% above the county $2,092 $1,760 $1,413
Typical yearly household income $140,427 13% above the county $124,746 $98,141 $80,734
Households that own their home 66% 10 points above the county 55% 64% 65%
Typical yearly property tax $7,312 3% above the county $7,114 $4,556 $3,119
Effective property tax rate 0.79% 0.04 points below the county 0.83% 0.81% 0.94%
Renters with high rent for their income 51% 4 points above the county 47% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below King County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bothell

For a typical $925,100 home in Bothell, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bothell's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $7,706a month

    Least cash to close
    Down payment
    $32,379
    Cash to close
    $60,132
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $558
  • Conventional, 5% down $7,388a month

    Down payment
    $46,255
    Cash to close
    $74,008
    Rate
    7.18%
    Mortgage insurance
    PMI · $439
  • Conventional, 20% down, no PMI $6,008a month

    Down payment
    $185,020
    Cash to close
    $212,773
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $6,863a month

    Down payment
    $138,765
    Cash to close
    $166,518
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bothell and for King County.

Property tax

Effective rate in Bothell

0.79%of the home’s value each year

$7,312 a year for the typical owner in Bothell.

  • Bothell 0.79%
  • King 0.83%
  • Washington 0.81%

What Washington publishes Exemption for people 61 and older or with disabilities (Washington State Department of Revenue)

Exemptions and deadlines in Washington

Flood risk in King County

FEMA does not publish these numbers by city: they are for all of King County.

Homes in the high-risk zone
1%
5,797
Of those, with NFIP insurance
44%
Homes in the high-risk zone and with NFIP insurance: King County, Washington and the U.S.
Measure County Washington U.S.
Homes in the high-risk zone 1% 1.6% 3.5%
Of those, with NFIP insurance 44% 40% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bothell

Typical rent in Bothell is $2,346 a month: 12% above the county. In Bothell, 51% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of King County, by unit size. To pay the 2-bedroom one ($2,549 a month) without spending more than 30% of your income, you would need to earn $49.02 an hour working full time.

HUD fair market rent for all of King County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in King County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $2,091 $40.21 $83,640
1 bedroom $2,180 $41.92 $87,200
2 bedrooms $2,549 $49.02 $101,960
3 bedrooms $3,324 $63.92 $132,960
4 bedrooms $3,954 $76.04 $158,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bothell

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bothell has 2 ZIP codes with their own.

For 2 bedrooms it runs from $2,750 in 98011 to $3,170 in 98021.

2 of the 2 are above the fair market rent for King County ($2,549).

  • 98011 $2,750$3,590
  • 98021 $3,170$4,130

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bothell when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Bothell

HUD lists 2 buildings with rents for lower incomes in Bothell. These are the largest.

  • Heritage Park 9838 NE 190th St, Bothell 98011 77 homes, 76 low-income · 1 bd: 20 · 2 bd: 47 · 3 bd: 10 · In service since 1999
  • Boulevard Place 9920 Main St, Bothell 98011 58 low-income homes · 1 bd: 184 · 2 bd: 107 · In service since 2019 · For older adults, people with disabilities

See all 601 buildings in King County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Bothell

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in King County; 3 say they serve in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Bothell

No down payment, repair or rent-help program on our list is for Bothell or King County. The ones below are statewide in Washington: they work in Bothell the same as in the rest of the state.

  • Home Advantage Downpayment Assistance

    Statewide in Washington

    Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer. Offered by Washington State Housing Finance Commission.

  • Covenant Homeownership Program

    Statewide in Washington

    Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people. Offered by Washington State Housing Finance Commission.

  • House Key Opportunity DPA

    Statewide in Washington

    Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage. Offered by Washington State Housing Finance Commission.

Housing counselors near Bothell

The HUD-approved agencies closest to the center of Bothell, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Parkview Services

    4720 200th St SW Ste 200, Lynnwood · 5 miles away · Spanish

    Also serves in Cantonese, Mandarin Chinese, and other languages.

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 2 more
  • Urban League of Metropolitan Seattle

    105 14th Ave Ste 200, Seattle · 13 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
  • Credit.org - Seattle Branch

    450 Alaskan Way S, Seattle · 14 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more

Every agency in King County All counseling agencies in Washington

Help in Spanish near Bothell

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bothell

HUD’s record names them for Bothell or King County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Ha of King County Public housing and Section 8 vouchers (206) 574-1100

2 other authorities have an office in King County: see the list Source: HUD

Cities

Other cities in King County

These cities are also in King County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 28 more cities in King County, with prices and rents

Questions

Housing questions about Bothell

Short answers with the numbers for Bothell and all of King County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bothell?

The typical home value in Bothell is $925,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in King County it is $859,900.

How much does it cost to rent in Bothell?

Typical rent in Bothell is $2,346 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in King County is $2,549.

What is the FHA loan limit in Bothell?

Bothell uses the FHA limit for all of King County (2026): $1,063,750 for a one-unit home and $2,045,700 for a four-unit home.

How much property tax do owners pay in Bothell?

The typical homeowner in Bothell pays $7,312 a year, according to the U.S. Census Bureau. That is 0.79% of the home’s value; in King County, the rate is 0.83%.

Where can I find free help to buy or rent in Bothell?

There are 4 HUD-approved counseling agencies with an office in King County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).