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City · 8,283 residents · Montgomery County, Pennsylvania

Hatboro , Pennsylvania

In Hatboro, a typical home is worth $351,000 and typical rent is $1,911 a month. Compared with all of Montgomery County, the typical home value is 20% lower, typical rent is 14% higher, and the share of households that own their home is 13 points lower.

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  • Typical home value

    $351,000

    20% below the county

    38% above Pennsylvania

    • Hatboro
    • Montgomery
    • Pennsylvania

  • Typical rent

    $1,911a month

    14% above the county

    58% above Pennsylvania

    • Hatboro
    • Montgomery
    • Pennsylvania

  • Typical household income

    $112,565a year

    About the same as the county

    44% above Pennsylvania

    • Hatboro
    • Montgomery
    • Pennsylvania

  • Households that own their home

    58%

    13 points below the county

    11 points below Pennsylvania

    • Hatboro
    • Montgomery
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$445,171
2.5% more than 12 months ago
Typical rent
$2,099 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Hatboro is in Montgomery County. The FHA loan limit ($630,200 for a one-unit home), the fair market rents and the help on this page are those of all of Montgomery County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Hatboro apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Horsham, the typical rent is $1,446: 24% less than in Hatboro ($1,911).

  2. 58% of households in Hatboro own their home, against 71% in Montgomery County.

  3. The typical home in Hatboro is worth $351,000, 20% less than in Montgomery County as a whole ($436,700).

  4. Hatboro has the 21st highest typical rent of the 265 cities in Pennsylvania with more than 5,000 people ($1,911).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Hatboro

What homes there are in Hatboro, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Hatboro; the largest group, detached houses, adds up to 43%, less than in Montgomery County (53%).

Year built

The typical home in Hatboro was built in 1957, 14 years before the typical one in Montgomery County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,162 a month

Montgomery County: $2,441 a month

Without a mortgage

$707 a month

Montgomery County: $936 a month

Owners with a mortgage

79%

Montgomery County: 66%

The typical cost for an owner with a mortgage in Hatboro is $2,162 a month, less than in Montgomery County ($2,441); without one, $707.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Hatboro rose 34% since 2015–2019, less than in Montgomery County (38%).

Since 2015–2019, the typical rent in Hatboro rose 42%, more than in Montgomery County (30%).

Here income gained ground: typical income rose 56%, against +34% for home values and +42% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHatboroMontgomery CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate5.5%4.9%5.5%
Homeowner vacancy Unreliable estimate0.8%0.8%0.9%
More than one person per room Unreliable estimate1.8%1.6%3.4%
People per household 2.612.522.392.53
Drive alone 67%64%68%69%
Carpool 9%6%8%9%
Public transit Unreliable estimate3%4%3%
Walk or bike Unreliable estimate2%4%3%
Work from home 15%23%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Hatboro has 2.61 people on average, about the same as in Montgomery County (2.52).

To get to work, 67% of workers in Hatboro drive alone; in Montgomery County, 64%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Hatboro?

A typical home is tight for the typical income

We start with a typical home in Hatboro, worth $351,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Hatboro, which is $112,565 a year. For that payment to be 28% of income, a household would need to earn about $130,656 a year.

The calculator's FHA and conventional loan limits are those of all of Montgomery County.

Your numbers

Local data
$

Starts at the typical home value in Hatboro. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,285 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,049

at 7.18% · 30 years

Loan amount
$344,643
Total interest
$495,860
Paid off in
November 2056

Includes $5,928 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,627 a month

  • Tight

    $2,627 to $3,377 a month

    Your payment · 33%

  • Hard

    more than $3,377 a month

Compared with the typical household income in Hatboro ($112,565 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,049
Principal & interest$2,335
Property tax$412
Home insurance$146
FHA mortgage insurance (MIP)$155

You need at least $12,285 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Hatboro and Montgomery County

Hatboro is in Montgomery County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Hatboro's own numbers

Typical home value
$351,000
Typical monthly rent
$1,911
Typical yearly household income
$112,565
Households that own their home
58%
Effective property tax rate
1.41%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Montgomery County

FHA limit, one-unit home
$630,200
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,860
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
0.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Montgomery County.

Everything about Montgomery County

Buying

Buying a home in Hatboro

A typical home in Hatboro is worth $351,000: 20% below the county and 38% above Pennsylvania. With the typical household income in Hatboro ($112,565 a year), a typical home costs 3.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Hatboro 3.1 years
  • Montgomery 3.8 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Montgomery County

According to FHFA’s house price index, home prices in Montgomery County rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Montgomery County.

Period County Pennsylvania U.S.
Last year (2025) +4.6% +4.7% +2.9%
5 years (2020–2025) +52% +48% +47%
10 years (2015–2025) +77% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Hatboro next to Montgomery County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Hatboro $351,000
  • Montgomery $436,700
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Hatboro $1,911
  • Montgomery $1,683
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Hatboro $112,565
  • Montgomery $113,915
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Hatboro next to Montgomery County and Pennsylvania
Measure Hatboro Montgomery County Pennsylvania U.S.
Typical home value $351,000 $436,700 $254,500 $332,700
Typical monthly rent $1,911 $1,683 $1,209 $1,413
Typical yearly household income $112,565 $113,915 $77,971 $80,734
Households that own their home 58% 71% 69% 65%
Typical yearly property tax $4,937 $5,875 $3,311 $3,119
Effective property tax rate 1.41% 1.35% 1.3% 0.94%
Renters with high rent for their income 40% 49% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Montgomery County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Hatboro

For a typical $351,000 home in Hatboro, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hatboro's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,049a month

    Least cash to close
    Down payment
    $12,285
    Cash to close
    $22,815
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $155

  • Conventional, 5% down $2,984a month

    Down payment
    $17,550
    Cash to close
    $28,080
    Rate
    7.18%
    Mortgage insurance
    PMI · $167

  • Conventional, 20% down, no PMI $2,461a month

    Down payment
    $70,200
    Cash to close
    $80,730
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,785a month

    Down payment
    $52,650
    Cash to close
    $63,180
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Hatboro and for Montgomery County.

Property tax

Effective rate in Hatboro

1.41%of the home’s value each year

$4,937 a year for the typical owner in Hatboro.

  • Hatboro 1.41%
  • Montgomery 1.35%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Montgomery County

FEMA does not publish these numbers by city: they are for all of Montgomery County.

Homes in the high-risk zone
0.9%
2,407
Of those, with NFIP insurance
47%
County Pennsylvania U.S.
Homes in the high-risk zone 0.9% 2% 3.5%
Of those, with NFIP insurance 47% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Hatboro

Typical rent in Hatboro is $1,911 a month: 14% above the county. In Hatboro, 40% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Montgomery County, by unit size. To pay the 2-bedroom one ($1,860 a month) without spending more than 30% of your income, you would need to earn $35.77 an hour working full time.

HUD fair market rent for all of Montgomery County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,438 $27.65 $57,520
1 bedroom $1,558 $29.96 $62,320
2 bedrooms $1,860 $35.77 $74,400
3 bedrooms $2,216 $42.62 $88,640
4 bedrooms $2,445 $47.02 $97,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Hatboro

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hatboro is in ZIP code 19040.

For 2 bedrooms it is $2,170: $310 more than the fair market rent for Montgomery County ($1,860).

  • 19040 $2,170$2,590

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hatboro when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Hatboro

HUD lists one building with rents for lower incomes in Hatboro.

  • Moreland Towers 36 E Moreland Ave, Hatboro 19040 138 homes, 137 low-income · For older adults (215) 674-5058

See all 58 buildings in Montgomery County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Hatboro

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Montgomery County; 1 says it serves in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Hatboro

No down payment, repair or rent-help program on our list is for Hatboro or Montgomery County. The ones below are statewide in Pennsylvania: they work in Hatboro the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Hatboro

The HUD-approved agencies closest to the center of Hatboro, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Bucks County Housing Group

    626 Jacksonville Rd, Warminster · 5 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (215) 394-8259

  • Credit Counseling Center DBA myWaypoint

    832 Second Street Pike, Richboro · 5 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (215) 348-8003

  • CCCS of Delaware Valley, Inc. DBA Clarifi

    101 Greenwood Avenue, Jenkintown · 6 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (800) 989-2227

Every agency in Montgomery County All counseling agencies in Pennsylvania

Help in Spanish near Hatboro

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Hatboro

HUD’s record names them for Hatboro or Montgomery County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Montgomery County Housing Authority Public housing and Section 8 vouchers (610) 275-5720

All housing agencies in Pennsylvania Source: HUD

Cities

Other cities in Montgomery County

These cities are also in Montgomery County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Montgomery County Housing in Pennsylvania
See 20 more cities in Montgomery County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Hatboro, with the typical home value.

Neighboring counties

If Montgomery County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Hatboro.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Hatboro

Short answers with the numbers for Hatboro and all of Montgomery County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Hatboro?

The typical home value in Hatboro is $351,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Montgomery County it is $436,700.

How much does it cost to rent in Hatboro?

Typical rent in Hatboro is $1,911 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Montgomery County is $1,860.

What is the FHA loan limit in Hatboro?

Hatboro uses the FHA limit for all of Montgomery County (2026): $630,200 for a one-unit home and $1,211,950 for a four-unit home.

How much property tax do owners pay in Hatboro?

The typical homeowner in Hatboro pays $4,937 a year, according to the U.S. Census Bureau. That is 1.41% of the home’s value; in Montgomery County, the rate is 1.35%.

Where can I find free help to buy or rent in Hatboro?

There are 2 HUD-approved counseling agencies with an office in Montgomery County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).