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City · 9,902 residents · Bucks County, Pennsylvania

Bristol , Pennsylvania

In Bristol, a typical home is worth $271,100 and typical rent is $1,409 a month. Compared with all of Bucks County, the typical home value is 39% lower, typical household income is 34% lower, and the share of households that own their home is 17 points lower.

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  • Typical home value

    $271,100

    39% below the county

    7% above Pennsylvania

    • Bristol
    • Bucks
    • Pennsylvania

  • Typical rent

    $1,409a month

    12% below the county

    17% above Pennsylvania

    • Bristol
    • Bucks
    • Pennsylvania

  • Typical household income

    $76,042a year

    34% below the county

    2% below Pennsylvania

    • Bristol
    • Bucks
    • Pennsylvania

  • Households that own their home

    61%

    17 points below the county

    8 points below Pennsylvania

    • Bristol
    • Bucks
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$341,294
2.3% more than 12 months ago
Typical rent
$1,996 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Bristol is in Bucks County. The FHA loan limit ($630,200 for a one-unit home), the fair market rents and the help on this page are those of all of Bucks County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bristol apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Bristol is worth $271,100, 39% less than in Bucks County as a whole ($445,700).

  2. 61% of households in Bristol own their home, against 78% in Bucks County.

  3. The typical household income in Bristol is $76,042, 34% less than in Bucks County as a whole ($114,764).

  4. Nearby, in Morrisville, the typical rent is $1,044: 26% less than in Bristol ($1,409).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Bristol

What homes there are in Bristol, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Bristol; the largest group, attached houses (townhouses), adds up to 47%, against 16% in Bucks County.

Year built

The typical home in Bristol was built before 1940, the oldest group the Census tells apart; 75% of homes date from before 1960.

There are fewer big homes in Bristol than in Bucks County: 60% have 3 bedrooms or more, against 71%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,923 a month

Bucks County: $2,436 a month

Without a mortgage

$693 a month

Bucks County: $938 a month

Owners with a mortgage

72%

Bucks County: 64%

In Bristol, 72% of owners have a mortgage, and their typical cost is $1,923 a month, against $2,436 in Bucks County. Without one it drops to $693.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Bristol rose 55%; in Bucks County, it rose 35%.

Since 2015–2019, the typical rent in Bristol rose 37%, more than in Bucks County (31%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBristolBucks CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate3.1%4.9%5.5%
Homeowner vacancy Unreliable estimate0.4%0.8%0.9%
More than one person per room Unreliable estimate1.6%1.6%3.4%
People per household 2.462.562.392.53
Drive alone 65%70%68%69%
Carpool 16%6%8%9%
Public transit Unreliable estimate2%4%3%
Walk or bike Unreliable estimate1%4%3%
Work from home 11%20%16%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Bristol look like those in Bucks County: 2.46 people on average.

Carpooling is common in Bristol: 16% of workers get to work that way, against 6% in Bucks County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bristol?

A typical home costs more than the typical income allows

We start with a typical home in Bristol, worth $271,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in Bristol, which is $76,042 a year. For that payment to be 28% of income, a household would need to earn about $102,463 a year.

The calculator's FHA and conventional loan limits are those of all of Bucks County.

Your numbers

Local data
$

Starts at the typical home value in Bristol. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,489 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,391

at 7.18% · 30 years

Loan amount
$266,189
Total interest
$382,984
Paid off in
November 2056

Includes $4,578 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,774 a month

  • Tight

    $1,774 to $2,281 a month

  • Hard

    more than $2,281 a month

    Your payment · 38%

Compared with the typical household income in Bristol ($76,042 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,391
Principal & interest$1,803
Property tax$355
Home insurance$113
FHA mortgage insurance (MIP)$120

You need at least $9,489 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Bristol and Bucks County

Bristol is in Bucks County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Bristol's own numbers

Typical home value
$271,100
Typical monthly rent
$1,409
Typical yearly household income
$76,042
Households that own their home
61%
Effective property tax rate
1.57%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Bucks County

FHA limit, one-unit home
$630,200
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,860
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
1.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bucks County.

Everything about Bucks County

Buying

Buying a home in Bristol

A typical home in Bristol is worth $271,100: 39% below the county and 7% above Pennsylvania. With the typical household income in Bristol ($76,042 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bristol 3.6 years
  • Bucks 3.9 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Bucks County

According to FHFA’s house price index, home prices in Bucks County rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Bucks County.

Period County Pennsylvania U.S.
Last year (2025) +5.0% +4.7% +2.9%
5 years (2020–2025) +51% +48% +47%
10 years (2015–2025) +77% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bristol next to Bucks County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bristol $271,100
  • Bucks $445,700
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Bristol $1,409
  • Bucks $1,605
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Bristol $76,042
  • Bucks $114,764
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Bristol next to Bucks County and Pennsylvania
Measure Bristol Bucks County Pennsylvania U.S.
Typical home value $271,100 $445,700 $254,500 $332,700
Typical monthly rent $1,409 $1,605 $1,209 $1,413
Typical yearly household income $76,042 $114,764 $77,971 $80,734
Households that own their home 61% 78% 69% 65%
Typical yearly property tax $4,257 $5,826 $3,311 $3,119
Effective property tax rate 1.57% 1.31% 1.3% 0.94%
Renters with high rent for their income 57% 48% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bucks County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bristol

For a typical $271,100 home in Bristol, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bristol's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,391a month

    Least cash to close
    Down payment
    $9,489
    Cash to close
    $17,622
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $120

  • Conventional, 5% down $2,341a month

    Down payment
    $13,555
    Cash to close
    $21,688
    Rate
    7.18%
    Mortgage insurance
    PMI · $129

  • Conventional, 20% down, no PMI $1,937a month

    Down payment
    $54,220
    Cash to close
    $62,353
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,188a month

    Down payment
    $40,665
    Cash to close
    $48,798
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bristol and for Bucks County.

Property tax

Effective rate in Bristol

1.57%of the home’s value each year

$4,257 a year for the typical owner in Bristol.

  • Bristol 1.57%
  • Bucks 1.31%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Bucks County

FEMA does not publish these numbers by city: they are for all of Bucks County.

Homes in the high-risk zone
1.6%
3,468
Of those, with NFIP insurance
49%
County Pennsylvania U.S.
Homes in the high-risk zone 1.6% 2% 3.5%
Of those, with NFIP insurance 49% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bristol

Typical rent in Bristol is $1,409 a month: 12% below the county. In Bristol, 57% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Bucks County, by unit size. To pay the 2-bedroom one ($1,860 a month) without spending more than 30% of your income, you would need to earn $35.77 an hour working full time.

HUD fair market rent for all of Bucks County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,438 $27.65 $57,520
1 bedroom $1,558 $29.96 $62,320
2 bedrooms $1,860 $35.77 $74,400
3 bedrooms $2,216 $42.62 $88,640
4 bedrooms $2,445 $47.02 $97,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bristol

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bristol is in ZIP code 19007.

For 2 bedrooms it is $1,410: $450 less than the fair market rent for Bucks County ($1,860).

  • 19007 $1,410$1,680

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bristol when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Bristol

HUD lists one building with rents for lower incomes in Bristol.

  • Venice Ashby 5401 Beaver Dam Rd, Bristol 19007 62 low-income homes · For families (215) 788-8519

See all 30 buildings in Bucks County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Bristol

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Bucks County; 2 say they serve in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Bristol

No down payment, repair or rent-help program on our list is for Bristol or Bucks County. The ones below are statewide in Pennsylvania: they work in Bristol the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Bristol

The HUD-approved agencies closest to the center of Bristol, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Credit Counseling Center DBA myWaypoint

    208 Levittown Pkwy, Levittown · 3 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (215) 348-8003

  • CCCS of Delaware Valley, Inc. DBA Clarifi

    7340 Jackson Street, Philadelphia · 11 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (800) 989-2227

  • Credit Counseling Center DBA myWaypoint

    832 Second Street Pike, Richboro · 11 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (215) 348-8003

Every agency in Bucks County All counseling agencies in Pennsylvania

Help in Spanish near Bristol

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bristol

HUD’s record names them for Bristol or Bucks County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Bucks County Housing Authority Public housing and Section 8 vouchers (215) 348-9469

All housing agencies in Pennsylvania Source: HUD

Cities

Other cities in Bucks County

These cities are also in Bucks County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Bucks County Housing in Pennsylvania

Nearby cities

The cities closest to Bristol, with the typical home value.

Neighboring counties

If Bucks County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Bristol.

All guides
Two girls write and draw together at the living-room table.

Questions

Housing questions about Bristol

Short answers with the numbers for Bristol and all of Bucks County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bristol?

The typical home value in Bristol is $271,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Bucks County it is $445,700.

How much does it cost to rent in Bristol?

Typical rent in Bristol is $1,409 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Bucks County is $1,860.

What is the FHA loan limit in Bristol?

Bristol uses the FHA limit for all of Bucks County (2026): $630,200 for a one-unit home and $1,211,950 for a four-unit home.

How much property tax do owners pay in Bristol?

The typical homeowner in Bristol pays $4,257 a year, according to the U.S. Census Bureau. That is 1.57% of the home’s value; in Bucks County, the rate is 1.31%.

Where can I find free help to buy or rent in Bristol?

There are 3 HUD-approved counseling agencies with an office in Bucks County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).