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City · 6,084 residents · Bucks County, Pennsylvania

Churchville , Pennsylvania

In Churchville, a typical home is worth $657,000. Compared with all of Bucks County, typical household income is 68% higher, the typical home value is 47% higher, and the share of households that own their home is 18 points higher.

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  • Typical home value

    $657,000

    47% above the county

    158% above Pennsylvania

    • Churchville
    • Bucks
    • Pennsylvania

  • Typical household income

    $192,519a year

    68% above the county

    147% above Pennsylvania

    • Churchville
    • Bucks
    • Pennsylvania

  • Households that own their home

    96%

    18 points above the county

    26 points above Pennsylvania

    • Churchville
    • Bucks
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$695,081
3.1% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Churchville is in Bucks County. The FHA loan limit ($630,200 for a one-unit home), the fair market rents and the help on this page are those of all of Bucks County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Churchville apart

What this place has that others do not, from public data, most unusual first.

  1. Churchville has the 3rd highest homeownership rate of the 273 cities in Pennsylvania with more than 5,000 people (96%).

  2. The typical household income in Churchville is $192,519, 68% more than in Bucks County as a whole ($114,764).

  3. Churchville has the 6th highest typical home value of the 273 cities in Pennsylvania with more than 5,000 people ($657,000).

  4. Nearby, in Hatboro, the typical home value is $351,000: 47% less than in Churchville ($657,000).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Churchville

What homes there are in Churchville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Churchville: 98% of homes, more than in Bucks County (63%).

Year built

In Churchville, half of the homes were built before 1974; in Bucks County, before 1975.

There is more room for a big family here: 95% of homes have 3 bedrooms or more, against 71% in Bucks County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$3,329 a month

Bucks County: $2,436 a month

Without a mortgage

$1,103 a month

Bucks County: $938 a month

Owners with a mortgage

67%

Bucks County: 64%

The typical cost for an owner with a mortgage in Churchville is $3,329 a month, more than in Bucks County ($2,436); without one, $1,103.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Churchville does not have the same boundaries as in 2015–2019: that is why there is no change to compare. For reference, in Bucks County the typical home value rose 35%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureChurchvilleBucks CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate3.1%4.9%5.5%
Homeowner vacancy Unreliable estimate0.4%0.8%0.9%
More than one person per room Unreliable estimate1.6%1.6%3.4%
People per household 3.212.562.392.53
Drive alone 59%70%68%69%
Carpool Unreliable estimate6%8%9%
Public transit Unreliable estimate2%4%3%
Walk or bike Unreliable estimate1%4%3%
Work from home 33%20%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 3.21 on average, against 2.56 in Bucks County.

In Churchville, 33% of workers work from home, more than in Bucks County (20%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Churchville?

A typical home is tight for the typical income

We start with a typical home in Churchville, worth $657,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Churchville, which is $192,519 a year. For that payment to be 28% of income, a household would need to earn about $237,992 a year. Note: at that price the loan is above the FHA limit for Bucks County ($630,200), so FHA would not insure it; the payment is only a reference.

The calculator's FHA and conventional loan limits are those of all of Bucks County.

Your numbers

Local data
$

Starts at the typical home value in Churchville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $22,995 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$5,553

at 7.18% · 30 years

Loan amount
$645,100
Total interest
$928,148
Paid off in
November 2056

Includes $11,095 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $4,492 a month

  • Tight

    $4,492 to $5,776 a month

    Your payment · 35%

  • Hard

    more than $5,776 a month

Compared with the typical household income in Churchville ($192,519 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$5,553
Principal & interest$4,370
Property tax$619
Home insurance$274
FHA mortgage insurance (MIP)$291

This loan is over the FHA limit

You'd borrow $634,005, but the FHA limit for a one-unit home in Churchville is $630,200. You'd need a bigger down payment or a different loan.

You need at least $22,995 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Churchville and Bucks County

Churchville is in Bucks County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Churchville's own numbers

Typical home value
$657,000
Typical yearly household income
$192,519
Households that own their home
96%
Effective property tax rate
1.13%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Bucks County

FHA limit, one-unit home
$630,200
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,860
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
1.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bucks County.

Everything about Bucks County

Buying

Buying a home in Churchville

A typical home in Churchville is worth $657,000: 47% above the county and 158% above Pennsylvania. With the typical household income in Churchville ($192,519 a year), a typical home costs 3.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Churchville 3.4 years
  • Bucks 3.9 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Bucks County

According to FHFA’s house price index, home prices in Bucks County rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Bucks County.

Period County Pennsylvania U.S.
Last year (2025) +5.0% +4.7% +2.9%
5 years (2020–2025) +51% +48% +47%
10 years (2015–2025) +77% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Churchville next to Bucks County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Churchville $657,000
  • Bucks $445,700
  • Pennsylvania $254,500
  • United States $332,700
Typical yearly household income
  • Churchville $192,519
  • Bucks $114,764
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Churchville next to Bucks County and Pennsylvania
Measure Churchville Bucks County Pennsylvania U.S.
Typical home value $657,000 $445,700 $254,500 $332,700
Typical yearly household income $192,519 $114,764 $77,971 $80,734
Households that own their home 96% 78% 69% 65%
Typical yearly property tax $7,404 $5,826 $3,311 $3,119
Effective property tax rate 1.13% 1.31% 1.3% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bucks County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Churchville

For a typical $657,000 home in Churchville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Churchville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $5,553a month

    Above the FHA limit for Bucks County ($630,200)
    Down payment
    $22,995
    Cash to close
    $42,705
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $291

  • Conventional, 5% down $5,433a month

    Least cash to close
    Down payment
    $32,850
    Cash to close
    $52,560
    Rate
    7.18%
    Mortgage insurance
    PMI · $312

  • Conventional, 20% down, no PMI $4,453a month

    Down payment
    $131,400
    Cash to close
    $151,110
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $5,060a month

    Down payment
    $98,550
    Cash to close
    $118,260
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is Conventional, 5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Churchville and for Bucks County.

Property tax

Effective rate in Churchville

1.13%of the home’s value each year

$7,404 a year for the typical owner in Churchville.

  • Churchville 1.13%
  • Bucks 1.31%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Bucks County

FEMA does not publish these numbers by city: they are for all of Bucks County.

Homes in the high-risk zone
1.6%
3,468
Of those, with NFIP insurance
49%
County Pennsylvania U.S.
Homes in the high-risk zone 1.6% 2% 3.5%
Of those, with NFIP insurance 49% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Churchville

The Census Bureau publishes no typical rent for Churchville. Below are the fair market rents for Bucks County.

HUD publishes a fair market rent for all of Bucks County, by unit size. To pay the 2-bedroom one ($1,860 a month) without spending more than 30% of your income, you would need to earn $35.77 an hour working full time.

HUD fair market rent for all of Bucks County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,438 $27.65 $57,520
1 bedroom $1,558 $29.96 $62,320
2 bedrooms $1,860 $35.77 $74,400
3 bedrooms $2,216 $42.62 $88,640
4 bedrooms $2,445 $47.02 $97,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Churchville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Churchville has 2 ZIP codes with their own.

For 2 bedrooms it runs from $2,310 in 18966 to $2,430 in 18954.

2 of the 2 are above the fair market rent for Bucks County ($1,860).

  • 18954 $2,430$2,890
  • 18966 $2,310$2,750

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Churchville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Churchville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Bucks County; 2 say they serve in Spanish.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Churchville

No down payment, repair or rent-help program on our list is for Churchville or Bucks County. The ones below are statewide in Pennsylvania: they work in Churchville the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Churchville

The HUD-approved agencies closest to the center of Churchville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Credit Counseling Center DBA myWaypoint

    832 Second Street Pike, Richboro · 1 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (215) 348-8003

  • Bucks County Housing Group

    626 Jacksonville Rd, Warminster · 3 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (215) 394-8259

  • CCCS of Delaware Valley, Inc. DBA Clarifi

    101 Greenwood Avenue, Jenkintown · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (800) 989-2227

Every agency in Bucks County All counseling agencies in Pennsylvania

Help in Spanish near Churchville

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Churchville

HUD’s record names them for Churchville or Bucks County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Bucks County Housing Authority Public housing and Section 8 vouchers (215) 348-9469

All housing agencies in Pennsylvania Source: HUD

Cities

Other cities in Bucks County

These cities are also in Bucks County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Bucks County Housing in Pennsylvania

Nearby cities

The cities closest to Churchville, with the typical home value.

Neighboring counties

If Bucks County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Churchville.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Churchville

Short answers with the numbers for Churchville and all of Bucks County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Churchville?

The typical home value in Churchville is $657,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Bucks County it is $445,700.

What is the FHA loan limit in Churchville?

Churchville uses the FHA limit for all of Bucks County (2026): $630,200 for a one-unit home and $1,211,950 for a four-unit home.

How much property tax do owners pay in Churchville?

The typical homeowner in Churchville pays $7,404 a year, according to the U.S. Census Bureau. That is 1.13% of the home’s value; in Bucks County, the rate is 1.31%.

Where can I find free help to buy or rent in Churchville?

There are 3 HUD-approved counseling agencies with an office in Bucks County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).