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City · 5,174 residents · Montgomery County, Pennsylvania

Bridgeport , Pennsylvania

In Bridgeport, a typical home is worth $341,100 and typical rent is $1,242 a month. Compared with all of Montgomery County, typical household income is 27% lower, typical rent is 26% lower, and the share of households that own their home is 28 points lower.

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  • Typical home value

    $341,100

    22% below the county

    34% above Pennsylvania

    • Bridgeport
    • Montgomery
    • Pennsylvania

  • Typical rent

    $1,242a month

    26% below the county

    3% above Pennsylvania

    • Bridgeport
    • Montgomery
    • Pennsylvania

  • Typical household income

    $82,705a year

    27% below the county

    6% above Pennsylvania

    • Bridgeport
    • Montgomery
    • Pennsylvania

  • Households that own their home

    43%

    28 points below the county

    26 points below Pennsylvania

    • Bridgeport
    • Montgomery
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$348,928
0.8% less than 12 months ago
Typical rent
$2,291 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Bridgeport is in Montgomery County. The FHA loan limit ($630,200 for a one-unit home), the fair market rents and the help on this page are those of all of Montgomery County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bridgeport apart

What this place has that others do not, from public data, most unusual first.

  1. 43% of households in Bridgeport own their home, against 71% in Montgomery County.

  2. Nearby, in Norristown, the typical home value is $213,900: 37% less than in Bridgeport ($341,100).

  3. The typical household income in Bridgeport is $82,705, 27% less than in Montgomery County as a whole ($113,915).

  4. The typical rent in Bridgeport is $1,242 a month, 26% less than in Montgomery County as a whole ($1,683).

  5. The typical home in Bridgeport is worth $341,100, 22% less than in Montgomery County as a whole ($436,700).

  6. According to Zillow, in the 12 months to September 2026 the typical home value in Bridgeport fell 0.8%; in Pennsylvania, it rose 2.2%.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Bridgeport

What homes there are in Bridgeport, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Bridgeport; the largest group, attached houses (townhouses), adds up to 38%, against 20% in Montgomery County.

Year built

In Bridgeport, half of the homes were built before 1964; in Montgomery County, before 1971.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,984 a month

Montgomery County: $2,441 a month

Without a mortgage

$864 a month

Montgomery County: $936 a month

Owners with a mortgage

77%

Montgomery County: 66%

Owning costs less in Bridgeport: with a mortgage, the typical cost is $1,984 a month; in Montgomery County, $2,441. Without one, $864.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Bridgeport rose 71% since 2015–2019, more than in Montgomery County (38%).

Since 2015–2019, the typical rent in Bridgeport did not change clearly, according to the Census.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBridgeportMontgomery CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate5.5%4.9%5.5%
Homeowner vacancy Unreliable estimate0.8%0.8%0.9%
More than one person per room Unreliable estimate1.8%1.6%3.4%
People per household 2.352.522.392.53
Drive alone 69%64%68%69%
Carpool Unreliable estimate6%8%9%
Public transit Unreliable estimate3%4%3%
Walk or bike Unreliable estimate2%4%3%
Work from home 20%23%16%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.35 on average, against 2.52 in Montgomery County.

To get to work, 69% of workers in Bridgeport drive alone; in Montgomery County, 64%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bridgeport?

A typical home costs more than the typical income allows

We start with a typical home in Bridgeport, worth $341,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 41% of the typical household income in Bridgeport, which is $82,705 a year. For that payment to be 28% of income, a household would need to earn about $119,784 a year.

The calculator's FHA and conventional loan limits are those of all of Montgomery County.

Your numbers

Local data
$

Starts at the typical home value in Bridgeport. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,939 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,795

at 7.18% · 30 years

Loan amount
$334,921
Total interest
$481,873
Paid off in
November 2056

Includes $5,760 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,930 a month

  • Tight

    $1,930 to $2,481 a month

  • Hard

    more than $2,481 a month

    Your payment · 41%

Compared with the typical household income in Bridgeport ($82,705 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,795
Principal & interest$2,269
Property tax$233
Home insurance$142
FHA mortgage insurance (MIP)$151

You need at least $11,939 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Bridgeport and Montgomery County

Bridgeport is in Montgomery County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Bridgeport's own numbers

Typical home value
$341,100
Typical monthly rent
$1,242
Typical yearly household income
$82,705
Households that own their home
43%
Effective property tax rate
0.82%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Montgomery County

FHA limit, one-unit home
$630,200
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,860
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
0.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Montgomery County.

Everything about Montgomery County

Buying

Buying a home in Bridgeport

A typical home in Bridgeport is worth $341,100: 22% below the county and 34% above Pennsylvania. With the typical household income in Bridgeport ($82,705 a year), a typical home costs 4.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bridgeport 4.1 years
  • Montgomery 3.8 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Montgomery County

According to FHFA’s house price index, home prices in Montgomery County rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Montgomery County.

Period County Pennsylvania U.S.
Last year (2025) +4.6% +4.7% +2.9%
5 years (2020–2025) +52% +48% +47%
10 years (2015–2025) +77% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bridgeport next to Montgomery County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bridgeport $341,100
  • Montgomery $436,700
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Bridgeport $1,242
  • Montgomery $1,683
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Bridgeport $82,705
  • Montgomery $113,915
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Bridgeport next to Montgomery County and Pennsylvania
Measure Bridgeport Montgomery County Pennsylvania U.S.
Typical home value $341,100 $436,700 $254,500 $332,700
Typical monthly rent $1,242 $1,683 $1,209 $1,413
Typical yearly household income $82,705 $113,915 $77,971 $80,734
Households that own their home 43% 71% 69% 65%
Typical yearly property tax $2,788 $5,875 $3,311 $3,119
Effective property tax rate 0.82% 1.35% 1.3% 0.94%
Renters with high rent for their income 53% 49% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Montgomery County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bridgeport

For a typical $341,100 home in Bridgeport, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bridgeport's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,795a month

    Least cash to close
    Down payment
    $11,939
    Cash to close
    $22,172
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $151

  • Conventional, 5% down $2,732a month

    Down payment
    $17,055
    Cash to close
    $27,288
    Rate
    7.18%
    Mortgage insurance
    PMI · $162

  • Conventional, 20% down, no PMI $2,224a month

    Down payment
    $68,220
    Cash to close
    $78,453
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,539a month

    Down payment
    $51,165
    Cash to close
    $61,398
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bridgeport and for Montgomery County.

Property tax

Effective rate in Bridgeport

0.82%of the home’s value each year

$2,788 a year for the typical owner in Bridgeport.

  • Bridgeport 0.82%
  • Montgomery 1.35%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Montgomery County

FEMA does not publish these numbers by city: they are for all of Montgomery County.

Homes in the high-risk zone
0.9%
2,407
Of those, with NFIP insurance
47%
County Pennsylvania U.S.
Homes in the high-risk zone 0.9% 2% 3.5%
Of those, with NFIP insurance 47% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bridgeport

Typical rent in Bridgeport is $1,242 a month: 26% below the county. In Bridgeport, 53% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Montgomery County, by unit size. To pay the 2-bedroom one ($1,860 a month) without spending more than 30% of your income, you would need to earn $35.77 an hour working full time.

HUD fair market rent for all of Montgomery County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,438 $27.65 $57,520
1 bedroom $1,558 $29.96 $62,320
2 bedrooms $1,860 $35.77 $74,400
3 bedrooms $2,216 $42.62 $88,640
4 bedrooms $2,445 $47.02 $97,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bridgeport

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bridgeport is in ZIP code 19405.

For 2 bedrooms it is $1,760: $100 less than the fair market rent for Montgomery County ($1,860).

  • 19405 $1,760$2,100

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bridgeport when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Bridgeport

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Montgomery County; 1 says it serves in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Bridgeport

No down payment, repair or rent-help program on our list is for Bridgeport or Montgomery County. The ones below are statewide in Pennsylvania: they work in Bridgeport the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Bridgeport

The HUD-approved agencies closest to the center of Bridgeport, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Genesis Housing Corporation

    1430 Dekalb St, Norristown · 1 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (610) 275-4357

  • MT. Airy CDC

    6703 Germantown Ave, Philadelphia · 9 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (215) 844-6021

  • West Oak Lane Community Development

    1624 E Wadsworth Ave, Philadelphia · 9 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (215) 224-8339

Every agency in Montgomery County All counseling agencies in Pennsylvania

Help in Spanish near Bridgeport

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bridgeport

HUD’s record names them for Bridgeport or Montgomery County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Montgomery County Housing Authority Public housing and Section 8 vouchers (610) 275-5720

All housing agencies in Pennsylvania Source: HUD

Cities

Other cities in Montgomery County

These cities are also in Montgomery County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Montgomery County Housing in Pennsylvania
See 20 more cities in Montgomery County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Bridgeport, with the typical home value.

Neighboring counties

If Montgomery County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Bridgeport.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Bridgeport

Short answers with the numbers for Bridgeport and all of Montgomery County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bridgeport?

The typical home value in Bridgeport is $341,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Montgomery County it is $436,700.

How much does it cost to rent in Bridgeport?

Typical rent in Bridgeport is $1,242 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Montgomery County is $1,860.

What is the FHA loan limit in Bridgeport?

Bridgeport uses the FHA limit for all of Montgomery County (2026): $630,200 for a one-unit home and $1,211,950 for a four-unit home.

How much property tax do owners pay in Bridgeport?

The typical homeowner in Bridgeport pays $2,788 a year, according to the U.S. Census Bureau. That is 0.82% of the home’s value; in Montgomery County, the rate is 1.35%.

Where can I find free help to buy or rent in Bridgeport?

There are 2 HUD-approved counseling agencies with an office in Montgomery County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).