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City · 9,186 residents · Delaware County, Pennsylvania

Villanova , Pennsylvania

In Villanova, a typical home is worth $946,400. Compared with all of Delaware County, the typical home value is 185% higher, typical household income is 179% higher, and the share of households that own their home is 30 points higher.

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  • Typical home value

    $946,400

    185% above the county

    272% above Pennsylvania

    • Villanova
    • Delaware
    • Pennsylvania

  • Typical household income

    $250,001a year

    179% above the county

    221% above Pennsylvania

    • Villanova
    • Delaware
    • Pennsylvania

  • Households that own their home

    100%

    30 points above the county

    31 points above Pennsylvania

    • Villanova
    • Delaware
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$1,579,831
9% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Villanova is in Delaware County. The FHA loan limit ($630,200 for a one-unit home), the fair market rents and the help on this page are those of all of Delaware County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Villanova apart

What this place has that others do not, from public data, most unusual first.

  1. Villanova has the highest homeownership rate of the 273 cities in Pennsylvania with more than 5,000 people: 100%.

  2. Villanova has the highest typical household income of the 272 cities in Pennsylvania with more than 5,000 people: $250,001.

  3. Villanova has the highest typical home value of the 273 cities in Pennsylvania with more than 5,000 people: $946,400.

  4. Nearby, in King of Prussia, the typical home value is $436,200: 54% less than in Villanova ($946,400).

  5. According to Zillow, in the 12 months to September 2026 the typical home value in Villanova rose 9%; in Pennsylvania, it rose 2.2%.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Villanova

What homes there are in Villanova, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Villanova, 10 in 10 homes are single-family detached houses; in Delaware County, 4.

Year built

Homes in Villanova are newer: the typical year built is 1961; in Delaware County, 1957.

There is more room for a big family here: 97% of homes have 3 bedrooms or more, against 69% in Delaware County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

Owners with a mortgage

62%

Delaware County: 63%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The Census does not compare Villanova with 2015–2019 because its boundaries changed. In Delaware County, over that time, the typical home value rose 36%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureVillanovaDelaware CountyPennsylvaniaUnited States
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room Unreliable estimate1.5%1.6%3.4%
People per household 3.222.562.392.53
Drive alone 37%64%68%69%
Carpool Unreliable estimate7%8%9%
Public transit Unreliable estimate6%4%3%
Walk or bike 37%4%4%3%
Work from home 17%18%16%15%
Other means Unreliable estimate2%1%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 3.22 on average, against 2.56 in Delaware County.

In Villanova, 37% of workers walk or bike to work; in Delaware County, 4%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Villanova?

A typical home costs more than the typical income allows

We start with a typical home in Villanova, worth $946,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Villanova, which is $250,001 a year. For that payment to be 28% of income, a household would need to earn about $346,982 a year. Note: at that price the loan is above the FHA limit for Delaware County ($630,200), so FHA would not insure it; the payment is only a reference.

The calculator's FHA and conventional loan limits are those of all of Delaware County.

Your numbers

Local data
$

Starts at the typical home value in Villanova. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $33,124 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$8,096

at 7.18% · 30 years

Loan amount
$929,258
Total interest
$1,336,985
Paid off in
November 2056

Includes $15,982 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $5,833 a month

  • Tight

    $5,833 to $7,500 a month

  • Hard

    more than $7,500 a month

    Your payment · 39%

Compared with the typical household income in Villanova ($250,001 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$8,096
Principal & interest$6,295
Property tax$836
Home insurance$394
FHA mortgage insurance (MIP)$571

This loan is over the FHA limit

You'd borrow $913,276, but the FHA limit for a one-unit home in Villanova is $630,200. You'd need a bigger down payment or a different loan.

You need at least $33,124 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Villanova and Delaware County

Villanova is in Delaware County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Villanova's own numbers

Typical home value
$946,400
Typical yearly household income
$250,001
Households that own their home
100%
Effective property tax rate
1.06%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Delaware County

FHA limit, one-unit home
$630,200
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,860
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
1.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Delaware County.

Everything about Delaware County

Buying

Buying a home in Villanova

A typical home in Villanova is worth $946,400: 185% above the county and 272% above Pennsylvania. With the typical household income in Villanova ($250,001 a year), a typical home costs 3.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Villanova 3.8 years
  • Delaware 3.7 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Delaware County

According to FHFA’s house price index, home prices in Delaware County rose 84% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Delaware County.

Period County Pennsylvania U.S.
Last year (2025) +4.6% +4.7% +2.9%
5 years (2020–2025) +53% +48% +47%
10 years (2015–2025) +84% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Villanova next to Delaware County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Villanova $946,400
  • Delaware $332,200
  • Pennsylvania $254,500
  • United States $332,700
Typical yearly household income
  • Villanova $250,001
  • Delaware $89,546
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Villanova next to Delaware County and Pennsylvania
Measure Villanova Delaware County Pennsylvania U.S.
Typical home value $946,400 $332,200 $254,500 $332,700
Typical yearly household income $250,001 $89,546 $77,971 $80,734
Households that own their home 100% 70% 69% 65%
Typical yearly property tax $10,001 $6,124 $3,311 $3,119
Effective property tax rate 1.06% 1.84% 1.3% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Delaware County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Villanova

For a typical $946,400 home in Villanova, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Villanova's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $8,096a month

    Above the FHA limit for Delaware County ($630,200)
    Down payment
    $33,124
    Cash to close
    $61,516
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $571

  • Conventional, 5% down $7,771a month

    Above the conventional limit for Delaware County ($832,750): it would be a "jumbo" loan
    Down payment
    $47,320
    Cash to close
    $75,712
    Rate
    7.18%
    Mortgage insurance
    PMI · $450

  • Conventional, 20% down, no PMI $6,359a month

    Least cash to close
    Down payment
    $189,280
    Cash to close
    $217,672
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $7,234a month

    Down payment
    $141,960
    Cash to close
    $170,352
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is Conventional, 20% down, no PMI.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Villanova and for Delaware County.

Property tax

Effective rate in Villanova

1.06%of the home’s value each year

$10,001 a year for the typical owner in Villanova.

  • Villanova 1.06%
  • Delaware 1.84%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Delaware County

FEMA does not publish these numbers by city: they are for all of Delaware County.

Homes in the high-risk zone
1.1%
1,813
Of those, with NFIP insurance
39%
County Pennsylvania U.S.
Homes in the high-risk zone 1.1% 2% 3.5%
Of those, with NFIP insurance 39% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Villanova

The Census Bureau publishes no typical rent for Villanova. Below are the fair market rents for Delaware County.

HUD publishes a fair market rent for all of Delaware County, by unit size. To pay the 2-bedroom one ($1,860 a month) without spending more than 30% of your income, you would need to earn $35.77 an hour working full time.

HUD fair market rent for all of Delaware County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,438 $27.65 $57,520
1 bedroom $1,558 $29.96 $62,320
2 bedrooms $1,860 $35.77 $74,400
3 bedrooms $2,216 $42.62 $88,640
4 bedrooms $2,445 $47.02 $97,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Villanova

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Villanova is in ZIP code 19085.

For 2 bedrooms it is $2,520: $660 more than the fair market rent for Delaware County ($1,860).

  • 19085 $2,520$3,000

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Villanova when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Villanova

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in Delaware County; 1 says it serves in Spanish.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Villanova

No down payment, repair or rent-help program on our list is for Villanova or Delaware County. The ones below are statewide in Pennsylvania: they work in Villanova the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Villanova

The HUD-approved agencies closest to the center of Villanova, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Genesis Housing Corporation

    1430 Dekalb St, Norristown · 6 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (610) 275-4357

  • CCCS of Delaware Valley, Inc. DBA Clarifi

    8600 W Chester Pike, Upper Darby · 6 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (800) 989-2227

  • Affordable Housing Centers of Pennsylvania - Delaware County

    20 S 69th St, Upper Darby · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 3 more
    (215) 765-1221

Every agency in Delaware County All counseling agencies in Pennsylvania

Help in Spanish near Villanova

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Villanova

HUD’s record names them for Villanova or Delaware County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority County of Delaware Public housing and Section 8 vouchers (610) 876-2521

One other authority has an office in Delaware County: see the list Source: HUD

Cities

Other cities in Delaware County

These cities are also in Delaware County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Delaware County Housing in Pennsylvania
See 9 more cities in Delaware County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Villanova, with the typical home value.

Neighboring counties

If Delaware County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Villanova.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Villanova

Short answers with the numbers for Villanova and all of Delaware County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Villanova?

The typical home value in Villanova is $946,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Delaware County it is $332,200.

What is the FHA loan limit in Villanova?

Villanova uses the FHA limit for all of Delaware County (2026): $630,200 for a one-unit home and $1,211,950 for a four-unit home.

How much property tax do owners pay in Villanova?

The typical homeowner in Villanova pays $10,001 a year, according to the U.S. Census Bureau. That is 1.06% of the home’s value; in Delaware County, the rate is 1.84%.

Where can I find free help to buy or rent in Villanova?

There are 4 HUD-approved counseling agencies with an office in Delaware County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).