Español

Este sitio también está en español. Leer en español

City · 9,736 residents · Delaware County, Pennsylvania

Woodlyn , Pennsylvania

In Woodlyn, a typical home is worth $230,400 and typical rent is $1,196 a month. Compared with all of Delaware County, the typical home value is 31% lower and typical rent is 13% lower.

WhatsApp

  • Typical home value

    $230,400

    31% below the county

    9% below Pennsylvania

    • Woodlyn
    • Delaware
    • Pennsylvania

  • Typical rent

    $1,196a month

    13% below the county

    About the same as Pennsylvania

    • Woodlyn
    • Delaware
    • Pennsylvania

  • Typical household income

    $79,696a year

    11% below the county

    2% above Pennsylvania

    • Woodlyn
    • Delaware
    • Pennsylvania

  • Households that own their home

    68%

    2 points below the county

    1 points below Pennsylvania

    • Woodlyn
    • Delaware
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$295,011
0.5% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Woodlyn is in Delaware County. The FHA loan limit ($630,200 for a one-unit home), the fair market rents and the help on this page are those of all of Delaware County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Woodlyn apart

What this place has that others do not, from public data, most unusual first.

  1. Woodlyn has the 8th largest share of rent-burdened renters of the 232 cities in Pennsylvania with more than 5,000 people (69%).

  2. The typical home in Woodlyn is worth $230,400, 31% less than in Delaware County as a whole ($332,200).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Woodlyn

What homes there are in Woodlyn, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Woodlyn; the largest group, detached houses, adds up to 40%, less than in Delaware County (44%).

Year built

In Woodlyn, half of the homes were built before 1957; in Delaware County, before 1957.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,032 a month

Delaware County: $2,222 a month

Without a mortgage

$792 a month

Delaware County: $884 a month

Owners with a mortgage

59%

Delaware County: 63%

The typical cost for an owner with a mortgage in Woodlyn is $2,032 a month, less than in Delaware County ($2,222); without one, $792.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Woodlyn rose 19%; in Delaware County, it rose 36%.

Since 2015–2019, the typical rent in Woodlyn did not change clearly, according to the Census.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWoodlynDelaware CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate4.8%4.9%5.5%
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room Unreliable estimate1.5%1.6%3.4%
People per household 2.542.562.392.53
Drive alone 67%64%68%69%
Carpool 13%7%8%9%
Public transit Unreliable estimate6%4%3%
Walk or bike Unreliable estimate4%4%3%
Work from home 13%18%16%15%
Other means Unreliable estimate2%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Woodlyn look like those in Delaware County: 2.54 people on average.

More people carpool to work in Woodlyn than in Delaware County: 13% against 7%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Woodlyn?

A typical home is tight for the typical income

We start with a typical home in Woodlyn, worth $230,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Woodlyn, which is $79,696 a year. For that payment to be 28% of income, a household would need to earn about $94,569 a year.

The calculator's FHA and conventional loan limits are those of all of Delaware County.

Your numbers

Local data
$

Starts at the typical home value in Woodlyn. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,064 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,207

at 7.18% · 30 years

Loan amount
$226,227
Total interest
$325,487
Paid off in
November 2056

Includes $3,891 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,860 a month

  • Tight

    $1,860 to $2,391 a month

    Your payment · 33%

  • Hard

    more than $2,391 a month

Compared with the typical household income in Woodlyn ($79,696 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,207
Principal & interest$1,533
Property tax$476
Home insurance$96
FHA mortgage insurance (MIP)$102

You need at least $8,064 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Woodlyn and Delaware County

Woodlyn is in Delaware County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Woodlyn's own numbers

Typical home value
$230,400
Typical monthly rent
$1,196
Typical yearly household income
$79,696
Households that own their home
68%
Effective property tax rate
2.48%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Delaware County

FHA limit, one-unit home
$630,200
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,860
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
1.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Delaware County.

Everything about Delaware County

Buying

Buying a home in Woodlyn

A typical home in Woodlyn is worth $230,400: 31% below the county and 9% below Pennsylvania. With the typical household income in Woodlyn ($79,696 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Woodlyn 2.9 years
  • Delaware 3.7 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Delaware County

According to FHFA’s house price index, home prices in Delaware County rose 84% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Delaware County.

Period County Pennsylvania U.S.
Last year (2025) +4.6% +4.7% +2.9%
5 years (2020–2025) +53% +48% +47%
10 years (2015–2025) +84% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Woodlyn next to Delaware County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Woodlyn $230,400
  • Delaware $332,200
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Woodlyn $1,196
  • Delaware $1,372
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Woodlyn $79,696
  • Delaware $89,546
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Woodlyn next to Delaware County and Pennsylvania
Measure Woodlyn Delaware County Pennsylvania U.S.
Typical home value $230,400 $332,200 $254,500 $332,700
Typical monthly rent $1,196 $1,372 $1,209 $1,413
Typical yearly household income $79,696 $89,546 $77,971 $80,734
Households that own their home 68% 70% 69% 65%
Typical yearly property tax $5,718 $6,124 $3,311 $3,119
Effective property tax rate 2.48% 1.84% 1.3% 0.94%
Renters with high rent for their income 69% 55% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Delaware County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Woodlyn

For a typical $230,400 home in Woodlyn, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Woodlyn's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,207a month

    Least cash to close
    Down payment
    $8,064
    Cash to close
    $14,976
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $102

  • Conventional, 5% down $2,164a month

    Down payment
    $11,520
    Cash to close
    $18,432
    Rate
    7.18%
    Mortgage insurance
    PMI · $109

  • Conventional, 20% down, no PMI $1,821a month

    Down payment
    $46,080
    Cash to close
    $52,992
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,034a month

    Down payment
    $34,560
    Cash to close
    $41,472
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Woodlyn and for Delaware County.

Property tax

Effective rate in Woodlyn

2.48%of the home’s value each year

$5,718 a year for the typical owner in Woodlyn.

  • Woodlyn 2.48%
  • Delaware 1.84%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Delaware County

FEMA does not publish these numbers by city: they are for all of Delaware County.

Homes in the high-risk zone
1.1%
1,813
Of those, with NFIP insurance
39%
County Pennsylvania U.S.
Homes in the high-risk zone 1.1% 2% 3.5%
Of those, with NFIP insurance 39% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Woodlyn

Typical rent in Woodlyn is $1,196 a month: 13% below the county. In Woodlyn, 69% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Delaware County, by unit size. To pay the 2-bedroom one ($1,860 a month) without spending more than 30% of your income, you would need to earn $35.77 an hour working full time.

HUD fair market rent for all of Delaware County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,438 $27.65 $57,520
1 bedroom $1,558 $29.96 $62,320
2 bedrooms $1,860 $35.77 $74,400
3 bedrooms $2,216 $42.62 $88,640
4 bedrooms $2,445 $47.02 $97,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Woodlyn

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Woodlyn has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,390 in 19022 to $1,850 in 19081.

None is above the fair market rent for Delaware County ($1,860).

  • 19022 $1,390$1,660
  • 19081 $1,850$2,200
  • 19094 $1,640$1,950

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Woodlyn when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Woodlyn

HUD lists 9 buildings with rents for lower incomes in Woodlyn. These are the largest.

  • Kinder Park 1855 Constitution Ave, Woodlyn 19094 100 low-income homes · For older adults (610) 876-3334
  • Kinder Park Phase III Constitution Ave, Woodlyn 19094 56 low-income homes · 1 bd: 8 · 2 bd: 34 · 3 bd: 14 · In service since 2017 · For people with disabilities, families
  • Kinder Park Phase II Constitution Ave & Bullens LN, Woodlyn 19094 50 low-income homes · 2 bd: 36 · 3 bd: 14 · In service since 2016 · For people with disabilities, families
  • Kinder Park Phase I Constitution Ave & Bullens LN, Woodlyn 19094 48 low-income homes · 2 bd: 36 · 3 bd: 12 · In service since 2015 · For people with disabilities, families
  • Kinder Park III (Phase 3) 1708 Liberty Rd, Woodlyn 19094 38 low-income homes · Run by Housing Authority County of Delaware · Average payment: $548 a month · Average wait: 77 months (610) 876-2521

See all 70 buildings in Delaware County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Woodlyn

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in Delaware County; 1 says it serves in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Woodlyn

No down payment, repair or rent-help program on our list is for Woodlyn or Delaware County. The ones below are statewide in Pennsylvania: they work in Woodlyn the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Woodlyn

The HUD-approved agencies closest to the center of Woodlyn, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Chester Community Improvement Project

    23 E 5th St, Chester · 2 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (610) 876-8663

  • Media Fellowship House

    302 S Jackson St, Media · 4 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (610) 565-0434

  • CCCS of Delaware Valley, Inc. DBA Clarifi

    8600 W Chester Pike, Upper Darby · 7 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (800) 989-2227

Every agency in Delaware County All counseling agencies in Pennsylvania

Help in Spanish near Woodlyn

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Woodlyn

HUD’s record names them for Woodlyn or Delaware County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority County of Delaware Public housing and Section 8 vouchers (610) 876-2521

One other authority has an office in Delaware County: see the list Source: HUD

Cities

Other cities in Delaware County

These cities are also in Delaware County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Delaware County Housing in Pennsylvania
See 9 more cities in Delaware County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Woodlyn, with the typical home value.

Neighboring counties

If Delaware County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Woodlyn.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Woodlyn

Short answers with the numbers for Woodlyn and all of Delaware County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Woodlyn?

The typical home value in Woodlyn is $230,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Delaware County it is $332,200.

How much does it cost to rent in Woodlyn?

Typical rent in Woodlyn is $1,196 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Delaware County is $1,860.

What is the FHA loan limit in Woodlyn?

Woodlyn uses the FHA limit for all of Delaware County (2026): $630,200 for a one-unit home and $1,211,950 for a four-unit home.

How much property tax do owners pay in Woodlyn?

The typical homeowner in Woodlyn pays $5,718 a year, according to the U.S. Census Bureau. That is 2.48% of the home’s value; in Delaware County, the rate is 1.84%.

Where can I find free help to buy or rent in Woodlyn?

There are 4 HUD-approved counseling agencies with an office in Delaware County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).