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City · 5,839 residents · Chester County, Pennsylvania

Chesterbrook , Pennsylvania

In Chesterbrook, a typical home is worth $453,400 and typical rent is $2,452 a month. Compared with all of Chester County, typical rent is 39% higher, the typical home value is 7% lower, and the share of households that own their home is 14 points lower.

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  • Typical home value

    $453,400

    7% below the county

    78% above Pennsylvania

    • Chesterbrook
    • Chester
    • Pennsylvania

  • Typical rent

    $2,452a month

    39% above the county

    103% above Pennsylvania

    • Chesterbrook
    • Chester
    • Pennsylvania

  • Typical household income

    $124,295a year

    2% below the county

    59% above Pennsylvania

    • Chesterbrook
    • Chester
    • Pennsylvania

  • Households that own their home

    61%

    14 points below the county

    8 points below Pennsylvania

    • Chesterbrook
    • Chester
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$512,989
1.9% more than 12 months ago
Typical rent
$2,698 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Chesterbrook is in Chester County. The FHA loan limit ($630,200 for a one-unit home), the fair market rents and the help on this page are those of all of Chester County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Chesterbrook apart

What this place has that others do not, from public data, most unusual first.

  1. Chesterbrook has the 6th highest typical rent of the 265 cities in Pennsylvania with more than 5,000 people ($2,452).

  2. Nearby, in Phoenixville, the typical rent is $1,735: 29% less than in Chesterbrook ($2,452).

  3. 61% of households in Chesterbrook own their home, against 75% in Chester County.

  4. Nearby, in Phoenixville, the typical home value is $369,600: 18% less than in Chesterbrook ($453,400).

  5. Chesterbrook has the 24th highest typical household income of the 272 cities in Pennsylvania with more than 5,000 people ($124,295).

  6. Chesterbrook has the 26th highest typical home value of the 273 cities in Pennsylvania with more than 5,000 people ($453,400).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Chesterbrook

What homes there are in Chesterbrook, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Chesterbrook; the largest group, attached houses (townhouses), adds up to 72%, against 19% in Chester County.

Year built

By age, homes in Chesterbrook look like those in Chester County: the typical year built is 1984.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,289 a month

Chester County: $2,660 a month

Without a mortgage

$921 a month

Chester County: $977 a month

Owners with a mortgage

57%

Chester County: 68%

In Chesterbrook, 57% of owners have a mortgage, and their typical cost is $2,289 a month, against $2,660 in Chester County. Without one it drops to $921.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Chesterbrook gained value faster than in Chester County: 40% against 36%.

Much as in Chester County, the typical rent in Chesterbrook rose 34% since 2015–2019.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureChesterbrookChester CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate3.6%4.9%5.5%
Homeowner vacancy Unreliable estimate0.5%0.8%0.9%
More than one person per room Unreliable estimate1.4%1.6%3.4%
People per household 2.512.602.392.53
Drive alone 66%65%68%69%
Carpool Unreliable estimate6%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike Unreliable estimate2%4%3%
Work from home 20%24%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Chesterbrook has 2.51 people on average, about the same as in Chester County (2.60).

To get to work, 66% of workers in Chesterbrook drive alone; in Chester County, 65%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Chesterbrook?

A typical home costs more than the typical income allows

We start with a typical home in Chesterbrook, worth $453,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Chesterbrook, which is $124,295 a year. For that payment to be 28% of income, a household would need to earn about $163,268 a year.

The calculator's FHA and conventional loan limits are those of all of Chester County.

Your numbers

Local data
$

Starts at the typical home value in Chesterbrook. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $15,869 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,810

at 7.18% · 30 years

Loan amount
$445,188
Total interest
$640,521
Paid off in
November 2056

Includes $7,657 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,900 a month

  • Tight

    $2,900 to $3,729 a month

  • Hard

    more than $3,729 a month

    Your payment · 37%

Compared with the typical household income in Chesterbrook ($124,295 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,810
Principal & interest$3,016
Property tax$404
Home insurance$189
FHA mortgage insurance (MIP)$201

You need at least $15,869 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Chesterbrook and Chester County

Chesterbrook is in Chester County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Chesterbrook's own numbers

Typical home value
$453,400
Typical monthly rent
$2,452
Typical yearly household income
$124,295
Households that own their home
61%
Effective property tax rate
1.07%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Chester County

FHA limit, one-unit home
$630,200
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,860
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Chester County.

Everything about Chester County

Buying

Buying a home in Chesterbrook

A typical home in Chesterbrook is worth $453,400: 7% below the county and 78% above Pennsylvania. With the typical household income in Chesterbrook ($124,295 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Chesterbrook 3.6 years
  • Chester 3.8 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Chester County

According to FHFA’s house price index, home prices in Chester County rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Chester County.

Period County Pennsylvania U.S.
Last year (2025) +4.7% +4.7% +2.9%
5 years (2020–2025) +52% +48% +47%
10 years (2015–2025) +77% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Chesterbrook next to Chester County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Chesterbrook $453,400
  • Chester $485,600
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Chesterbrook $2,452
  • Chester $1,763
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Chesterbrook $124,295
  • Chester $127,208
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Chesterbrook next to Chester County and Pennsylvania
Measure Chesterbrook Chester County Pennsylvania U.S.
Typical home value $453,400 $485,600 $254,500 $332,700
Typical monthly rent $2,452 $1,763 $1,209 $1,413
Typical yearly household income $124,295 $127,208 $77,971 $80,734
Households that own their home 61% 75% 69% 65%
Typical yearly property tax $4,831 $6,308 $3,311 $3,119
Effective property tax rate 1.07% 1.3% 1.3% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Chester County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Chesterbrook

For a typical $453,400 home in Chesterbrook, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Chesterbrook's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,810a month

    Least cash to close
    Down payment
    $15,869
    Cash to close
    $29,471
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $201

  • Conventional, 5% down $3,726a month

    Down payment
    $22,670
    Cash to close
    $36,272
    Rate
    7.18%
    Mortgage insurance
    PMI · $215

  • Conventional, 20% down, no PMI $3,050a month

    Down payment
    $90,680
    Cash to close
    $104,282
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,470a month

    Down payment
    $68,010
    Cash to close
    $81,612
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Chesterbrook and for Chester County.

Property tax

Effective rate in Chesterbrook

1.07%of the home’s value each year

$4,831 a year for the typical owner in Chesterbrook.

  • Chesterbrook 1.07%
  • Chester 1.3%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Chester County

FEMA does not publish these numbers by city: they are for all of Chester County.

Homes in the high-risk zone
0.8%
1,279
Of those, with NFIP insurance
40%
County Pennsylvania U.S.
Homes in the high-risk zone 0.8% 2% 3.5%
Of those, with NFIP insurance 40% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Chesterbrook

Typical rent in Chesterbrook is $2,452 a month: 39% above the county.

HUD publishes a fair market rent for all of Chester County, by unit size. To pay the 2-bedroom one ($1,860 a month) without spending more than 30% of your income, you would need to earn $35.77 an hour working full time.

HUD fair market rent for all of Chester County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,438 $27.65 $57,520
1 bedroom $1,558 $29.96 $62,320
2 bedrooms $1,860 $35.77 $74,400
3 bedrooms $2,216 $42.62 $88,640
4 bedrooms $2,445 $47.02 $97,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Chesterbrook

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Chesterbrook is in ZIP code 19087.

For 2 bedrooms it is $2,660: $800 more than the fair market rent for Chester County ($1,860).

  • 19087 $2,660$3,170

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Chesterbrook when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Chesterbrook

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Chester County; 1 says it serves in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Chesterbrook

No down payment, repair or rent-help program on our list is for Chesterbrook or Chester County. The ones below are statewide in Pennsylvania: they work in Chesterbrook the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Chesterbrook

The HUD-approved agencies closest to the center of Chesterbrook, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Genesis Housing Corporation

    1430 Dekalb St, Norristown · 7 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (610) 275-4357

  • Media Fellowship House

    302 S Jackson St, Media · 11 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (610) 565-0434

  • CCCS of Delaware Valley, Inc. DBA Clarifi

    8600 W Chester Pike, Upper Darby · 11 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (800) 989-2227

Every agency in Chester County All counseling agencies in Pennsylvania

Help in Spanish near Chesterbrook

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Chesterbrook

HUD’s record names them for Chesterbrook or Chester County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Chester Public housing and Section 8 vouchers (610) 436-9200

All housing agencies in Pennsylvania Source: HUD

Cities

Other cities in Chester County

These cities are also in Chester County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Chester County Housing in Pennsylvania

Nearby cities

The cities closest to Chesterbrook, with the typical home value.

Neighboring counties

If Chester County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Chesterbrook.

All guides
A smiling girl holds up a small mushroom she found on a forest outing.

Questions

Housing questions about Chesterbrook

Short answers with the numbers for Chesterbrook and all of Chester County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Chesterbrook?

The typical home value in Chesterbrook is $453,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Chester County it is $485,600.

How much does it cost to rent in Chesterbrook?

Typical rent in Chesterbrook is $2,452 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Chester County is $1,860.

What is the FHA loan limit in Chesterbrook?

Chesterbrook uses the FHA limit for all of Chester County (2026): $630,200 for a one-unit home and $1,211,950 for a four-unit home.

How much property tax do owners pay in Chesterbrook?

The typical homeowner in Chesterbrook pays $4,831 a year, according to the U.S. Census Bureau. That is 1.07% of the home’s value; in Chester County, the rate is 1.3%.

Where can I find free help to buy or rent in Chesterbrook?

There is 1 HUD-approved counseling agency with an office in Chester County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).