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City · 7,683 residents · Chester County, Pennsylvania

Lionville , Pennsylvania

In Lionville, a typical home is worth $438,700 and typical rent is $1,916 a month. Compared with all of Chester County, typical household income is 21% lower, the typical home value is 10% lower, and the share of households that own their home is 23 points lower.

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  • Typical home value

    $438,700

    10% below the county

    72% above Pennsylvania

    • Lionville
    • Chester
    • Pennsylvania

  • Typical rent

    $1,916a month

    9% above the county

    58% above Pennsylvania

    • Lionville
    • Chester
    • Pennsylvania

  • Typical household income

    $100,582a year

    21% below the county

    29% above Pennsylvania

    • Lionville
    • Chester
    • Pennsylvania

  • Households that own their home

    52%

    23 points below the county

    18 points below Pennsylvania

    • Lionville
    • Chester
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Lionville is in Chester County. The FHA loan limit ($630,200 for a one-unit home), the fair market rents and the help on this page are those of all of Chester County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Lionville apart

What this place has that others do not, from public data, most unusual first.

  1. 52% of households in Lionville own their home, against 75% in Chester County.

  2. Nearby, in Downingtown, the typical rent is $1,518: 21% less than in Lionville ($1,916).

  3. Nearby, in Downingtown, the typical home value is $353,800: 19% less than in Lionville ($438,700).

  4. The typical household income in Lionville is $100,582, 21% less than in Chester County as a whole ($127,208).

  5. Lionville has the 20th highest typical rent of the 265 cities in Pennsylvania with more than 5,000 people ($1,916).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Lionville

What homes there are in Lionville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Lionville; the largest group, attached houses (townhouses), adds up to 37%, against 19% in Chester County.

Year built

Homes in Lionville are older: the typical year built is 1979; in Chester County, 1983.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,269 a month

Chester County: $2,660 a month

Without a mortgage

$745 a month

Chester County: $977 a month

Owners with a mortgage

64%

Chester County: 68%

The typical cost for an owner with a mortgage in Lionville is $2,269 a month, less than in Chester County ($2,660); without one, $745.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The Census does not compare Lionville with 2015–2019 because its boundaries changed. In Chester County, over that time, the typical home value rose 36%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLionvilleChester CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate3.6%4.9%5.5%
Homeowner vacancy Unreliable estimate0.5%0.8%0.9%
More than one person per room Unreliable estimate1.4%1.6%3.4%
People per household 2.402.602.392.53
Drive alone 68%65%68%69%
Carpool Unreliable estimate6%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike Unreliable estimate2%4%3%
Work from home 22%24%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Lionville are smaller: 2.40 people on average; in Chester County, 2.60.

To get to work, 68% of workers in Lionville drive alone; in Chester County, 65%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Lionville?

A typical home costs more than the typical income allows

We start with a typical home in Lionville, worth $438,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 44% of the typical household income in Lionville, which is $100,582 a year. For that payment to be 28% of income, a household would need to earn about $158,445 a year.

The calculator's FHA and conventional loan limits are those of all of Chester County.

Your numbers

Local data
$

Starts at the typical home value in Lionville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $15,355 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,697

at 7.18% · 30 years

Loan amount
$430,754
Total interest
$619,753
Paid off in
November 2056

Includes $7,409 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,347 a month

  • Tight

    $2,347 to $3,017 a month

  • Hard

    more than $3,017 a month

    Your payment · 44%

Compared with the typical household income in Lionville ($100,582 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,697
Principal & interest$2,918
Property tax$402
Home insurance$183
FHA mortgage insurance (MIP)$194

You need at least $15,355 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Lionville and Chester County

Lionville is in Chester County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Lionville's own numbers

Typical home value
$438,700
Typical monthly rent
$1,916
Typical yearly household income
$100,582
Households that own their home
52%
Effective property tax rate
1.1%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Chester County

FHA limit, one-unit home
$630,200
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,860
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Chester County.

Everything about Chester County

Buying

Buying a home in Lionville

A typical home in Lionville is worth $438,700: 10% below the county and 72% above Pennsylvania. With the typical household income in Lionville ($100,582 a year), a typical home costs 4.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Lionville 4.4 years
  • Chester 3.8 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Chester County

According to FHFA’s house price index, home prices in Chester County rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Chester County.

Period County Pennsylvania U.S.
Last year (2025) +4.7% +4.7% +2.9%
5 years (2020–2025) +52% +48% +47%
10 years (2015–2025) +77% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Lionville next to Chester County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Lionville $438,700
  • Chester $485,600
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Lionville $1,916
  • Chester $1,763
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Lionville $100,582
  • Chester $127,208
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Lionville next to Chester County and Pennsylvania
Measure Lionville Chester County Pennsylvania U.S.
Typical home value $438,700 $485,600 $254,500 $332,700
Typical monthly rent $1,916 $1,763 $1,209 $1,413
Typical yearly household income $100,582 $127,208 $77,971 $80,734
Households that own their home 52% 75% 69% 65%
Typical yearly property tax $4,825 $6,308 $3,311 $3,119
Effective property tax rate 1.1% 1.3% 1.3% 0.94%
Renters with high rent for their income 49% 48% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Chester County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Lionville

For a typical $438,700 home in Lionville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lionville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,697a month

    Least cash to close
    Down payment
    $15,355
    Cash to close
    $28,516
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $194

  • Conventional, 5% down $3,617a month

    Down payment
    $21,935
    Cash to close
    $35,096
    Rate
    7.18%
    Mortgage insurance
    PMI · $208

  • Conventional, 20% down, no PMI $2,962a month

    Down payment
    $87,740
    Cash to close
    $100,901
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,368a month

    Down payment
    $65,805
    Cash to close
    $78,966
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Lionville and for Chester County.

Property tax

Effective rate in Lionville

1.1%of the home’s value each year

$4,825 a year for the typical owner in Lionville.

  • Lionville 1.1%
  • Chester 1.3%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Chester County

FEMA does not publish these numbers by city: they are for all of Chester County.

Homes in the high-risk zone
0.8%
1,279
Of those, with NFIP insurance
40%
County Pennsylvania U.S.
Homes in the high-risk zone 0.8% 2% 3.5%
Of those, with NFIP insurance 40% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Lionville

Typical rent in Lionville is $1,916 a month: 9% above the county. In Lionville, 49% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Chester County, by unit size. To pay the 2-bedroom one ($1,860 a month) without spending more than 30% of your income, you would need to earn $35.77 an hour working full time.

HUD fair market rent for all of Chester County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,438 $27.65 $57,520
1 bedroom $1,558 $29.96 $62,320
2 bedrooms $1,860 $35.77 $74,400
3 bedrooms $2,216 $42.62 $88,640
4 bedrooms $2,445 $47.02 $97,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Lionville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lionville is in ZIP code 19341.

For 2 bedrooms it is $2,620: $760 more than the fair market rent for Chester County ($1,860).

  • 19341 $2,620$3,120

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lionville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Lionville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Chester County; 1 says it serves in Spanish.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Lionville

No down payment, repair or rent-help program on our list is for Lionville or Chester County. The ones below are statewide in Pennsylvania: they work in Lionville the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Lionville

The HUD-approved agencies closest to the center of Lionville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Partnership of Chester County

    41 W Lancaster Ave, Downingtown · 5 miles away · Spanish

    • Budget and financial counseling
    • Predatory lending workshops
    • and 2 more
    (610) 518-1522

  • Media Fellowship House

    302 S Jackson St, Media · 16 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (610) 565-0434

  • Genesis Housing Corporation

    1430 Dekalb St, Norristown · 17 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (610) 275-4357

Every agency in Chester County All counseling agencies in Pennsylvania

Help in Spanish near Lionville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Lionville

HUD’s record names them for Lionville or Chester County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Chester Public housing and Section 8 vouchers (610) 436-9200

All housing agencies in Pennsylvania Source: HUD

Cities

Other cities in Chester County

These cities are also in Chester County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Chester County Housing in Pennsylvania

Nearby cities

The cities closest to Lionville, with the typical home value.

Neighboring counties

If Chester County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Lionville.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Lionville

Short answers with the numbers for Lionville and all of Chester County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Lionville?

The typical home value in Lionville is $438,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Chester County it is $485,600.

How much does it cost to rent in Lionville?

Typical rent in Lionville is $1,916 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Chester County is $1,860.

What is the FHA loan limit in Lionville?

Lionville uses the FHA limit for all of Chester County (2026): $630,200 for a one-unit home and $1,211,950 for a four-unit home.

How much property tax do owners pay in Lionville?

The typical homeowner in Lionville pays $4,825 a year, according to the U.S. Census Bureau. That is 1.1% of the home’s value; in Chester County, the rate is 1.3%.

Where can I find free help to buy or rent in Lionville?

There is 1 HUD-approved counseling agency with an office in Chester County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).