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City · 6,772 residents · Chester County, Pennsylvania

Exton , Pennsylvania

In Exton, a typical home is worth $554,200 and typical rent is $2,202 a month. Compared with all of Chester County, typical rent is 25% higher, the typical home value is 14% higher, and the share of households that own their home is 46 points lower.

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  • Typical home value

    $554,200

    14% above the county

    118% above Pennsylvania

    • Exton
    • Chester
    • Pennsylvania

  • Typical rent

    $2,202a month

    25% above the county

    82% above Pennsylvania

    • Exton
    • Chester
    • Pennsylvania

  • Typical household income

    $120,697a year

    5% below the county

    55% above Pennsylvania

    • Exton
    • Chester
    • Pennsylvania

  • Households that own their home

    29%

    46 points below the county

    40 points below Pennsylvania

    • Exton
    • Chester
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$623,884
3.1% more than 12 months ago
Typical rent
$2,422 a month
3.7% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Exton is in Chester County. The FHA loan limit ($630,200 for a one-unit home), the fair market rents and the help on this page are those of all of Chester County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Exton apart

What this place has that others do not, from public data, most unusual first.

  1. 29% of households in Exton own their home, against 75% in Chester County.

  2. Exton has the 5th smallest share of rent-burdened renters of the 232 cities in Pennsylvania with more than 5,000 people (30%).

  3. Exton has the 9th highest typical rent of the 265 cities in Pennsylvania with more than 5,000 people ($2,202).

  4. Nearby, in Downingtown, the typical home value is $353,800: 36% less than in Exton ($554,200).

  5. Nearby, in Downingtown, the typical rent is $1,518: 31% less than in Exton ($2,202).

  6. Exton has the 15th highest typical home value of the 273 cities in Pennsylvania with more than 5,000 people ($554,200).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Exton

What homes there are in Exton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

There are more apartments in Exton than in Chester County: 44% of homes, against 14%.

Year built

The typical home in Exton was built in 1995, 12 years after the typical one in Chester County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,960 a month

Chester County: $2,660 a month

Owners with a mortgage

64%

Chester County: 68%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Exton rose 52%; in Chester County, it rose 36%.

The typical rent in Exton rose 34% since 2015–2019, about the same as in Chester County (33%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureExtonChester CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate3.6%4.9%5.5%
Homeowner vacancy Unreliable estimate0.5%0.8%0.9%
More than one person per room Unreliable estimate1.4%1.6%3.4%
People per household 2.332.602.392.53
Drive alone 58%65%68%69%
Carpool Unreliable estimate6%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike Unreliable estimate2%4%3%
Work from home 38%24%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Exton has 2.33 people, fewer than in Chester County (2.60).

In Exton, 38% of workers work from home, more than in Chester County (24%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Exton?

A typical home costs more than the typical income allows

We start with a typical home in Exton, worth $554,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in Exton, which is $120,697 a year. For that payment to be 28% of income, a household would need to earn about $196,003 a year.

The calculator's FHA and conventional loan limits are those of all of Chester County.

Your numbers

Local data
$

Starts at the typical home value in Exton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $19,397 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,573

at 7.18% · 30 years

Loan amount
$544,162
Total interest
$782,922
Paid off in
November 2056

Includes $9,359 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,816 a month

  • Tight

    $2,816 to $3,621 a month

  • Hard

    more than $3,621 a month

    Your payment · 45%

Compared with the typical household income in Exton ($120,697 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,573
Principal & interest$3,686
Property tax$411
Home insurance$231
FHA mortgage insurance (MIP)$245

You need at least $19,397 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Exton and Chester County

Exton is in Chester County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Exton's own numbers

Typical home value
$554,200
Typical monthly rent
$2,202
Typical yearly household income
$120,697
Households that own their home
29%
Effective property tax rate
0.89%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Chester County

FHA limit, one-unit home
$630,200
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,860
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Chester County.

Everything about Chester County

Buying

Buying a home in Exton

A typical home in Exton is worth $554,200: 14% above the county and 118% above Pennsylvania. With the typical household income in Exton ($120,697 a year), a typical home costs 4.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Exton 4.6 years
  • Chester 3.8 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Chester County

According to FHFA’s house price index, home prices in Chester County rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Chester County.

Period County Pennsylvania U.S.
Last year (2025) +4.7% +4.7% +2.9%
5 years (2020–2025) +52% +48% +47%
10 years (2015–2025) +77% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Exton next to Chester County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Exton $554,200
  • Chester $485,600
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Exton $2,202
  • Chester $1,763
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Exton $120,697
  • Chester $127,208
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Exton next to Chester County and Pennsylvania
Measure Exton Chester County Pennsylvania U.S.
Typical home value $554,200 $485,600 $254,500 $332,700
Typical monthly rent $2,202 $1,763 $1,209 $1,413
Typical yearly household income $120,697 $127,208 $77,971 $80,734
Households that own their home 29% 75% 69% 65%
Typical yearly property tax $4,949 $6,308 $3,311 $3,119
Effective property tax rate 0.89% 1.3% 1.3% 0.94%
Renters with high rent for their income 30% 48% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Chester County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Exton

For a typical $554,200 home in Exton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Exton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,573a month

    Least cash to close
    Down payment
    $19,397
    Cash to close
    $36,023
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $245

  • Conventional, 5% down $4,472a month

    Down payment
    $27,710
    Cash to close
    $44,336
    Rate
    7.18%
    Mortgage insurance
    PMI · $263

  • Conventional, 20% down, no PMI $3,645a month

    Down payment
    $110,840
    Cash to close
    $127,466
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,158a month

    Down payment
    $83,130
    Cash to close
    $99,756
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Exton and for Chester County.

Property tax

Effective rate in Exton

0.89%of the home’s value each year

$4,949 a year for the typical owner in Exton.

  • Exton 0.89%
  • Chester 1.3%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Chester County

FEMA does not publish these numbers by city: they are for all of Chester County.

Homes in the high-risk zone
0.8%
1,279
Of those, with NFIP insurance
40%
County Pennsylvania U.S.
Homes in the high-risk zone 0.8% 2% 3.5%
Of those, with NFIP insurance 40% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Exton

Typical rent in Exton is $2,202 a month: 25% above the county. In Exton, 30% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Chester County, by unit size. To pay the 2-bedroom one ($1,860 a month) without spending more than 30% of your income, you would need to earn $35.77 an hour working full time.

HUD fair market rent for all of Chester County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,438 $27.65 $57,520
1 bedroom $1,558 $29.96 $62,320
2 bedrooms $1,860 $35.77 $74,400
3 bedrooms $2,216 $42.62 $88,640
4 bedrooms $2,445 $47.02 $97,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Exton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Exton is in ZIP code 19341.

For 2 bedrooms it is $2,620: $760 more than the fair market rent for Chester County ($1,860).

  • 19341 $2,620$3,120

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Exton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Exton

HUD lists 2 buildings with rents for lower incomes in Exton. These are the largest.

  • Eagleview II 689 Rice Blvd, Exton 19341 50 low-income homes · 1 bd: 50 · In service since 2012 · For older adults, people with disabilities
  • Eagleview Senior Apts 549 Dickinson Ct, Exton 19341 49 low-income homes · 1 bd: 49 · In service since 1999 · For older adults

See all 51 buildings in Chester County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Exton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Chester County; 1 says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Exton

No down payment, repair or rent-help program on our list is for Exton or Chester County. The ones below are statewide in Pennsylvania: they work in Exton the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Exton

The HUD-approved agencies closest to the center of Exton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Partnership of Chester County

    41 W Lancaster Ave, Downingtown · 4 miles away · Spanish

    • Budget and financial counseling
    • Predatory lending workshops
    • and 2 more
    (610) 518-1522

  • Media Fellowship House

    302 S Jackson St, Media · 15 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (610) 565-0434

  • Genesis Housing Corporation

    1430 Dekalb St, Norristown · 17 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (610) 275-4357

Every agency in Chester County All counseling agencies in Pennsylvania

Help in Spanish near Exton

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Exton

HUD’s record names them for Exton or Chester County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Chester Public housing and Section 8 vouchers (610) 436-9200

All housing agencies in Pennsylvania Source: HUD

Cities

Other cities in Chester County

These cities are also in Chester County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Chester County Housing in Pennsylvania

Nearby cities

The cities closest to Exton, with the typical home value.

Neighboring counties

If Chester County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Exton.

All guides
A mother holds hands with her two daughters on the beach at sunset.

Questions

Housing questions about Exton

Short answers with the numbers for Exton and all of Chester County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Exton?

The typical home value in Exton is $554,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Chester County it is $485,600.

How much does it cost to rent in Exton?

Typical rent in Exton is $2,202 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Chester County is $1,860.

What is the FHA loan limit in Exton?

Exton uses the FHA limit for all of Chester County (2026): $630,200 for a one-unit home and $1,211,950 for a four-unit home.

How much property tax do owners pay in Exton?

The typical homeowner in Exton pays $4,949 a year, according to the U.S. Census Bureau. That is 0.89% of the home’s value; in Chester County, the rate is 1.3%.

Where can I find free help to buy or rent in Exton?

There is 1 HUD-approved counseling agency with an office in Chester County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).