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City · 13,534 residents · Allegheny County, Pennsylvania

Carnot-Moon , Pennsylvania

In Carnot-Moon, a typical home is worth $264,200 and typical rent is $1,214 a month. Compared with all of Allegheny County, typical household income is 28% higher and the typical home value is 16% higher.

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  • Typical home value

    $264,200

    16% above the county

    4% above Pennsylvania

    • Carnot-Moon
    • Allegheny
    • Pennsylvania

  • Typical rent

    $1,214a month

    5% above the county

    About the same as Pennsylvania

    • Carnot-Moon
    • Allegheny
    • Pennsylvania

  • Typical household income

    $100,714a year

    28% above the county

    29% above Pennsylvania

    • Carnot-Moon
    • Allegheny
    • Pennsylvania

  • Households that own their home

    63%

    2 points below the county

    6 points below Pennsylvania

    • Carnot-Moon
    • Allegheny
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Carnot-Moon is in Allegheny County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Allegheny County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Carnot-Moon apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Ambridge, the typical home value is $98,200: 63% less than in Carnot-Moon ($264,200).

  2. Nearby, in Aliquippa, the typical rent is $821: 32% less than in Carnot-Moon ($1,214).

  3. The typical household income in Carnot-Moon is $100,714, 28% more than in Allegheny County as a whole ($78,548).

  4. The typical home in Carnot-Moon is worth $264,200, 16% more than in Allegheny County as a whole ($227,600).

  5. Carnot-Moon has the 23rd smallest share of rent-burdened renters of the 232 cities in Pennsylvania with more than 5,000 people (35%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Carnot-Moon

What homes there are in Carnot-Moon, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Carnot-Moon, but it weighs less than in Allegheny County: 55% against 62%.

Year built

Here half of the homes date from 1971 or later; in Allegheny County, from 1957 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,993 a month

Allegheny County: $1,685 a month

Without a mortgage

$646 a month

Allegheny County: $654 a month

Owners with a mortgage

67%

Allegheny County: 58%

Owning costs more in Carnot-Moon: with a mortgage, the typical cost is $1,993 a month; in Allegheny County, $1,685. Without one, $646.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Carnot-Moon gained value more slowly than in Allegheny County: 33% since 2015–2019, against 47%.

Much as in Allegheny County, the typical rent in Carnot-Moon rose 28% since 2015–2019.

Income in Carnot-Moon grew faster than housing: it rose 38%, while home values changed +33% and rent +28%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureCarnot-MoonAllegheny CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate6.8%4.9%5.5%
Homeowner vacancy Unreliable estimate0.9%0.8%0.9%
More than one person per room Unreliable estimate1.0%1.6%3.4%
People per household 2.402.202.392.53
Drive alone 72%62%68%69%
Carpool 5%6%8%9%
Public transit Unreliable estimate5%4%3%
Walk or bike 2%4%4%3%
Work from home 18%21%16%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.40 on average, against 2.20 in Allegheny County.

In Carnot-Moon, 72% of workers drive alone to work; in Allegheny County, 62%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Carnot-Moon?

A typical home is tight for the typical income

We start with a typical home in Carnot-Moon, worth $264,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Carnot-Moon, which is $100,714 a year. For that payment to be 28% of income, a household would need to earn about $100,799 a year.

The calculator's FHA and conventional loan limits are those of all of Allegheny County.

Your numbers

Local data
$

Starts at the typical home value in Carnot-Moon. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,247 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,352

at 7.18% · 30 years

Loan amount
$259,415
Total interest
$373,237
Paid off in
November 2056

Includes $4,462 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,350 a month

  • Tight

    $2,350 to $3,021 a month

    Your payment · 28%

  • Hard

    more than $3,021 a month

Compared with the typical household income in Carnot-Moon ($100,714 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,352
Principal & interest$1,757
Property tax$368
Home insurance$110
FHA mortgage insurance (MIP)$117

You need at least $9,247 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Carnot-Moon and Allegheny County

Carnot-Moon is in Allegheny County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Carnot-Moon's own numbers

Typical home value
$264,200
Typical monthly rent
$1,214
Typical yearly household income
$100,714
Households that own their home
63%
Effective property tax rate
1.67%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Allegheny County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,389
Price change over 5 years (FHFA)
+40%
Homes in a high flood-risk zone
0.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Allegheny County.

Everything about Allegheny County

Buying

Buying a home in Carnot-Moon

A typical home in Carnot-Moon is worth $264,200: 16% above the county and 4% above Pennsylvania. With the typical household income in Carnot-Moon ($100,714 a year), a typical home costs 2.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Carnot-Moon 2.6 years
  • Allegheny 2.9 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Allegheny County

According to FHFA’s house price index, home prices in Allegheny County rose 76% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Allegheny County.

Period County Pennsylvania U.S.
Last year (2025) +3.2% +4.7% +2.9%
5 years (2020–2025) +40% +48% +47%
10 years (2015–2025) +76% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Carnot-Moon next to Allegheny County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Carnot-Moon $264,200
  • Allegheny $227,600
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Carnot-Moon $1,214
  • Allegheny $1,153
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Carnot-Moon $100,714
  • Allegheny $78,548
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Carnot-Moon next to Allegheny County and Pennsylvania
Measure Carnot-Moon Allegheny County Pennsylvania U.S.
Typical home value $264,200 $227,600 $254,500 $332,700
Typical monthly rent $1,214 $1,153 $1,209 $1,413
Typical yearly household income $100,714 $78,548 $77,971 $80,734
Households that own their home 63% 65% 69% 65%
Typical yearly property tax $4,404 $3,451 $3,311 $3,119
Effective property tax rate 1.67% 1.52% 1.3% 0.94%
Renters with high rent for their income 35% 46% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Allegheny County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Carnot-Moon

For a typical $264,200 home in Carnot-Moon, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Carnot-Moon's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,352a month

    Least cash to close
    Down payment
    $9,247
    Cash to close
    $17,173
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $117

  • Conventional, 5% down $2,304a month

    Down payment
    $13,210
    Cash to close
    $21,136
    Rate
    7.18%
    Mortgage insurance
    PMI · $125

  • Conventional, 20% down, no PMI $1,910a month

    Down payment
    $52,840
    Cash to close
    $60,766
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,154a month

    Down payment
    $39,630
    Cash to close
    $47,556
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Carnot-Moon and for Allegheny County.

Property tax

Effective rate in Carnot-Moon

1.67%of the home’s value each year

$4,404 a year for the typical owner in Carnot-Moon.

  • Carnot-Moon 1.67%
  • Allegheny 1.52%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Allegheny County

FEMA does not publish these numbers by city: they are for all of Allegheny County.

Homes in the high-risk zone
0.9%
4,261
Of those, with NFIP insurance
28%
County Pennsylvania U.S.
Homes in the high-risk zone 0.9% 2% 3.5%
Of those, with NFIP insurance 28% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Carnot-Moon

Typical rent in Carnot-Moon is $1,214 a month: 5% above the county. In Carnot-Moon, 35% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Allegheny County, by unit size. To pay the 2-bedroom one ($1,389 a month) without spending more than 30% of your income, you would need to earn $26.71 an hour working full time.

HUD fair market rent for all of Allegheny County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,075 $20.67 $43,000
1 bedroom $1,146 $22.04 $45,840
2 bedrooms $1,389 $26.71 $55,560
3 bedrooms $1,773 $34.10 $70,920
4 bedrooms $1,925 $37.02 $77,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Carnot-Moon

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Carnot-Moon is in ZIP code 15108.

For 2 bedrooms it is $1,510: $121 more than the fair market rent for Allegheny County ($1,389).

  • 15108 $1,510$1,930

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Carnot-Moon when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Carnot-Moon

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 6 HUD-approved agencies with an office in Allegheny County; 2 say they serve in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Carnot-Moon

No down payment, repair or rent-help program on our list is for Carnot-Moon or Allegheny County. The ones below are statewide in Pennsylvania: they work in Carnot-Moon the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Carnot-Moon

The HUD-approved agencies closest to the center of Carnot-Moon, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Credit.org - Pittsburgh, PA Branch

    322 N Shore Dr, Pittsburgh · 12 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 4 more
    (800) 431-8157

  • Urban League of Greater Pittsburgh

    332 5th Ave, Pittsburgh · 13 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (412) 227-4163

  • Housing Opportunities, Inc.

    293 Pinney St, Rochester · 13 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (724) 728-7511

Every agency in Allegheny County All counseling agencies in Pennsylvania

Help in Spanish near Carnot-Moon

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Carnot-Moon

HUD’s record names them for Carnot-Moon or Allegheny County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Allegheny County Housing Authority Public housing and Section 8 vouchers (412) 355-8940

2 other authorities have an office in Allegheny County: see the list Source: HUD

Cities

Other cities in Allegheny County

These cities are also in Allegheny County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Allegheny County Housing in Pennsylvania
See 21 more cities in Allegheny County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Carnot-Moon, with the typical home value.

Neighboring counties

If Allegheny County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Carnot-Moon.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about Carnot-Moon

Short answers with the numbers for Carnot-Moon and all of Allegheny County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Carnot-Moon?

The typical home value in Carnot-Moon is $264,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Allegheny County it is $227,600.

How much does it cost to rent in Carnot-Moon?

Typical rent in Carnot-Moon is $1,214 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Allegheny County is $1,389.

What is the FHA loan limit in Carnot-Moon?

Carnot-Moon uses the FHA limit for all of Allegheny County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Carnot-Moon?

The typical homeowner in Carnot-Moon pays $4,404 a year, according to the U.S. Census Bureau. That is 1.67% of the home’s value; in Allegheny County, the rate is 1.52%.

Where can I find free help to buy or rent in Carnot-Moon?

There are 6 HUD-approved counseling agencies with an office in Allegheny County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).