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City · 304,759 residents · Allegheny County, Pennsylvania

Pittsburgh , Pennsylvania

In Pittsburgh, a typical home is worth $205,800 and typical rent is $1,261 a month. Compared with all of Allegheny County, typical household income is 16% lower, the typical home value is 10% lower, and the share of households that own their home is 18 points lower.

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  • Typical home value

    $205,800

    10% below the county

    19% below Pennsylvania

    • Pittsburgh
    • Allegheny
    • Pennsylvania

  • Typical rent

    $1,261a month

    9% above the county

    4% above Pennsylvania

    • Pittsburgh
    • Allegheny
    • Pennsylvania

  • Typical household income

    $65,742a year

    16% below the county

    16% below Pennsylvania

    • Pittsburgh
    • Allegheny
    • Pennsylvania

  • Households that own their home

    48%

    18 points below the county

    22 points below Pennsylvania

    • Pittsburgh
    • Allegheny
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$234,620
0.9% less than 12 months ago
Typical rent
$1,569 a month
3.8% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Pittsburgh is in Allegheny County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Allegheny County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Pittsburgh apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in McKees Rocks, the typical home value is $75,600: 63% less than in Pittsburgh ($205,800).

  2. 48% of households in Pittsburgh own their home, against 65% in Allegheny County.

  3. Nearby, in Brentwood, the typical rent is $860: 32% less than in Pittsburgh ($1,261).

  4. According to Zillow, in the 12 months to September 2026 the typical home value in Pittsburgh fell 0.9%; in Pennsylvania, it rose 2.2%.

  5. The typical household income in Pittsburgh is $65,742, 16% less than in Allegheny County as a whole ($78,548).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Pittsburgh

What homes there are in Pittsburgh, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Pittsburgh there is a bit of everything: no kind of home reaches half. The most common are detached houses (44%); in Allegheny County, 62%.

Year built

Homes in Pittsburgh are older: the typical year built is 1942; in Allegheny County, 1957.

In Pittsburgh, 26% of homes have 1 bedroom or none (studios); 44% have 3 bedrooms or more, against 58% in Allegheny County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Pittsburgh sit under the FHA limit for Allegheny County ($541,287): about 87%.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Allegheny County is $1,389: about 56% of rents in Pittsburgh are below it.

With a mortgage

$1,472 a month

Allegheny County: $1,685 a month

Without a mortgage

$571 a month

Allegheny County: $654 a month

Owners with a mortgage

55%

Allegheny County: 58%

In Pittsburgh, 55% of owners have a mortgage, and their typical cost is $1,472 a month, against $1,685 in Allegheny County. Without one it drops to $571.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Pittsburgh rose 65%; in Allegheny County, it rose 47%.

The typical rent in Pittsburgh rose 32% since 2015–2019, about the same as in Allegheny County (30%).

To compare: typical income in Pittsburgh rose 35%; the home, +65%; the rent, +32%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePittsburghAllegheny CountyPennsylvaniaUnited States
Rental vacancy 7.4%6.8%4.9%5.5%
Homeowner vacancy 1.6%0.9%0.8%0.9%
More than one person per room 1.4%1.0%1.6%3.4%
People per household 2.032.202.392.53
Drive alone 48%62%68%69%
Carpool 6%6%8%9%
Public transit 12%5%4%3%
Walk or bike 11%4%4%3%
Work from home 22%21%16%15%
Other means 2%1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

In Pittsburgh, the rental vacancy rate is 7.4%, about the same as in Allegheny County.

In Pittsburgh, 1.4% of households live with more than one person per room, about the same as in Allegheny County.

On average, a household in Pittsburgh has 2.03 people, fewer than in Allegheny County (2.20).

More people walk or bike to work in Pittsburgh: 11%, against 4% in Allegheny County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Pittsburgh?

A typical home is tight for the typical income

We start with a typical home in Pittsburgh, worth $205,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Pittsburgh, which is $65,742 a year. For that payment to be 28% of income, a household would need to earn about $72,785 a year.

The calculator's FHA and conventional loan limits are those of all of Allegheny County.

Your numbers

Local data
$

Starts at the typical home value in Pittsburgh. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,203 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,698

at 7.18% · 30 years

Loan amount
$202,072
Total interest
$290,735
Paid off in
November 2056

Includes $3,475 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,534 a month

  • Tight

    $1,534 to $1,972 a month

    Your payment · 31%

  • Hard

    more than $1,972 a month

Compared with the typical household income in Pittsburgh ($65,742 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,698
Principal & interest$1,369
Property tax$153
Home insurance$86
FHA mortgage insurance (MIP)$91

You need at least $7,203 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Pittsburgh and Allegheny County

Pittsburgh is in Allegheny County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Pittsburgh's own numbers

Typical home value
$205,800
Typical monthly rent
$1,261
Typical yearly household income
$65,742
Households that own their home
48%
Effective property tax rate
0.89%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Allegheny County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,389
Price change over 5 years (FHFA)
+40%
Homes in a high flood-risk zone
0.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Allegheny County.

Everything about Allegheny County

Buying

Buying a home in Pittsburgh

A typical home in Pittsburgh is worth $205,800: 10% below the county and 19% below Pennsylvania. With the typical household income in Pittsburgh ($65,742 a year), a typical home costs 3.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Pittsburgh 3.1 years
  • Allegheny 2.9 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Allegheny County

According to FHFA’s house price index, home prices in Allegheny County rose 76% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Allegheny County.

Period County Pennsylvania U.S.
Last year (2025) +3.2% +4.7% +2.9%
5 years (2020–2025) +40% +48% +47%
10 years (2015–2025) +76% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Pittsburgh next to Allegheny County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Pittsburgh $205,800
  • Allegheny $227,600
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Pittsburgh $1,261
  • Allegheny $1,153
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Pittsburgh $65,742
  • Allegheny $78,548
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Pittsburgh next to Allegheny County and Pennsylvania
Measure Pittsburgh Allegheny County Pennsylvania U.S.
Typical home value $205,800 $227,600 $254,500 $332,700
Typical monthly rent $1,261 $1,153 $1,209 $1,413
Typical yearly household income $65,742 $78,548 $77,971 $80,734
Households that own their home 48% 65% 69% 65%
Typical yearly property tax $1,822 $3,451 $3,311 $3,119
Effective property tax rate 0.89% 1.52% 1.3% 0.94%
Renters with high rent for their income 48% 46% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Allegheny County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Pittsburgh

For a typical $205,800 home in Pittsburgh, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Pittsburgh's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,698a month

    Least cash to close
    Down payment
    $7,203
    Cash to close
    $13,377
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $91

  • Conventional, 5% down $1,661a month

    Down payment
    $10,290
    Cash to close
    $16,464
    Rate
    7.18%
    Mortgage insurance
    PMI · $98

  • Conventional, 20% down, no PMI $1,354a month

    Down payment
    $41,160
    Cash to close
    $47,334
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,544a month

    Down payment
    $30,870
    Cash to close
    $37,044
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Pittsburgh and for Allegheny County.

Property tax

Effective rate in Pittsburgh

0.89%of the home’s value each year

$1,822 a year for the typical owner in Pittsburgh.

  • Pittsburgh 0.89%
  • Allegheny 1.52%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Allegheny County

FEMA does not publish these numbers by city: they are for all of Allegheny County.

Homes in the high-risk zone
0.9%
4,261
Of those, with NFIP insurance
28%
County Pennsylvania U.S.
Homes in the high-risk zone 0.9% 2% 3.5%
Of those, with NFIP insurance 28% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Pittsburgh

Typical rent in Pittsburgh is $1,261 a month: 9% above the county. In Pittsburgh, 48% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Allegheny County, by unit size. To pay the 2-bedroom one ($1,389 a month) without spending more than 30% of your income, you would need to earn $26.71 an hour working full time.

HUD fair market rent for all of Allegheny County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,075 $20.67 $43,000
1 bedroom $1,146 $22.04 $45,840
2 bedrooms $1,389 $26.71 $55,560
3 bedrooms $1,773 $34.10 $70,920
4 bedrooms $1,925 $37.02 $77,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Pittsburgh

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Pittsburgh has 22 ZIP codes with their own.

For 2 bedrooms it runs from $1,410 in 15216 to $2,080 in 15232.

22 of the 22 are above the fair market rent for Allegheny County ($1,389).

5 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Pittsburgh when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Pittsburgh

HUD lists 188 buildings with rents for lower incomes in Pittsburgh. These are the largest.

  • Northview Heights 533 Mount Pleasant Rd, Pittsburgh 15214 555 homes, 533 low-income · Run by Housing Authority of the City of Pittsburgh · Average payment: $438 a month (412) 456-5012
  • Brinton Manor and Tower 2600 Brinton Manor Dr, Pittsburgh 15221 410 homes, 374 low-income · For families (412) 824-3370
  • Bedford Dwellings 2527 Chauncey Dr, Pittsburgh 15219 318 homes, 313 low-income · Run by Housing Authority of the City of Pittsburgh · Average payment: $299 a month (412) 456-5012
  • Oak Hill - Phase 1B 537 Oak Hill Dr, Pittsburgh 15213 146 low-income homes · For families (412) 682-5288
  • Glen Hazel Heights & Bernice Crawley 945 Roselle Ct, Pittsburgh 15207 225 low-income homes · For families (412) 274-1083

See all 405 buildings in Allegheny County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Pittsburgh

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 6 HUD-approved agencies with an office in Allegheny County; 2 say they serve in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Pittsburgh

No down payment, repair or rent-help program on our list is for Pittsburgh or Allegheny County. The ones below are statewide in Pennsylvania: they work in Pittsburgh the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Pittsburgh

The HUD-approved agencies closest to the center of Pittsburgh, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Advantage Credit Counseling Service

    2403 Sidney St Ste 250, Pittsburgh · 1 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (888) 511-2227

  • Urban League of Greater Pittsburgh

    332 5th Ave, Pittsburgh · 1 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (412) 227-4163

  • Credit.org - Pittsburgh, PA Branch

    322 N Shore Dr, Pittsburgh · 2 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 4 more
    (800) 431-8157

Every agency in Allegheny County All counseling agencies in Pennsylvania

Help in Spanish near Pittsburgh

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Pittsburgh

HUD’s record names them for Pittsburgh or Allegheny County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Pittsburgh Public housing and Section 8 vouchers (412) 456-5012
  • Allegheny County Housing Authority Public housing and Section 8 vouchers (412) 355-8940

One other authority has an office in Allegheny County: see the list Source: HUD

Cities

Other cities in Allegheny County

These cities are also in Allegheny County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Allegheny County Housing in Pennsylvania
See 21 more cities in Allegheny County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Pittsburgh, with the typical home value.

Neighboring counties

If Allegheny County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Pittsburgh.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Pittsburgh

Short answers with the numbers for Pittsburgh and all of Allegheny County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Pittsburgh?

The typical home value in Pittsburgh is $205,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Allegheny County it is $227,600.

How much does it cost to rent in Pittsburgh?

Typical rent in Pittsburgh is $1,261 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Allegheny County is $1,389.

What is the FHA loan limit in Pittsburgh?

Pittsburgh uses the FHA limit for all of Allegheny County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Pittsburgh?

The typical homeowner in Pittsburgh pays $1,822 a year, according to the U.S. Census Bureau. That is 0.89% of the home’s value; in Allegheny County, the rate is 1.52%.

Where can I find free help to buy or rent in Pittsburgh?

There are 6 HUD-approved counseling agencies with an office in Allegheny County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).