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City · 5,007 residents · Allegheny County, Pennsylvania

Turtle Creek , Pennsylvania

In Turtle Creek, a typical home is worth $84,900 and typical rent is $682 a month. Compared with all of Allegheny County, the typical home value is 63% lower, typical household income is 41% lower, and the share of households that own their home is 37 points lower.

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  • Typical home value

    $84,900

    63% below the county

    67% below Pennsylvania

    • Turtle Creek
    • Allegheny
    • Pennsylvania

  • Typical rent

    $682a month

    41% below the county

    44% below Pennsylvania

    • Turtle Creek
    • Allegheny
    • Pennsylvania

  • Typical household income

    $45,997a year

    41% below the county

    41% below Pennsylvania

    • Turtle Creek
    • Allegheny
    • Pennsylvania

  • Households that own their home

    28%

    37 points below the county

    41 points below Pennsylvania

    • Turtle Creek
    • Allegheny
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$88,961
11.8% less than 12 months ago
Typical rent
$1,108 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Turtle Creek is in Allegheny County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Allegheny County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Turtle Creek apart

What this place has that others do not, from public data, most unusual first.

  1. 28% of households in Turtle Creek own their home, against 65% in Allegheny County.

  2. The typical home in Turtle Creek is worth $84,900, 63% less than in Allegheny County as a whole ($227,600).

  3. Turtle Creek has the 6th lowest typical rent of the 265 cities in Pennsylvania with more than 5,000 people ($682).

  4. According to Zillow, in the 12 months to September 2026 the typical home value in Turtle Creek fell 11.8%; in Pennsylvania, it rose 2.2%.

  5. The typical household income in Turtle Creek is $45,997, 41% less than in Allegheny County as a whole ($78,548).

  6. Nearby, in Duquesne, the typical home value is $63,800: 25% less than in Turtle Creek ($84,900).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Turtle Creek

What homes there are in Turtle Creek, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Homes in Turtle Creek are varied: detached houses are the largest group, at 40%, against 62% in Allegheny County.

Year built

Homes in Turtle Creek are older: the typical year built is 1944; in Allegheny County, 1957.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a HUD fair market rent of $1,389 for 2 bedrooms, at least 70% of rented homes in Turtle Creek sit below it.

With a mortgage

$1,166 a month

Allegheny County: $1,685 a month

Without a mortgage

$472 a month

Allegheny County: $654 a month

Owners with a mortgage

47%

Allegheny County: 58%

Owning costs less in Turtle Creek: with a mortgage, the typical cost is $1,166 a month; in Allegheny County, $1,685. Without one, $472.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, home values in Turtle Creek rose at about the same pace as in Allegheny County: 49% against 47%.

The typical rent in Turtle Creek stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureTurtle CreekAllegheny CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate6.8%4.9%5.5%
Homeowner vacancy Unreliable estimate0.9%0.8%0.9%
More than one person per room Unreliable estimate1.0%1.6%3.4%
People per household 2.022.202.392.53
Drive alone 57%62%68%69%
Carpool Unreliable estimate6%8%9%
Public transit Unreliable estimate5%4%3%
Walk or bike Unreliable estimate4%4%3%
Work from home Unreliable estimate21%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.02 on average, against 2.20 in Allegheny County.

To get to work, 57% of workers in Turtle Creek drive alone; in Allegheny County, 62%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Turtle Creek?

A typical home is within reach of the typical income

We start with a typical home in Turtle Creek, worth $84,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 21% of the typical household income in Turtle Creek, which is $45,997 a year.

The calculator's FHA and conventional loan limits are those of all of Allegheny County.

Your numbers

Local data
$

Starts at the typical home value in Turtle Creek. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $2,972 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$818

at 7.18% · 30 years

Loan amount
$83,362
Total interest
$119,938
Paid off in
November 2056

Includes $1,434 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,073 a month

    Your payment · 21%

  • Tight

    $1,073 to $1,380 a month

  • Hard

    more than $1,380 a month

Compared with the typical household income in Turtle Creek ($45,997 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$818
Principal & interest$565
Property tax$180
Home insurance$35
FHA mortgage insurance (MIP)$38

You need at least $2,972 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Turtle Creek and Allegheny County

Turtle Creek is in Allegheny County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Turtle Creek's own numbers

Typical home value
$84,900
Typical monthly rent
$682
Typical yearly household income
$45,997
Households that own their home
28%
Effective property tax rate
2.55%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Allegheny County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,389
Price change over 5 years (FHFA)
+40%
Homes in a high flood-risk zone
0.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Allegheny County.

Everything about Allegheny County

Buying

Buying a home in Turtle Creek

A typical home in Turtle Creek is worth $84,900: 63% below the county and 67% below Pennsylvania. With the typical household income in Turtle Creek ($45,997 a year), a typical home costs 1.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Turtle Creek 1.8 years
  • Allegheny 2.9 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Allegheny County

According to FHFA’s house price index, home prices in Allegheny County rose 76% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Allegheny County.

Period County Pennsylvania U.S.
Last year (2025) +3.2% +4.7% +2.9%
5 years (2020–2025) +40% +48% +47%
10 years (2015–2025) +76% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Turtle Creek next to Allegheny County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Turtle Creek $84,900
  • Allegheny $227,600
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Turtle Creek $682
  • Allegheny $1,153
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Turtle Creek $45,997
  • Allegheny $78,548
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Turtle Creek next to Allegheny County and Pennsylvania
Measure Turtle Creek Allegheny County Pennsylvania U.S.
Typical home value $84,900 $227,600 $254,500 $332,700
Typical monthly rent $682 $1,153 $1,209 $1,413
Typical yearly household income $45,997 $78,548 $77,971 $80,734
Households that own their home 28% 65% 69% 65%
Typical yearly property tax $2,165 $3,451 $3,311 $3,119
Effective property tax rate 2.55% 1.52% 1.3% 0.94%
Renters with high rent for their income 33% 46% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Allegheny County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Turtle Creek

For a typical $84,900 home in Turtle Creek, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Turtle Creek's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $818a month

    Least cash to close
    Down payment
    $2,972
    Cash to close
    $5,519
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $38

  • Conventional, 5% down $803a month

    Down payment
    $4,245
    Cash to close
    $6,792
    Rate
    7.18%
    Mortgage insurance
    PMI · $40

  • Conventional, 20% down, no PMI $676a month

    Down payment
    $16,980
    Cash to close
    $19,527
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $754a month

    Down payment
    $12,735
    Cash to close
    $15,282
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Turtle Creek and for Allegheny County.

Property tax

Effective rate in Turtle Creek

2.55%of the home’s value each year

$2,165 a year for the typical owner in Turtle Creek.

  • Turtle Creek 2.55%
  • Allegheny 1.52%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Allegheny County

FEMA does not publish these numbers by city: they are for all of Allegheny County.

Homes in the high-risk zone
0.9%
4,261
Of those, with NFIP insurance
28%
County Pennsylvania U.S.
Homes in the high-risk zone 0.9% 2% 3.5%
Of those, with NFIP insurance 28% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Turtle Creek

Typical rent in Turtle Creek is $682 a month: 41% below the county. In Turtle Creek, 33% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Allegheny County, by unit size. To pay the 2-bedroom one ($1,389 a month) without spending more than 30% of your income, you would need to earn $26.71 an hour working full time.

HUD fair market rent for all of Allegheny County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,075 $20.67 $43,000
1 bedroom $1,146 $22.04 $45,840
2 bedrooms $1,389 $26.71 $55,560
3 bedrooms $1,773 $34.10 $70,920
4 bedrooms $1,925 $37.02 $77,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Turtle Creek

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Turtle Creek is in ZIP code 15145.

For 2 bedrooms it is $1,230: $159 less than the fair market rent for Allegheny County ($1,389).

  • 15145 $1,230$1,570

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Turtle Creek when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Turtle Creek

HUD lists 4 buildings with rents for lower incomes in Turtle Creek. These are the largest.

  • Fraser Hall Apts 500 Hunter St, Turtle Creek 15145 72 low-income homes · 1 bd: 72 · In service since 2010 · For older adults · Run by Allegheny County Housing Authority · Average payment: $427 a month · Average wait: 14 months (412) 355-8940
  • Pennshaw Estates 101 Shaw Ave, Turtle Creek 15145 36 low-income homes · For older adults (412) 823-9200
  • Penn Park 502 Penn Ave, Turtle Creek 15145 20 low-income homes · For families (724) 733-1565
  • Charles Street Apts. 333 Charles St, Turtle Creek 15145 12 low-income homes · For families (412) 829-3910

See all 405 buildings in Allegheny County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Turtle Creek

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 6 HUD-approved agencies with an office in Allegheny County; 2 say they serve in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Turtle Creek

No down payment, repair or rent-help program on our list is for Turtle Creek or Allegheny County. The ones below are statewide in Pennsylvania: they work in Turtle Creek the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Turtle Creek

The HUD-approved agencies closest to the center of Turtle Creek, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Neighborhood Housing Services, DBA NeighborWorks Western Pennsylvania

    10 Duff Rd Ste 402, Pittsburgh · 4 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 3 more
    (412) 281-9773

  • Mon Valley Initiative

    303-305 E. 8th Avenue, Homestead · 5 miles away · Spanish

    Also serves in American Sign Language (ASL), French, Korean, other languages, and 4 more languages.

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 2 more
    412-464-4000-4026

  • Willissae's Agency for Vision and Empowerment (WAVE)

    7171 Churchland St, Pittsburgh · 6 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 2 more
    (412) 573-9217

Every agency in Allegheny County All counseling agencies in Pennsylvania

Help in Spanish near Turtle Creek

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Turtle Creek

HUD’s record names them for Turtle Creek or Allegheny County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Allegheny County Housing Authority Public housing and Section 8 vouchers (412) 355-8940

2 other authorities have an office in Allegheny County: see the list Source: HUD

Cities

Other cities in Allegheny County

These cities are also in Allegheny County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Allegheny County Housing in Pennsylvania
See 21 more cities in Allegheny County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Turtle Creek, with the typical home value.

Neighboring counties

If Allegheny County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Turtle Creek.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about Turtle Creek

Short answers with the numbers for Turtle Creek and all of Allegheny County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Turtle Creek?

The typical home value in Turtle Creek is $84,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Allegheny County it is $227,600.

How much does it cost to rent in Turtle Creek?

Typical rent in Turtle Creek is $682 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Allegheny County is $1,389.

What is the FHA loan limit in Turtle Creek?

Turtle Creek uses the FHA limit for all of Allegheny County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Turtle Creek?

The typical homeowner in Turtle Creek pays $2,165 a year, according to the U.S. Census Bureau. That is 2.55% of the home’s value; in Allegheny County, the rate is 1.52%.

Where can I find free help to buy or rent in Turtle Creek?

There are 6 HUD-approved counseling agencies with an office in Allegheny County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).