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City · 12,011 residents · Westmoreland County, Pennsylvania

New Kensington , Pennsylvania

In New Kensington, a typical home is worth $142,000 and typical rent is $751 a month. Compared with all of Westmoreland County, typical household income is 34% lower, the typical home value is 30% lower, and the share of households that own their home is 20 points lower.

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  • Typical home value

    $142,000

    30% below the county

    44% below Pennsylvania

    • New Kensington
    • Westmoreland
    • Pennsylvania

  • Typical rent

    $751a month

    15% below the county

    38% below Pennsylvania

    • New Kensington
    • Westmoreland
    • Pennsylvania

  • Typical household income

    $49,063a year

    34% below the county

    37% below Pennsylvania

    • New Kensington
    • Westmoreland
    • Pennsylvania

  • Households that own their home

    59%

    20 points below the county

    11 points below Pennsylvania

    • New Kensington
    • Westmoreland
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$177,267
about the same as 12 months ago
Typical rent
$997 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

New Kensington is in Westmoreland County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Westmoreland County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets New Kensington apart

What this place has that others do not, from public data, most unusual first.

  1. 59% of households in New Kensington own their home, against 78% in Westmoreland County.

  2. The typical household income in New Kensington is $49,063, 34% less than in Westmoreland County as a whole ($74,109).

  3. The typical home in New Kensington is worth $142,000, 30% less than in Westmoreland County as a whole ($203,500).

  4. New Kensington has the 15th smallest share of rent-burdened renters of the 232 cities in Pennsylvania with more than 5,000 people (33%).

  5. New Kensington has the 19th lowest typical rent of the 265 cities in Pennsylvania with more than 5,000 people ($751).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in New Kensington

What homes there are in New Kensington, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In New Kensington, 7 in 10 homes are single-family detached houses; in Westmoreland County, 8.

Year built

Homes in New Kensington are older: the typical year built is 1952; in Westmoreland County, 1964.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

By rent, most homes in New Kensington cost less than HUD's 2-bedroom fair market rent ($1,389): about 88%.

With a mortgage

$1,179 a month

Westmoreland County: $1,452 a month

Without a mortgage

$637 a month

Westmoreland County: $572 a month

Owners with a mortgage

57%

Westmoreland County: 54%

Owning costs less in New Kensington: with a mortgage, the typical cost is $1,179 a month; in Westmoreland County, $1,452. Without one, $637.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in New Kensington gained value faster than in Westmoreland County: 36% against 33%.

The typical rent in New Kensington rose 24% since 2015–2019, about the same as in Westmoreland County (22%).

Housing prices ran ahead of income in New Kensington: typical income rose 16%, against +36% for home values and +24% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNew KensingtonWestmoreland CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate3.9%4.9%5.5%
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room Unreliable estimate0.4%1.6%3.4%
People per household 1.932.232.392.53
Drive alone 72%77%68%69%
Carpool 7%7%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike Unreliable estimate2%4%3%
Work from home 17%13%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in New Kensington are smaller: 1.93 people on average; in Westmoreland County, 2.23.

Many people here do not commute at all: 17% work from home; in Westmoreland County, 13%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in New Kensington?

A typical home is tight for the typical income

We start with a typical home in New Kensington, worth $142,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in New Kensington, which is $49,063 a year. For that payment to be 28% of income, a household would need to earn about $53,670 a year.

The calculator's FHA and conventional loan limits are those of all of Westmoreland County.

Your numbers

Local data
$

Starts at the typical home value in New Kensington. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,970 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,252

at 7.18% · 30 years

Loan amount
$139,428
Total interest
$200,604
Paid off in
November 2056

Includes $2,398 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,145 a month

  • Tight

    $1,145 to $1,472 a month

    Your payment · 31%

  • Hard

    more than $1,472 a month

Compared with the typical household income in New Kensington ($49,063 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,252
Principal & interest$945
Property tax$186
Home insurance$59
FHA mortgage insurance (MIP)$63

You need at least $4,970 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

New Kensington and Westmoreland County

New Kensington is in Westmoreland County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

New Kensington's own numbers

Typical home value
$142,000
Typical monthly rent
$751
Typical yearly household income
$49,063
Households that own their home
59%
Effective property tax rate
1.57%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Westmoreland County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,389
Price change over 5 years (FHFA)
+43%
Homes in a high flood-risk zone
1.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Westmoreland County.

Everything about Westmoreland County

Buying

Buying a home in New Kensington

A typical home in New Kensington is worth $142,000: 30% below the county and 44% below Pennsylvania. With the typical household income in New Kensington ($49,063 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • New Kensington 2.9 years
  • Westmoreland 2.7 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Westmoreland County

According to FHFA’s house price index, home prices in Westmoreland County rose 65% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Westmoreland County.

Period County Pennsylvania U.S.
Last year (2025) +5.8% +4.7% +2.9%
5 years (2020–2025) +43% +48% +47%
10 years (2015–2025) +65% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

New Kensington next to Westmoreland County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • New Kensington $142,000
  • Westmoreland $203,500
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • New Kensington $751
  • Westmoreland $879
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • New Kensington $49,063
  • Westmoreland $74,109
  • Pennsylvania $77,971
  • United States $80,734
See the full table
New Kensington next to Westmoreland County and Pennsylvania
Measure New Kensington Westmoreland County Pennsylvania U.S.
Typical home value $142,000 $203,500 $254,500 $332,700
Typical monthly rent $751 $879 $1,209 $1,413
Typical yearly household income $49,063 $74,109 $77,971 $80,734
Households that own their home 59% 78% 69% 65%
Typical yearly property tax $2,233 $2,501 $3,311 $3,119
Effective property tax rate 1.57% 1.23% 1.3% 0.94%
Renters with high rent for their income 33% 40% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Westmoreland County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in New Kensington

For a typical $142,000 home in New Kensington, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, New Kensington's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,252a month

    Least cash to close
    Down payment
    $4,970
    Cash to close
    $9,230
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $63

  • Conventional, 5% down $1,226a month

    Down payment
    $7,100
    Cash to close
    $11,360
    Rate
    7.18%
    Mortgage insurance
    PMI · $67

  • Conventional, 20% down, no PMI $1,015a month

    Down payment
    $28,400
    Cash to close
    $32,660
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,146a month

    Down payment
    $21,300
    Cash to close
    $25,560
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for New Kensington and for Westmoreland County.

Property tax

Effective rate in New Kensington

1.57%of the home’s value each year

$2,233 a year for the typical owner in New Kensington.

  • New Kensington 1.57%
  • Westmoreland 1.23%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Westmoreland County

FEMA does not publish these numbers by city: they are for all of Westmoreland County.

Homes in the high-risk zone
1.9%
2,720
Of those, with NFIP insurance
21%
County Pennsylvania U.S.
Homes in the high-risk zone 1.9% 2% 3.5%
Of those, with NFIP insurance 21% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in New Kensington

Typical rent in New Kensington is $751 a month: 15% below the county. In New Kensington, 33% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Westmoreland County, by unit size. To pay the 2-bedroom one ($1,389 a month) without spending more than 30% of your income, you would need to earn $26.71 an hour working full time.

HUD fair market rent for all of Westmoreland County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,075 $20.67 $43,000
1 bedroom $1,146 $22.04 $45,840
2 bedrooms $1,389 $26.71 $55,560
3 bedrooms $1,773 $34.10 $70,920
4 bedrooms $1,925 $37.02 $77,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in New Kensington

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). New Kensington is in ZIP code 15068.

For 2 bedrooms it is $1,170: $219 less than the fair market rent for Westmoreland County ($1,389).

  • 15068 $1,170$1,490

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for New Kensington when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in New Kensington

HUD lists 7 buildings with rents for lower incomes in New Kensington. These are the largest.

  • East Ken Manor & Annex 167 Gardlock Ct, New Kensington 15068 130 homes, 124 low-income · Run by Westmoreland County HSG Authority · Average payment: $425 a month · Average wait: 35 months (724) 832-7258
  • Citizens Plaza 700 Fourth Ave, New Kensington 15068 101 homes, 100 low-income · For older adults (724) 337-9822
  • Kensington Manor / Arnold Townhouses New Kensington 15068 105 homes, 94 low-income · Run by Westmoreland County HSG Authority · Average payment: $372 a month · Average wait: 20 months (724) 832-7258
  • Valley Royal Court 1113 5th Ave, New Kensington 15068 73 homes, 71 low-income · For families (724) 335-1031
  • Ridge Avenue Senior Apts 358 Ridge Ave, New Kensington 15068 40 low-income homes · 1 bd: 25 · 2 bd: 15 · In service since 2008 · For older adults

See all 59 buildings in Westmoreland County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in New Kensington

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Westmoreland County. The nearest ones are below; many serve by phone or online.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in New Kensington

No down payment, repair or rent-help program on our list is for New Kensington or Westmoreland County. The ones below are statewide in Pennsylvania: they work in New Kensington the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near New Kensington

The HUD-approved agencies closest to the center of New Kensington, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Neighborhood Housing Services, DBA NeighborWorks Western Pennsylvania

    10 Duff Rd Ste 402, Pittsburgh · 8 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 3 more
    (412) 281-9773

  • Willissae's Agency for Vision and Empowerment (WAVE)

    7171 Churchland St, Pittsburgh · 10 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 2 more
    (412) 573-9217

  • Mon Valley Initiative

    303-305 E. 8th Avenue, Homestead · 14 miles away · Spanish

    Also serves in American Sign Language (ASL), French, Korean, other languages, and 4 more languages.

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 2 more
    412-464-4000-4026

All counseling agencies in Pennsylvania

Help in Spanish near New Kensington

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of New Kensington

HUD’s record names them for New Kensington or Westmoreland County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Westmoreland County HSG Authority Public housing and Section 8 vouchers (724) 832-7258

All housing agencies in Pennsylvania Source: HUD

Cities

Other cities in Westmoreland County

These cities are also in Westmoreland County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Westmoreland County Housing in Pennsylvania

Nearby cities

The cities closest to New Kensington, with the typical home value.

Neighboring counties

If Westmoreland County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in New Kensington.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about New Kensington

Short answers with the numbers for New Kensington and all of Westmoreland County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in New Kensington?

The typical home value in New Kensington is $142,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Westmoreland County it is $203,500.

How much does it cost to rent in New Kensington?

Typical rent in New Kensington is $751 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Westmoreland County is $1,389.

What is the FHA loan limit in New Kensington?

New Kensington uses the FHA limit for all of Westmoreland County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in New Kensington?

The typical homeowner in New Kensington pays $2,233 a year, according to the U.S. Census Bureau. That is 1.57% of the home’s value; in Westmoreland County, the rate is 1.23%.

Where can I find free help to buy or rent in New Kensington?

We found no HUD-approved counseling agencies with an office in Westmoreland County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).