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City · 13,368 residents · Washington County, Pennsylvania

Washington , Pennsylvania

In Washington, a typical home is worth $128,200 and typical rent is $910 a month. Compared with all of Washington County, the typical home value is 44% lower, typical household income is 33% lower, and the share of households that own their home is 32 points lower.

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  • Typical home value

    $128,200

    44% below the county

    50% below Pennsylvania

    • Washington
    • County
    • Pennsylvania

  • Typical rent

    $910a month

    4% below the county

    25% below Pennsylvania

    • Washington
    • County
    • Pennsylvania

  • Typical household income

    $52,975a year

    33% below the county

    32% below Pennsylvania

    • Washington
    • County
    • Pennsylvania

  • Households that own their home

    45%

    32 points below the county

    25 points below Pennsylvania

    • Washington
    • County
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$232,484
2.9% more than 12 months ago
Typical rent
$938 a month
7.5% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Washington is in Washington County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Washington County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Washington apart

What this place has that others do not, from public data, most unusual first.

  1. 45% of households in Washington own their home, against 76% in Washington County.

  2. The typical home in Washington is worth $128,200, 44% less than in Washington County as a whole ($228,500).

  3. The typical household income in Washington is $52,975, 33% less than in Washington County as a whole ($78,958).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Washington

What homes there are in Washington, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Washington, 6 in 10 homes are single-family detached houses; in Washington County, 7.

Year built

Homes in Washington are older: the typical year built is 1942; in Washington County, 1966.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

By rent, most homes in Washington cost less than HUD's 2-bedroom fair market rent ($1,389): about 87%.

With a mortgage

$1,198 a month

Washington County: $1,618 a month

Without a mortgage

$513 a month

Washington County: $573 a month

Owners with a mortgage

62%

Washington County: 56%

Owning costs less in Washington: with a mortgage, the typical cost is $1,198 a month; in Washington County, $1,618. Without one, $513.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Washington gained value more slowly than in Washington County: 27% since 2015–2019, against 36%.

The typical rent in Washington rose 31% over the same time; in Washington County, it rose 23%.

While home values in Washington changed +27% and rent +31%, the typical household income rose 25%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWashingtonWashington CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate6.4%4.9%5.5%
Homeowner vacancy Unreliable estimate1.3%0.8%0.9%
More than one person per room Unreliable estimate1.3%1.6%3.4%
People per household 1.942.312.392.53
Drive alone 70%75%68%69%
Carpool 12%6%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike 7%2%4%3%
Work from home 9%15%16%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Washington are smaller: 1.94 people on average; in Washington County, 2.31.

More people carpool to work in Washington than in Washington County: 12% against 6%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Washington?

A typical home is within reach of the typical income

We start with a typical home in Washington, worth $128,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Washington, which is $52,975 a year.

The calculator's FHA and conventional loan limits are those of all of Washington County.

Your numbers

Local data
$

Starts at the typical home value in Washington. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,487 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,147

at 7.18% · 30 years

Loan amount
$125,878
Total interest
$181,109
Paid off in
November 2056

Includes $2,165 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,236 a month

    Your payment · 26%

  • Tight

    $1,236 to $1,589 a month

  • Hard

    more than $1,589 a month

Compared with the typical household income in Washington ($52,975 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,147
Principal & interest$853
Property tax$184
Home insurance$53
FHA mortgage insurance (MIP)$57

You need at least $4,487 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Washington and Washington County

Washington is in Washington County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Washington's own numbers

Typical home value
$128,200
Typical monthly rent
$910
Typical yearly household income
$52,975
Households that own their home
45%
Effective property tax rate
1.72%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Washington County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,389
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
2.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington County.

Everything about Washington County

Buying

Buying a home in Washington

A typical home in Washington is worth $128,200: 44% below the county and 50% below Pennsylvania. With the typical household income in Washington ($52,975 a year), a typical home costs 2.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Washington 2.4 years
  • County 2.9 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Washington County

According to FHFA’s house price index, home prices in Washington County rose 56% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Washington County.

Period County Pennsylvania U.S.
Last year (2025) +4.2% +4.7% +2.9%
5 years (2020–2025) +37% +48% +47%
10 years (2015–2025) +56% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Washington next to Washington County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Washington $128,200
  • County $228,500
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Washington $910
  • County $949
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Washington $52,975
  • County $78,958
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Washington next to Washington County and Pennsylvania
Measure Washington Washington County Pennsylvania U.S.
Typical home value $128,200 $228,500 $254,500 $332,700
Typical monthly rent $910 $949 $1,209 $1,413
Typical yearly household income $52,975 $78,958 $77,971 $80,734
Households that own their home 45% 76% 69% 65%
Typical yearly property tax $2,202 $2,485 $3,311 $3,119
Effective property tax rate 1.72% 1.09% 1.3% 0.94%
Renters with high rent for their income 44% 40% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Washington

For a typical $128,200 home in Washington, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Washington's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,147a month

    Least cash to close
    Down payment
    $4,487
    Cash to close
    $8,333
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $57

  • Conventional, 5% down $1,123a month

    Down payment
    $6,410
    Cash to close
    $10,256
    Rate
    7.18%
    Mortgage insurance
    PMI · $61

  • Conventional, 20% down, no PMI $932a month

    Down payment
    $25,640
    Cash to close
    $29,486
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,050a month

    Down payment
    $19,230
    Cash to close
    $23,076
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Washington and for Washington County.

Property tax

Effective rate in Washington

1.72%of the home’s value each year

$2,202 a year for the typical owner in Washington.

  • Washington 1.72%
  • County 1.09%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Washington County

FEMA does not publish these numbers by city: they are for all of Washington County.

Homes in the high-risk zone
2.6%
2,282
Of those, with NFIP insurance
16%
County Pennsylvania U.S.
Homes in the high-risk zone 2.6% 2% 3.5%
Of those, with NFIP insurance 16% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Washington

Typical rent in Washington is $910 a month: 4% below the county. In Washington, 44% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Washington County, by unit size. To pay the 2-bedroom one ($1,389 a month) without spending more than 30% of your income, you would need to earn $26.71 an hour working full time.

HUD fair market rent for all of Washington County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,075 $20.67 $43,000
1 bedroom $1,146 $22.04 $45,840
2 bedrooms $1,389 $26.71 $55,560
3 bedrooms $1,773 $34.10 $70,920
4 bedrooms $1,925 $37.02 $77,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Washington

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Washington is in ZIP code 15301.

For 2 bedrooms it is $1,290: $99 less than the fair market rent for Washington County ($1,389).

  • 15301 $1,290$1,650

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Washington when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Washington

HUD lists 15 buildings with rents for lower incomes in Washington. These are the largest.

  • Jollick Manor Crumrine Tower 39 N Main St, Washington 15301 196 homes, 181 low-income · Run by Washington County Housing Authority · Average payment: $361 a month · Average wait: 61 months (724) 228-6060
  • Maple Terrace 1169 Maple Ter, Washington 15301 181 homes, 170 low-income · Run by Washington County Housing Authority · Average payment: $411 a month · Average wait: 35 months (724) 228-6060
  • Bellmead Apts. 815 S Main St, Washington 15301 121 homes, 120 low-income · For older adults (724) 223-5744
  • Washington Arbors 154 N College St, Washington 15301 101 homes, 100 low-income · For older adults (724) 222-5510
  • Belvedere Acres 40 Bel Air Dr, Washington 15301 96 low-income homes · For families (724) 222-6404

See all 36 buildings in Washington County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Washington

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Washington County; none says it serves in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Washington

No down payment, repair or rent-help program on our list is for Washington or Washington County. The ones below are statewide in Pennsylvania: they work in Washington the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Washington

The HUD-approved agencies closest to the center of Washington, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Blueprints

    150 W Beau St, Washington · 0 miles away

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 3 more
    (724) 225-9550

  • Urban League of Greater Pittsburgh

    332 5th Ave, Pittsburgh · 23 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (412) 227-4163

  • Credit.org - Pittsburgh, PA Branch

    322 N Shore Dr, Pittsburgh · 23 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 4 more
    (800) 431-8157

Every agency in Washington County All counseling agencies in Pennsylvania

Help in Spanish near Washington

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Washington

HUD’s record names them for Washington or Washington County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Washington County Housing Authority Public housing and Section 8 vouchers (724) 228-6060

All housing agencies in Pennsylvania Source: HUD

Cities

Other cities in Washington County

These cities are also in Washington County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Washington County Housing in Pennsylvania

Nearby cities

The cities closest to Washington, with the typical home value.

Neighboring counties

If Washington County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Washington.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Washington

Short answers with the numbers for Washington and all of Washington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Washington?

The typical home value in Washington is $128,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington County it is $228,500.

How much does it cost to rent in Washington?

Typical rent in Washington is $910 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington County is $1,389.

What is the FHA loan limit in Washington?

Washington uses the FHA limit for all of Washington County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Washington?

The typical homeowner in Washington pays $2,202 a year, according to the U.S. Census Bureau. That is 1.72% of the home’s value; in Washington County, the rate is 1.09%.

Where can I find free help to buy or rent in Washington?

There is 1 HUD-approved counseling agency with an office in Washington County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).