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City · 8,850 residents · Beaver County, Pennsylvania

Beaver Falls , Pennsylvania

In Beaver Falls, a typical home is worth $92,100 and typical rent is $727 a month. Compared with all of Beaver County, the typical home value is 52% lower, typical household income is 30% lower, and the share of households that own their home is 20 points lower.

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  • Typical home value

    $92,100

    52% below the county

    64% below Pennsylvania

    • Beaver Falls
    • Beaver
    • Pennsylvania

  • Typical rent

    $727a month

    18% below the county

    40% below Pennsylvania

    • Beaver Falls
    • Beaver
    • Pennsylvania

  • Typical household income

    $49,924a year

    30% below the county

    36% below Pennsylvania

    • Beaver Falls
    • Beaver
    • Pennsylvania

  • Households that own their home

    55%

    20 points below the county

    14 points below Pennsylvania

    • Beaver Falls
    • Beaver
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$201,893
5.4% more than 12 months ago
Typical rent
$1,205 a month
1.3% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Beaver Falls is in Beaver County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Beaver County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Beaver Falls apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Beaver Falls is worth $92,100, 52% less than in Beaver County as a whole ($190,900).

  2. Beaver Falls has the 9th lowest typical rent of the 265 cities in Pennsylvania with more than 5,000 people ($727).

  3. 55% of households in Beaver Falls own their home, against 75% in Beaver County.

  4. The typical household income in Beaver Falls is $49,924, 30% less than in Beaver County as a whole ($71,089).

  5. According to Zillow, in the 12 months to September 2026 the typical home value in Beaver Falls rose 5.4%; in Pennsylvania, it rose 2.2%.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Beaver Falls

What homes there are in Beaver Falls, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Beaver Falls (63%), but less so than in Beaver County (76%).

Year built

The typical home in Beaver Falls was built before 1940, the oldest group the Census tells apart; 82% of homes date from before 1960.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Beaver County is $1,389; about 91% of rents in Beaver Falls are below it.

With a mortgage

$1,148 a month

Beaver County: $1,437 a month

Without a mortgage

$533 a month

Beaver County: $623 a month

Owners with a mortgage

47%

Beaver County: 55%

The typical cost for an owner with a mortgage in Beaver Falls is $1,148 a month, less than in Beaver County ($1,437); without one, $533.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Beaver Falls gained value more slowly than in Beaver County: 31% since 2015–2019, against 35%.

Rent in Beaver Falls moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBeaver FallsBeaver CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate7.2%4.9%5.5%
Homeowner vacancy Unreliable estimate1.3%0.8%0.9%
More than one person per room Unreliable estimate0.9%1.6%3.4%
People per household 2.302.262.392.53
Drive alone 61%74%68%69%
Carpool 15%8%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike 12%2%4%3%
Work from home 7%14%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Beaver Falls look like those in Beaver County: 2.30 people on average.

In Beaver Falls, 12% of workers walk or bike to work; in Beaver County, 2%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Beaver Falls?

A typical home is within reach of the typical income

We start with a typical home in Beaver Falls, worth $92,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 19% of the typical household income in Beaver Falls, which is $49,924 a year.

The calculator's FHA and conventional loan limits are those of all of Beaver County.

Your numbers

Local data
$

Starts at the typical home value in Beaver Falls. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $3,224 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$808

at 7.18% · 30 years

Loan amount
$90,431
Total interest
$130,109
Paid off in
November 2056

Includes $1,555 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,165 a month

    Your payment · 19%

  • Tight

    $1,165 to $1,498 a month

  • Hard

    more than $1,498 a month

Compared with the typical household income in Beaver Falls ($49,924 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$808
Principal & interest$613
Property tax$117
Home insurance$38
FHA mortgage insurance (MIP)$41

You need at least $3,224 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Beaver Falls and Beaver County

Beaver Falls is in Beaver County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Beaver Falls's own numbers

Typical home value
$92,100
Typical monthly rent
$727
Typical yearly household income
$49,924
Households that own their home
55%
Effective property tax rate
1.52%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Beaver County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,389
Price change over 5 years (FHFA)
+39%
Homes in a high flood-risk zone
1.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Beaver County.

Everything about Beaver County

Buying

Buying a home in Beaver Falls

A typical home in Beaver Falls is worth $92,100: 52% below the county and 64% below Pennsylvania. With the typical household income in Beaver Falls ($49,924 a year), a typical home costs 1.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Beaver Falls 1.8 years
  • Beaver 2.7 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Beaver County

According to FHFA’s house price index, home prices in Beaver County rose 67% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Beaver County.

Period County Pennsylvania U.S.
Last year (2025) +4.4% +4.7% +2.9%
5 years (2020–2025) +39% +48% +47%
10 years (2015–2025) +67% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Beaver Falls next to Beaver County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Beaver Falls $92,100
  • Beaver $190,900
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Beaver Falls $727
  • Beaver $890
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Beaver Falls $49,924
  • Beaver $71,089
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Beaver Falls next to Beaver County and Pennsylvania
Measure Beaver Falls Beaver County Pennsylvania U.S.
Typical home value $92,100 $190,900 $254,500 $332,700
Typical monthly rent $727 $890 $1,209 $1,413
Typical yearly household income $49,924 $71,089 $77,971 $80,734
Households that own their home 55% 75% 69% 65%
Typical yearly property tax $1,401 $2,704 $3,311 $3,119
Effective property tax rate 1.52% 1.42% 1.3% 0.94%
Renters with high rent for their income 41% 42% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Beaver County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Beaver Falls

For a typical $92,100 home in Beaver Falls, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Beaver Falls's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $808a month

    Least cash to close
    Down payment
    $3,224
    Cash to close
    $5,987
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $41

  • Conventional, 5% down $792a month

    Down payment
    $4,605
    Cash to close
    $7,368
    Rate
    7.18%
    Mortgage insurance
    PMI · $44

  • Conventional, 20% down, no PMI $654a month

    Down payment
    $18,420
    Cash to close
    $21,183
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $739a month

    Down payment
    $13,815
    Cash to close
    $16,578
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Beaver Falls and for Beaver County.

Property tax

Effective rate in Beaver Falls

1.52%of the home’s value each year

$1,401 a year for the typical owner in Beaver Falls.

  • Beaver Falls 1.52%
  • Beaver 1.42%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Beaver County

FEMA does not publish these numbers by city: they are for all of Beaver County.

Homes in the high-risk zone
1.2%
802
Of those, with NFIP insurance
20%
County Pennsylvania U.S.
Homes in the high-risk zone 1.2% 2% 3.5%
Of those, with NFIP insurance 20% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Beaver Falls

Typical rent in Beaver Falls is $727 a month: 18% below the county. In Beaver Falls, 41% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Beaver County, by unit size. To pay the 2-bedroom one ($1,389 a month) without spending more than 30% of your income, you would need to earn $26.71 an hour working full time.

HUD fair market rent for all of Beaver County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,075 $20.67 $43,000
1 bedroom $1,146 $22.04 $45,840
2 bedrooms $1,389 $26.71 $55,560
3 bedrooms $1,773 $34.10 $70,920
4 bedrooms $1,925 $37.02 $77,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Beaver Falls

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Beaver Falls is in ZIP code 15010.

For 2 bedrooms it is $1,200: $189 less than the fair market rent for Beaver County ($1,389).

  • 15010 $1,200$1,530

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Beaver Falls when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Beaver Falls

HUD lists 9 buildings with rents for lower incomes in Beaver Falls. These are the largest.

  • Morado Dwellings Beaver Falls 15010 204 homes, 203 low-income · Run by Housing Authority of the County of Beaver · Average payment: $371 a month · Average wait: 11 months (724) 775-1220
  • Pleasantview Homes 2103 12th Ave, Beaver Falls 15010 194 low-income homes · Run by Housing Authority of the County of Beaver · Average payment: $360 a month · Average wait: 7 months (724) 775-1220
  • Beaver Falls Plaza 1008 7th Ave, Beaver Falls 15010 120 low-income homes · For older adults (724) 843-4822
  • Colonial Oaks Apts. 149 Colonial Oaks, Beaver Falls 15010 140 homes, 42 low-income · For families (724) 846-0896
  • PRV Manor 1626 7th Ave, Beaver Falls 15010 35 low-income homes · For older adults (724) 846-5355

See all 43 buildings in Beaver County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Beaver Falls

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Beaver County; none says it serves in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Beaver Falls

No down payment, repair or rent-help program on our list is for Beaver Falls or Beaver County. The ones below are statewide in Pennsylvania: they work in Beaver Falls the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Beaver Falls

The HUD-approved agencies closest to the center of Beaver Falls, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Opportunities, Inc.

    293 Pinney St, Rochester · 5 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (724) 728-7511

  • Don Services

    101 S Mercer St, New Castle · 17 miles away

    • Budget and credit workshops
    • Fair housing pre-purchase workshops
    • and 3 more
    (724) 652-5144

  • Housing Opportunities, Inc.

    2418 Wilmington Rd, New Castle · 19 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (724) 728-7511

Every agency in Beaver County All counseling agencies in Pennsylvania

Help in Spanish near Beaver Falls

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Beaver Falls

HUD’s record names them for Beaver Falls or Beaver County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Beaver Public housing and Section 8 vouchers (724) 775-1220

All housing agencies in Pennsylvania Source: HUD

Cities

Other cities in Beaver County

These cities are also in Beaver County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Beaver County Housing in Pennsylvania

Nearby cities

The cities closest to Beaver Falls, with the typical home value.

Neighboring counties

If Beaver County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Beaver Falls.

All guides
A man and two girls read a book together on the sofa.

Questions

Housing questions about Beaver Falls

Short answers with the numbers for Beaver Falls and all of Beaver County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Beaver Falls?

The typical home value in Beaver Falls is $92,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Beaver County it is $190,900.

How much does it cost to rent in Beaver Falls?

Typical rent in Beaver Falls is $727 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Beaver County is $1,389.

What is the FHA loan limit in Beaver Falls?

Beaver Falls uses the FHA limit for all of Beaver County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Beaver Falls?

The typical homeowner in Beaver Falls pays $1,401 a year, according to the U.S. Census Bureau. That is 1.52% of the home’s value; in Beaver County, the rate is 1.42%.

Where can I find free help to buy or rent in Beaver Falls?

There is 1 HUD-approved counseling agency with an office in Beaver County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).