In East Quogue, a typical home is worth $844,100 and typical rent is $2,327 a month. Compared with all of Suffolk County, the typical home value is 46% higher and typical household income is 28% lower.
Typical home value from Zillow, September 2021 to September 2026: from $812,332 to $1,183,581.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
East Quogue is in Suffolk County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Suffolk County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Flanders, the typical home value is $419,600: 50% less than in East Quogue ($844,100).
2
The typical home in East Quogue is worth $844,100,46% more than in Suffolk County as a whole ($578,400).
3
The typical household income in East Quogue is $93,710,28% less than in Suffolk County as a whole ($130,686).
4
According to Zillow, in the 12 months to September 2026 the typical home value in East Quogue rose 9.4%; in New York, it rose 5.6%.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in East Quogue
What homes there are in East Quogue, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
East Quogue
Suffolk County
New York
United States
Kind of home: East Quogue and its comparisons
Measure
East Quogue
Suffolk County
New York
United States
Detached house
88%
80%
41%
61%
Attached house
Unreliable estimate
6%
6%
6%
Building of 2 to 4
Unreliable estimate
5%
17%
8%
Apartments (5 or more)
Unreliable estimate
8%
35%
19%
Mobile home
Unreliable estimate
1%
2%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In East Quogue, 9 in 10 homes are single-family detached houses; in Suffolk County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
East Quogue
Suffolk County
New York
United States
Year built: East Quogue and its comparisons
Measure
East Quogue
Suffolk County
New York
United States
Before 1960
18%
31%
52%
26%
1960–1979
29%
38%
22%
24%
1980–1999
33%
19%
14%
25%
2000–2009
15%
8%
6%
14%
2010 or later
Unreliable estimate
4%
6%
11%
Here half of the homes date from 1982 or later; in Suffolk County, from 1970 or later.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750K18%
$750K–$1M39%
$1M or more26%
Value of owner-occupied homes: East Quogue and its comparisons
Measure
East Quogue
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
18%
$750K–$1M
39%
$1M or more
26%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: East Quogue and its comparisons
Measure
East Quogue
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$3,496 a month
Suffolk County: $3,320 a month
Without a mortgage
$1,321 a month
Suffolk County: $1,478 a month
Owners with a mortgage
45%
Suffolk County: 62%
The typical cost for an owner with a mortgage in East Quogue is $3,496 a month, more than in Suffolk County ($3,320); without one, $1,321.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
East Quogue+45%
Suffolk County+46%
New York+35%
United States+53%
Typical rent
East QuogueNo clear change
Suffolk County+29%
New York+27%
United States+33%
Typical household income
East QuogueNo clear change
Suffolk County+29%
New York+26%
United States+29%
Change since 2015–2019: East Quogue and its comparisons
Measure
East Quogue
Suffolk County
New York
United States
Typical home value
+45%
+46%
+35%
+53%
Typical rent
No clear change
+29%
+27%
+33%
Typical household income
No clear change
+29%
+26%
+29%
The typical home value in East Quogue rose 45% since 2015–2019, about the same as in Suffolk County (46%).
The typical rent in East Quogue stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: East Quogue and its comparisons
Measure
East Quogue
Suffolk County
New York
United States
Rental vacancy
Unreliable estimate
4.1%
3.8%
5.5%
Homeowner vacancy
Unreliable estimate
0.6%
1.1%
0.9%
More than one person per room
Unreliable estimate
2.8%
5.3%
3.4%
People per household
2.46
2.93
2.49
2.53
Drive alone
73%
72%
49%
69%
Carpool
Unreliable estimate
8%
6%
9%
Public transit
Unreliable estimate
5%
22%
3%
Walk or bike
Unreliable estimate
2%
6%
3%
Work from home
15%
12%
15%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.46 on average, against 2.93 in Suffolk County.
To get to work, 73% of workers in East Quogue drive alone; in Suffolk County, 72%.
Do the math
What would you pay each month for a home in East Quogue?
A typical home costs more than the typical income allows
We start with a typical home in East Quogue, worth $844,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 90% of the typical household income in East Quogue, which is $93,710 a year. For that payment to be 28% of income, a household would need to earn about $302,451 a year.
The calculator's FHA and conventional loan limits are those of all of Suffolk County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in East Quogue. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $29,544 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$7,057
at 7.18% · 30 years
Loan amount
$828,811
Total interest
$1,192,464
Paid off in
November 2056
Includes $14,255 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,187 a month
Tight
$2,187 to $2,811 a month
Hard
more than $2,811 a month
Your payment · 90%
Compared with the typical household income in East Quogue ($93,710 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$5,615
Property tax
$718
Home insurance
$352
FHA mortgage insurance (MIP)
$373
You need at least $29,544 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $7,057; principal and interest $5,615.
The city and its county
East Quogue and Suffolk County
East Quogue is in Suffolk County, New York. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
East Quogue
Map of Suffolk County, New York, with East Quogue marked. Around it, the neighboring counties.
East Quogue
Suffolk County
Other cities with a page
East Quogue's own numbers
Typical home value
$844,100
Typical monthly rent
$2,327
Typical yearly household income
$93,710
Households that own their home
79%
Effective property tax rate
1.02%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Suffolk County
FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,689
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
4.3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Suffolk County.
A typical home in East Quogue is worth $844,100: 46% above the county and 99% above New York. With the typical household income in East Quogue ($93,710 a year), a typical home costs 9.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
East Quogue9.0 years
Suffolk4.4 years
New York4.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Suffolk County
According to FHFA’s house price index, home prices in Suffolk County rose 92% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Suffolk County.
Yearly change in FHFA’s price index in Suffolk County, 2016 to 2025
2016: +2.9% +2.9% 2016
2017: +4.6% +4.6% 2017
2018: +6.3% +6.3% 2018
2019: +4.4% +4.4% 2019
2020: +4.3% +4.3% 2020
2021: +10.7% +10.7% 2021
2022: +13.2% +13.2% 2022
2023: +7.1% +7.1% 2023
2024: +9.2% +9.2% 2024
2025: +5.4% +5.4% 2025
Change in FHFA’s price index in Suffolk County, New York and the United States
Period
County
New York
U.S.
Last year (2025)
+5.4%
+6.0%
+2.9%
5 years (2020–2025)
+54%
+52%
+47%
10 years (2015–2025)
+92%
+86%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
East Quogue next to Suffolk County, New York and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
East Quogue$844,100
Suffolk$578,400
New York$423,800
United States$332,700
Typical monthly rent
East Quogue$2,327
Suffolk$2,255
New York$1,621
United States$1,413
Typical yearly household income
East Quogue$93,710
Suffolk$130,686
New York$85,974
United States$80,734
See the full table
East Quogue next to Suffolk County and New York
Measure
East Quogue
Suffolk County
New York
U.S.
Typical home value
$844,100 ▲46% above the county
$578,400
$423,800
$332,700
Typical monthly rent
$2,327 ▲3% above the county
$2,255
$1,621
$1,413
Typical yearly household income
$93,710 ▼28% below the county
$130,686
$85,974
$80,734
Households that own their home
79% ▼3 points below the county
82%
54%
65%
Typical yearly property tax
$8,639 ▼14% below the county
$10,001
$6,582
$3,119
Effective property tax rate
1.02% ▼0.71 points below the county
1.73%
1.55%
0.94%
Renters with high rent for their income
49% ▼10 points below the county
59%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Suffolk County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in East Quogue
For a typical $844,100 home in East Quogue, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, East Quogue's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$7,057a month
Least cash to close
Down payment
$29,544
Cash to close
$54,867
Rate
7.18%
Mortgage insurance
FHA MIP · $373
Conventional, 5% down$6,902a month
Down payment
$42,205
Cash to close
$67,528
Rate
7.18%
Mortgage insurance
PMI · $401
Conventional, 20% down, no PMI$5,644a month
Down payment
$168,820
Cash to close
$194,143
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$6,424a month
Down payment
$126,615
Cash to close
$151,938
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in East Quogue
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$7,057
$29,544
$828,811
7.18%
FHA MIP · $373
$54,867
580
Conventional, 5% down
$6,902
$42,205
$801,895
7.18%
PMI · $401
$67,528
620*
Conventional, 20% down, no PMI
$5,644
$168,820
$675,280
7.18%
None
$194,143
620*
ITIN, 15% down (example)
$6,424
$126,615
$717,485
8.18%
None
$151,938
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in East Quogue is $2,327 a month: 3% above the county. In East Quogue, 49% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Suffolk County, by unit size. To pay the 2-bedroom one ($2,689 a month) without spending more than 30% of your income, you would need to earn $51.71 an hour working full time.
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 10 HUD-approved agencies with an office in Suffolk County; 4 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for East Quogue or Suffolk County. The ones below are statewide in New York: they work in East Quogue the same as in the rest of the state.
SONYMA second loan with no interest, forgiven after ten years, for the down payment with a SONYMA mortgage in New York.Offered by State of New York Mortgage Agency (SONYMA).
SONYMA mortgage at a very low fixed rate for low-income first-time buyers in New York, with a minimal down payment.Offered by State of New York Mortgage Agency (SONYMA).
No legal help resource on our list is for East Quogue or Suffolk County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for East Quogue and all of Suffolk County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in East Quogue?
The typical home value in East Quogue is $844,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Suffolk County it is $578,400.
How much does it cost to rent in East Quogue?
Typical rent in East Quogue is $2,327 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Suffolk County is $2,689.
What is the FHA loan limit in East Quogue?
East Quogue uses the FHA limit for all of Suffolk County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.
How much property tax do owners pay in East Quogue?
The typical homeowner in East Quogue pays $8,639 a year, according to the U.S. Census Bureau. That is 1.02% of the home’s value; in Suffolk County, the rate is 1.73%.
Where can I find free help to buy or rent in East Quogue?
There are 10 HUD-approved counseling agencies with an office in Suffolk County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
