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City · 71,173 residents · Hennepin County, Minnesota

Maple Grove , Minnesota

In Maple Grove, a typical home is worth $418,300 and typical rent is $1,868 a month. Compared with all of Hennepin County, typical household income is 36% higher, typical rent is 26% higher, and the share of households that own their home is 20 points higher.

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  • Typical home value

    $418,300

    6% above the county

    27% above Minnesota

    • Maple Grove
    • Hennepin
    • Minnesota

  • Typical rent

    $1,868a month

    26% above the county

    46% above Minnesota

    • Maple Grove
    • Hennepin
    • Minnesota

  • Typical household income

    $132,731a year

    36% above the county

    49% above Minnesota

    • Maple Grove
    • Hennepin
    • Minnesota

  • Households that own their home

    82%

    20 points above the county

    10 points above Minnesota

    • Maple Grove
    • Hennepin
    • Minnesota

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$423,579
1.3% more than 12 months ago
Typical rent
$2,198 a month
4.8% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Maple Grove is in Hennepin County. The FHA loan limit ($552,000 for a one-unit home), the fair market rents and the help on this page are those of all of Hennepin County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Maple Grove apart

What this place has that others do not, from public data, most unusual first.

  1. 82% of households in Maple Grove own their home, against 63% in Hennepin County.

  2. The typical household income in Maple Grove is $132,731, 36% more than in Hennepin County as a whole ($97,653).

  3. Nearby, in Brooklyn Park, the typical rent is $1,325: 29% less than in Maple Grove ($1,868).

  4. The typical rent in Maple Grove is $1,868 a month, 26% more than in Hennepin County as a whole ($1,487).

  5. Nearby, in Brooklyn Park, the typical home value is $336,200: 20% less than in Maple Grove ($418,300).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Maple Grove

What homes there are in Maple Grove, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Maple Grove, 6 in 10 homes are single-family detached houses; in Hennepin County, 5.

Year built

Homes in Maple Grove are newer: the typical year built is 1991; in Hennepin County, 1973.

There is more room for a big family here: 73% of homes have 3 bedrooms or more, against 52% in Hennepin County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Maple Grove sit under the FHA limit for Hennepin County ($552,000): about 73%.

Monthly rent with utilities

With a mortgage

$2,303 a month

Hennepin County: $2,255 a month

Without a mortgage

$815 a month

Hennepin County: $853 a month

Owners with a mortgage

69%

Hennepin County: 69%

In Maple Grove, 69% of owners have a mortgage; their typical cost is $2,303 a month, about the same as in Hennepin County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Maple Grove rose 43% since 2015–2019, about the same as in Hennepin County (42%).

Since 2015–2019, the typical rent in Maple Grove rose 24%, less than in Hennepin County (31%).

To compare: typical income in Maple Grove rose 21%; the home, +43%; the rent, +24%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureMaple GroveHennepin CountyMinnesotaUnited States
Rental vacancy Unreliable estimate5.9%5.3%5.5%
Homeowner vacancy Unreliable estimate0.6%0.6%0.9%
More than one person per room 1.4%2.7%2.3%3.4%
People per household 2.552.302.432.53
Drive alone 63%60%69%69%
Carpool 5%6%8%9%
Public transit 1%4%2%3%
Walk or bike 1%4%3%3%
Work from home 29%25%18%15%
Other means 1%2%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More than one person per room: that is how 1.4% of households in Maple Grove live, less than in Hennepin County (2.7%).

More people live in each home here: 2.55 on average, against 2.30 in Hennepin County.

In Maple Grove, 29% of workers work from home, more than in Hennepin County (25%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Maple Grove?

A typical home is tight for the typical income

We start with a typical home in Maple Grove, worth $418,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in Maple Grove, which is $132,731 a year. For that payment to be 28% of income, a household would need to earn about $150,778 a year.

The calculator's FHA and conventional loan limits are those of all of Hennepin County.

Your numbers

Local data
$

Starts at the typical home value in Maple Grove. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $14,641 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,518

at 7.18% · 30 years

Loan amount
$410,723
Total interest
$590,934
Paid off in
November 2056

Includes $7,064 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,097 a month

  • Tight

    $3,097 to $3,982 a month

    Your payment · 32%

  • Hard

    more than $3,982 a month

Compared with the typical household income in Maple Grove ($132,731 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,518
Principal & interest$2,782
Property tax$377
Home insurance$174
FHA mortgage insurance (MIP)$185

You need at least $14,641 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Maple Grove and Hennepin County

Maple Grove is in Hennepin County, Minnesota. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Maple Grove's own numbers

Typical home value
$418,300
Typical monthly rent
$1,868
Typical yearly household income
$132,731
Households that own their home
82%
Effective property tax rate
1.08%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Hennepin County

FHA limit, one-unit home
$552,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,734
Price change over 5 years (FHFA)
+30%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hennepin County.

Everything about Hennepin County

Buying

Buying a home in Maple Grove

A typical home in Maple Grove is worth $418,300: 6% above the county and 27% above Minnesota. With the typical household income in Maple Grove ($132,731 a year), a typical home costs 3.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Maple Grove 3.2 years
  • Hennepin 4.0 years
  • Minnesota 3.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Hennepin County

According to FHFA’s house price index, home prices in Hennepin County rose 65% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Hennepin County.

Period County Minnesota U.S.
Last year (2025) +3.0% +2.8% +2.9%
5 years (2020–2025) +30% +37% +47%
10 years (2015–2025) +65% +71% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Maple Grove next to Hennepin County, Minnesota and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Maple Grove $418,300
  • Hennepin $392,900
  • Minnesota $329,300
  • United States $332,700
Typical monthly rent
  • Maple Grove $1,868
  • Hennepin $1,487
  • Minnesota $1,280
  • United States $1,413
Typical yearly household income
  • Maple Grove $132,731
  • Hennepin $97,653
  • Minnesota $89,062
  • United States $80,734
See the full table
Maple Grove next to Hennepin County and Minnesota
Measure Maple Grove Hennepin County Minnesota U.S.
Typical home value $418,300 $392,900 $329,300 $332,700
Typical monthly rent $1,868 $1,487 $1,280 $1,413
Typical yearly household income $132,731 $97,653 $89,062 $80,734
Households that own their home 82% 63% 72% 65%
Typical yearly property tax $4,502 $4,480 $3,357 $3,119
Effective property tax rate 1.08% 1.14% 1.02% 0.94%
Renters with high rent for their income 47% 48% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hennepin County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Maple Grove

For a typical $418,300 home in Maple Grove, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Maple Grove's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,518a month

    Least cash to close
    Down payment
    $14,641
    Cash to close
    $27,190
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $185

  • Conventional, 5% down $3,441a month

    Down payment
    $20,915
    Cash to close
    $33,464
    Rate
    7.18%
    Mortgage insurance
    PMI · $199

  • Conventional, 20% down, no PMI $2,818a month

    Down payment
    $83,660
    Cash to close
    $96,209
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,204a month

    Down payment
    $62,745
    Cash to close
    $75,294
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Maple Grove and for Hennepin County.

Property tax

Effective rate in Maple Grove

1.08%of the home’s value each year

$4,502 a year for the typical owner in Maple Grove.

  • Maple Grove 1.08%
  • Hennepin 1.14%
  • Minnesota 1.02%

What Minnesota publishes Homestead market value exclusion (Minnesota Office of the Revisor of Statutes (Minnesota Statutes))

Exemptions and deadlines in Minnesota

Flood risk in Hennepin County

FEMA does not publish these numbers by city: they are for all of Hennepin County.

Homes in the high-risk zone
0.5%
1,992
Of those, with NFIP insurance
15%
County Minnesota U.S.
Homes in the high-risk zone 0.5% 0.7% 3.5%
Of those, with NFIP insurance 15% 17% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Maple Grove

Typical rent in Maple Grove is $1,868 a month: 26% above the county. In Maple Grove, 47% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Hennepin County, by unit size. To pay the 2-bedroom one ($1,734 a month) without spending more than 30% of your income, you would need to earn $33.35 an hour working full time.

HUD fair market rent for all of Hennepin County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,265 $24.33 $50,600
1 bedroom $1,427 $27.44 $57,080
2 bedrooms $1,734 $33.35 $69,360
3 bedrooms $2,264 $43.54 $90,560
4 bedrooms $2,538 $48.81 $101,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Maple Grove

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Maple Grove has 2 ZIP codes with their own.

For 2 bedrooms it runs from $2,160 in 55369 to $2,240 in 55311.

2 of the 2 are above the fair market rent for Hennepin County ($1,734).

  • 55311 $2,240$2,920
  • 55369 $2,160$2,820

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Maple Grove when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Maple Grove

HUD lists 9 buildings with rents for lower incomes in Maple Grove. These are the largest.

  • Maple Village 9220 Zanzibar Ln N, Maple Grove 55311 54 homes, 53 low-income · 1 bd: 3 · 2 bd: 33 · 3 bd: 18 · In service since 2009 · For families
  • Bottineau Ridge Apartments 11875 80th Ave N, Maple Grove 55369 50 low-income homes · 1 bd: 6 · 2 bd: 24 · 3 bd: 20 · In service since 2014
  • Bottineau Ridge Phase II 11800 80th Ave N, Maple Grove 55369 50 low-income homes · 1 bd: 6 · 2 bd: 24 · 3 bd: 16 · 4 bd: 4 · In service since 2019 · For families, people experiencing homelessness
  • Arbor Lakes Commons 8100 Main St N, Maple Grove 55369 50 homes, 49 low-income · For older adults (651) 290-6228
  • Maple Ridge Townhomes Multiple Building Addresses, Maple Grove 55311 45 low-income homes · 2 bd: 22 · 3 bd: 23 · In service since 2007

See all 329 buildings in Hennepin County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Maple Grove

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 8 HUD-approved agencies with an office in Hennepin County; 3 say they serve in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Maple Grove

No down payment, repair or rent-help program on our list is for Maple Grove or Hennepin County. The ones below are statewide in Minnesota: they work in Maple Grove the same as in the rest of the state.

Which programs do I qualify for? All programs in Minnesota

  • Deferred Payment Loan (Start Up)

    Statewide in Minnesota

    Minnesota state agency loan for the down payment and closing costs alongside the Start Up mortgage for first-time buyers: up to $14,000 (or $18,000 in the Plus version), with no interest or monthly payments, repaid at the end of the mortgage. Offered by Minnesota Housing (Minnesota Housing Finance Agency).

    Deferred

    See the program Official page

  • Monthly Payment Loan

    Statewide in Minnesota

    Minnesota Housing loan of up to $14,000 for the down payment and closing costs, which you repay over 15 years at the same rate as your Minnesota Housing mortgage; it works with Start Up (first-time buyers) or Step Up. Offered by Minnesota Housing (Minnesota Housing Finance Agency).

    Repayable

    See the program Official page

Housing counselors near Maple Grove

The HUD-approved agencies closest to the center of Maple Grove, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Action Partnership of Hennepin County

    7101 Northland Cir N, Brooklyn Park · 4 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (952) 697-1303

  • Capi USA

    5930 Brooklyn Blvd, Brooklyn Center · 8 miles away · Spanish

    Also serves in Hmong.

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (612) 721-0122

  • NSC (naca Counseling Subsidiary) - Minneapolis, MN

    6300 Shingle Creek Pkwy Ste 145, Brooklyn Center · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (763) 656-6222

Every agency in Hennepin County All counseling agencies in Minnesota

Help in Spanish near Maple Grove

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Maple Grove

In HUD’s record, no housing authority with an office in Hennepin County is named for Maple Grove or Hennepin County.

7 other authorities have an office in Hennepin County: see the list Source: HUD

Cities

Other cities in Hennepin County

These cities are also in Hennepin County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Hennepin County Housing in Minnesota
See 13 more cities in Hennepin County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Maple Grove, with the typical home value.

Neighboring counties

If Hennepin County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Maple Grove.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Maple Grove

Short answers with the numbers for Maple Grove and all of Hennepin County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Maple Grove?

The typical home value in Maple Grove is $418,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hennepin County it is $392,900.

How much does it cost to rent in Maple Grove?

Typical rent in Maple Grove is $1,868 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Hennepin County is $1,734.

What is the FHA loan limit in Maple Grove?

Maple Grove uses the FHA limit for all of Hennepin County (2026): $552,000 for a one-unit home and $1,061,550 for a four-unit home.

How much property tax do owners pay in Maple Grove?

The typical homeowner in Maple Grove pays $4,502 a year, according to the U.S. Census Bureau. That is 1.08% of the home’s value; in Hennepin County, the rate is 1.14%.

Where can I find free help to buy or rent in Maple Grove?

There are 8 HUD-approved counseling agencies with an office in Hennepin County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).