In Coon Rapids, a typical home is worth $305,800 and typical rent is $1,494 a month. Compared with all of Anoka County, typical household income is 13% lower, the typical home value is 12% lower, and the share of households that own their home is 5 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $294,020 to $329,934.
Typical rent
$1,672a month
▲ 4% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,365 to $1,672.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Coon Rapids is in Anoka County. The FHA loan limit ($552,000 for a one-unit home), the fair market rents and the help on this page are those of all of Anoka County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Anoka, the typical rent is $1,269: 15% less than in Coon Rapids ($1,494).
2
75% of households in Coon Rapids own their home, against 80% in Anoka County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Coon Rapids
What homes there are in Coon Rapids, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Coon Rapids
Anoka County
Minnesota
United States
Kind of home: Coon Rapids and its comparisons
Measure
Coon Rapids
Anoka County
Minnesota
United States
Detached house
62%
70%
66%
61%
Attached house
17%
12%
7%
6%
Building of 2 to 4
2%
2%
4%
8%
Apartments (5 or more)
18%
13%
19%
19%
Mobile home
2%
3%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Coon Rapids, 6 in 10 homes are single-family detached houses; in Anoka County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Coon Rapids
Anoka County
Minnesota
United States
Year built: Coon Rapids and its comparisons
Measure
Coon Rapids
Anoka County
Minnesota
United States
Before 1960
13%
13%
29%
26%
1960–1979
30%
27%
23%
24%
1980–1999
45%
33%
24%
25%
2000–2009
8%
15%
13%
14%
2010 or later
5%
12%
10%
11%
In Coon Rapids, half of the homes were built before 1983; in Anoka County, before 1986.
There are fewer big homes in Coon Rapids than in Anoka County: 63% have 3 bedrooms or more, against 71%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K4%
$100K–$200K8%
$200K–$300K35%
$300K–$500K48%
$500K–$750K3%
FHA limit: $552,000
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Coon Rapids and its comparisons
Measure
Coon Rapids
Under $100K
4%
$100K–$200K
8%
$200K–$300K
35%
$300K–$500K
48%
$500K–$750K
3%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
By price, most homes in Coon Rapids sit under the FHA limit for Anoka County ($552,000): about 97%.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$9996%
$1,000–$1,49940%
$1,500–$1,99934%
$2,000–$2,49911%
$2,500–$2,9993%
$3,000 or moreUnreliable
Monthly rent with utilities: Coon Rapids and its comparisons
Measure
Coon Rapids
Under $500
Unreliable estimate
$500–$999
6%
$1,000–$1,499
40%
$1,500–$1,999
34%
$2,000–$2,499
11%
$2,500–$2,999
3%
$3,000 or more
Unreliable estimate
With a mortgage
$1,758 a month
Anoka County: $1,949 a month
Without a mortgage
$646 a month
Anoka County: $686 a month
Owners with a mortgage
70%
Anoka County: 69%
In Coon Rapids, 70% of owners have a mortgage, and their typical cost is $1,758 a month, against $1,949 in Anoka County. Without one it drops to $646.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Coon Rapids+49%
Anoka County+49%
Minnesota+47%
United States+53%
Typical rent
Coon Rapids+31%
Anoka County+31%
Minnesota+31%
United States+33%
Typical household income
Coon Rapids+24%
Anoka County+24%
Minnesota+25%
United States+29%
Change since 2015–2019: Coon Rapids and its comparisons
Measure
Coon Rapids
Anoka County
Minnesota
United States
Typical home value
+49%
+49%
+47%
+53%
Typical rent
+31%
+31%
+31%
+33%
Typical household income
+24%
+24%
+25%
+29%
From 2015–2019 to 2020–2024, home values in Coon Rapids rose at about the same pace as in Anoka County: 49% against 49%.
Much as in Anoka County, the typical rent in Coon Rapids rose 31% since 2015–2019.
Here income did not keep up with housing: it rose 24%, while home values changed +49% and rent +31%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Coon Rapids and its comparisons
Measure
Coon Rapids
Anoka County
Minnesota
United States
Rental vacancy
Unreliable estimate
3.9%
5.3%
5.5%
Homeowner vacancy
Unreliable estimate
0.5%
0.6%
0.9%
More than one person per room
1.8%
2.8%
2.3%
3.4%
People per household
2.53
2.67
2.43
2.53
Drive alone
75%
73%
69%
69%
Carpool
7%
7%
8%
9%
Public transit
1%
1%
2%
3%
Walk or bike
1%
1%
3%
3%
Work from home
14%
17%
18%
15%
Other means
2%
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer households are short on space in Coon Rapids: 1.8% have more than one person per room; in Anoka County, 2.8%.
On average, a household in Coon Rapids has 2.53 people, fewer than in Anoka County (2.67).
The car rules in Coon Rapids: 75% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Coon Rapids?
A typical home is tight for the typical income
We start with a typical home in Coon Rapids, worth $305,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Coon Rapids, which is $88,251 a year. For that payment to be 28% of income, a household would need to earn about $108,370 a year.
The calculator's FHA and conventional loan limits are those of all of Anoka County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Coon Rapids. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,703 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,529
at 7.18% · 30 years
Loan amount
$300,261
Total interest
$432,005
Paid off in
November 2056
Includes $5,164 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,059 a month
Tight
$2,059 to $2,648 a month
Your payment · 34%
Hard
more than $2,648 a month
Compared with the typical household income in Coon Rapids ($88,251 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,034
Property tax
$232
Home insurance
$127
FHA mortgage insurance (MIP)
$135
You need at least $10,703 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,529; principal and interest $2,034.
The city and its county
Coon Rapids and Anoka County
Coon Rapids is in Anoka County, Minnesota. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Coon Rapids
Map of Anoka County, Minnesota, with Coon Rapids marked. Around it, the neighboring counties.
Coon Rapids
Anoka County
Other cities with a page
Coon Rapids's own numbers
Typical home value
$305,800
Typical monthly rent
$1,494
Typical yearly household income
$88,251
Households that own their home
75%
Effective property tax rate
0.91%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Anoka County
FHA limit, one-unit home
$552,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,734
Price change over 5 years (FHFA)
+36%
Homes in a high flood-risk zone
1.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Anoka County.
A typical home in Coon Rapids is worth $305,800: 12% below the county and 7% below Minnesota. With the typical household income in Coon Rapids ($88,251 a year), a typical home costs 3.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Coon Rapids3.5 years
Anoka3.4 years
Minnesota3.7 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Anoka County
According to FHFA’s house price index, home prices in Anoka County rose 78% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Anoka County.
Yearly change in FHFA’s price index in Anoka County, 2016 to 2025
2016: +6.1% +6.1% 2016
2017: +7.1% +7.1% 2017
2018: +6.8% +6.8% 2018
2019: +4.5% +4.5% 2019
2020: +3.2% +3.2% 2020
2021: +11.7% +11.7% 2021
2022: +11.7% +11.7% 2022
2023: +3.6% +3.6% 2023
2024: +2.8% +2.8% 2024
2025: +2.4% +2.4% 2025
Change in FHFA’s price index in Anoka County, Minnesota and the United States
Period
County
Minnesota
U.S.
Last year (2025)
+2.4%
+2.8%
+2.9%
5 years (2020–2025)
+36%
+37%
+47%
10 years (2015–2025)
+78%
+71%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Coon Rapids next to Anoka County, Minnesota and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Coon Rapids$305,800
Anoka$346,500
Minnesota$329,300
United States$332,700
Typical monthly rent
Coon Rapids$1,494
Anoka$1,464
Minnesota$1,280
United States$1,413
Typical yearly household income
Coon Rapids$88,251
Anoka$101,869
Minnesota$89,062
United States$80,734
See the full table
Coon Rapids next to Anoka County and Minnesota
Measure
Coon Rapids
Anoka County
Minnesota
U.S.
Typical home value
$305,800 ▼12% below the county
$346,500
$329,300
$332,700
Typical monthly rent
$1,494 ▲2% above the county
$1,464
$1,280
$1,413
Typical yearly household income
$88,251 ▼13% below the county
$101,869
$89,062
$80,734
Households that own their home
75% ▼5 points below the county
80%
72%
65%
Typical yearly property tax
$2,773 ▼15% below the county
$3,271
$3,357
$3,119
Effective property tax rate
0.91% ▼0.03 points below the county
0.94%
1.02%
0.94%
Renters with high rent for their income
57% ▲6 points above the county
51%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Anoka County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Coon Rapids
For a typical $305,800 home in Coon Rapids, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Coon Rapids's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,529a month
Least cash to close
Down payment
$10,703
Cash to close
$19,877
Rate
7.18%
Mortgage insurance
FHA MIP · $135
Conventional, 5% down$2,473a month
Down payment
$15,290
Cash to close
$24,464
Rate
7.18%
Mortgage insurance
PMI · $145
Conventional, 20% down, no PMI$2,017a month
Down payment
$61,160
Cash to close
$70,334
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,299a month
Down payment
$45,870
Cash to close
$55,044
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Coon Rapids
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,529
$10,703
$300,261
7.18%
FHA MIP · $135
$19,877
580
Conventional, 5% down
$2,473
$15,290
$290,510
7.18%
PMI · $145
$24,464
620*
Conventional, 20% down, no PMI
$2,017
$61,160
$244,640
7.18%
None
$70,334
620*
ITIN, 15% down (example)
$2,299
$45,870
$259,930
8.18%
None
$55,044
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Coon Rapids is $1,494 a month: 2% above the county. In Coon Rapids, 57% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Anoka County, by unit size. To pay the 2-bedroom one ($1,734 a month) without spending more than 30% of your income, you would need to earn $33.35 an hour working full time.
HUD lists 20 buildings with rents for lower incomes in Coon Rapids. These are the largest.
River North10940 Crooked Lake Blvd NW, Coon Rapids 55433167 low-income homes · 1 bd: 105 · 2 bd: 43 · 3 bd: 19 · In service since 2017 · For older adults
Mississippi View ApartmentsMultiple Building Addresses, Coon Rapids 5543396 homes, 95 low-income · 1 bd: 15 · 2 bd: 58 · 3 bd: 23 · In service since 2007 · For people with disabilities
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Anoka County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Coon Rapids or Anoka County. The ones below are statewide in Minnesota: they work in Coon Rapids the same as in the rest of the state.
Minnesota state agency loan for the down payment and closing costs alongside the Start Up mortgage for first-time buyers: up to $14,000 (or $18,000 in the Plus version), with no interest or monthly payments, repaid at the end of the mortgage.Offered by Minnesota Housing (Minnesota Housing Finance Agency).
Minnesota Housing loan of up to $14,000 for the down payment and closing costs, which you repay over 15 years at the same rate as your Minnesota Housing mortgage; it works with Start Up (first-time buyers) or Step Up.Offered by Minnesota Housing (Minnesota Housing Finance Agency).
No legal help resource on our list is for Coon Rapids or Anoka County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Coon Rapids and all of Anoka County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Coon Rapids?
The typical home value in Coon Rapids is $305,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Anoka County it is $346,500.
How much does it cost to rent in Coon Rapids?
Typical rent in Coon Rapids is $1,494 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Anoka County is $1,734.
What is the FHA loan limit in Coon Rapids?
Coon Rapids uses the FHA limit for all of Anoka County (2026): $552,000 for a one-unit home and $1,061,550 for a four-unit home.
How much property tax do owners pay in Coon Rapids?
The typical homeowner in Coon Rapids pays $2,773 a year, according to the U.S. Census Bureau. That is 0.91% of the home’s value; in Anoka County, the rate is 0.94%.
Where can I find free help to buy or rent in Coon Rapids?
There is 1 HUD-approved counseling agency with an office in Anoka County. They can help you get ready to buy, with your credit, or with rent.
