In Fridley, a typical home is worth $302,900 and typical rent is $1,326 a month. Compared with all of Anoka County, typical household income is 24% lower, the typical home value is 13% lower, and the share of households that own their home is 17 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $286,852 to $320,380.
Typical rent
$1,389a month
▲ 5.1% more than 12 months ago
Typical rent from Zillow, December 2022 to September 2026: from $1,235 to $1,389.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Fridley is in Anoka County. The FHA loan limit ($552,000 for a one-unit home), the fair market rents and the help on this page are those of all of Anoka County. See the county
What this place has that others do not, from public data, most unusual first.
1
63% of households in Fridley own their home, against 80% in Anoka County.
2
The typical household income in Fridley is $77,680,24% less than in Anoka County as a whole ($101,869).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Fridley
What homes there are in Fridley, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Fridley
Anoka County
Minnesota
United States
Kind of home: Fridley and its comparisons
Measure
Fridley
Anoka County
Minnesota
United States
Detached house
55%
70%
66%
61%
Attached house
6%
12%
7%
6%
Building of 2 to 4
6%
2%
4%
8%
Apartments (5 or more)
31%
13%
19%
19%
Mobile home
2%
3%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Fridley, 5 in 10 homes are single-family detached houses; in Anoka County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Fridley
Anoka County
Minnesota
United States
Year built: Fridley and its comparisons
Measure
Fridley
Anoka County
Minnesota
United States
Before 1960
25%
13%
29%
26%
1960–1979
51%
27%
23%
24%
1980–1999
16%
33%
24%
25%
2000–2009
3%
15%
13%
14%
2010 or later
6%
12%
10%
11%
In Fridley, half of the homes were built before 1968; in Anoka County, before 1986.
There are fewer big homes in Fridley than in Anoka County: 54% have 3 bedrooms or more, against 71%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K8%
$100K–$200K6%
$200K–$300K35%
$300K–$500K49%
$500K–$750K2%
FHA limit: $552,000
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Fridley and its comparisons
Measure
Fridley
Under $100K
8%
$100K–$200K
6%
$200K–$300K
35%
$300K–$500K
49%
$500K–$750K
2%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
By price, most homes in Fridley sit under the FHA limit for Anoka County ($552,000): about 98%.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$9999%
$1,000–$1,49953%
$1,500–$1,99928%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Fridley and its comparisons
Measure
Fridley
Under $500
Unreliable estimate
$500–$999
9%
$1,000–$1,499
53%
$1,500–$1,999
28%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,793 a month
Anoka County: $1,949 a month
Without a mortgage
$663 a month
Anoka County: $686 a month
Owners with a mortgage
65%
Anoka County: 69%
The typical cost for an owner with a mortgage in Fridley is $1,793 a month, less than in Anoka County ($1,949); without one, $663.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Fridley+53%
Anoka County+49%
Minnesota+47%
United States+53%
Typical rent
Fridley+35%
Anoka County+31%
Minnesota+31%
United States+33%
Typical household income
Fridley+22%
Anoka County+24%
Minnesota+25%
United States+29%
Change since 2015–2019: Fridley and its comparisons
Measure
Fridley
Anoka County
Minnesota
United States
Typical home value
+53%
+49%
+47%
+53%
Typical rent
+35%
+31%
+31%
+33%
Typical household income
+22%
+24%
+25%
+29%
Since 2015–2019, homes in Fridley gained value faster than in Anoka County: 53% against 49%.
The typical rent in Fridley rose 35% over the same time; in Anoka County, it rose 31%.
The typical household income in Fridley rose 22%: less than home values (+53%) and rent (+35%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Fridley and its comparisons
Measure
Fridley
Anoka County
Minnesota
United States
Rental vacancy
9.0%
3.9%
5.3%
5.5%
Homeowner vacancy
Unreliable estimate
0.5%
0.6%
0.9%
More than one person per room
6.2%
2.8%
2.3%
3.4%
People per household
2.52
2.67
2.43
2.53
Drive alone
70%
73%
69%
69%
Carpool
9%
7%
8%
9%
Public transit
2%
1%
2%
3%
Walk or bike
Unreliable estimate
1%
3%
3%
Work from home
16%
17%
18%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Fridley, the rental vacancy rate is 9.0%; in Anoka County, 3.9%.
More than one person per room: that is how 6.2% of households in Fridley live, more than in Anoka County (2.8%).
Fewer people live in each home here: 2.52 on average, against 2.67 in Anoka County.
The car rules in Fridley: 70% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Fridley?
A typical home costs more than the typical income allows
We start with a typical home in Fridley, worth $302,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Fridley, which is $77,680 a year. For that payment to be 28% of income, a household would need to earn about $109,398 a year.
The calculator's FHA and conventional loan limits are those of all of Anoka County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Fridley. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,602 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,553
at 7.18% · 30 years
Loan amount
$297,413
Total interest
$427,908
Paid off in
November 2056
Includes $5,115 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,813 a month
Tight
$1,813 to $2,330 a month
Hard
more than $2,330 a month
Your payment · 39%
Compared with the typical household income in Fridley ($77,680 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,015
Property tax
$278
Home insurance
$126
FHA mortgage insurance (MIP)
$134
You need at least $10,602 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,553; principal and interest $2,015.
The city and its county
Fridley and Anoka County
Fridley is in Anoka County, Minnesota. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Fridley
Map of Anoka County, Minnesota, with Fridley marked. Around it, the neighboring counties.
Fridley
Anoka County
Other cities with a page
Fridley's own numbers
Typical home value
$302,900
Typical monthly rent
$1,326
Typical yearly household income
$77,680
Households that own their home
63%
Effective property tax rate
1.1%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Anoka County
FHA limit, one-unit home
$552,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,734
Price change over 5 years (FHFA)
+36%
Homes in a high flood-risk zone
1.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Anoka County.
A typical home in Fridley is worth $302,900: 13% below the county and 8% below Minnesota. With the typical household income in Fridley ($77,680 a year), a typical home costs 3.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Fridley3.9 years
Anoka3.4 years
Minnesota3.7 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Anoka County
According to FHFA’s house price index, home prices in Anoka County rose 78% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Anoka County.
Yearly change in FHFA’s price index in Anoka County, 2016 to 2025
2016: +6.1% +6.1% 2016
2017: +7.1% +7.1% 2017
2018: +6.8% +6.8% 2018
2019: +4.5% +4.5% 2019
2020: +3.2% +3.2% 2020
2021: +11.7% +11.7% 2021
2022: +11.7% +11.7% 2022
2023: +3.6% +3.6% 2023
2024: +2.8% +2.8% 2024
2025: +2.4% +2.4% 2025
Change in FHFA’s price index in Anoka County, Minnesota and the United States
Period
County
Minnesota
U.S.
Last year (2025)
+2.4%
+2.8%
+2.9%
5 years (2020–2025)
+36%
+37%
+47%
10 years (2015–2025)
+78%
+71%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Fridley next to Anoka County, Minnesota and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Fridley$302,900
Anoka$346,500
Minnesota$329,300
United States$332,700
Typical monthly rent
Fridley$1,326
Anoka$1,464
Minnesota$1,280
United States$1,413
Typical yearly household income
Fridley$77,680
Anoka$101,869
Minnesota$89,062
United States$80,734
See the full table
Fridley next to Anoka County and Minnesota
Measure
Fridley
Anoka County
Minnesota
U.S.
Typical home value
$302,900 ▼13% below the county
$346,500
$329,300
$332,700
Typical monthly rent
$1,326 ▼9% below the county
$1,464
$1,280
$1,413
Typical yearly household income
$77,680 ▼24% below the county
$101,869
$89,062
$80,734
Households that own their home
63% ▼17 points below the county
80%
72%
65%
Typical yearly property tax
$3,320
$3,271
$3,357
$3,119
Effective property tax rate
1.1% ▲0.16 points above the county
0.94%
1.02%
0.94%
Renters with high rent for their income
44% ▼7 points below the county
51%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Anoka County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Fridley
For a typical $302,900 home in Fridley, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fridley's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,553a month
Least cash to close
Down payment
$10,602
Cash to close
$19,689
Rate
7.18%
Mortgage insurance
FHA MIP · $134
Conventional, 5% down$2,497a month
Down payment
$15,145
Cash to close
$24,232
Rate
7.18%
Mortgage insurance
PMI · $144
Conventional, 20% down, no PMI$2,045a month
Down payment
$60,580
Cash to close
$69,667
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,325a month
Down payment
$45,435
Cash to close
$54,522
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Fridley
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,553
$10,602
$297,414
7.18%
FHA MIP · $134
$19,689
580
Conventional, 5% down
$2,497
$15,145
$287,755
7.18%
PMI · $144
$24,232
620*
Conventional, 20% down, no PMI
$2,045
$60,580
$242,320
7.18%
None
$69,667
620*
ITIN, 15% down (example)
$2,325
$45,435
$257,465
8.18%
None
$54,522
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Fridley is $1,326 a month: 9% below the county. In Fridley, 44% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Anoka County, by unit size. To pay the 2-bedroom one ($1,734 a month) without spending more than 30% of your income, you would need to earn $33.35 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Anoka County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,265
$24.33
$50,600
1 bedroom
$1,427
$27.44
$57,080
2 bedrooms
$1,734
$33.35
$69,360
3 bedrooms
$2,264
$43.54
$90,560
4 bedrooms
$2,538
$48.81
$101,520
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Fridley
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fridley has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,600 in 55432 to $1,610 in 55421.
None is above the fair market rent for Anoka County ($1,734).
Fair market rent by ZIP code and size in Fridley, fiscal year 2027.
55421
$1,170
$1,330
$1,610
$2,100
$2,360
55432
$1,170
$1,320
$1,600
$2,090
$2,340
ZIP code2 bd3 bd
55421 $1,610$2,100
55432 $1,600$2,090
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fridley when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Fridley. These are the largest.
Village Green Apartments of Fridley460 Mississippi St NE, Fridley 55432195 low-income homes · For older adults
Norwood Square6200 5th St NE, Fridley 5543251 homes, 50 low-income · For older adults(763) 574-2187
Brandes PlaceMultiple Building Addresses, Fridley 5543216 low-income homes · 2 bd: 9 · 3 bd: 7 · In service since 2006 · For families, people experiencing homelessness
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Anoka County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Fridley or Anoka County. The ones below are statewide in Minnesota: they work in Fridley the same as in the rest of the state.
Minnesota state agency loan for the down payment and closing costs alongside the Start Up mortgage for first-time buyers: up to $14,000 (or $18,000 in the Plus version), with no interest or monthly payments, repaid at the end of the mortgage.Offered by Minnesota Housing (Minnesota Housing Finance Agency).
Minnesota Housing loan of up to $14,000 for the down payment and closing costs, which you repay over 15 years at the same rate as your Minnesota Housing mortgage; it works with Start Up (first-time buyers) or Step Up.Offered by Minnesota Housing (Minnesota Housing Finance Agency).
No legal help resource on our list is for Fridley or Anoka County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Fridley and all of Anoka County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Fridley?
The typical home value in Fridley is $302,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Anoka County it is $346,500.
How much does it cost to rent in Fridley?
Typical rent in Fridley is $1,326 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Anoka County is $1,734.
What is the FHA loan limit in Fridley?
Fridley uses the FHA limit for all of Anoka County (2026): $552,000 for a one-unit home and $1,061,550 for a four-unit home.
How much property tax do owners pay in Fridley?
The typical homeowner in Fridley pays $3,320 a year, according to the U.S. Census Bureau. That is 1.1% of the home’s value; in Anoka County, the rate is 0.94%.
Where can I find free help to buy or rent in Fridley?
There is 1 HUD-approved counseling agency with an office in Anoka County. They can help you get ready to buy, with your credit, or with rent.
