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City · 16,356 residents · Kent County, Michigan

Grandville , Michigan

In Grandville, a typical home is worth $271,300 and typical rent is $1,143 a month. Compared with all of Kent County, typical rent is 8% lower and the typical home value is 6% lower.

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  • Typical home value

    $271,300

    6% below the county

    17% above Michigan

    • Grandville
    • Kent
    • Michigan

  • Typical rent

    $1,143a month

    8% below the county

    About the same as Michigan

    • Grandville
    • Kent
    • Michigan

  • Typical household income

    $78,442a year

    5% below the county

    8% above Michigan

    • Grandville
    • Kent
    • Michigan

  • Households that own their home

    67%

    3 points below the county

    6 points below Michigan

    • Grandville
    • Kent
    • Michigan

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$356,866
4.6% more than 12 months ago
Typical rent
$1,880 a month
2.4% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Grandville is in Kent County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Kent County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Grandville apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Cutlerville, the typical home value is $222,600: 18% less than in Grandville ($271,300).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Grandville

What homes there are in Grandville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Grandville, but it weighs less than in Kent County: 61% against 65%.

Year built

In Grandville, half of the homes were built before 1978; in Kent County, before 1977.

There are fewer big homes in Grandville than in Kent County: 58% have 3 bedrooms or more, against 64%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,516 a month

Kent County: $1,603 a month

Without a mortgage

$598 a month

Kent County: $618 a month

Owners with a mortgage

66%

Kent County: 63%

The typical cost for an owner with a mortgage in Grandville is $1,516 a month, less than in Kent County ($1,603); without one, $598.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, home values in Grandville rose at about the same pace as in Kent County: 68% against 67%.

Much as in Kent County, the typical rent in Grandville rose 40% since 2015–2019.

The typical household income in Grandville rose 25%: less than home values (+68%) and rent (+40%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureGrandvilleKent CountyMichiganUnited States
Rental vacancy Unreliable estimate4.3%5.1%5.5%
Homeowner vacancy Unreliable estimate0.3%0.8%0.9%
More than one person per room Unreliable estimate1.9%1.6%3.4%
People per household 2.392.542.422.53
Drive alone 79%73%74%69%
Carpool 7%8%8%9%
Public transit Unreliable estimate2%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 12%14%14%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.39 on average, against 2.54 in Kent County.

In Grandville, 79% of workers drive alone to work; in Kent County, 73%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Grandville?

A typical home is tight for the typical income

We start with a typical home in Grandville, worth $271,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Grandville, which is $78,442 a year. For that payment to be 28% of income, a household would need to earn about $99,342 a year.

The calculator's FHA and conventional loan limits are those of all of Kent County.

Your numbers

Local data
$

Starts at the typical home value in Grandville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,496 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,318

at 7.18% · 30 years

Loan amount
$266,386
Total interest
$383,266
Paid off in
November 2056

Includes $4,582 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,830 a month

  • Tight

    $1,830 to $2,353 a month

    Your payment · 35%

  • Hard

    more than $2,353 a month

Compared with the typical household income in Grandville ($78,442 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,318
Principal & interest$1,805
Property tax$280
Home insurance$113
FHA mortgage insurance (MIP)$120

You need at least $9,496 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Grandville and Kent County

Grandville is in Kent County, Michigan. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Grandville's own numbers

Typical home value
$271,300
Typical monthly rent
$1,143
Typical yearly household income
$78,442
Households that own their home
67%
Effective property tax rate
1.24%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Kent County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,630
Price change over 5 years (FHFA)
+60%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Kent County.

Everything about Kent County

Buying

Buying a home in Grandville

A typical home in Grandville is worth $271,300: 6% below the county and 17% above Michigan. With the typical household income in Grandville ($78,442 a year), a typical home costs 3.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Grandville 3.5 years
  • Kent 3.5 years
  • Michigan 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Kent County

According to FHFA’s house price index, home prices in Kent County rose 130% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Kent County.

Period County Michigan U.S.
Last year (2025) +4.5% +4.7% +2.9%
5 years (2020–2025) +60% +52% +47%
10 years (2015–2025) +130% +97% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Grandville next to Kent County, Michigan and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Grandville $271,300
  • Kent $289,900
  • Michigan $231,600
  • United States $332,700
Typical monthly rent
  • Grandville $1,143
  • Kent $1,243
  • Michigan $1,129
  • United States $1,413
Typical yearly household income
  • Grandville $78,442
  • Kent $82,631
  • Michigan $72,875
  • United States $80,734
See the full table
Grandville next to Kent County and Michigan
Measure Grandville Kent County Michigan U.S.
Typical home value $271,300 $289,900 $231,600 $332,700
Typical monthly rent $1,143 $1,243 $1,129 $1,413
Typical yearly household income $78,442 $82,631 $72,875 $80,734
Households that own their home 67% 70% 73% 65%
Typical yearly property tax $3,377 $3,217 $2,904 $3,119
Effective property tax rate 1.24% 1.11% 1.25% 0.94%
Renters with high rent for their income 52% 49% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Kent County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Grandville

For a typical $271,300 home in Grandville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Grandville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,318a month

    Least cash to close
    Down payment
    $9,496
    Cash to close
    $17,635
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $120

  • Conventional, 5% down $2,268a month

    Down payment
    $13,565
    Cash to close
    $21,704
    Rate
    7.18%
    Mortgage insurance
    PMI · $129

  • Conventional, 20% down, no PMI $1,864a month

    Down payment
    $54,260
    Cash to close
    $62,399
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,115a month

    Down payment
    $40,695
    Cash to close
    $48,834
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Grandville and for Kent County.

Property tax

Effective rate in Grandville

1.24%of the home’s value each year

$3,377 a year for the typical owner in Grandville.

  • Grandville 1.24%
  • Kent 1.11%
  • Michigan 1.25%

What Michigan publishes Principal Residence Exemption (PRE) from school operating tax (Michigan Legislature (Michigan Compiled Laws))

Exemptions and deadlines in Michigan

Flood risk in Kent County

FEMA does not publish these numbers by city: they are for all of Kent County.

FEMA’s maps count no homes in the high-risk zone in Kent County. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Grandville

Typical rent in Grandville is $1,143 a month: 8% below the county. In Grandville, 52% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Kent County, by unit size. To pay the 2-bedroom one ($1,630 a month) without spending more than 30% of your income, you would need to earn $31.35 an hour working full time.

HUD fair market rent for all of Kent County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,306 $25.12 $52,240
1 bedroom $1,365 $26.25 $54,600
2 bedrooms $1,630 $31.35 $65,200
3 bedrooms $2,113 $40.63 $84,520
4 bedrooms $2,417 $46.48 $96,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Grandville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Grandville is in ZIP code 49418.

For 2 bedrooms it is $1,670: $40 more than the fair market rent for Kent County ($1,630).

  • 49418 $1,670$2,150

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Grandville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Grandville

HUD lists 3 buildings with rents for lower incomes in Grandville. These are the largest.

  • Grand Heritage Manor 4286 Parkview Dr SW, Grandville 49418 41 low-income homes · For older adults (616) 534-6596
  • Fairlane Meadows Cooperative 3471 Fairmeadow Dr SW, Grandville 49418 48 homes, 19 low-income · For families (616) 530-9257
  • Genesis West 4041 44th St SW, Grandville 49418 25 homes · In service since 2014 · For older adults, people with disabilities, families, people experiencing homelessness

See all 135 buildings in Kent County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Grandville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 5 HUD-approved agencies with an office in Kent County; 2 say they serve in Spanish.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Grandville

No down payment, repair or rent-help program on our list is for Grandville or Kent County. The ones below are statewide in Michigan: they work in Grandville the same as in the rest of the state.

Which programs do I qualify for? All programs in Michigan

  • MI 10K DPA Loan

    Statewide in Michigan

    Michigan state agency loan of up to $10,000, with no interest and no monthly payments, for the down payment, closing costs and prepaid expenses; it goes with MSHDA's MI Home Loan mortgage and is repaid in certain cases, such as when you pay off the first mortgage, sell or refinance the home, or no longer live in it. Offered by Michigan State Housing Development Authority (MSHDA).

    Deferred

    See the program Official page

  • Mortgage Credit Certificate (MCC)

    Statewide in Michigan

    Michigan state authority certificate that lets you take 20% of the interest you pay each year on your mortgage off your federal taxes, for the life of the loan; you apply with an approved lender before you buy. Offered by Michigan State Housing Development Authority (MSHDA).

    Tax credit

    See the program Official page

Housing counselors near Grandville

The HUD-approved agencies closest to the center of Grandville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Home Repair Services of Kent County

    1100 Division Ave S, Grand Rapids · 5 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 3 more
    (616) 241-2601

  • Iccf Community Homes

    415 Martin Luther King Jr St SE Ste 100, Grand Rapids · 6 miles away · Spanish

    • Pre-purchase counseling
    • Homebuyer education workshops
    (616) 336-9333

  • GRAND RAPIDS URBAN LEAGUE DBA Urban League of West Michigan

    745 Eastern Ave SE, Grand Rapids · 6 miles away

    • Mortgage delinquency and default
    • Homelessness services
    • and 1 more
    (616) 245-2207

Every agency in Kent County All counseling agencies in Michigan

Help in Spanish near Grandville

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Grandville

In HUD’s record, no housing authority with an office in Kent County is named for Grandville or Kent County.

3 other authorities have an office in Kent County: see the list Source: HUD

Cities

Other cities in Kent County

These cities are also in Kent County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Kent County Housing in Michigan

Nearby cities

The cities closest to Grandville, with the typical home value.

Neighboring counties

If Kent County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Grandville.

All guides
A man and two girls read a book together on the sofa.

Questions

Housing questions about Grandville

Short answers with the numbers for Grandville and all of Kent County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Grandville?

The typical home value in Grandville is $271,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Kent County it is $289,900.

How much does it cost to rent in Grandville?

Typical rent in Grandville is $1,143 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Kent County is $1,630.

What is the FHA loan limit in Grandville?

Grandville uses the FHA limit for all of Kent County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Grandville?

The typical homeowner in Grandville pays $3,377 a year, according to the U.S. Census Bureau. That is 1.24% of the home’s value; in Kent County, the rate is 1.11%.

Where can I find free help to buy or rent in Grandville?

There are 5 HUD-approved counseling agencies with an office in Kent County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).