In Hastings, a typical home is worth $174,500 and typical rent is $745 a month. Compared with all of Barry County, the typical home value is 34% lower, typical household income is 25% lower, and the share of households that own their home is 14 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $185,450 to $240,358.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Hastings is in Barry County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Barry County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Springfield, the typical home value is $110,800: 37% less than in Hastings ($174,500).
2
Hastings has the 9th lowest typical rent of the 175 cities in Michigan with more than 5,000 people ($745).
3
The typical home in Hastings is worth $174,500,34% less than in Barry County as a whole ($264,100).
4
74% of households in Hastings own their home, against 87% in Barry County.
5
The typical household income in Hastings is $58,286,25% less than in Barry County as a whole ($77,500).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Hastings
What homes there are in Hastings, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Hastings
Barry County
Michigan
United States
Kind of home: Hastings and its comparisons
Measure
Hastings
Barry County
Michigan
United States
Detached house
74%
87%
72%
61%
Attached house
Unreliable estimate
1%
5%
6%
Building of 2 to 4
9%
2%
5%
8%
Apartments (5 or more)
Unreliable estimate
3%
13%
19%
Mobile home
Unreliable estimate
7%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Hastings (74%), but less so than in Barry County (87%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Hastings
Barry County
Michigan
United States
Year built: Hastings and its comparisons
Measure
Hastings
Barry County
Michigan
United States
Before 1960
53%
33%
36%
26%
1960–1979
20%
22%
26%
24%
1980–1999
19%
25%
22%
25%
2000–2009
6%
13%
10%
14%
2010 or later
Unreliable estimate
8%
6%
11%
In Hastings, half of the homes were built before 1958; in Barry County, before 1976.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K15%
$100K–$200K45%
$200K–$300K31%
$300K–$500K9%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Hastings and its comparisons
Measure
Hastings
Under $100K
15%
$100K–$200K
45%
$200K–$300K
31%
$300K–$500K
9%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
With an FHA limit of $541,287, at least 100% of owner-occupied homes in Hastings sit below it: they are worth less than $500,000.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50026%
$500–$99940%
$1,000–$1,49923%
HUD fair market rent, 2 bedrooms: $1,362
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Hastings and its comparisons
Measure
Hastings
Under $500
26%
$500–$999
40%
$1,000–$1,499
23%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
About 83% of rented homes in Hastings cost less than HUD's 2-bedroom fair market rent for Barry County ($1,362).
With a mortgage
$1,179 a month
Barry County: $1,545 a month
Without a mortgage
$475 a month
Barry County: $591 a month
Owners with a mortgage
68%
Barry County: 61%
The typical cost for an owner with a mortgage in Hastings is $1,179 a month, less than in Barry County ($1,545); without one, $475.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Hastings+57%
Barry County+67%
Michigan+50%
United States+53%
Typical rent
Hastings−19%
Barry County+12%
Michigan+30%
United States+33%
Typical household income
HastingsNo clear change
Barry County+20%
Michigan+28%
United States+29%
Change since 2015–2019: Hastings and its comparisons
Measure
Hastings
Barry County
Michigan
United States
Typical home value
+57%
+67%
+50%
+53%
Typical rent
−19%
+12%
+30%
+33%
Typical household income
No clear change
+20%
+28%
+29%
The typical home value in Hastings rose 57% since 2015–2019, less than in Barry County (67%).
Since 2015–2019, the typical rent in Hastings fell 19%. In Barry County, it rose 12%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Hastings and its comparisons
Measure
Hastings
Barry County
Michigan
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.1%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.6%
1.6%
3.4%
People per household
2.19
2.57
2.42
2.53
Drive alone
75%
79%
74%
69%
Carpool
8%
7%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
10%
11%
14%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.19 on average, against 2.57 in Barry County.
To get to work, 75% of workers in Hastings drive alone; in Barry County, 79%.
Do the math
What would you pay each month for a home in Hastings?
A typical home is tight for the typical income
We start with a typical home in Hastings, worth $174,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Hastings, which is $58,286 a year. For that payment to be 28% of income, a household would need to earn about $65,081 a year.
The calculator's FHA and conventional loan limits are those of all of Barry County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Hastings. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,108 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,519
at 7.18% · 30 years
Loan amount
$171,339
Total interest
$246,516
Paid off in
November 2056
Includes $2,947 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,360 a month
Tight
$1,360 to $1,749 a month
Your payment · 31%
Hard
more than $1,749 a month
Compared with the typical household income in Hastings ($58,286 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,161
Property tax
$208
Home insurance
$73
FHA mortgage insurance (MIP)
$77
You need at least $6,108 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,519; principal and interest $1,161.
The city and its county
Hastings and Barry County
Hastings is in Barry County, Michigan. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Hastings
Map of Barry County, Michigan, with Hastings marked. Around it, the neighboring counties.
Hastings
Barry County
Other cities with a page
Hastings's own numbers
Typical home value
$174,500
Typical monthly rent
$745
Typical yearly household income
$58,286
Households that own their home
74%
Effective property tax rate
1.43%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Barry County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,362
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
3.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Barry County.
A typical home in Hastings is worth $174,500: 34% below the county and 25% below Michigan. With the typical household income in Hastings ($58,286 a year), a typical home costs 3.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Hastings3.0 years
Barry3.4 years
Michigan3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Barry County
According to FHFA’s house price index, home prices in Barry County rose 114% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Barry County.
Yearly change in FHFA’s price index in Barry County, 2016 to 2025
2016: +6.0% +6.0% 2016
2017: +7.1% +7.1% 2017
2018: +7.5% +7.5% 2018
2019: +4.2% +4.2% 2019
2020: +4.8% +4.8% 2020
2021: +13.0% +13.0% 2021
2022: +16.1% +16.1% 2022
2023: +7.9% +7.9% 2023
2024: +6.7% +6.7% 2024
2025: +6.2% +6.2% 2025
Change in FHFA’s price index in Barry County, Michigan and the United States
Period
County
Michigan
U.S.
Last year (2025)
+6.2%
+4.7%
+2.9%
5 years (2020–2025)
+61%
+52%
+47%
10 years (2015–2025)
+114%
+97%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Hastings next to Barry County, Michigan and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Hastings$174,500
Barry$264,100
Michigan$231,600
United States$332,700
Typical monthly rent
Hastings$745
Barry$972
Michigan$1,129
United States$1,413
Typical yearly household income
Hastings$58,286
Barry$77,500
Michigan$72,875
United States$80,734
See the full table
Hastings next to Barry County and Michigan
Measure
Hastings
Barry County
Michigan
U.S.
Typical home value
$174,500 ▼34% below the county
$264,100
$231,600
$332,700
Typical monthly rent
$745 ▼23% below the county
$972
$1,129
$1,413
Typical yearly household income
$58,286 ▼25% below the county
$77,500
$72,875
$80,734
Households that own their home
74% ▼14 points below the county
87%
73%
65%
Typical yearly property tax
$2,504 ▼10% below the county
$2,769
$2,904
$3,119
Effective property tax rate
1.43% ▲0.38 points above the county
1.05%
1.25%
0.94%
Renters with high rent for their income
48% ▲3 points above the county
45%
50%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Barry County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Hastings
For a typical $174,500 home in Hastings, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hastings's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,519a month
Least cash to close
Down payment
$6,108
Cash to close
$11,343
Rate
7.18%
Mortgage insurance
FHA MIP · $77
Conventional, 5% down$1,487a month
Down payment
$8,725
Cash to close
$13,960
Rate
7.18%
Mortgage insurance
PMI · $83
Conventional, 20% down, no PMI$1,226a month
Down payment
$34,900
Cash to close
$40,135
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,388a month
Down payment
$26,175
Cash to close
$31,410
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Hastings
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,519
$6,108
$171,339
7.18%
FHA MIP · $77
$11,343
580
Conventional, 5% down
$1,487
$8,725
$165,775
7.18%
PMI · $83
$13,960
620*
Conventional, 20% down, no PMI
$1,226
$34,900
$139,600
7.18%
None
$40,135
620*
ITIN, 15% down (example)
$1,388
$26,175
$148,325
8.18%
None
$31,410
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Hastings is $745 a month: 23% below the county. In Hastings, 48% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Barry County, by unit size. To pay the 2-bedroom one ($1,362 a month) without spending more than 30% of your income, you would need to earn $26.19 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Barry County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,034
$19.88
$41,360
1 bedroom
$1,041
$20.02
$41,640
2 bedrooms
$1,362
$26.19
$54,480
3 bedrooms
$1,704
$32.77
$68,160
4 bedrooms
$2,061
$39.63
$82,440
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Hastings
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hastings is in ZIP code 49058.
For 2 bedrooms it is $1,340: $22 less than the fair market rent for Barry County ($1,362).
Fair market rent by ZIP code and size in Hastings, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
49058
$1,020
$1,020
$1,340
$1,680
$2,030
ZIP code2 bd3 bd
49058 $1,340$1,680
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hastings when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Barry County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Hastings or Barry County. The ones below are statewide in Michigan: they work in Hastings the same as in the rest of the state.
Michigan state agency loan of up to $10,000, with no interest and no monthly payments, for the down payment, closing costs and prepaid expenses; it goes with MSHDA's MI Home Loan mortgage and is repaid in certain cases, such as when you pay off the first mortgage, sell or refinance the home, or no longer live in it.Offered by Michigan State Housing Development Authority (MSHDA).
Michigan state authority certificate that lets you take 20% of the interest you pay each year on your mortgage off your federal taxes, for the life of the loan; you apply with an approved lender before you buy.Offered by Michigan State Housing Development Authority (MSHDA).
No legal help resource on our list is for Hastings or Barry County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Hastings and all of Barry County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Hastings?
The typical home value in Hastings is $174,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Barry County it is $264,100.
How much does it cost to rent in Hastings?
Typical rent in Hastings is $745 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Barry County is $1,362.
What is the FHA loan limit in Hastings?
Hastings uses the FHA limit for all of Barry County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Hastings?
The typical homeowner in Hastings pays $2,504 a year, according to the U.S. Census Bureau. That is 1.43% of the home’s value; in Barry County, the rate is 1.05%.
Where can I find free help to buy or rent in Hastings?
We found no HUD-approved counseling agencies with an office in Barry County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
