In Byron Center, a typical home is worth $384,400. Compared with all of Kent County, typical household income is 48% higher, the typical home value is 33% higher, and the share of households that own their home is 26 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $362,529 to $462,267.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Byron Center is in Kent County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Kent County. See the county
What this place has that others do not, from public data, most unusual first.
1
Byron Center has the 3rd highest homeownership rate of the 179 cities in Michigan with more than 5,000 people (96%).
2
The typical household income in Byron Center is $122,553,48% more than in Kent County as a whole ($82,631).
3
Nearby, in Cutlerville, the typical home value is $222,600: 42% less than in Byron Center ($384,400).
4
The typical home in Byron Center is worth $384,400,33% more than in Kent County as a whole ($289,900).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Byron Center
What homes there are in Byron Center, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Byron Center
Kent County
Michigan
United States
Kind of home: Byron Center and its comparisons
Measure
Byron Center
Kent County
Michigan
United States
Detached house
76%
65%
72%
61%
Attached house
19%
7%
5%
6%
Building of 2 to 4
Unreliable estimate
7%
5%
8%
Apartments (5 or more)
Unreliable estimate
18%
13%
19%
Mobile home
Unreliable estimate
4%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Byron Center, 8 in 10 homes are single-family detached houses; in Kent County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Byron Center
Kent County
Michigan
United States
Year built: Byron Center and its comparisons
Measure
Byron Center
Kent County
Michigan
United States
Before 1960
Unreliable estimate
33%
36%
26%
1960–1979
13%
21%
26%
24%
1980–1999
32%
25%
22%
25%
2000–2009
28%
12%
10%
14%
2010 or later
18%
10%
6%
11%
Here half of the homes date from 1998 or later; in Kent County, from 1977 or later.
Homes in Byron Center are bigger: 80% have 3 bedrooms or more; in Kent County, 64%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K21%
$300K–$500K57%
$500K–$750K14%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Byron Center and its comparisons
Measure
Byron Center
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
21%
$300K–$500K
57%
$500K–$750K
14%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Byron Center and its comparisons
Measure
Byron Center
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$2,172 a month
Kent County: $1,603 a month
Without a mortgage
$693 a month
Kent County: $618 a month
Owners with a mortgage
53%
Kent County: 63%
In Byron Center, 53% of owners have a mortgage, and their typical cost is $2,172 a month, against $1,603 in Kent County. Without one it drops to $693.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Byron Center+56%
Kent County+67%
Michigan+50%
United States+53%
Typical rent
Byron CenterUnreliable
Kent County+38%
Michigan+30%
United States+33%
Typical household income
Byron Center+59%
Kent County+31%
Michigan+28%
United States+29%
Change since 2015–2019: Byron Center and its comparisons
Measure
Byron Center
Kent County
Michigan
United States
Typical home value
+56%
+67%
+50%
+53%
Typical rent
Unreliable estimate
+38%
+30%
+33%
Typical household income
+59%
+31%
+28%
+29%
From 2015–2019 to 2020–2024, the typical home value in Byron Center rose 56%; in Kent County, it rose 67%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Byron Center and its comparisons
Measure
Byron Center
Kent County
Michigan
United States
Rental vacancy
Unreliable estimate
4.3%
5.1%
5.5%
Homeowner vacancy
Unreliable estimate
0.3%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.9%
1.6%
3.4%
People per household
3.05
2.54
2.42
2.53
Drive alone
80%
73%
74%
69%
Carpool
Unreliable estimate
8%
8%
9%
Public transit
Unreliable estimate
2%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
15%
14%
14%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
Households in Byron Center are bigger: 3.05 people on average; in Kent County, 2.54.
To get to work, 80% of workers in Byron Center drive alone; in Kent County, 73%.
Do the math
What would you pay each month for a home in Byron Center?
A typical home is tight for the typical income
We start with a typical home in Byron Center, worth $384,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Byron Center, which is $122,553 a year. For that payment to be 28% of income, a household would need to earn about $137,323 a year.
The calculator's FHA and conventional loan limits are those of all of Kent County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Byron Center. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $13,454 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,204
at 7.18% · 30 years
Loan amount
$377,438
Total interest
$543,044
Paid off in
November 2056
Includes $6,492 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,860 a month
Tight
$2,860 to $3,677 a month
Your payment · 31%
Hard
more than $3,677 a month
Compared with the typical household income in Byron Center ($122,553 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,557
Property tax
$317
Home insurance
$160
FHA mortgage insurance (MIP)
$170
You need at least $13,454 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,204; principal and interest $2,557.
The city and its county
Byron Center and Kent County
Byron Center is in Kent County, Michigan. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Byron Center
Map of Kent County, Michigan, with Byron Center marked. Around it, the neighboring counties.
Byron Center
Kent County
Other cities with a page
Byron Center's own numbers
Typical home value
$384,400
Typical yearly household income
$122,553
Households that own their home
96%
Effective property tax rate
0.99%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Kent County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,630
Price change over 5 years (FHFA)
+60%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Kent County.
A typical home in Byron Center is worth $384,400: 33% above the county and 66% above Michigan. With the typical household income in Byron Center ($122,553 a year), a typical home costs 3.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Byron Center3.1 years
Kent3.5 years
Michigan3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Kent County
According to FHFA’s house price index, home prices in Kent County rose 130% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Kent County.
Yearly change in FHFA’s price index in Kent County, 2016 to 2025
2016: +8.6% +8.6% 2016
2017: +9.0% +9.0% 2017
2018: +8.8% +8.8% 2018
2019: +6.6% +6.6% 2019
2020: +4.3% +4.3% 2020
2021: +14.3% +14.3% 2021
2022: +15.7% +15.7% 2022
2023: +9.0% +9.0% 2023
2024: +6.3% +6.3% 2024
2025: +4.5% +4.5% 2025
Change in FHFA’s price index in Kent County, Michigan and the United States
Period
County
Michigan
U.S.
Last year (2025)
+4.5%
+4.7%
+2.9%
5 years (2020–2025)
+60%
+52%
+47%
10 years (2015–2025)
+130%
+97%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Byron Center next to Kent County, Michigan and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Byron Center$384,400
Kent$289,900
Michigan$231,600
United States$332,700
Typical yearly household income
Byron Center$122,553
Kent$82,631
Michigan$72,875
United States$80,734
See the full table
Byron Center next to Kent County and Michigan
Measure
Byron Center
Kent County
Michigan
U.S.
Typical home value
$384,400 ▲33% above the county
$289,900
$231,600
$332,700
Typical yearly household income
$122,553 ▲48% above the county
$82,631
$72,875
$80,734
Households that own their home
96% ▲26 points above the county
70%
73%
65%
Typical yearly property tax
$3,798 ▲18% above the county
$3,217
$2,904
$3,119
Effective property tax rate
0.99% ▼0.12 points below the county
1.11%
1.25%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Kent County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Byron Center
For a typical $384,400 home in Byron Center, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Byron Center's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,204a month
Least cash to close
Down payment
$13,454
Cash to close
$24,986
Rate
7.18%
Mortgage insurance
FHA MIP · $170
Conventional, 5% down$3,134a month
Down payment
$19,220
Cash to close
$30,752
Rate
7.18%
Mortgage insurance
PMI · $183
Conventional, 20% down, no PMI$2,561a month
Down payment
$76,880
Cash to close
$88,412
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,916a month
Down payment
$57,660
Cash to close
$69,192
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Byron Center
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,204
$13,454
$377,438
7.18%
FHA MIP · $170
$24,986
580
Conventional, 5% down
$3,134
$19,220
$365,180
7.18%
PMI · $183
$30,752
620*
Conventional, 20% down, no PMI
$2,561
$76,880
$307,520
7.18%
None
$88,412
620*
ITIN, 15% down (example)
$2,916
$57,660
$326,740
8.18%
None
$69,192
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
The Census Bureau publishes no typical rent for Byron Center. Below are the fair market rents for Kent County.
HUD publishes a fair market rent for all of Kent County, by unit size. To pay the 2-bedroom one ($1,630 a month) without spending more than 30% of your income, you would need to earn $31.35 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Kent County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,306
$25.12
$52,240
1 bedroom
$1,365
$26.25
$54,600
2 bedrooms
$1,630
$31.35
$65,200
3 bedrooms
$2,113
$40.63
$84,520
4 bedrooms
$2,417
$46.48
$96,680
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Byron Center
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Byron Center is in ZIP code 49315.
For 2 bedrooms it is $1,790: $160 more than the fair market rent for Kent County ($1,630).
Fair market rent by ZIP code and size in Byron Center, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
49315
$1,420
$1,500
$1,790
$2,310
$2,650
ZIP code2 bd3 bd
49315 $1,790$2,310
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Byron Center when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 5 HUD-approved agencies with an office in Kent County; 2 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Byron Center or Kent County. The ones below are statewide in Michigan: they work in Byron Center the same as in the rest of the state.
Michigan state agency loan of up to $10,000, with no interest and no monthly payments, for the down payment, closing costs and prepaid expenses; it goes with MSHDA's MI Home Loan mortgage and is repaid in certain cases, such as when you pay off the first mortgage, sell or refinance the home, or no longer live in it.Offered by Michigan State Housing Development Authority (MSHDA).
Michigan state authority certificate that lets you take 20% of the interest you pay each year on your mortgage off your federal taxes, for the life of the loan; you apply with an approved lender before you buy.Offered by Michigan State Housing Development Authority (MSHDA).
The HUD-approved agencies closest to the center of Byron Center, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
HR
Home Repair Services of Kent County
1100 Division Ave S, Grand Rapids · 10 miles away · Spanish
No legal help resource on our list is for Byron Center or Kent County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Byron Center and all of Kent County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Byron Center?
The typical home value in Byron Center is $384,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Kent County it is $289,900.
What is the FHA loan limit in Byron Center?
Byron Center uses the FHA limit for all of Kent County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Byron Center?
The typical homeowner in Byron Center pays $3,798 a year, according to the U.S. Census Bureau. That is 0.99% of the home’s value; in Kent County, the rate is 1.11%.
Where can I find free help to buy or rent in Byron Center?
There are 5 HUD-approved counseling agencies with an office in Kent County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
