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City · 10,577 residents · Kent County, Michigan

Comstock Park , Michigan

In Comstock Park, a typical home is worth $235,300 and typical rent is $1,189 a month. Compared with all of Kent County, typical household income is 27% lower, the typical home value is 19% lower, and the share of households that own their home is 22 points lower.

Comstock Park in numbers

  • Typical home value

    $235,300

    19% below the county

    About the same as Michigan

    • Comstock Park
    • Kent
    • Michigan
  • Typical rent

    $1,189a month

    4% below the county

    5% above Michigan

    • Comstock Park
    • Kent
    • Michigan
  • Typical household income

    $59,984a year

    27% below the county

    18% below Michigan

    • Comstock Park
    • Kent
    • Michigan
  • Households that own their home

    49%

    22 points below the county

    25 points below Michigan

    • Comstock Park
    • Kent
    • Michigan

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$304,507
3.4% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $231,305 to $304,507.

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Comstock Park is in Kent County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Kent County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Comstock Park apart

What this place has that others do not, from public data, most unusual first.

  1. 49% of households in Comstock Park own their home, against 70% in Kent County.

  2. The typical household income in Comstock Park is $59,984, 27% less than in Kent County as a whole ($82,631).

  3. The typical home in Comstock Park is worth $235,300, 19% less than in Kent County as a whole ($289,900).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Comstock Park

What homes there are in Comstock Park, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Comstock Park and its comparisons
MeasureComstock ParkKent CountyMichiganUnited States
Detached house 38%65%72%61%
Attached house 10%7%5%6%
Building of 2 to 4 4%7%5%8%
Apartments (5 or more) 46%18%13%19%
Mobile home Unreliable estimate4%5%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

In Comstock Park, the apartment is the most common kind of home: 46%, against 18% in Kent County.

Year built
Year built: Comstock Park and its comparisons
MeasureComstock ParkKent CountyMichiganUnited States
Before 1960 16%33%36%26%
1960–1979 26%21%26%24%
1980–1999 47%25%22%25%
2000–2009 7%12%10%14%
2010 or later 4%10%6%11%

Homes in Comstock Park are newer: the typical year built is 1985; in Kent County, 1977.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Comstock Park and its comparisons
MeasureComstock Park
Under $100K Unreliable estimate
$100K–$200K 19%
$200K–$300K 49%
$300K–$500K 24%
$500K–$750K Unreliable estimate
$750K–$1M Unreliable
$1M or more Unreliable
Monthly rent with utilities
Monthly rent with utilities: Comstock Park and its comparisons
MeasureComstock Park
Under $500 Unreliable estimate
$500–$999 19%
$1,000–$1,499 72%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable
$3,000 or more Unreliable

With a mortgage

$1,417 a month

Kent County: $1,603 a month

Without a mortgage

$620 a month

Kent County: $618 a month

Owners with a mortgage

64%

Kent County: 63%

The typical cost for an owner with a mortgage in Comstock Park is $1,417 a month, less than in Kent County ($1,603); without one, $620.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Comstock Park and its comparisons
MeasureComstock ParkKent CountyMichiganUnited States
Typical home value +55%+67%+50%+53%
Typical rent +45%+38%+30%+33%
Typical household income +29%+31%+28%+29%

Homes in Comstock Park gained value more slowly than in Kent County: 55% since 2015–2019, against 67%.

The typical rent in Comstock Park rose 45% over the same time; in Kent County, it rose 38%.

Housing prices ran ahead of income in Comstock Park: typical income rose 29%, against +55% for home values and +45% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Comstock Park and its comparisons
MeasureComstock ParkKent CountyMichiganUnited States
Rental vacancy Unreliable estimate4.3%5.1%5.5%
Homeowner vacancy Unreliable estimate0.3%0.8%0.9%
More than one person per room Unreliable estimate1.9%1.6%3.4%
People per household 2.372.542.422.53
Drive alone 81%73%74%69%
Carpool 11%8%8%9%
Public transit Unreliable estimate2%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 6%14%14%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

Households in Comstock Park are smaller: 2.37 people on average; in Kent County, 2.54.

Carpooling is common in Comstock Park: 11% of workers get to work that way, against 8% in Kent County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Comstock Park?

A typical home costs more than the typical income allows

We start with a typical home in Comstock Park, worth $235,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 40% of the typical household income in Comstock Park, which is $59,984 a year. For that payment to be 28% of income, a household would need to earn about $85,235 a year.

The calculator's FHA and conventional loan limits are those of all of Kent County.

Your numbers

Local data
$

Starts at the typical home value in Comstock Park. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,236 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,989

at 7.18% · 30 years

Loan amount
$231,038
Total interest
$332,409
Paid off in
November 2056

Includes $3,974 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,400 a month

  • Tight

    $1,400 to $1,800 a month

  • Hard

    more than $1,800 a month

    Your payment · 40%

Compared with the typical household income in Comstock Park ($59,984 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,989
Monthly payment breakdown
Principal & interest$1,565
Property tax$222
Home insurance$98
FHA mortgage insurance (MIP)$104

You need at least $8,236 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $1,989; principal and interest $1,565.

The city and its county

Comstock Park and Kent County

Comstock Park is in Kent County, Michigan. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Kent County, Michigan, with Comstock Park marked. Around it, the neighboring counties.

Comstock Park's own numbers

Typical home value
$235,300
Typical monthly rent
$1,189
Typical yearly household income
$59,984
Households that own their home
49%
Effective property tax rate
1.13%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Kent County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,630
Price change over 5 years (FHFA)
+60%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Kent County.

Everything about Kent County

Buying

Buying a home in Comstock Park

A typical home in Comstock Park is worth $235,300: 19% below the county and about the same as Michigan. With the typical household income in Comstock Park ($59,984 a year), a typical home costs 3.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Comstock Park 3.9 years
  • Kent 3.5 years
  • Michigan 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Kent County

According to FHFA’s house price index, home prices in Kent County rose 130% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Kent County.

Yearly change in FHFA’s price index in Kent County, 2016 to 2025
  1. 2020: +4.3%
  2. 2021: +14.3%
  3. 2022: +15.7%
  4. 2023: +9.0%
  5. 2024: +6.3%
  6. 2025: +4.5%
Change in FHFA’s price index in Kent County, Michigan and the United States
Period County Michigan U.S.
Last year (2025) +4.5% +4.7% +2.9%
5 years (2020–2025) +60% +52% +47%
10 years (2015–2025) +130% +97% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Comstock Park next to Kent County, Michigan and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Comstock Park $235,300
  • Kent $289,900
  • Michigan $231,600
  • United States $332,700
Typical monthly rent
  • Comstock Park $1,189
  • Kent $1,243
  • Michigan $1,129
  • United States $1,413
Typical yearly household income
  • Comstock Park $59,984
  • Kent $82,631
  • Michigan $72,875
  • United States $80,734
See the full table
Comstock Park next to Kent County and Michigan
Measure Comstock Park Kent County Michigan U.S.
Typical home value $235,300 19% below the county $289,900 $231,600 $332,700
Typical monthly rent $1,189 4% below the county $1,243 $1,129 $1,413
Typical yearly household income $59,984 27% below the county $82,631 $72,875 $80,734
Households that own their home 49% 22 points below the county 70% 73% 65%
Typical yearly property tax $2,669 17% below the county $3,217 $2,904 $3,119
Effective property tax rate 1.13% 0.02 points above the county 1.11% 1.25% 0.94%
Renters with high rent for their income 55% 6 points above the county 49% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Kent County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Comstock Park

For a typical $235,300 home in Comstock Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Comstock Park's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,989a month

    Least cash to close
    Down payment
    $8,236
    Cash to close
    $15,295
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $104
  • Conventional, 5% down $1,946a month

    Down payment
    $11,765
    Cash to close
    $18,824
    Rate
    7.18%
    Mortgage insurance
    PMI · $112
  • Conventional, 20% down, no PMI $1,595a month

    Down payment
    $47,060
    Cash to close
    $54,119
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,812a month

    Down payment
    $35,295
    Cash to close
    $42,354
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Comstock Park and for Kent County.

Property tax

Effective rate in Comstock Park

1.13%of the home’s value each year

$2,669 a year for the typical owner in Comstock Park.

  • Comstock Park 1.13%
  • Kent 1.11%
  • Michigan 1.25%

What Michigan publishes Principal Residence Exemption (PRE) from school operating tax (Michigan Legislature (Michigan Compiled Laws))

Exemptions and deadlines in Michigan

Flood risk in Kent County

FEMA does not publish these numbers by city: they are for all of Kent County.

FEMA’s maps count no homes in the high-risk zone in Kent County. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Comstock Park

Typical rent in Comstock Park is $1,189 a month: 4% below the county. In Comstock Park, 55% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Kent County, by unit size. To pay the 2-bedroom one ($1,630 a month) without spending more than 30% of your income, you would need to earn $31.35 an hour working full time.

HUD fair market rent for all of Kent County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Kent County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,306 $25.12 $52,240
1 bedroom $1,365 $26.25 $54,600
2 bedrooms $1,630 $31.35 $65,200
3 bedrooms $2,113 $40.63 $84,520
4 bedrooms $2,417 $46.48 $96,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Comstock Park

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Comstock Park is in ZIP code 49321.

For 2 bedrooms it is $1,470: $160 less than the fair market rent for Kent County ($1,630).

  • 49321 $1,470$1,910

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Comstock Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Free help

Help to buy or rent in Comstock Park

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 5 HUD-approved agencies with an office in Kent County; 2 say they serve in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Comstock Park

No down payment, repair or rent-help program on our list is for Comstock Park or Kent County. The ones below are statewide in Michigan: they work in Comstock Park the same as in the rest of the state.

  • MI 10K DPA Loan

    Statewide in Michigan

    Michigan state agency loan of up to $10,000, with no interest and no monthly payments, for the down payment, closing costs and prepaid expenses; it goes with MSHDA's MI Home Loan mortgage and is repaid in certain cases, such as when you pay off the first mortgage, sell or refinance the home, or no longer live in it. Offered by Michigan State Housing Development Authority (MSHDA).

  • Mortgage Credit Certificate (MCC)

    Statewide in Michigan

    Michigan state authority certificate that lets you take 20% of the interest you pay each year on your mortgage off your federal taxes, for the life of the loan; you apply with an approved lender before you buy. Offered by Michigan State Housing Development Authority (MSHDA).

Housing counselors near Comstock Park

The HUD-approved agencies closest to the center of Comstock Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Michigan State University Extension- Grand Rapids Kent County

    775 Ball Ave., N.E., Grand Rapids · 5 miles away

    • Budget and credit workshops
    • Homebuyer education workshops
  • Iccf Community Homes

    415 Martin Luther King Jr St SE Ste 100, Grand Rapids · 7 miles away · Spanish

    • Pre-purchase counseling
    • Homebuyer education workshops
  • GRAND RAPIDS URBAN LEAGUE DBA Urban League of West Michigan

    745 Eastern Ave SE, Grand Rapids · 7 miles away

    • Mortgage delinquency and default
    • Homelessness services
    • and 1 more

Every agency in Kent County All counseling agencies in Michigan

Help in Spanish near Comstock Park

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Comstock Park

In HUD’s record, no housing authority with an office in Kent County is named for Comstock Park or Kent County.

3 other authorities have an office in Kent County: see the list Source: HUD

Cities

Other cities in Kent County

These cities are also in Kent County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Comstock Park

Short answers with the numbers for Comstock Park and all of Kent County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Comstock Park?

The typical home value in Comstock Park is $235,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Kent County it is $289,900.

How much does it cost to rent in Comstock Park?

Typical rent in Comstock Park is $1,189 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Kent County is $1,630.

What is the FHA loan limit in Comstock Park?

Comstock Park uses the FHA limit for all of Kent County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Comstock Park?

The typical homeowner in Comstock Park pays $2,669 a year, according to the U.S. Census Bureau. That is 1.13% of the home’s value; in Kent County, the rate is 1.11%.

Where can I find free help to buy or rent in Comstock Park?

There are 5 HUD-approved counseling agencies with an office in Kent County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).