In Hudsonville, a typical home is worth $285,700 and typical rent is $1,264 a month. Compared with all of Ottawa County, the typical home value is 12% lower and the share of households that own their home is 7 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $337,733 to $428,927.
Typical rent
$1,914a month
Typical rent from Zillow, March 2026 to September 2026: from $1,887 to $1,914.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Hudsonville is in Ottawa County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Ottawa County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Zeeland, the typical rent is $951: 25% less than in Hudsonville ($1,264).
2
Nearby, in Wyoming, the typical home value is $225,200: 21% less than in Hudsonville ($285,700).
3
Hudsonville has the 14th highest homeownership rate of the 179 cities in Michigan with more than 5,000 people (86%).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Hudsonville
What homes there are in Hudsonville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Hudsonville
Ottawa County
Michigan
United States
Kind of home: Hudsonville and its comparisons
Measure
Hudsonville
Ottawa County
Michigan
United States
Detached house
60%
70%
72%
61%
Attached house
17%
8%
5%
6%
Building of 2 to 4
Unreliable estimate
6%
5%
8%
Apartments (5 or more)
Unreliable estimate
11%
13%
19%
Mobile home
7%
5%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Hudsonville (60%), but less so than in Ottawa County (70%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Hudsonville
Ottawa County
Michigan
United States
Year built: Hudsonville and its comparisons
Measure
Hudsonville
Ottawa County
Michigan
United States
Before 1960
19%
19%
36%
26%
1960–1979
28%
21%
26%
24%
1980–1999
28%
30%
22%
25%
2000–2009
10%
15%
10%
14%
2010 or later
Unreliable estimate
15%
6%
11%
Homes in Hudsonville are older: the typical year built is 1982; in Ottawa County, 1988.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K9%
$100K–$200K17%
$200K–$300K29%
$300K–$500K41%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Hudsonville and its comparisons
Measure
Hudsonville
Under $100K
9%
$100K–$200K
17%
$200K–$300K
29%
$300K–$500K
41%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
The FHA limit for Ottawa County is high ($541,287): at least 96% of owner-occupied homes in Hudsonville are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49939%
$1,500–$1,99927%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Hudsonville and its comparisons
Measure
Hudsonville
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
39%
$1,500–$1,999
27%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,631 a month
Ottawa County: $1,656 a month
Without a mortgage
$581 a month
Ottawa County: $607 a month
Owners with a mortgage
62%
Ottawa County: 61%
The typical cost for an owner with a mortgage in Hudsonville is $1,631 a month, near the figure in Ottawa County ($1,656).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Hudsonville+84%
Ottawa County+69%
Michigan+50%
United States+53%
Typical rent
Hudsonville+36%
Ottawa County+35%
Michigan+30%
United States+33%
Typical household income
Hudsonville+42%
Ottawa County+31%
Michigan+28%
United States+29%
Change since 2015–2019: Hudsonville and its comparisons
Measure
Hudsonville
Ottawa County
Michigan
United States
Typical home value
+84%
+69%
+50%
+53%
Typical rent
+36%
+35%
+30%
+33%
Typical household income
+42%
+31%
+28%
+29%
Since 2015–2019, homes in Hudsonville gained value faster than in Ottawa County: 84% against 69%.
Much as in Ottawa County, the typical rent in Hudsonville rose 36% since 2015–2019.
To compare: typical income in Hudsonville rose 42%; the home, +84%; the rent, +36%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Hudsonville and its comparisons
Measure
Hudsonville
Ottawa County
Michigan
United States
Rental vacancy
Unreliable estimate
3.2%
5.1%
5.5%
Homeowner vacancy
Unreliable estimate
0.5%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.6%
1.6%
3.4%
People per household
2.71
2.61
2.42
2.53
Drive alone
84%
77%
74%
69%
Carpool
Unreliable estimate
8%
8%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
10%
10%
14%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
A household in Hudsonville has 2.71 people on average, about the same as in Ottawa County (2.61).
The car rules in Hudsonville: 84% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Hudsonville?
A typical home is tight for the typical income
We start with a typical home in Hudsonville, worth $285,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Hudsonville, which is $91,280 a year. For that payment to be 28% of income, a household would need to earn about $102,370 a year.
The calculator's FHA and conventional loan limits are those of all of Ottawa County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Hudsonville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,000 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,389
at 7.18% · 30 years
Loan amount
$280,525
Total interest
$403,609
Paid off in
November 2056
Includes $4,825 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,130 a month
Tight
$2,130 to $2,738 a month
Your payment · 31%
Hard
more than $2,738 a month
Compared with the typical household income in Hudsonville ($91,280 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,900
Property tax
$243
Home insurance
$119
FHA mortgage insurance (MIP)
$126
You need at least $10,000 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,389; principal and interest $1,900.
The city and its county
Hudsonville and Ottawa County
Hudsonville is in Ottawa County, Michigan. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Hudsonville
Map of Ottawa County, Michigan, with Hudsonville marked. Around it, the neighboring counties.
Hudsonville
Ottawa County
Other cities with a page
Hudsonville's own numbers
Typical home value
$285,700
Typical monthly rent
$1,264
Typical yearly household income
$91,280
Households that own their home
86%
Effective property tax rate
1.02%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Ottawa County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,546
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
1.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Ottawa County.
A typical home in Hudsonville is worth $285,700: 12% below the county and 23% above Michigan. With the typical household income in Hudsonville ($91,280 a year), a typical home costs 3.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Hudsonville3.1 years
Ottawa3.6 years
Michigan3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Ottawa County
According to FHFA’s house price index, home prices in Ottawa County rose 118% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Ottawa County.
Yearly change in FHFA’s price index in Ottawa County, 2016 to 2025
2016: +7.2% +7.2% 2016
2017: +7.9% +7.9% 2017
2018: +7.9% +7.9% 2018
2019: +5.3% +5.3% 2019
2020: +3.9% +3.9% 2020
2021: +12.4% +12.4% 2021
2022: +16.6% +16.6% 2022
2023: +8.0% +8.0% 2023
2024: +7.7% +7.7% 2024
2025: +4.7% +4.7% 2025
Change in FHFA’s price index in Ottawa County, Michigan and the United States
Period
County
Michigan
U.S.
Last year (2025)
+4.7%
+4.7%
+2.9%
5 years (2020–2025)
+59%
+52%
+47%
10 years (2015–2025)
+118%
+97%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Hudsonville next to Ottawa County, Michigan and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Hudsonville$285,700
Ottawa$323,400
Michigan$231,600
United States$332,700
Typical monthly rent
Hudsonville$1,264
Ottawa$1,211
Michigan$1,129
United States$1,413
Typical yearly household income
Hudsonville$91,280
Ottawa$90,502
Michigan$72,875
United States$80,734
See the full table
Hudsonville next to Ottawa County and Michigan
Measure
Hudsonville
Ottawa County
Michigan
U.S.
Typical home value
$285,700 ▼12% below the county
$323,400
$231,600
$332,700
Typical monthly rent
$1,264 ▲4% above the county
$1,211
$1,129
$1,413
Typical yearly household income
$91,280
$90,502
$72,875
$80,734
Households that own their home
86% ▲7 points above the county
79%
73%
65%
Typical yearly property tax
$2,924 ▼12% below the county
$3,313
$2,904
$3,119
Effective property tax rate
1.02%
1.02%
1.25%
0.94%
Renters with high rent for their income
43% ▼7 points below the county
49%
50%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Ottawa County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Hudsonville
For a typical $285,700 home in Hudsonville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hudsonville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,389a month
Least cash to close
Down payment
$10,000
Cash to close
$18,571
Rate
7.18%
Mortgage insurance
FHA MIP · $126
Conventional, 5% down$2,336a month
Down payment
$14,285
Cash to close
$22,856
Rate
7.18%
Mortgage insurance
PMI · $136
Conventional, 20% down, no PMI$1,910a month
Down payment
$57,140
Cash to close
$65,711
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,174a month
Down payment
$42,855
Cash to close
$51,426
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Hudsonville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,389
$10,000
$280,525
7.18%
FHA MIP · $126
$18,571
580
Conventional, 5% down
$2,336
$14,285
$271,415
7.18%
PMI · $136
$22,856
620*
Conventional, 20% down, no PMI
$1,910
$57,140
$228,560
7.18%
None
$65,711
620*
ITIN, 15% down (example)
$2,174
$42,855
$242,845
8.18%
None
$51,426
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Hudsonville is $1,264 a month: 4% above the county. In Hudsonville, 43% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Ottawa County, by unit size. To pay the 2-bedroom one ($1,546 a month) without spending more than 30% of your income, you would need to earn $29.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Ottawa County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,077
$20.71
$43,080
1 bedroom
$1,357
$26.10
$54,280
2 bedrooms
$1,546
$29.73
$61,840
3 bedrooms
$1,947
$37.44
$77,880
4 bedrooms
$2,306
$44.35
$92,240
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Hudsonville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hudsonville is in ZIP code 49426.
For 2 bedrooms it is $1,660: $114 more than the fair market rent for Ottawa County ($1,546).
Fair market rent by ZIP code and size in Hudsonville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
49426
$1,160
$1,460
$1,660
$2,090
$2,480
ZIP code2 bd3 bd
49426 $1,660$2,090
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hudsonville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Ottawa County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Hudsonville or Ottawa County. The ones below are statewide in Michigan: they work in Hudsonville the same as in the rest of the state.
Michigan state agency loan of up to $10,000, with no interest and no monthly payments, for the down payment, closing costs and prepaid expenses; it goes with MSHDA's MI Home Loan mortgage and is repaid in certain cases, such as when you pay off the first mortgage, sell or refinance the home, or no longer live in it.Offered by Michigan State Housing Development Authority (MSHDA).
Michigan state authority certificate that lets you take 20% of the interest you pay each year on your mortgage off your federal taxes, for the life of the loan; you apply with an approved lender before you buy.Offered by Michigan State Housing Development Authority (MSHDA).
No legal help resource on our list is for Hudsonville or Ottawa County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Hudsonville and all of Ottawa County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Hudsonville?
The typical home value in Hudsonville is $285,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Ottawa County it is $323,400.
How much does it cost to rent in Hudsonville?
Typical rent in Hudsonville is $1,264 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Ottawa County is $1,546.
What is the FHA loan limit in Hudsonville?
Hudsonville uses the FHA limit for all of Ottawa County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Hudsonville?
The typical homeowner in Hudsonville pays $2,924 a year, according to the U.S. Census Bureau. That is 1.02% of the home’s value; in Ottawa County, the rate is 1.02%.
Where can I find free help to buy or rent in Hudsonville?
There are 2 HUD-approved counseling agencies with an office in Ottawa County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
