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City · 12,883 residents · Prince George's County, Maryland

Rosaryville , Maryland

In Rosaryville, a typical home is worth $478,700 and typical rent is $2,362 a month. Compared with all of Prince George's County, typical household income is 56% higher, typical rent is 31% higher, and the share of households that own their home is 31 points higher.

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  • Typical home value

    $478,700

    12% above the county

    14% above Maryland

    • Rosaryville
    • Prince George's
    • Maryland

  • Typical rent

    $2,362a month

    31% above the county

    39% above Maryland

    • Rosaryville
    • Prince George's
    • Maryland

  • Typical household income

    $158,923a year

    56% above the county

    53% above Maryland

    • Rosaryville
    • Prince George's
    • Maryland

  • Households that own their home

    93%

    31 points above the county

    26 points above Maryland

    • Rosaryville
    • Prince George's
    • Maryland

Source: U.S. Census Bureau, Average 2020–2024

Rosaryville is in Prince George's County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Prince George's County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Rosaryville apart

What this place has that others do not, from public data, most unusual first.

  1. 93% of households in Rosaryville own their home, against 62% in Prince George's County.

  2. The typical household income in Rosaryville is $158,923, 56% more than in Prince George's County as a whole ($101,798).

  3. The typical rent in Rosaryville is $2,362 a month, 31% more than in Prince George's County as a whole ($1,799).

  4. Nearby, in Clinton, the typical rent is $1,809: 23% less than in Rosaryville ($2,362).

  5. Nearby, in Marlboro Village, the typical home value is $382,600: 20% less than in Rosaryville ($478,700).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Rosaryville

What homes there are in Rosaryville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Rosaryville, 10 in 10 homes are single-family detached houses; in Prince George's County, 5.

Year built

The typical home in Rosaryville was built in 1992, 15 years after the typical one in Prince George's County.

Homes in Rosaryville are bigger: 97% have 3 bedrooms or more; in Prince George's County, 64%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,792 a month

Prince George's County: $2,456 a month

Without a mortgage

$930 a month

Prince George's County: $823 a month

Owners with a mortgage

82%

Prince George's County: 78%

In Rosaryville, 82% of owners have a mortgage, and their typical cost is $2,792 a month, against $2,456 in Prince George's County. Without one it drops to $930.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Rosaryville gained value faster than in Prince George's County: 44% against 41%.

Since 2015–2019, the typical rent in Rosaryville did not change clearly, according to the Census.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureRosaryvillePrince George's CountyMarylandUnited States
Rental vacancy Unreliable estimate4.7%4.7%5.5%
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room Unreliable estimate5.1%2.5%3.4%
People per household 3.262.702.572.53
Drive alone 68%60%65%69%
Carpool 7%10%8%9%
Public transit Unreliable estimate7%4%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 19%18%19%15%
Other means Unreliable estimate3%2%2%
Typical commute Unreliable estimate30 to 39 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Rosaryville has 3.26 people, more than in Prince George's County (2.70).

In Rosaryville, 68% of workers drive alone to work; in Prince George's County, 60%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Rosaryville?

A typical home is tight for the typical income

We start with a typical home in Rosaryville, worth $478,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Rosaryville, which is $158,923 a year. For that payment to be 28% of income, a household would need to earn about $172,721 a year.

The calculator's FHA and conventional loan limits are those of all of Prince George's County.

Your numbers

Local data
$

Starts at the typical home value in Rosaryville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $16,755 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,030

at 7.18% · 30 years

Loan amount
$470,029
Total interest
$676,262
Paid off in
November 2056

Includes $8,084 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,708 a month

  • Tight

    $3,708 to $4,768 a month

    Your payment · 30%

  • Hard

    more than $4,768 a month

Compared with the typical household income in Rosaryville ($158,923 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,030
Principal & interest$3,184
Property tax$435
Home insurance$200
FHA mortgage insurance (MIP)$212

You need at least $16,755 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Rosaryville and Prince George's County

Rosaryville is in Prince George's County, Maryland. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Rosaryville's own numbers

Typical home value
$478,700
Typical monthly rent
$2,362
Typical yearly household income
$158,923
Households that own their home
93%
Effective property tax rate
1.09%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Prince George's County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,438
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
0.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Prince George's County.

Everything about Prince George's County

Buying

Buying a home in Rosaryville

A typical home in Rosaryville is worth $478,700: 12% above the county and 14% above Maryland. With the typical household income in Rosaryville ($158,923 a year), a typical home costs 3.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Rosaryville 3.0 years
  • Prince George's 4.2 years
  • Maryland 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Prince George's County

According to FHFA’s house price index, home prices in Prince George's County rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Prince George's County.

Period County Maryland U.S.
Last year (2025) +2.8% +2.7% +2.9%
5 years (2020–2025) +38% +40% +47%
10 years (2015–2025) +77% +60% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Rosaryville next to Prince George's County, Maryland and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Rosaryville $478,700
  • Prince George's $426,000
  • Maryland $419,900
  • United States $332,700
Typical monthly rent
  • Rosaryville $2,362
  • Prince George's $1,799
  • Maryland $1,705
  • United States $1,413
Typical yearly household income
  • Rosaryville $158,923
  • Prince George's $101,798
  • Maryland $103,678
  • United States $80,734
See the full table
Rosaryville next to Prince George's County and Maryland
Measure Rosaryville Prince George's County Maryland U.S.
Typical home value $478,700 $426,000 $419,900 $332,700
Typical monthly rent $2,362 $1,799 $1,705 $1,413
Typical yearly household income $158,923 $101,798 $103,678 $80,734
Households that own their home 93% 62% 68% 65%
Typical yearly property tax $5,201 $4,771 $4,093 $3,119
Effective property tax rate 1.09% 1.12% 0.97% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Prince George's County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Rosaryville

For a typical $478,700 home in Rosaryville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Rosaryville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,030a month

    Least cash to close
    Down payment
    $16,755
    Cash to close
    $31,116
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $212

  • Conventional, 5% down $3,942a month

    Down payment
    $23,935
    Cash to close
    $38,296
    Rate
    7.18%
    Mortgage insurance
    PMI · $227

  • Conventional, 20% down, no PMI $3,229a month

    Down payment
    $95,740
    Cash to close
    $110,101
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,671a month

    Down payment
    $71,805
    Cash to close
    $86,166
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Rosaryville and for Prince George's County.

Property tax

Effective rate in Rosaryville

1.09%of the home’s value each year

$5,201 a year for the typical owner in Rosaryville.

  • Rosaryville 1.09%
  • Prince George's 1.12%
  • Maryland 0.97%

What Maryland publishes Homestead tax credit (cap on yearly assessment increases) (Maryland General Assembly (Annotated Code of Maryland, Tax-Property Article))

Exemptions and deadlines in Maryland

Flood risk in Prince George's County

FEMA does not publish these numbers by city: they are for all of Prince George's County.

Homes in the high-risk zone
0.4%
905
Of those, with NFIP insurance
—
County Maryland U.S.
Homes in the high-risk zone 0.4% 1.2% 3.5%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Rosaryville

Typical rent in Rosaryville is $2,362 a month: 31% above the county.

HUD publishes a fair market rent for all of Prince George's County, by unit size. To pay the 2-bedroom one ($2,438 a month) without spending more than 30% of your income, you would need to earn $46.88 an hour working full time.

HUD fair market rent for all of Prince George's County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,111 $40.60 $84,440
1 bedroom $2,204 $42.38 $88,160
2 bedrooms $2,438 $46.88 $97,520
3 bedrooms $3,107 $59.75 $124,280
4 bedrooms $3,658 $70.35 $146,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Rosaryville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Rosaryville has 2 ZIP codes with their own.

For 2 bedrooms it runs from $2,530 in 20772 to $2,690 in 20623.

2 of the 2 are above the fair market rent for Prince George's County ($2,438).

  • 20623 $2,690$3,430
  • 20772 $2,530$3,220

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Rosaryville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Rosaryville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 7 HUD-approved agencies with an office in Prince George's County; 5 say they serve in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Rosaryville

No down payment, repair or rent-help program on our list is for Rosaryville or Prince George's County. The ones below are statewide in Maryland: they work in Rosaryville the same as in the rest of the state.

Which programs do I qualify for? All programs in Maryland

  • MMP 1st Time Advantage

    Statewide in Maryland

    Maryland Mortgage Program mortgages for first-time buyers, with a deferred 0% second mortgage for the down payment: $6,000, or 3%, 4% or 5% of the loan. Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).

    Deferred

    See the program Official page

  • MMP Flex Loans

    Statewide in Maryland

    Maryland Mortgage Program mortgages for first-time buyers and for people who have owned a home before; Flex 6000 brings $6,000 and Flex 3% brings 3% of the loan for the down payment, as a deferred 0% second loan. Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).

    Deferred

    See the program Official page

  • Maryland SmartBuy

    Statewide in Maryland

    Maryland Mortgage Program loan of up to 15% of the price (maximum $25,000) to pay off your student debt when you buy a home; no interest or monthly payments, and forgiven after five years if you stay in the home. Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).

    Forgivable

    See the program Official page

Housing counselors near Rosaryville

The HUD-approved agencies closest to the center of Rosaryville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Options & Planning Enterprises, Inc.

    6188 Oxon Hill Rd Ste 700, Oxon Hill · 9 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (301) 567-3330

  • United Communities Against Poverty

    1400 Doewood Ln, Capitol Heights · 11 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (301) 322-5700

  • Homefree-USA of the Washington DC Metropolitan Area

    8401 Corporate Dr, Landover · 13 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (301) 891-8400

Every agency in Prince George's County All counseling agencies in Maryland

Help in Spanish near Rosaryville

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Rosaryville

In HUD’s record, no housing authority with an office in Prince George's County is named for Rosaryville or Prince George's County.

4 other authorities have an office in Prince George's County: see the list Source: HUD

Cities

Other cities in Prince George's County

These cities are also in Prince George's County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Prince George's County Housing in Maryland
See 39 more cities in Prince George's County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Rosaryville, with the typical home value.

Neighboring counties

If Prince George's County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Rosaryville.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Rosaryville

Short answers with the numbers for Rosaryville and all of Prince George's County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Rosaryville?

The typical home value in Rosaryville is $478,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Prince George's County it is $426,000.

How much does it cost to rent in Rosaryville?

Typical rent in Rosaryville is $2,362 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Prince George's County is $2,438.

What is the FHA loan limit in Rosaryville?

Rosaryville uses the FHA limit for all of Prince George's County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Rosaryville?

The typical homeowner in Rosaryville pays $5,201 a year, according to the U.S. Census Bureau. That is 1.09% of the home’s value; in Prince George's County, the rate is 1.12%.

Where can I find free help to buy or rent in Rosaryville?

There are 7 HUD-approved counseling agencies with an office in Prince George's County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).