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City · 17,395 residents · Prince George's County, Maryland

Adelphi , Maryland

In Adelphi, a typical home is worth $425,200 and typical rent is $1,804 a month. Compared with all of Prince George's County, typical household income is 19% lower and the share of households that own their home is 21 points lower.

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  • Typical home value

    $425,200

    About the same as the county

    About the same as Maryland

    • Adelphi
    • Prince George's
    • Maryland

  • Typical rent

    $1,804a month

    About the same as the county

    6% above Maryland

    • Adelphi
    • Prince George's
    • Maryland

  • Typical household income

    $82,137a year

    19% below the county

    21% below Maryland

    • Adelphi
    • Prince George's
    • Maryland

  • Households that own their home

    42%

    21 points below the county

    26 points below Maryland

    • Adelphi
    • Prince George's
    • Maryland

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$440,084
about the same as 12 months ago
Typical rent
$1,759 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Adelphi is in Prince George's County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Prince George's County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Adelphi apart

What this place has that others do not, from public data, most unusual first.

  1. 42% of households in Adelphi own their home, against 62% in Prince George's County.

  2. Nearby, in Takoma Park, the typical rent is $1,432: 21% less than in Adelphi ($1,804).

  3. Nearby, in Langley Park, the typical home value is $357,200: 16% less than in Adelphi ($425,200).

  4. The typical household income in Adelphi is $82,137, 19% less than in Prince George's County as a whole ($101,798).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Adelphi

What homes there are in Adelphi, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Adelphi, the apartment is the most common kind of home: 65%, against 31% in Prince George's County.

Year built

The typical home in Adelphi was built in 1968, 9 years before the typical one in Prince George's County.

There are fewer big homes in Adelphi than in Prince George's County: 43% have 3 bedrooms or more, against 64%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,357 a month

Prince George's County: $2,456 a month

Without a mortgage

$854 a month

Prince George's County: $823 a month

Owners with a mortgage

76%

Prince George's County: 78%

Owning costs about the same in Adelphi as in Prince George's County: with a mortgage, $2,357 a month; without one, $854.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Adelphi gained value more slowly than in Prince George's County: 36% since 2015–2019, against 41%.

Rents in Adelphi rose at about the same pace as in Prince George's County: 20% since 2015–2019, against 22%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureAdelphiPrince George's CountyMarylandUnited States
Rental vacancy Unreliable estimate4.7%4.7%5.5%
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room 10.7%5.1%2.5%3.4%
People per household 3.302.702.572.53
Drive alone 52%60%65%69%
Carpool 21%10%8%9%
Public transit 8%7%4%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 11%18%19%15%
Other means 4%3%2%2%
Typical commute 30 to 39 minutes30 to 39 minutes20 to 29 minutes20 to 29 minutes

More households are short on space in Adelphi: 10.7% have more than one person per room; in Prince George's County, 5.1%.

More people live in each home here: 3.30 on average, against 2.70 in Prince George's County.

More people carpool to work in Adelphi than in Prince George's County: 21% against 10%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Adelphi?

A typical home costs more than the typical income allows

We start with a typical home in Adelphi, worth $425,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 52% of the typical household income in Adelphi, which is $82,137 a year. For that payment to be 28% of income, a household would need to earn about $152,506 a year.

The calculator's FHA and conventional loan limits are those of all of Prince George's County.

Your numbers

Local data
$

Starts at the typical home value in Adelphi. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $14,882 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,559

at 7.18% · 30 years

Loan amount
$417,499
Total interest
$600,682
Paid off in
November 2056

Includes $7,181 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,917 a month

  • Tight

    $1,917 to $2,464 a month

  • Hard

    more than $2,464 a month

    Your payment · 52%

Compared with the typical household income in Adelphi ($82,137 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,559
Principal & interest$2,828
Property tax$365
Home insurance$177
FHA mortgage insurance (MIP)$188

You need at least $14,882 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Adelphi and Prince George's County

Adelphi is in Prince George's County, Maryland. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Adelphi's own numbers

Typical home value
$425,200
Typical monthly rent
$1,804
Typical yearly household income
$82,137
Households that own their home
42%
Effective property tax rate
1.03%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Prince George's County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,438
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
0.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Prince George's County.

Everything about Prince George's County

Buying

Buying a home in Adelphi

A typical home in Adelphi is worth $425,200: about the same as the county and about the same as Maryland. With the typical household income in Adelphi ($82,137 a year), a typical home costs 5.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Adelphi 5.2 years
  • Prince George's 4.2 years
  • Maryland 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Prince George's County

According to FHFA’s house price index, home prices in Prince George's County rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Prince George's County.

Period County Maryland U.S.
Last year (2025) +2.8% +2.7% +2.9%
5 years (2020–2025) +38% +40% +47%
10 years (2015–2025) +77% +60% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Adelphi next to Prince George's County, Maryland and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Adelphi $425,200
  • Prince George's $426,000
  • Maryland $419,900
  • United States $332,700
Typical monthly rent
  • Adelphi $1,804
  • Prince George's $1,799
  • Maryland $1,705
  • United States $1,413
Typical yearly household income
  • Adelphi $82,137
  • Prince George's $101,798
  • Maryland $103,678
  • United States $80,734
See the full table
Adelphi next to Prince George's County and Maryland
Measure Adelphi Prince George's County Maryland U.S.
Typical home value $425,200 $426,000 $419,900 $332,700
Typical monthly rent $1,804 $1,799 $1,705 $1,413
Typical yearly household income $82,137 $101,798 $103,678 $80,734
Households that own their home 42% 62% 68% 65%
Typical yearly property tax $4,385 $4,771 $4,093 $3,119
Effective property tax rate 1.03% 1.12% 0.97% 0.94%
Renters with high rent for their income 58% 53% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Prince George's County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Adelphi

For a typical $425,200 home in Adelphi, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Adelphi's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,558a month

    Least cash to close
    Down payment
    $14,882
    Cash to close
    $27,638
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $188

  • Conventional, 5% down $3,481a month

    Down payment
    $21,260
    Cash to close
    $34,016
    Rate
    7.18%
    Mortgage insurance
    PMI · $202

  • Conventional, 20% down, no PMI $2,846a month

    Down payment
    $85,040
    Cash to close
    $97,796
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,240a month

    Down payment
    $63,780
    Cash to close
    $76,536
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Adelphi and for Prince George's County.

Property tax

Effective rate in Adelphi

1.03%of the home’s value each year

$4,385 a year for the typical owner in Adelphi.

  • Adelphi 1.03%
  • Prince George's 1.12%
  • Maryland 0.97%

What Maryland publishes Homestead tax credit (cap on yearly assessment increases) (Maryland General Assembly (Annotated Code of Maryland, Tax-Property Article))

Exemptions and deadlines in Maryland

Flood risk in Prince George's County

FEMA does not publish these numbers by city: they are for all of Prince George's County.

Homes in the high-risk zone
0.4%
905
Of those, with NFIP insurance
—
County Maryland U.S.
Homes in the high-risk zone 0.4% 1.2% 3.5%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Adelphi

Typical rent in Adelphi is $1,804 a month: about the same as the county. In Adelphi, 58% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Prince George's County, by unit size. To pay the 2-bedroom one ($2,438 a month) without spending more than 30% of your income, you would need to earn $46.88 an hour working full time.

HUD fair market rent for all of Prince George's County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,111 $40.60 $84,440
1 bedroom $2,204 $42.38 $88,160
2 bedrooms $2,438 $46.88 $97,520
3 bedrooms $3,107 $59.75 $124,280
4 bedrooms $3,658 $70.35 $146,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Adelphi

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Adelphi is in ZIP code 20783.

For 2 bedrooms it is $2,220: $218 less than the fair market rent for Prince George's County ($2,438).

  • 20783 $2,220$2,830

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Adelphi when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Adelphi

HUD lists one building with rents for lower incomes in Adelphi.

  • Dolly Housing, Inc 1836 Metzerott Rd, Adelphi 20783 6 low-income homes · For people with disabilities (301) 599-8000

See all 109 buildings in Prince George's County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Adelphi

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 7 HUD-approved agencies with an office in Prince George's County; 5 say they serve in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Adelphi

No down payment, repair or rent-help program on our list is for Adelphi or Prince George's County. The ones below are statewide in Maryland: they work in Adelphi the same as in the rest of the state.

Which programs do I qualify for? All programs in Maryland

  • MMP 1st Time Advantage

    Statewide in Maryland

    Maryland Mortgage Program mortgages for first-time buyers, with a deferred 0% second mortgage for the down payment: $6,000, or 3%, 4% or 5% of the loan. Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).

    Deferred

    See the program Official page

  • MMP Flex Loans

    Statewide in Maryland

    Maryland Mortgage Program mortgages for first-time buyers and for people who have owned a home before; Flex 6000 brings $6,000 and Flex 3% brings 3% of the loan for the down payment, as a deferred 0% second loan. Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).

    Deferred

    See the program Official page

  • Maryland SmartBuy

    Statewide in Maryland

    Maryland Mortgage Program loan of up to 15% of the price (maximum $25,000) to pay off your student debt when you buy a home; no interest or monthly payments, and forgiven after five years if you stay in the home. Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).

    Forgivable

    See the program Official page

Housing counselors near Adelphi

The HUD-approved agencies closest to the center of Adelphi, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Initiative Partnership, Inc. (HIP)

    6525 Belcrest Rd, Hyattsville · 2 miles away · Spanish

    Also serves in French and Portuguese.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (301) 699-3835

  • Centro de Apoyo Familiar (CAF) MD

    6801 Kenilworth Ave Ste 110, Riverdale · 3 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (301) 328-3292

  • Seed - Sowing Empowerment & Economic Development , Inc.

    6201 Riverdale Rd, Riverdale · 4 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (301) 458-9808

Every agency in Prince George's County All counseling agencies in Maryland

Help in Spanish near Adelphi

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Adelphi

In HUD’s record, no housing authority with an office in Prince George's County is named for Adelphi or Prince George's County.

4 other authorities have an office in Prince George's County: see the list Source: HUD

Cities

Other cities in Prince George's County

These cities are also in Prince George's County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Prince George's County Housing in Maryland
See 39 more cities in Prince George's County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Adelphi, with the typical home value.

Neighboring counties

If Prince George's County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Adelphi.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about Adelphi

Short answers with the numbers for Adelphi and all of Prince George's County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Adelphi?

The typical home value in Adelphi is $425,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Prince George's County it is $426,000.

How much does it cost to rent in Adelphi?

Typical rent in Adelphi is $1,804 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Prince George's County is $2,438.

What is the FHA loan limit in Adelphi?

Adelphi uses the FHA limit for all of Prince George's County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Adelphi?

The typical homeowner in Adelphi pays $4,385 a year, according to the U.S. Census Bureau. That is 1.03% of the home’s value; in Prince George's County, the rate is 1.12%.

Where can I find free help to buy or rent in Adelphi?

There are 7 HUD-approved counseling agencies with an office in Prince George's County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).